Zip code 50701: Waterloo, Iowa

Q: What city is zip code 50701?

50701 is assigned to Waterloo, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 50701 in?

50701 is in Black Hawk County, Iowa.

Q: What is the population of 50701?

About 30,232 people live in 50701, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 50701?

The median household income in 50701 is $61,475.

Q: What zip codes are near 50701?

The closest zip codes to 50701 are 50702, 50614, 50704, 50707, 50634.

Residential delivery areaBlack Hawk CountyCentral Time

Population

30,232

Median household income

$61K

U.S. $81K

Median home value

$184K

U.S. $333K

Median rent

$850/mo

U.S. $1,413

Median age

37.2

U.S. 38.9

Land area

79 sq mi

382 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 50701

50701 is a small-town zip code in Waterloo, Iowa (Black Hawk County), covering 79 sq mi of land. About 30,232 people live here, or 382 per square mile. The median resident is 37.2 years old, compared with 38.9 nationally.

The median household earns $61,475 a year, 24% below the national median of $80,734. 16.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $183,800, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 67% of occupied homes are lived in by their owners, and renters pay a median of $850 a month.

28% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 15 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in transportation and moving goods; healthcare; and production and manufacturing.

How 50701 compares

Sorted from highest to lowest national percentile

Income inequality (Gini)0.478
80th
WeaknessU.S. 0.483 · IA 0.44491st of 908 in IA
Poverty rate16.6%
75th
U.S. 12.5% · IA 11.1%126th of 909 in IA
Residents 65 and older19.7%
72nd
U.S. 17.2% · IA 18.1%486th of 911 in IA
Veterans7%
66th
U.S. 6.2% · IA 6.5%424th of 911 in IA
Residents under 1823.4%
62nd
U.S. 22% · IA 22.9%439th of 911 in IA
Healthcare workers10.2%
61st
U.S. 9.7% · IA 9.2%295th of 911 in IA
Housing vacancy7.7%
58th
U.S. 10.1% · IA 8.5%529th of 909 in IA
Population30,232
50th
U.S. 334,922,499 · IA 3,210,50722nd of 911 in IA
Per capita income$39,005
47th
U.S. $44,673 · IA $40,877416th of 911 in IA
Homeownership rate67.2%
47th
U.S. 65.2% · IA 71.7%819th of 909 in IA
Foreign-born residents7.9%
42nd
U.S. 14.1% · IA 5.9%78th of 911 in IA
Bachelor's degree or higher27.9%
41st
U.S. 35.7% · IA 31.4%217th of 911 in IA
Diversity index42.5
40th
U.S. 61.4 · IA 31.454th of 911 in IA
Median age37.2
36th
U.S. 38.9 · IA 38.6725th of 911 in IA
Uninsured rate5.2%
35th
U.S. 8.4% · IA 5%299th of 911 in IA
Tech workers2.1%
35th
U.S. 3.8% · IA 2.9%218th of 911 in IA
Government workers11.7%
33rd
U.S. 14.5% · IA 14.5%562nd of 911 in IA
Rent-burdened renters45.9%
32nd
U.S. 51.1% · IA 43.9%243rd of 882 in IA
Median earnings per worker$42,779
32nd
U.S. $49,666 · IA $47,712663rd of 910 in IA
Work from home9.3%
30th
U.S. 15.1% · IA 11.3%423rd of 911 in IA
Population density382/sq mi
29th
U.S. 95/sq mi · IA 58/sq mi100th of 911 in IA
Broadband access88.4%
25th
U.S. 91% · IA 88.9%464th of 909 in IA
Median household income$61,475
23rd
U.S. $80,734 · IA $75,059725th of 896 in IA
Median home value$183,800
18th
U.S. $332,700 · IA $208,000334th of 881 in IA
Self-employed workers6.9%
18th
U.S. 10% · IA 10.2%782nd of 911 in IA
Unemployment rate2.7%
12th
StrengthU.S. 5.2% · IA 3.6%376th of 911 in IA
Median gross rent$850
10th
U.S. $1,413 · IA $972338th of 771 in IA
Average commute15 min
1st
StrengthU.S. 26.4 min · IA 19.8 min854th of 902 in IA

Measure	50701	Black Hawk	IA	U.S.	National percentile	Rank in IA
Income inequality (Gini)Weakness	0.478	0.449	0.444	0.483	80th	91st of 908
Poverty rate	16.6%	14.9%	11.1%	12.5%	75th	126th of 909
Residents 65 and older	19.7%	17.7%	18.1%	17.2%	72nd	486th of 911
Veterans	7%	5.7%	6.5%	6.2%	66th	424th of 911
Residents under 18	23.4%	21.9%	22.9%	22%	62nd	439th of 911
Healthcare workers	10.2%	9%	9.2%	9.7%	61st	295th of 911
Housing vacancy	7.7%	7.5%	8.5%	10.1%	58th	529th of 909
Population	30,232	131,049	3,210,507	334,922,499	50th	22nd of 911
Per capita income	$39,005	$37,541	$40,877	$44,673	47th	416th of 911
Homeownership rate	67.2%	66.2%	71.7%	65.2%	47th	819th of 909
Foreign-born residents	7.9%	6.5%	5.9%	14.1%	42nd	78th of 911
Bachelor's degree or higher	27.9%	30.3%	31.4%	35.7%	41st	217th of 911
Diversity index	42.5	37.7	31.4	61.4	40th	54th of 911
Median age	37.2	35.7	38.6	38.9	36th	725th of 911
Uninsured rate	5.2%	5.1%	5%	8.4%	35th	299th of 911
Tech workers	2.1%	2%	2.9%	3.8%	35th	218th of 911
Government workers	11.7%	13.1%	14.5%	14.5%	33rd	562nd of 911
Rent-burdened renters	45.9%	48.9%	43.9%	51.1%	32nd	243rd of 882
Median earnings per worker	$42,779	$41,974	$47,712	$49,666	32nd	663rd of 910
Work from home	9.3%	8.9%	11.3%	15.1%	30th	423rd of 911
Population density	382/sq mi	232/sq mi	58/sq mi	95/sq mi	29th	100th of 911
Broadband access	88.4%	89.4%	88.9%	91%	25th	464th of 909
Median household income	$61,475	$66,417	$75,059	$80,734	23rd	725th of 896
Median home value	$183,800	$188,900	$208,000	$332,700	18th	334th of 881
Self-employed workers	6.9%	7.6%	10.2%	10%	18th	782nd of 911
Unemployment rateStrength	2.7%	4.6%	3.6%	5.2%	12th	376th of 911
Median gross rent	$850	$989	$972	$1,413	10th	338th of 771
Average commuteStrength	15 min	15.9 min	19.8 min	26.4 min	1st	854th of 902

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

15%

25–34

12%

35–44

10%

45–54

11%

55–64

12%

65–74

75+

Median age

37.2

Under 18

23.4%

65 and over

19.7%

Race and ethnicity

White75%
Black12%
Hispanic4%
Asian4%
Native American0.2%
Pacific Islander0.4%
Other0.3%
Multiracial5%

Diversity index

42.5

U.S. 61.4

Foreign-born

7.9%

U.S. 14.1%

Born in state

73.4%

Language spoken at home (households)

English only

90%

Spanish

Other Indo-European

Asian / Pacific

Other

0.3%

Households

Households: 13,656
Average household size: 2.2
Family households: 55.1%
Married couples: 40.4%
Living alone: 36.3%
Veterans (of adults): 7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

23%

$50–75k

21%

$75–100k

12%

$100–150k

15%

$150–200k

$200k+

Median household income

50701

$61,475

Black Hawk Co.

$66,417

Iowa

$75,059

United States

$80,734

Per capita income

$39,005

U.S. $44,673

Poverty rate

16.6%

U.S. 12.5%

Households earning $150K+

11.8%

U.S. 23%

Income inequality (Gini)

0.478

U.S. 0.483

Housing

Median home value

50701

$183,800

Black Hawk Co.

$188,900

Iowa

$208,000

United States

$332,700

Median gross rent

50701

$850

Black Hawk Co.

$989

Iowa

$972

United States

$1,413

Types of housing

Single-family

67%

2–4 units

5–19 units

15%

20+ units

Mobile home

Boat, RV, van

Housing units: 14,796
Owner-occupied: 67.2%
Vacant: 7.7%
Median year built: 1970
Median rooms: 5.3
Renters paying 30%+ of income: 45.9%
Renters paying 50%+ of income: 32.1%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

0.4%

Walked

Bicycle

0.2%

Worked from home

Other

0.3%

Commute time (one way)

<10 min

20%

10–19

57%

20–29

15%

30–44

45–59

60+

Average commute

15 min

U.S. 26.4 min

Unemployment

2.7%

U.S. 5.2%

In labor force

65.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

12%

Healthcare

10%

Production

10%

Office and admin

Management

Sales

Construction and repair

Education

Food service

Cleaning and personal care

Business and finance

Engineering and science

Legal and social services

Computer and math

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.4%

Industries

Manufacturing

16%

Retail

15%

Health care and social assistance

14%

Education

Restaurants and hotels

Finance, insurance and real estate

Construction

Professional and technical services

Other services

Transportation, warehousing and utilities

Admin, support and management

Public administration

Wholesale

Information

Arts and recreation

Agriculture and mining

0.8%

Median earnings per worker

$42,779

U.S. $49,666

Self-employed

6.9%

U.S. 10%

Government workers

11.7%

U.S. 14.5%

Nonprofit workers

11.1%

U.S. 8.8%

Median earnings by type of work

Type of work	50701	U.S.
Management, business, science and arts	$60,461	$74,888
Service	$21,884	$26,804
Sales and office	$41,425	$40,476
Construction and maintenance	$51,550	$49,199
Production and transportation	$37,386	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

31%

Some college

21%

Associate's

13%

Bachelor's

18%

Graduate

10%

High school graduate or higher: 93.5%
Bachelor's degree or higher: 27.9%
Graduate or professional degree: 10.2%
Households with broadband: 88.4%
Cable, fiber or DSL: 68.6%
No internet access: 7.5%
Without health insurance: 5.2%
Limited-English households: 3.2%

Geography

City (USPS): Waterloo
State: Iowa
County: Black Hawk County
Center point: 42.4175° N, 92.3446° W
Land area: 79 sq mi
Water area: 1.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Waterloo32% of zip
Hudson1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 50701

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
50702	Waterloo, IA	3.4 mi	20,882	$62,021	$150,500
50614	Cedar Falls, IA · PO box	4 mi	—	—	—
50704	Waterloo, IA · PO box	4 mi	—	—	—
50707	Evansdale, IA	5.2 mi	7,784	$63,441	$153,700
50634	Gilbertville, IA	6.6 mi	761	$79,583	$197,400
50667	Raymond, IA	7.1 mi	899	$76,711	$222,600
50643	Hudson, IA	7.4 mi	3,027	$125,804	$244,400
50612	Buckingham, IA	9.4 mi	369	$99,602	$291,900
50703	Waterloo, IA	9.5 mi	17,952	$50,060	$95,900
50651	La Porte City, IA	9.7 mi	3,147	$88,333	$187,600
50623	Dewar, IA	10 mi	153	$93,750	$170,800
50613	Cedar Falls, IA	11 mi	43,867	$78,503	$270,800

Zip codes like 50701 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 50701

What city is zip code 50701?

50701 is assigned to Waterloo, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 50701 in?

50701 is in Black Hawk County, Iowa.

What is the population of 50701?

About 30,232 people live in 50701, according to the Census Bureau's American Community Survey.

What time zone is 50701 in?

50701 is in Central Time.

What is the median household income in 50701?

The median household income in 50701 is $61,475.

What zip codes are near 50701?

The closest zip codes to 50701 are 50702, 50614, 50704, 50707, 50634.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 50701, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.