Zip code 95003: Aptos, California

Q: What city is zip code 95003?

95003 is assigned to Aptos, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95003 in?

95003 is in Santa Cruz County, California.

Q: What is the population of 95003?

About 24,951 people live in 95003, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95003?

The median household income in 95003 is $148,412.

Q: What zip codes are near 95003?

The closest zip codes to 95003 are 95001, 95073, 95010, 95065, 95062.

Residential delivery areaSanta Cruz CountyPacific Time

Population

24,951

Median household income

$148K

U.S. $81K

Median home value

$1.2M

U.S. $333K

Median rent

$2,731/mo

U.S. $1,413

Median age

48.4

U.S. 38.9

Land area

32 sq mi

770 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95003

95003 is a suburban zip code in Aptos, California (Santa Cruz County), covering 32 sq mi of land. About 24,951 people live here, or 770 per square mile. The median resident is 48.4 years old, compared with 38.9 nationally.

The median household earns $148,412 a year, 84% above the national median of $80,734. 4.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,198,700, or 8.1 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 71% of occupied homes are lived in by their owners, and renters pay a median of $2,731 a month.

56% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.2 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management, healthcare and sales. 17% of them are self-employed (U.S.: 10%).

How 95003 compares

Sorted from highest to lowest national percentile

Median home value$1,198,700
97th
U.S. $332,700 · CA $734,700250th of 1,586 in CA
Median gross rent$2,731
97th
U.S. $1,413 · CA $2,036219th of 1,464 in CA
Self-employed workers17.3%
95th
U.S. 10% · CA 11.4%375th of 1,678 in CA
Median household income$148,412
94th
StrengthU.S. $80,734 · CA $99,122206th of 1,575 in CA
Per capita income$76,751
94th
StrengthU.S. $44,673 · CA $49,513244th of 1,685 in CA
Median age48.4
93rd
U.S. 38.9 · CA 37.9324th of 1,687 in CA
Median earnings per worker$79,227
93rd
StrengthU.S. $49,666 · CA $52,643263rd of 1,658 in CA
Residents 65 and older24.9%
92nd
U.S. 17.2% · CA 15.7%344th of 1,688 in CA
Broadband access96.5%
89th
StrengthU.S. 91% · CA 93.5%352nd of 1,662 in CA
Housing vacancy16.4%
89th
U.S. 10.1% · CA 7.5%381st of 1,664 in CA
Healthcare workers12.7%
86th
U.S. 9.7% · CA 9.4%223rd of 1,678 in CA
Bachelor's degree or higher56.1%
85th
StrengthU.S. 35.7% · CA 37.1%318th of 1,687 in CA
Work from home22.9%
84th
U.S. 15.1% · CA 17.2%479th of 1,680 in CA
Unemployment rate6.1%
70th
U.S. 5.2% · CA 6.6%853rd of 1,681 in CA
Government workers15.6%
63rd
U.S. 14.5% · CA 14.8%792nd of 1,678 in CA
Tech workers3.5%
61st
U.S. 3.8% · CA 4.4%574th of 1,678 in CA
Average commute27.2 min
58th
U.S. 26.4 min · CA 28.7 min867th of 1,584 in CA
Homeownership rate70.6%
55th
U.S. 65.2% · CA 55.9%585th of 1,662 in CA
Foreign-born residents9.4%
48th
U.S. 14.1% · CA 27%1,310th of 1,688 in CA
Income inequality (Gini)0.432
47th
U.S. 0.483 · CA 0.489915th of 1,651 in CA
Population24,951
40th
U.S. 334,922,499 · CA 39,287,377725th of 1,688 in CA
Population density770/sq mi
39th
U.S. 95/sq mi · CA 252/sq mi890th of 1,688 in CA
Veterans4.8%
36th
U.S. 6.2% · CA 4.3%749th of 1,686 in CA
Diversity index39.3
35th
U.S. 61.4 · CA 69.71,314th of 1,688 in CA
Rent-burdened renters44.2%
27th
U.S. 51.1% · CA 55.3%1,283rd of 1,610 in CA
Residents under 1816.9%
14th
U.S. 22% · CA 22%1,210th of 1,688 in CA
Uninsured rate2.8%
11th
StrengthU.S. 8.4% · CA 6.6%1,330th of 1,675 in CA
Poverty rate4.1%
7th
StrengthU.S. 12.5% · CA 12%1,527th of 1,666 in CA

Measure	95003	Santa Cruz	CA	U.S.	National percentile	Rank in CA
Median home value	$1,198,700	$1,027,500	$734,700	$332,700	97th	250th of 1,586
Median gross rent	$2,731	$2,264	$2,036	$1,413	97th	219th of 1,464
Self-employed workers	17.3%	13.4%	11.4%	10%	95th	375th of 1,678
Median household incomeStrength	$148,412	$111,093	$99,122	$80,734	94th	206th of 1,575
Per capita incomeStrength	$76,751	$56,941	$49,513	$44,673	94th	244th of 1,685
Median age	48.4	39.8	37.9	38.9	93rd	324th of 1,687
Median earnings per workerStrength	$79,227	$54,461	$52,643	$49,666	93rd	263rd of 1,658
Residents 65 and older	24.9%	19%	15.7%	17.2%	92nd	344th of 1,688
Broadband accessStrength	96.5%	94.2%	93.5%	91%	89th	352nd of 1,662
Housing vacancy	16.4%	9.4%	7.5%	10.1%	89th	381st of 1,664
Healthcare workers	12.7%	8.9%	9.4%	9.7%	86th	223rd of 1,678
Bachelor's degree or higherStrength	56.1%	43.9%	37.1%	35.7%	85th	318th of 1,687
Work from home	22.9%	19.3%	17.2%	15.1%	84th	479th of 1,680
Unemployment rate	6.1%	6.1%	6.6%	5.2%	70th	853rd of 1,681
Government workers	15.6%	16.7%	14.8%	14.5%	63rd	792nd of 1,678
Tech workers	3.5%	4%	4.4%	3.8%	61st	574th of 1,678
Average commute	27.2 min	25.7 min	28.7 min	26.4 min	58th	867th of 1,584
Homeownership rate	70.6%	59.9%	55.9%	65.2%	55th	585th of 1,662
Foreign-born residents	9.4%	18%	27%	14.1%	48th	1,310th of 1,688
Income inequality (Gini)	0.432	0.483	0.489	0.483	47th	915th of 1,651
Population	24,951	264,926	39,287,377	334,922,499	40th	725th of 1,688
Population density	770/sq mi	595/sq mi	252/sq mi	95/sq mi	39th	890th of 1,688
Veterans	4.8%	3.7%	4.3%	6.2%	36th	749th of 1,686
Diversity index	39.3	58.1	69.7	61.4	35th	1,314th of 1,688
Rent-burdened renters	44.2%	51.7%	55.3%	51.1%	27th	1,283rd of 1,610
Residents under 18	16.9%	18.4%	22%	22%	14th	1,210th of 1,688
Uninsured rateStrength	2.8%	4.9%	6.6%	8.4%	11th	1,330th of 1,675
Poverty rateStrength	4.1%	11.6%	12%	12.5%	7th	1,527th of 1,666

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

10%

18–24

25–34

10%

35–44

13%

45–54

16%

55–64

15%

65–74

10%

75+

Median age

48.4

Under 18

16.9%

65 and over

24.9%

Race and ethnicity

White76%
Black0.3%
Hispanic15%
Asian3%
Native American0.1%
Pacific Islander0.3%
Other0.8%
Multiracial4%

Diversity index

39.3

U.S. 61.4

Foreign-born

9.4%

U.S. 14.1%

Born in state

65%

Language spoken at home (households)

English only

83%

Spanish

11%

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 9,905
Average household size: 2.5
Family households: 70.7%
Married couples: 56.2%
Living alone: 23%
Veterans (of adults): 4.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

10%

$100–150k

19%

$150–200k

17%

$200k+

33%

Median household income

95003

$148,412

Santa Cruz Co.

$111,093

California

$99,122

United States

$80,734

Per capita income

$76,751

U.S. $44,673

Poverty rate

4.1%

U.S. 12.5%

Households earning $150K+

49.8%

U.S. 23%

Income inequality (Gini)

0.432

U.S. 0.483

Housing

Median home value

95003

$1,198,700

Santa Cruz Co.

$1,027,500

California

$734,700

United States

$332,700

Median gross rent

95003

$2,731

Santa Cruz Co.

$2,264

California

$2,036

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 11,843
Owner-occupied: 70.6%
Vacant: 16.4%
Median year built: 1976
Median rooms: 5.3
Renters paying 30%+ of income: 44.2%
Renters paying 50%+ of income: 21.8%
Home value to income: 8.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

67%

Carpooled

Transit

0.3%

Walked

Bicycle

0.5%

Worked from home

23%

Other

Commute time (one way)

<10 min

12%

10–19

30%

20–29

20%

30–44

15%

45–59

12%

60+

11%

Average commute

27.2 min

U.S. 26.4 min

Unemployment

6.1%

U.S. 5.2%

In labor force

62.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Healthcare

13%

Sales

13%

Education

Business and finance

Office and admin

Engineering and science

Transportation and moving

Cleaning and personal care

Construction and repair

Food service

Computer and math

Legal and social services

Arts, media and sports

Production

Police and fire

Farming, fishing and forestry

Industries

Health care and social assistance

15%

Professional and technical services

13%

Education

11%

Retail

10%

Construction

Finance, insurance and real estate

Restaurants and hotels

Other services

Manufacturing

Agriculture and mining

Public administration

Transportation, warehousing and utilities

Arts and recreation

Wholesale

Information

Admin, support and management

Median earnings per worker

$79,227

U.S. $49,666

Self-employed

17.3%

U.S. 10%

Government workers

15.6%

U.S. 14.5%

Nonprofit workers

9.2%

U.S. 8.8%

Median earnings by type of work

Type of work	95003	U.S.
Management, business, science and arts	$105,217	$74,888
Service	$30,028	$26,804
Sales and office	$71,795	$40,476
Construction and maintenance	$53,750	$49,199
Production and transportation	$34,219	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

22%

Associate's

10%

Bachelor's

29%

Graduate

27%

High school graduate or higher: 96.9%
Bachelor's degree or higher: 56.1%
Graduate or professional degree: 26.7%
Households with broadband: 96.5%
Cable, fiber or DSL: 87.5%
No internet access: 2.5%
Without health insurance: 2.8%
Limited-English households: 1.4%

Geography

City (USPS): Aptos
State: California
County: Santa Cruz County
Center point: 37.0067° N, 121.8782° W
Land area: 32 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Day Valley (unincorporated)46% of zip
Aptos (unincorporated)20% of zip
Rio del Mar (unincorporated)9% of zip
Aptos Hills-Larkin Valley (unincorporated)5% of zip
Seacliff (unincorporated)2% of zip
Soquel (unincorporated)2% of zip
Corralitos (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95003

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95001	Aptos, CA · PO box	2.2 mi	—	—	—
95073	Soquel, CA	3.8 mi	11,639	$118,169	$1,062,800
95010	Capitola, CA	4.7 mi	8,707	$105,236	$828,700
95065	Santa Cruz, CA	6.1 mi	7,997	$153,222	$1,228,500
95062	Santa Cruz, CA	6.6 mi	35,607	$112,106	$1,076,500
95019	Freedom, CA	7.1 mi	5,933	$67,474	$735,200
95063	Santa Cruz, CA · PO box	7.5 mi	—	—	—
95076	Watsonville, CA	7.9 mi	82,806	$91,099	$808,900
95067	Scotts Valley, CA · PO box	8.1 mi	—	—	—
95066	Scotts Valley, CA	8.6 mi	15,135	$151,250	$1,136,400
95061	Santa Cruz, CA · PO box	8.7 mi	—	—	—
95077	Watsonville, CA · PO box	9.4 mi	—	—	—

Zip codes like 95003 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95003

What city is zip code 95003?

95003 is assigned to Aptos, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95003 in?

95003 is in Santa Cruz County, California.

What is the population of 95003?

About 24,951 people live in 95003, according to the Census Bureau's American Community Survey.

What time zone is 95003 in?

95003 is in Pacific Time.

What is the median household income in 95003?

The median household income in 95003 is $148,412.

What zip codes are near 95003?

The closest zip codes to 95003 are 95001, 95073, 95010, 95065, 95062.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95003, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.