Zip code 81403: Montrose, Colorado

Q: What city is zip code 81403?

81403 is assigned to Montrose, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 81403 in?

81403 is mostly in Montrose County, but it extends into 1 other county.

Q: What is the population of 81403?

About 12,138 people live in 81403, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 81403?

The median household income in 81403 is $80,893.

Q: What zip codes are near 81403?

The closest zip codes to 81403 are 81402, 81425, 81432, 81401, 81430.

Residential delivery areaMontrose CountyMountain Time

Population

12,138

Median household income

$81K

U.S. $81K

Median home value

$515K

U.S. $333K

Median rent

$1,369/mo

U.S. $1,413

Median age

50.6

U.S. 38.9

Land area

506 sq mi

24 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 81403

81403 is a rural zip code in Montrose, Colorado (Montrose County), covering 506 sq mi of land. About 12,138 people live here, or 24 per square mile. The median resident is 50.6 years old, compared with 38.9 nationally.

The median household earns $80,893 a year, close to the national median of $80,734. 10.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $515,300, or 6.4 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,369 a month.

35% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in healthcare; cleaning and personal care; and construction and repair. 28% of them are self-employed (U.S.: 10%).

How 81403 compares

Sorted from highest to lowest national percentile

Self-employed workers28.3%
99th
U.S. 10% · CO 11.3%52nd of 483 in CO
Median age50.6
96th
U.S. 38.9 · CO 37.7105th of 484 in CO
Residents 65 and older29%
96th
U.S. 17.2% · CO 15.6%90th of 484 in CO
Veterans10.4%
91st
U.S. 6.2% · CO 7.5%136th of 484 in CO
Healthcare workers13.7%
91st
U.S. 9.7% · CO 8.8%59th of 483 in CO
Uninsured rate14.7%
88th
WeaknessU.S. 8.4% · CO 7.7%54th of 481 in CO
Homeownership rate82.8%
85th
StrengthU.S. 65.2% · CO 66.2%149th of 482 in CO
Median home value$515,300
76th
U.S. $332,700 · CO $539,400187th of 461 in CO
Bachelor's degree or higher35%
57th
U.S. 35.7% · CO 45.7%239th of 484 in CO
Per capita income$41,675
54th
U.S. $44,673 · CO $52,636282nd of 483 in CO
Median household income$80,893
51st
U.S. $80,734 · CO $95,470253rd of 460 in CO
Housing vacancy6.8%
51st
U.S. 10.1% · CO 8.3%277th of 482 in CO
Median gross rent$1,369
48th
U.S. $1,413 · CO $1,761234th of 400 in CO
Poverty rate10.5%
48th
U.S. 12.5% · CO 9.4%187th of 482 in CO
Diversity index46
45th
U.S. 61.4 · CO 52.5164th of 484 in CO
Income inequality (Gini)0.425
41st
U.S. 0.483 · CO 0.459228th of 480 in CO
Unemployment rate4.3%
39th
U.S. 5.2% · CO 4.6%210th of 483 in CO
Rent-burdened renters48%
39th
U.S. 51.1% · CO 52.9%263rd of 447 in CO
Foreign-born residents6.7%
37th
U.S. 14.1% · CO 9.8%180th of 484 in CO
Median earnings per worker$44,106
37th
U.S. $49,666 · CO $56,473339th of 478 in CO
Broadband access90.1%
35th
U.S. 91% · CO 93.5%303rd of 482 in CO
Government workers11.9%
35th
U.S. 14.5% · CO 14.5%370th of 483 in CO
Work from home9.6%
32nd
U.S. 15.1% · CO 21%357th of 483 in CO
Residents under 1819.3%
26th
U.S. 22% · CO 21%254th of 484 in CO
Population12,138
19th
U.S. 334,922,499 · CO 5,862,189164th of 484 in CO
Average commute21 min
17th
StrengthU.S. 26.4 min · CO 25.2 min340th of 450 in CO
Tech workers0.6%
7th
U.S. 3.8% · CO 5.2%336th of 483 in CO
Population density24/sq mi
3rd
U.S. 95/sq mi · CO 57/sq mi262nd of 484 in CO

Measure	81403	Montrose	CO	U.S.	National percentile	Rank in CO
Self-employed workers	28.3%	18.3%	11.3%	10%	99th	52nd of 483
Median age	50.6	46.1	37.7	38.9	96th	105th of 484
Residents 65 and older	29%	26%	15.6%	17.2%	96th	90th of 484
Veterans	10.4%	8.5%	7.5%	6.2%	91st	136th of 484
Healthcare workers	13.7%	11%	8.8%	9.7%	91st	59th of 483
Uninsured rateWeakness	14.7%	13.3%	7.7%	8.4%	88th	54th of 481
Homeownership rateStrength	82.8%	75.4%	66.2%	65.2%	85th	149th of 482
Median home value	$515,300	$388,400	$539,400	$332,700	76th	187th of 461
Bachelor's degree or higher	35%	28.7%	45.7%	35.7%	57th	239th of 484
Per capita income	$41,675	$38,321	$52,636	$44,673	54th	282nd of 483
Median household income	$80,893	$72,120	$95,470	$80,734	51st	253rd of 460
Housing vacancy	6.8%	8.5%	8.3%	10.1%	51st	277th of 482
Median gross rent	$1,369	$1,188	$1,761	$1,413	48th	234th of 400
Poverty rate	10.5%	11.5%	9.4%	12.5%	48th	187th of 482
Diversity index	46	41.8	52.5	61.4	45th	164th of 484
Income inequality (Gini)	0.425	0.437	0.459	0.483	41st	228th of 480
Unemployment rate	4.3%	4.4%	4.6%	5.2%	39th	210th of 483
Rent-burdened renters	48%	49.2%	52.9%	51.1%	39th	263rd of 447
Foreign-born residents	6.7%	6%	9.8%	14.1%	37th	180th of 484
Median earnings per worker	$44,106	$43,286	$56,473	$49,666	37th	339th of 478
Broadband access	90.1%	87.6%	93.5%	91%	35th	303rd of 482
Government workers	11.9%	12.7%	14.5%	14.5%	35th	370th of 483
Work from home	9.6%	11.5%	21%	15.1%	32nd	357th of 483
Residents under 18	19.3%	20%	21%	22%	26th	254th of 484
Population	12,138	43,807	5,862,189	334,922,499	19th	164th of 484
Average commuteStrength	21 min	21.1 min	25.2 min	26.4 min	17th	340th of 450
Tech workers	0.6%	1.4%	5.2%	3.8%	7th	336th of 483
Population density	24/sq mi	20/sq mi	57/sq mi	95/sq mi	3rd	262nd of 484

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

25–34

13%

35–44

45–54

16%

55–64

20%

65–74

75+

Median age

50.6

Under 18

19.3%

65 and over

29%

Race and ethnicity

White69%
Black0.6%
Hispanic23%
Asian0.2%
Native American1%
Pacific Islander0%
Other0.5%
Multiracial5%

Diversity index

U.S. 61.4

Foreign-born

6.7%

U.S. 14.1%

Born in state

40.8%

Language spoken at home (households)

English only

82%

Spanish

16%

Other Indo-European

Asian / Pacific

0.6%

Other

Households

Households: 5,088
Average household size: 2.4
Family households: 78.3%
Married couples: 66.6%
Living alone: 18.1%
Veterans (of adults): 10.4%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

17%

$50–75k

18%

$75–100k

15%

$100–150k

21%

$150–200k

$200k+

Median household income

81403

$80,893

Montrose Co.

$72,120

Colorado

$95,470

United States

$80,734

Per capita income

$41,675

U.S. $44,673

Poverty rate

10.5%

U.S. 12.5%

Households earning $150K+

17.2%

U.S. 23%

Income inequality (Gini)

0.425

U.S. 0.483

Housing

Median home value

81403

$515,300

Montrose Co.

$388,400

Colorado

$539,400

United States

$332,700

Median gross rent

81403

$1,369

Montrose Co.

$1,188

Colorado

$1,761

United States

$1,413

Types of housing

Single-family

75%

2–4 units

5–19 units

20+ units

Mobile home

23%

Boat, RV, van

0.1%

Housing units: 5,460
Owner-occupied: 82.8%
Vacant: 6.8%
Median year built: 1997
Median rooms: 6.1
Renters paying 30%+ of income: 48%
Renters paying 50%+ of income: 29.8%
Home value to income: 6.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

0.1%

Walked

Bicycle

0.1%

Worked from home

10%

Other

Commute time (one way)

<10 min

12%

10–19

52%

20–29

16%

30–44

12%

45–59

60+

Average commute

21 min

U.S. 26.4 min

Unemployment

4.3%

U.S. 5.2%

In labor force

55.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

14%

Cleaning and personal care

13%

Construction and repair

13%

Management

11%

Sales

11%

Office and admin

Transportation and moving

Food service

Business and finance

Education

Police and fire

Production

Legal and social services

Engineering and science

Arts, media and sports

Farming, fishing and forestry

0.6%

Computer and math

0.6%

Industries

Health care and social assistance

16%

Retail

15%

Construction

12%

Restaurants and hotels

Public administration

Professional and technical services

Other services

Agriculture and mining

Manufacturing

Finance, insurance and real estate

Education

Transportation, warehousing and utilities

Admin, support and management

Information

Arts and recreation

Wholesale

Median earnings per worker

$44,106

U.S. $49,666

Self-employed

28.3%

U.S. 10%

Government workers

11.9%

U.S. 14.5%

Nonprofit workers

8.2%

U.S. 8.8%

Median earnings by type of work

Type of work	81403	U.S.
Management, business, science and arts	$56,550	$74,888
Service	$27,083	$26,804
Sales and office	$36,841	$40,476
Construction and maintenance	$59,077	$49,199
Production and transportation	$51,731	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

29%

Some college

21%

Associate's

Bachelor's

23%

Graduate

12%

High school graduate or higher: 92.9%
Bachelor's degree or higher: 35%
Graduate or professional degree: 12%
Households with broadband: 90.1%
Cable, fiber or DSL: 63.7%
No internet access: 8.2%
Without health insurance: 14.7%
Limited-English households: 2%

Geography

City (USPS): Montrose
State: Colorado
County: Montrose County
Center point: 38.3146° N, 107.9284° W
Land area: 506 sq mi
Water area: 0.1 sq mi
Time zone: Mountain Time (UTC-7, UTC-6 in summer)
Zip type: Residential delivery area

81403 spans 2 counties

Montrose County67% of land
Ouray County33% of land

Zip codes near 81403

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
81402	Montrose, CO · PO box	12 mi	—	—	—
81425	Olathe, CO	14 mi	5,005	$73,682	$343,400
81432	Ridgway, CO	16 mi	3,219	$90,882	$836,200
81401	Montrose, CO	16 mi	24,228	$71,286	$374,300
81430	Placerville, CO	20 mi	708	$74,148	$1,234,800
81220	Cimarron, CO	25 mi	251	$250,000+	$733,100
81427	Ouray, CO	26 mi	1,218	$84,167	$604,200
81415	Crawford, CO	27 mi	1,955	$59,141	$330,900
81416	Delta, CO	29 mi	14,256	$50,243	$319,400
81435	Telluride, CO	31 mi	5,876	$83,076	$982,600
81426	Ophir, CO	32 mi	120	$135,179	$906,300
81414	Cory, CO · PO box	33 mi	—	—	—

Zip codes like 81403 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 81403

What city is zip code 81403?

81403 is assigned to Montrose, Colorado. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 81403 in?

81403 is mostly in Montrose County, but it extends into 1 other county.

What is the population of 81403?

About 12,138 people live in 81403, according to the Census Bureau's American Community Survey.

What time zone is 81403 in?

81403 is in Mountain Time.

What is the median household income in 81403?

The median household income in 81403 is $80,893.

What zip codes are near 81403?

The closest zip codes to 81403 are 81402, 81425, 81432, 81401, 81430.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 81403, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.