Zip code 81401: Montrose, Colorado

Q: What city is zip code 81401?

81401 is assigned to Montrose, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 81401 in?

81401 is in Montrose County, Colorado.

Q: What is the population of 81401?

About 24,228 people live in 81401, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 81401?

The median household income in 81401 is $71,286.

Q: What zip codes are near 81401?

The closest zip codes to 81401 are 81402, 81415, 81403, 81420, 81425.

Residential delivery areaMontrose CountyMountain Time

Population

24,228

Median household income

$71K

U.S. $81K

Median home value

$374K

U.S. $333K

Median rent

$1,174/mo

U.S. $1,413

Median age

46.3

U.S. 38.9

Land area

200 sq mi

121 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 81401

81401 is a small-town zip code in Montrose, Colorado (Montrose County), covering 200 sq mi of land. About 24,228 people live here, or 121 per square mile. The median resident is 46.3 years old, compared with 38.9 nationally.

The median household earns $71,286 a year, close to the national median of $80,734. 11.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $374,300, or 5.3 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,174 a month.

30% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.7 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and healthcare.

How 81401 compares

Sorted from highest to lowest national percentile

Residents 65 and older26%
93rd
U.S. 17.2% · CO 15.6%108th of 484 in CO
Median age46.3
89th
U.S. 38.9 · CO 37.7150th of 484 in CO
Self-employed workers14.7%
89th
U.S. 10% · CO 11.3%202nd of 483 in CO
Uninsured rate12.2%
81st
WeaknessU.S. 8.4% · CO 7.7%89th of 481 in CO
Veterans7.6%
73rd
U.S. 6.2% · CO 7.5%225th of 484 in CO
Healthcare workers10.7%
67th
U.S. 9.7% · CO 8.8%123rd of 483 in CO
Housing vacancy8%
60th
U.S. 10.1% · CO 8.3%248th of 482 in CO
Median home value$374,300
58th
U.S. $332,700 · CO $539,400302nd of 461 in CO
Homeownership rate71.5%
57th
U.S. 65.2% · CO 66.2%290th of 482 in CO
Rent-burdened renters52%
55th
U.S. 51.1% · CO 52.9%212th of 447 in CO
Poverty rate11.5%
53rd
U.S. 12.5% · CO 9.4%169th of 482 in CO
Work from home12.6%
49th
U.S. 15.1% · CO 21%313th of 483 in CO
Income inequality (Gini)0.434
49th
U.S. 0.483 · CO 0.459199th of 480 in CO
Per capita income$38,661
46th
U.S. $44,673 · CO $52,636317th of 483 in CO
Bachelor's degree or higher29.5%
45th
U.S. 35.7% · CO 45.7%295th of 484 in CO
Unemployment rate4.4%
41st
U.S. 5.2% · CO 4.6%199th of 483 in CO
Median earnings per worker$44,783
39th
U.S. $49,666 · CO $56,473333rd of 478 in CO
Population24,228
38th
U.S. 334,922,499 · CO 5,862,189104th of 484 in CO
Median household income$71,286
38th
U.S. $80,734 · CO $95,470305th of 460 in CO
Diversity index40.7
37th
U.S. 61.4 · CO 52.5227th of 484 in CO
Government workers12.1%
37th
U.S. 14.5% · CO 14.5%362nd of 483 in CO
Residents under 1820.4%
35th
U.S. 22% · CO 21%225th of 484 in CO
Median gross rent$1,174
34th
U.S. $1,413 · CO $1,761270th of 400 in CO
Tech workers2%
33rd
U.S. 3.8% · CO 5.2%265th of 483 in CO
Foreign-born residents5.1%
30th
U.S. 14.1% · CO 9.8%247th of 484 in CO
Broadband access88.5%
26th
U.S. 91% · CO 93.5%337th of 482 in CO
Average commute20.7 min
16th
StrengthU.S. 26.4 min · CO 25.2 min343rd of 450 in CO
Population density121/sq mi
15th
U.S. 95/sq mi · CO 57/sq mi183rd of 484 in CO

Measure	81401	Montrose	CO	U.S.	National percentile	Rank in CO
Residents 65 and older	26%	26%	15.6%	17.2%	93rd	108th of 484
Median age	46.3	46.1	37.7	38.9	89th	150th of 484
Self-employed workers	14.7%	18.3%	11.3%	10%	89th	202nd of 483
Uninsured rateWeakness	12.2%	13.3%	7.7%	8.4%	81st	89th of 481
Veterans	7.6%	8.5%	7.5%	6.2%	73rd	225th of 484
Healthcare workers	10.7%	11%	8.8%	9.7%	67th	123rd of 483
Housing vacancy	8%	8.5%	8.3%	10.1%	60th	248th of 482
Median home value	$374,300	$388,400	$539,400	$332,700	58th	302nd of 461
Homeownership rate	71.5%	75.4%	66.2%	65.2%	57th	290th of 482
Rent-burdened renters	52%	49.2%	52.9%	51.1%	55th	212th of 447
Poverty rate	11.5%	11.5%	9.4%	12.5%	53rd	169th of 482
Work from home	12.6%	11.5%	21%	15.1%	49th	313th of 483
Income inequality (Gini)	0.434	0.437	0.459	0.483	49th	199th of 480
Per capita income	$38,661	$38,321	$52,636	$44,673	46th	317th of 483
Bachelor's degree or higher	29.5%	28.7%	45.7%	35.7%	45th	295th of 484
Unemployment rate	4.4%	4.4%	4.6%	5.2%	41st	199th of 483
Median earnings per worker	$44,783	$43,286	$56,473	$49,666	39th	333rd of 478
Population	24,228	43,807	5,862,189	334,922,499	38th	104th of 484
Median household income	$71,286	$72,120	$95,470	$80,734	38th	305th of 460
Diversity index	40.7	41.8	52.5	61.4	37th	227th of 484
Government workers	12.1%	12.7%	14.5%	14.5%	37th	362nd of 483
Residents under 18	20.4%	20%	21%	22%	35th	225th of 484
Median gross rent	$1,174	$1,188	$1,761	$1,413	34th	270th of 400
Tech workers	2%	1.4%	5.2%	3.8%	33rd	265th of 483
Foreign-born residents	5.1%	6%	9.8%	14.1%	30th	247th of 484
Broadband access	88.5%	87.6%	93.5%	91%	26th	337th of 482
Average commuteStrength	20.7 min	21.1 min	25.2 min	26.4 min	16th	343rd of 450
Population density	121/sq mi	20/sq mi	57/sq mi	95/sq mi	15th	183rd of 484

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

10%

25–34

11%

35–44

13%

45–54

13%

55–64

14%

65–74

12%

75+

Median age

46.3

Under 18

20.4%

65 and over

26%

Race and ethnicity

White74%
Black0.5%
Hispanic20%
Asian0.7%
Native American0.3%
Pacific Islander0%
Other0.3%
Multiracial4%

Diversity index

40.7

U.S. 61.4

Foreign-born

5.1%

U.S. 14.1%

Born in state

45%

Language spoken at home (households)

English only

87%

Spanish

11%

Other Indo-European

Asian / Pacific

0.6%

Other

Households

Households: 10,207
Average household size: 2.3
Family households: 60%
Married couples: 42.3%
Living alone: 34.6%
Veterans (of adults): 7.6%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

18%

$50–75k

17%

$75–100k

16%

$100–150k

18%

$150–200k

$200k+

Median household income

81401

$71,286

Montrose Co.

$72,120

Colorado

$95,470

United States

$80,734

Per capita income

$38,661

U.S. $44,673

Poverty rate

11.5%

U.S. 12.5%

Households earning $150K+

13.7%

U.S. 23%

Income inequality (Gini)

0.434

U.S. 0.483

Housing

Median home value

81401

$374,300

Montrose Co.

$388,400

Colorado

$539,400

United States

$332,700

Median gross rent

81401

$1,174

Montrose Co.

$1,188

Colorado

$1,761

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

20+ units

Mobile home

12%

Boat, RV, van

0.1%

Housing units: 11,092
Owner-occupied: 71.5%
Vacant: 8%
Median year built: 1992
Median rooms: 5.7
Renters paying 30%+ of income: 52%
Renters paying 50%+ of income: 24.4%
Home value to income: 5.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

0.0%

Walked

Bicycle

0.5%

Worked from home

13%

Other

0.7%

Commute time (one way)

<10 min

33%

10–19

41%

20–29

30–44

45–59

60+

12%

Average commute

20.7 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

58%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Construction and repair

13%

Healthcare

11%

Management

10%

Sales

Transportation and moving

Education

Cleaning and personal care

Production

Food service

Business and finance

Legal and social services

Computer and math

Arts, media and sports

Police and fire

Engineering and science

0.9%

Farming, fishing and forestry

0.8%

Industries

Health care and social assistance

19%

Retail

13%

Construction

13%

Other services

Education

Professional and technical services

Manufacturing

Finance, insurance and real estate

Transportation, warehousing and utilities

Restaurants and hotels

Public administration

Agriculture and mining

Admin, support and management

Wholesale

Arts and recreation

Information

Median earnings per worker

$44,783

U.S. $49,666

Self-employed

14.7%

U.S. 10%

Government workers

12.1%

U.S. 14.5%

Nonprofit workers

10.6%

U.S. 8.8%

Median earnings by type of work

Type of work	81401	U.S.
Management, business, science and arts	$64,089	$74,888
Service	$33,461	$26,804
Sales and office	$34,144	$40,476
Construction and maintenance	$58,750	$49,199
Production and transportation	$37,521	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

31%

Some college

23%

Associate's

10%

Bachelor's

17%

Graduate

12%

High school graduate or higher: 92.6%
Bachelor's degree or higher: 29.5%
Graduate or professional degree: 12.5%
Households with broadband: 88.5%
Cable, fiber or DSL: 72%
No internet access: 7.9%
Without health insurance: 12.2%
Limited-English households: 2%

Geography

City (USPS): Montrose
State: Colorado
County: Montrose County
Center point: 38.5150° N, 107.7661° W
Land area: 200 sq mi
Water area: 0.1 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Montrose7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 81401

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
81402	Montrose, CO · PO box	6.8 mi	—	—	—
81415	Crawford, CO	11 mi	1,955	$59,141	$330,900
81403	Montrose, CO	16 mi	12,138	$80,893	$515,300
81420	Lazear, CO · PO box	18 mi	—	—	—
81425	Olathe, CO	20 mi	5,005	$73,682	$343,400
81220	Cimarron, CO	22 mi	251	$250,000+	$733,100
81414	Cory, CO · PO box	22 mi	—	—	—
81410	Austin, CO	23 mi	1,372	$67,826	$366,700
81419	Hotchkiss, CO	26 mi	3,646	$59,735	$364,200
81432	Ridgway, CO	27 mi	3,219	$90,882	$836,200
81416	Delta, CO	28 mi	14,256	$50,243	$319,400
81418	Eckert, CO	31 mi	1,945	$54,417	$266,000

Zip codes like 81401 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 81401

What city is zip code 81401?

81401 is assigned to Montrose, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 81401 in?

81401 is in Montrose County, Colorado.

What is the population of 81401?

About 24,228 people live in 81401, according to the Census Bureau's American Community Survey.

What time zone is 81401 in?

81401 is in Mountain Time.

What is the median household income in 81401?

The median household income in 81401 is $71,286.

What zip codes are near 81401?

The closest zip codes to 81401 are 81402, 81415, 81403, 81420, 81425.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 81401, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.