Zip code 78654: Marble Falls, Texas

Q: What city is zip code 78654?

78654 is assigned to Marble Falls, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 78654 in?

78654 is mostly in Burnet County, but it extends into 1 other county.

Q: What is the population of 78654?

About 20,650 people live in 78654, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 78654?

The median household income in 78654 is $74,130.

Q: What zip codes are near 78654?

The closest zip codes to 78654 are 78669, 78657, 78663, 78639, 78611.

Residential delivery areaBurnet CountyCentral Time

Population

20,650

Median household income

$74K

U.S. $81K

Median home value

$358K

U.S. $333K

Median rent

$1,387/mo

U.S. $1,413

Median age

42.7

U.S. 38.9

Land area

201 sq mi

103 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 78654

78654 is a small-town zip code in Marble Falls, Texas (Burnet County), covering 201 sq mi of land. About 20,650 people live here, or 103 per square mile. The median resident is 42.7 years old, compared with 38.9 nationally.

The median household earns $74,130 a year, close to the national median of $80,734. 8.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $358,400, or 4.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 67% of occupied homes are lived in by their owners, and renters pay a median of $1,387 a month.

31% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.1 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in construction and repair; management; and sales. 16% of them are self-employed (U.S.: 10%).

How 78654 compares

Sorted from highest to lowest national percentile

Uninsured rate19.4%
94th
WeaknessU.S. 8.4% · TX 17.1%592nd of 1,808 in TX
Self-employed workers16.1%
93rd
U.S. 10% · TX 10.5%324th of 1,810 in TX
Housing vacancy17.1%
90th
U.S. 10.1% · TX 9.4%581st of 1,794 in TX
Residents 65 and older22.9%
87th
U.S. 17.2% · TX 13.4%389th of 1,818 in TX
Median age42.7
75th
U.S. 38.9 · TX 35.6500th of 1,817 in TX
Income inequality (Gini)0.463
72nd
U.S. 0.483 · TX 0.478489th of 1,785 in TX
Veterans7.4%
71st
U.S. 6.2% · TX 6.2%678th of 1,818 in TX
Broadband access94.4%
70th
U.S. 91% · TX 91.4%409th of 1,792 in TX
Per capita income$44,210
61st
U.S. $44,673 · TX $40,752393rd of 1,813 in TX
Average commute27.1 min
57th
U.S. 26.4 min · TX 26.7 min799th of 1,738 in TX
Residents under 1822.9%
57th
U.S. 22% · TX 25%1,013th of 1,818 in TX
Median home value$358,400
55th
U.S. $332,700 · TX $283,800284th of 1,679 in TX
Healthcare workers9.6%
52nd
U.S. 9.7% · TX 8.6%602nd of 1,810 in TX
Work from home12.8%
50th
U.S. 15.1% · TX 14.4%520th of 1,810 in TX
Median gross rent$1,387
49th
U.S. $1,413 · TX $1,403451st of 1,511 in TX
Bachelor's degree or higher31.1%
48th
U.S. 35.7% · TX 33.8%514th of 1,811 in TX
Homeownership rate66.7%
45th
U.S. 65.2% · TX 62.6%1,211th of 1,792 in TX
Diversity index45.7
45th
U.S. 61.4 · TX 67.11,044th of 1,818 in TX
Median household income$74,130
42nd
U.S. $80,734 · TX $78,476733rd of 1,712 in TX
Foreign-born residents7.8%
42nd
U.S. 14.1% · TX 17.6%961st of 1,818 in TX
Median earnings per worker$44,291
37th
U.S. $49,666 · TX $47,575874th of 1,794 in TX
Poverty rate8.6%
36th
U.S. 12.5% · TX 13.8%1,221st of 1,794 in TX
Tech workers2%
33rd
U.S. 3.8% · TX 3.8%685th of 1,810 in TX
Population20,650
32nd
U.S. 334,922,499 · TX 30,188,424572nd of 1,818 in TX
Rent-burdened renters45.2%
30th
U.S. 51.1% · TX 51.7%969th of 1,692 in TX
Unemployment rate3.1%
18th
StrengthU.S. 5.2% · TX 5.3%1,232nd of 1,810 in TX
Population density103/sq mi
13th
U.S. 95/sq mi · TX 116/sq mi905th of 1,818 in TX
Government workers7.9%
7th
U.S. 14.5% · TX 14.1%1,617th of 1,810 in TX

Measure	78654	Burnet	TX	U.S.	National percentile	Rank in TX
Uninsured rateWeakness	19.4%	18.9%	17.1%	8.4%	94th	592nd of 1,808
Self-employed workers	16.1%	16.5%	10.5%	10%	93rd	324th of 1,810
Housing vacancy	17.1%	17.9%	9.4%	10.1%	90th	581st of 1,794
Residents 65 and older	22.9%	23.6%	13.4%	17.2%	87th	389th of 1,818
Median age	42.7	44.1	35.6	38.9	75th	500th of 1,817
Income inequality (Gini)	0.463	0.455	0.478	0.483	72nd	489th of 1,785
Veterans	7.4%	8.3%	6.2%	6.2%	71st	678th of 1,818
Broadband access	94.4%	92.1%	91.4%	91%	70th	409th of 1,792
Per capita income	$44,210	$44,029	$40,752	$44,673	61st	393rd of 1,813
Average commute	27.1 min	29.4 min	26.7 min	26.4 min	57th	799th of 1,738
Residents under 18	22.9%	20.5%	25%	22%	57th	1,013th of 1,818
Median home value	$358,400	$344,000	$283,800	$332,700	55th	284th of 1,679
Healthcare workers	9.6%	8.1%	8.6%	9.7%	52nd	602nd of 1,810
Work from home	12.8%	13.4%	14.4%	15.1%	50th	520th of 1,810
Median gross rent	$1,387	$1,319	$1,403	$1,413	49th	451st of 1,511
Bachelor's degree or higher	31.1%	28.5%	33.8%	35.7%	48th	514th of 1,811
Homeownership rate	66.7%	76.3%	62.6%	65.2%	45th	1,211th of 1,792
Diversity index	45.7	44.4	67.1	61.4	45th	1,044th of 1,818
Median household income	$74,130	$78,732	$78,476	$80,734	42nd	733rd of 1,712
Foreign-born residents	7.8%	8%	17.6%	14.1%	42nd	961st of 1,818
Median earnings per worker	$44,291	$44,020	$47,575	$49,666	37th	874th of 1,794
Poverty rate	8.6%	8%	13.8%	12.5%	36th	1,221st of 1,794
Tech workers	2%	1.4%	3.8%	3.8%	33rd	685th of 1,810
Population	20,650	52,652	30,188,424	334,922,499	32nd	572nd of 1,818
Rent-burdened renters	45.2%	44.3%	51.7%	51.1%	30th	969th of 1,692
Unemployment rateStrength	3.1%	2.6%	5.3%	5.2%	18th	1,232nd of 1,810
Population density	103/sq mi	53/sq mi	116/sq mi	95/sq mi	13th	905th of 1,818
Government workers	7.9%	11.8%	14.1%	14.5%	7th	1,617th of 1,810

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

11%

25–34

11%

35–44

11%

45–54

15%

55–64

13%

65–74

10%

75+

Median age

42.7

Under 18

22.9%

65 and over

22.9%

Race and ethnicity

White68%
Black1%
Hispanic28%
Asian0.3%
Native American0.3%
Pacific Islander0%
Other0.4%
Multiracial2%

Diversity index

45.7

U.S. 61.4

Foreign-born

7.8%

U.S. 14.1%

Born in state

57.9%

Language spoken at home (households)

English only

84%

Spanish

14%

Other Indo-European

Asian / Pacific

0.1%

Other

0.0%

Households

Households: 8,362
Average household size: 2.5
Family households: 71%
Married couples: 55.2%
Living alone: 24.8%
Veterans (of adults): 7.4%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

15%

$50–75k

24%

$75–100k

11%

$100–150k

18%

$150–200k

$200k+

11%

Median household income

78654

$74,130

Burnet Co.

$78,732

Texas

$78,476

United States

$80,734

Per capita income

$44,210

U.S. $44,673

Poverty rate

8.6%

U.S. 12.5%

Households earning $150K+

20%

U.S. 23%

Income inequality (Gini)

0.463

U.S. 0.483

Housing

Median home value

78654

$358,400

Burnet Co.

$344,000

Texas

$283,800

United States

$332,700

Median gross rent

78654

$1,387

Burnet Co.

$1,319

Texas

$1,403

United States

$1,413

Types of housing

Single-family

71%

2–4 units

5–19 units

20+ units

Mobile home

12%

Boat, RV, van

0.8%

Housing units: 10,090
Owner-occupied: 66.7%
Vacant: 17.1%
Median year built: 1995
Median rooms: 5.4
Renters paying 30%+ of income: 45.2%
Renters paying 50%+ of income: 14.2%
Home value to income: 4.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

15%

Transit

0.5%

Walked

0.6%

Bicycle

Worked from home

13%

Other

Commute time (one way)

<10 min

26%

10–19

21%

20–29

17%

30–44

16%

45–59

60+

14%

Average commute

27.1 min

U.S. 26.4 min

Unemployment

3.1%

U.S. 5.2%

In labor force

60.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

16%

Management

15%

Sales

11%

Healthcare

10%

Office and admin

Cleaning and personal care

Food service

Transportation and moving

Business and finance

Production

Education

Engineering and science

Computer and math

Arts, media and sports

Police and fire

Legal and social services

Farming, fishing and forestry

0.4%

Industries

Retail

17%

Construction

17%

Health care and social assistance

11%

Restaurants and hotels

Other services

Professional and technical services

Transportation, warehousing and utilities

Admin, support and management

Manufacturing

Finance, insurance and real estate

Education

Arts and recreation

Public administration

Wholesale

Agriculture and mining

Information

0.5%

Median earnings per worker

$44,291

U.S. $49,666

Self-employed

16.1%

U.S. 10%

Government workers

7.9%

U.S. 14.5%

Nonprofit workers

14.4%

U.S. 8.8%

Median earnings by type of work

Type of work	78654	U.S.
Management, business, science and arts	$65,818	$74,888
Service	$22,319	$26,804
Sales and office	$34,911	$40,476
Construction and maintenance	$41,146	$49,199
Production and transportation	$34,755	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

26%

Some college

23%

Associate's

Bachelor's

21%

Graduate

10%

High school graduate or higher: 88.6%
Bachelor's degree or higher: 31.1%
Graduate or professional degree: 10%
Households with broadband: 94.4%
Cable, fiber or DSL: 69%
No internet access: 4.4%
Without health insurance: 19.4%
Limited-English households: 1.9%

Geography

City (USPS): Marble Falls
State: Texas
County: Burnet County
Center point: 30.5719° N, 98.2105° W
Land area: 201 sq mi
Water area: 10 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

78654 spans 2 counties

Burnet County81% of land
Travis County19% of land

Cities and towns within this zip

Marble Falls7% of zip
Granite Shoals4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 78654

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
78669	Spicewood, TX	10 mi	12,592	$128,000	$671,000
78657	Horseshoe Bay, TX	10 mi	7,591	$91,452	$483,200
78663	Round Mountain, TX	12 mi	503	$168,125	$356,800
78639	Kingsland, TX	16 mi	8,719	$57,742	$245,500
78611	Burnet, TX	16 mi	14,560	$80,938	$319,300
78645	Leander, TX	17 mi	15,256	$113,008	$434,600
78605	Bertram, TX	17 mi	7,573	$83,542	$324,000
78641	Leander, TX	18 mi	99,865	$135,024	$480,400
78642	Liberty Hill, TX	18 mi	26,434	$132,958	$506,600
78609	Buchanan Dam, TX	19 mi	1,983	$64,418	$319,700
78734	Austin, TX	21 mi	22,145	$130,784	$677,300
78646	Leander, TX · PO box	21 mi	—	—	—

Zip codes like 78654 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 78654

What city is zip code 78654?

78654 is assigned to Marble Falls, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 78654 in?

78654 is mostly in Burnet County, but it extends into 1 other county.

What is the population of 78654?

About 20,650 people live in 78654, according to the Census Bureau's American Community Survey.

What time zone is 78654 in?

78654 is in Central Time.

What is the median household income in 78654?

The median household income in 78654 is $74,130.

What zip codes are near 78654?

The closest zip codes to 78654 are 78669, 78657, 78663, 78639, 78611.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 78654, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.