Zip code 81432: Ridgway, Colorado

Q: What city is zip code 81432?

81432 is assigned to Ridgway, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 81432 in?

81432 is mostly in Ouray County, but it extends into 1 other county.

Q: What is the population of 81432?

About 3,219 people live in 81432, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 81432?

The median household income in 81432 is $90,882.

Q: What zip codes are near 81432?

The closest zip codes to 81432 are 81427, 81403, 81430, 81220, 81426.

Residential delivery areaOuray CountyMountain Time

Population

3,219

Median household income

$91K

U.S. $81K

Median home value

$836K

U.S. $333K

Median rent

$1,744/mo

U.S. $1,413

Median age

55.8

U.S. 38.9

Land area

300 sq mi

11 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 81432

81432 is a rural zip code in Ridgway, Colorado (Ouray County), covering 300 sq mi of land. About 3,219 people live here, or 11 per square mile. The median resident is 55.8 years old, compared with 38.9 nationally.

The median household earns $90,882 a year, close to the national median of $80,734. 4.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $836,200, or 9.2 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $1,744 a month.

59% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.2 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management; construction and repair; and healthcare. 31% of them are self-employed (U.S.: 10%).

How 81432 compares

Sorted from highest to lowest national percentile

Self-employed workers30.6%
99th
U.S. 10% · CO 11.3%42nd of 483 in CO
Median age55.8
98th
U.S. 38.9 · CO 37.753rd of 484 in CO
Residents 65 and older35.4%
98th
U.S. 17.2% · CO 15.6%44th of 484 in CO
Housing vacancy21.3%
94th
U.S. 10.1% · CO 8.3%112th of 482 in CO
Median home value$836,200
92nd
U.S. $332,700 · CO $539,40040th of 461 in CO
Homeownership rate85.2%
89th
StrengthU.S. 65.2% · CO 66.2%126th of 482 in CO
Bachelor's degree or higher58.7%
88th
StrengthU.S. 35.7% · CO 45.7%92nd of 484 in CO
Veterans9.5%
87th
U.S. 6.2% · CO 7.5%159th of 484 in CO
Average commute32.2 min
84th
WeaknessU.S. 26.4 min · CO 25.2 min77th of 450 in CO
Work from home22.7%
84th
U.S. 15.1% · CO 21%140th of 483 in CO
Per capita income$57,489
82nd
StrengthU.S. $44,673 · CO $52,636134th of 483 in CO
Median gross rent$1,744
70th
U.S. $1,413 · CO $1,761148th of 400 in CO
Uninsured rate9.5%
68th
U.S. 8.4% · CO 7.7%163rd of 481 in CO
Median household income$90,882
63rd
U.S. $80,734 · CO $95,470190th of 460 in CO
Median earnings per worker$52,201
61st
U.S. $49,666 · CO $56,473226th of 478 in CO
Broadband access92.1%
50th
U.S. 91% · CO 93.5%250th of 482 in CO
Government workers12.9%
43rd
U.S. 14.5% · CO 14.5%337th of 483 in CO
Healthcare workers8.8%
39th
U.S. 9.7% · CO 8.8%192nd of 483 in CO
Income inequality (Gini)0.419
36th
U.S. 0.483 · CO 0.459248th of 480 in CO
Unemployment rate4%
34th
U.S. 5.2% · CO 4.6%228th of 483 in CO
Rent-burdened renters45.6%
31st
U.S. 51.1% · CO 52.9%285th of 447 in CO
Foreign-born residents3.8%
23rd
U.S. 14.1% · CO 9.8%298th of 484 in CO
Tech workers1.5%
23rd
U.S. 3.8% · CO 5.2%289th of 483 in CO
Diversity index19.7
12th
U.S. 61.4 · CO 52.5409th of 484 in CO
Poverty rate4.8%
11th
StrengthU.S. 12.5% · CO 9.4%365th of 482 in CO
Population3,219
5th
U.S. 334,922,499 · CO 5,862,189254th of 484 in CO
Residents under 1812.9%
5th
U.S. 22% · CO 21%388th of 484 in CO
Population density11/sq mi
1st
U.S. 95/sq mi · CO 57/sq mi310th of 484 in CO

Measure	81432	Ouray	CO	U.S.	National percentile	Rank in CO
Self-employed workers	30.6%	30.5%	11.3%	10%	99th	42nd of 483
Median age	55.8	55.4	37.7	38.9	98th	53rd of 484
Residents 65 and older	35.4%	35.8%	15.6%	17.2%	98th	44th of 484
Housing vacancy	21.3%	25.7%	8.3%	10.1%	94th	112th of 482
Median home value	$836,200	$739,800	$539,400	$332,700	92nd	40th of 461
Homeownership rateStrength	85.2%	82.5%	66.2%	65.2%	89th	126th of 482
Bachelor's degree or higherStrength	58.7%	56.5%	45.7%	35.7%	88th	92nd of 484
Veterans	9.5%	10.4%	7.5%	6.2%	87th	159th of 484
Average commuteWeakness	32.2 min	27.3 min	25.2 min	26.4 min	84th	77th of 450
Work from home	22.7%	19.9%	21%	15.1%	84th	140th of 483
Per capita incomeStrength	$57,489	$54,268	$52,636	$44,673	82nd	134th of 483
Median gross rent	$1,744	$1,786	$1,761	$1,413	70th	148th of 400
Uninsured rate	9.5%	12.7%	7.7%	8.4%	68th	163rd of 481
Median household income	$90,882	$91,020	$95,470	$80,734	63rd	190th of 460
Median earnings per worker	$52,201	$54,713	$56,473	$49,666	61st	226th of 478
Broadband access	92.1%	90.7%	93.5%	91%	50th	250th of 482
Government workers	12.9%	16.5%	14.5%	14.5%	43rd	337th of 483
Healthcare workers	8.8%	7.2%	8.8%	9.7%	39th	192nd of 483
Income inequality (Gini)	0.419	0.401	0.459	0.483	36th	248th of 480
Unemployment rate	4%	3.5%	4.6%	5.2%	34th	228th of 483
Rent-burdened renters	45.6%	46.6%	52.9%	51.1%	31st	285th of 447
Foreign-born residents	3.8%	3.9%	9.8%	14.1%	23rd	298th of 484
Tech workers	1.5%	2.6%	5.2%	3.8%	23rd	289th of 483
Diversity index	19.7	20	52.5	61.4	12th	409th of 484
Poverty rateStrength	4.8%	4.3%	9.4%	12.5%	11th	365th of 482
Population	3,219	5,087	5,862,189	334,922,499	5th	254th of 484
Residents under 18	12.9%	12.6%	21%	22%	5th	388th of 484
Population density	11/sq mi	9/sq mi	57/sq mi	95/sq mi	1st	310th of 484

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

10%

25–34

11%

35–44

13%

45–54

16%

55–64

23%

65–74

13%

75+

Median age

55.8

Under 18

12.9%

65 and over

35.4%

Race and ethnicity

White89%
Black0.3%
Hispanic5%
Asian0.2%
Native American0%
Pacific Islander0%
Other0.2%
Multiracial5%

Diversity index

19.7

U.S. 61.4

Foreign-born

3.8%

U.S. 14.1%

Born in state

31.9%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

0.2%

Other

Households

Households: 1,656
Average household size: 1.9
Family households: 62.3%
Married couples: 56.5%
Living alone: 32.3%
Veterans (of adults): 9.5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

14%

$50–75k

13%

$75–100k

13%

$100–150k

22%

$150–200k

$200k+

15%

Median household income

81432

$90,882

Ouray Co.

$91,020

Colorado

$95,470

United States

$80,734

Per capita income

$57,489

U.S. $44,673

Poverty rate

4.8%

U.S. 12.5%

Households earning $150K+

23.1%

U.S. 23%

Income inequality (Gini)

0.419

U.S. 0.483

Housing

Median home value

81432

$836,200

Ouray Co.

$739,800

Colorado

$539,400

United States

$332,700

Median gross rent

81432

$1,744

Ouray Co.

$1,786

Colorado

$1,761

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,103
Owner-occupied: 85.2%
Vacant: 21.3%
Median year built: 1999
Median rooms: 6
Renters paying 30%+ of income: 45.6%
Renters paying 50%+ of income: 22.4%
Home value to income: 9.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

59%

Carpooled

11%

Transit

Walked

Bicycle

0.7%

Worked from home

23%

Other

Commute time (one way)

<10 min

23%

10–19

18%

20–29

30–44

11%

45–59

21%

60+

21%

Average commute

32.2 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

56%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

20%

Construction and repair

15%

Healthcare

Sales

Engineering and science

Business and finance

Cleaning and personal care

Office and admin

Arts, media and sports

Food service

Education

Farming, fishing and forestry

Transportation and moving

Legal and social services

Computer and math

Production

0.9%

Police and fire

0.2%

Industries

Professional and technical services

16%

Construction

12%

Restaurants and hotels

Health care and social assistance

Finance, insurance and real estate

Retail

Education

Admin, support and management

Arts and recreation

Public administration

Agriculture and mining

Transportation, warehousing and utilities

Information

Manufacturing

Other services

Wholesale

0.8%

Median earnings per worker

$52,201

U.S. $49,666

Self-employed

30.6%

U.S. 10%

Government workers

12.9%

U.S. 14.5%

Nonprofit workers

8.1%

U.S. 8.8%

Median earnings by type of work

Type of work	81432	U.S.
Management, business, science and arts	$65,439	$74,888
Service	$30,556	$26,804
Sales and office	$35,288	$40,476
Construction and maintenance	$49,150	$49,199
Production and transportation	$81,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

15%

Some college

16%

Associate's

10%

Bachelor's

39%

Graduate

20%

High school graduate or higher: 99%
Bachelor's degree or higher: 58.7%
Graduate or professional degree: 20%
Households with broadband: 92.1%
Cable, fiber or DSL: 67%
No internet access: 5.3%
Without health insurance: 9.5%
Limited-English households: 0%

Geography

City (USPS): Ridgway
State: Colorado
County: Ouray County
Center point: 38.1299° N, 107.7453° W
Land area: 300 sq mi
Water area: 1.5 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

81432 spans 2 counties

Ouray County99% of land
San Miguel County1% of land

Cities and towns within this zip

Loghill Village (unincorporated)2% of zip
Portland (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 81432

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
81427	Ouray, CO	10 mi	1,218	$84,167	$604,200
81403	Montrose, CO	16 mi	12,138	$80,893	$515,300
81430	Placerville, CO	18 mi	708	$74,148	$1,234,800
81220	Cimarron, CO	19 mi	251	$250,000+	$733,100
81426	Ophir, CO	19 mi	120	$135,179	$906,300
81435	Telluride, CO	21 mi	5,876	$83,076	$982,600
81235	Lake City, CO	22 mi	912	$79,000	$465,300
81402	Montrose, CO · PO box	26 mi	—	—	—
81401	Montrose, CO	27 mi	24,228	$71,286	$374,300
81433	Silverton, CO	30 mi	651	$62,317	$452,600
81425	Olathe, CO	30 mi	5,005	$73,682	$343,400
81243	Powderhorn, CO	32 mi	174	$73,636	$463,900

Zip codes like 81432 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 81432

What city is zip code 81432?

81432 is assigned to Ridgway, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 81432 in?

81432 is mostly in Ouray County, but it extends into 1 other county.

What is the population of 81432?

About 3,219 people live in 81432, according to the Census Bureau's American Community Survey.

What time zone is 81432 in?

81432 is in Mountain Time.

What is the median household income in 81432?

The median household income in 81432 is $90,882.

What zip codes are near 81432?

The closest zip codes to 81432 are 81427, 81403, 81430, 81220, 81426.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 81432, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.