Zip code 50703: Waterloo, Iowa

Q: What city is zip code 50703?

50703 is assigned to Waterloo, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 50703 in?

50703 is in Black Hawk County, Iowa.

Q: What is the population of 50703?

About 17,952 people live in 50703, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 50703?

The median household income in 50703 is $50,060.

Q: What zip codes are near 50703?

The closest zip codes to 50703 are 50623, 50707, 50614, 50704, 50702.

Residential delivery areaBlack Hawk CountyCentral Time

Population

17,952

Median household income

$50K

U.S. $81K

Median home value

$96K

U.S. $333K

Median rent

$952/mo

U.S. $1,413

Median age

38.5

U.S. 38.9

Land area

93 sq mi

193 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 50703

50703 is a small-town zip code in Waterloo, Iowa (Black Hawk County), covering 93 sq mi of land. About 17,952 people live here, or 193 per square mile. The median resident is 38.5 years old, compared with 38.9 nationally.

The median household earns $50,060 a year, 38% below the national median of $80,734. 17.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $95,900, or 1.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 58% of occupied homes are lived in by their owners, and renters pay a median of $952 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.7 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and office and administrative support.

How 50703 compares

Sorted from highest to lowest national percentile

Unemployment rate10.3%
95th
WeaknessU.S. 5.2% · IA 3.6%35th of 911 in IA
Poverty rate17.6%
78th
U.S. 12.5% · IA 11.1%106th of 909 in IA
Housing vacancy11.8%
78th
U.S. 10.1% · IA 8.5%279th of 909 in IA
Diversity index62.1
77th
U.S. 61.4 · IA 31.46th of 911 in IA
Residents under 1823.9%
66th
U.S. 22% · IA 22.9%392nd of 911 in IA
Uninsured rate8.6%
63rd
U.S. 8.4% · IA 5%114th of 911 in IA
Rent-burdened renters52.7%
58th
U.S. 51.1% · IA 43.9%137th of 882 in IA
Income inequality (Gini)0.440
55th
U.S. 0.483 · IA 0.444213th of 908 in IA
Veterans6%
52nd
U.S. 6.2% · IA 6.5%559th of 911 in IA
Residents 65 and older16.3%
48th
U.S. 17.2% · IA 18.1%681st of 911 in IA
Median age38.5
46th
U.S. 38.9 · IA 38.6671st of 911 in IA
Foreign-born residents7.1%
39th
U.S. 14.1% · IA 5.9%96th of 911 in IA
Self-employed workers8.4%
38th
U.S. 10% · IA 10.2%710th of 911 in IA
Population17,952
28th
U.S. 334,922,499 · IA 3,210,50747th of 911 in IA
Homeownership rate57.8%
28th
U.S. 65.2% · IA 71.7%884th of 909 in IA
Healthcare workers7.7%
23rd
U.S. 9.7% · IA 9.2%514th of 911 in IA
Median earnings per worker$40,431
22nd
U.S. $49,666 · IA $47,712764th of 910 in IA
Population density193/sq mi
20th
U.S. 95/sq mi · IA 58/sq mi140th of 911 in IA
Median gross rent$952
17th
U.S. $1,413 · IA $972194th of 771 in IA
Work from home6.5%
14th
U.S. 15.1% · IA 11.3%592nd of 911 in IA
Per capita income$27,728
13th
WeaknessU.S. $44,673 · IA $40,877847th of 911 in IA
Broadband access84.6%
11th
WeaknessU.S. 91% · IA 88.9%665th of 909 in IA
Government workers8.8%
11th
U.S. 14.5% · IA 14.5%722nd of 911 in IA
Median household income$50,060
9th
WeaknessU.S. $80,734 · IA $75,059855th of 896 in IA
Bachelor's degree or higher13.6%
7th
WeaknessU.S. 35.7% · IA 31.4%737th of 911 in IA
Tech workers0.5%
6th
U.S. 3.8% · IA 2.9%510th of 911 in IA
Average commute16.7 min
3rd
StrengthU.S. 26.4 min · IA 19.8 min798th of 902 in IA
Median home value$95,900
2nd
U.S. $332,700 · IA $208,000794th of 881 in IA

Measure	50703	Black Hawk	IA	U.S.	National percentile	Rank in IA
Unemployment rateWeakness	10.3%	4.6%	3.6%	5.2%	95th	35th of 911
Poverty rate	17.6%	14.9%	11.1%	12.5%	78th	106th of 909
Housing vacancy	11.8%	7.5%	8.5%	10.1%	78th	279th of 909
Diversity index	62.1	37.7	31.4	61.4	77th	6th of 911
Residents under 18	23.9%	21.9%	22.9%	22%	66th	392nd of 911
Uninsured rate	8.6%	5.1%	5%	8.4%	63rd	114th of 911
Rent-burdened renters	52.7%	48.9%	43.9%	51.1%	58th	137th of 882
Income inequality (Gini)	0.440	0.449	0.444	0.483	55th	213th of 908
Veterans	6%	5.7%	6.5%	6.2%	52nd	559th of 911
Residents 65 and older	16.3%	17.7%	18.1%	17.2%	48th	681st of 911
Median age	38.5	35.7	38.6	38.9	46th	671st of 911
Foreign-born residents	7.1%	6.5%	5.9%	14.1%	39th	96th of 911
Self-employed workers	8.4%	7.6%	10.2%	10%	38th	710th of 911
Population	17,952	131,049	3,210,507	334,922,499	28th	47th of 911
Homeownership rate	57.8%	66.2%	71.7%	65.2%	28th	884th of 909
Healthcare workers	7.7%	9%	9.2%	9.7%	23rd	514th of 911
Median earnings per worker	$40,431	$41,974	$47,712	$49,666	22nd	764th of 910
Population density	193/sq mi	232/sq mi	58/sq mi	95/sq mi	20th	140th of 911
Median gross rent	$952	$989	$972	$1,413	17th	194th of 771
Work from home	6.5%	8.9%	11.3%	15.1%	14th	592nd of 911
Per capita incomeWeakness	$27,728	$37,541	$40,877	$44,673	13th	847th of 911
Broadband accessWeakness	84.6%	89.4%	88.9%	91%	11th	665th of 909
Government workers	8.8%	13.1%	14.5%	14.5%	11th	722nd of 911
Median household incomeWeakness	$50,060	$66,417	$75,059	$80,734	9th	855th of 896
Bachelor's degree or higherWeakness	13.6%	30.3%	31.4%	35.7%	7th	737th of 911
Tech workers	0.5%	2%	2.9%	3.8%	6th	510th of 911
Average commuteStrength	16.7 min	15.9 min	19.8 min	26.4 min	3rd	798th of 902
Median home value	$95,900	$188,900	$208,000	$332,700	2nd	794th of 881

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

10%

18–24

12%

25–34

14%

35–44

45–54

14%

55–64

10%

65–74

75+

Median age

38.5

Under 18

23.9%

65 and over

16.3%

Race and ethnicity

White55%
Black25%
Hispanic11%
Asian2%
Native American0.1%
Pacific Islander0.8%
Other0.1%
Multiracial7%

Diversity index

62.1

U.S. 61.4

Foreign-born

7.1%

U.S. 14.1%

Born in state

68.9%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

0.9%

Households

Households: 7,445
Average household size: 2.3
Family households: 54.6%
Married couples: 32.4%
Living alone: 37%
Veterans (of adults): 6%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

23%

$25–50k

27%

$50–75k

18%

$75–100k

13%

$100–150k

11%

$150–200k

$200k+

Median household income

50703

$50,060

Black Hawk Co.

$66,417

Iowa

$75,059

United States

$80,734

Per capita income

$27,728

U.S. $44,673

Poverty rate

17.6%

U.S. 12.5%

Households earning $150K+

7.2%

U.S. 23%

Income inequality (Gini)

0.440

U.S. 0.483

Housing

Median home value

50703

$95,900

Black Hawk Co.

$188,900

Iowa

$208,000

United States

$332,700

Median gross rent

50703

$952

Black Hawk Co.

$989

Iowa

$972

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 8,440
Owner-occupied: 57.8%
Vacant: 11.8%
Median year built: 1952
Median rooms: 5.2
Renters paying 30%+ of income: 52.7%
Renters paying 50%+ of income: 30.1%
Home value to income: 1.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

12%

Transit

0.2%

Walked

Bicycle

0.9%

Worked from home

Other

0.9%

Commute time (one way)

<10 min

21%

10–19

52%

20–29

15%

30–44

45–59

60+

Average commute

16.7 min

U.S. 26.4 min

Unemployment

10.3%

U.S. 5.2%

In labor force

60.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

17%

Transportation and moving

12%

Office and admin

10%

Construction and repair

10%

Sales

Food service

Healthcare

Management

Cleaning and personal care

Business and finance

Education

Legal and social services

Engineering and science

Police and fire

Farming, fishing and forestry

0.9%

Arts, media and sports

0.5%

Computer and math

0.5%

Industries

Manufacturing

24%

Retail

13%

Health care and social assistance

12%

Restaurants and hotels

10%

Construction

Finance, insurance and real estate

Transportation, warehousing and utilities

Other services

Education

Public administration

Admin, support and management

Wholesale

Professional and technical services

Arts and recreation

Agriculture and mining

Information

0.9%

Median earnings per worker

$40,431

U.S. $49,666

Self-employed

8.4%

U.S. 10%

Government workers

8.8%

U.S. 14.5%

Nonprofit workers

7.3%

U.S. 8.8%

Median earnings by type of work

Type of work	50703	U.S.
Management, business, science and arts	$55,903	$74,888
Service	$26,538	$26,804
Sales and office	$32,574	$40,476
Construction and maintenance	$46,953	$49,199
Production and transportation	$43,370	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

38%

Some college

23%

Associate's

12%

Bachelor's

Graduate

High school graduate or higher: 86.2%
Bachelor's degree or higher: 13.6%
Graduate or professional degree: 4.8%
Households with broadband: 84.6%
Cable, fiber or DSL: 59.1%
No internet access: 13%
Without health insurance: 8.6%
Limited-English households: 3.2%

Geography

City (USPS): Waterloo
State: Iowa
County: Black Hawk County
Center point: 42.5481° N, 92.2864° W
Land area: 93 sq mi
Water area: 1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Waterloo26% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 50703

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
50623	Dewar, IA	4.2 mi	153	$93,750	$170,800
50707	Evansdale, IA	4.9 mi	7,784	$63,441	$153,700
50614	Cedar Falls, IA · PO box	5.5 mi	—	—	—
50704	Waterloo, IA · PO box	5.5 mi	—	—	—
50702	Waterloo, IA	6.1 mi	20,882	$62,021	$150,500
50667	Raymond, IA	6.2 mi	899	$76,711	$222,600
50626	Dunkerton, IA	6.4 mi	1,468	$84,306	$209,400
50622	Denver, IA	9 mi	3,549	$95,089	$254,100
50701	Waterloo, IA	9.5 mi	30,232	$61,475	$183,800
50634	Gilbertville, IA	9.7 mi	761	$79,583	$197,400
50613	Cedar Falls, IA	10 mi	43,867	$78,503	$270,800
50668	Readlyn, IA	10 mi	1,216	$85,956	$174,000

Zip codes like 50703 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 50703

What city is zip code 50703?

50703 is assigned to Waterloo, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 50703 in?

50703 is in Black Hawk County, Iowa.

What is the population of 50703?

About 17,952 people live in 50703, according to the Census Bureau's American Community Survey.

What time zone is 50703 in?

50703 is in Central Time.

What is the median household income in 50703?

The median household income in 50703 is $50,060.

What zip codes are near 50703?

The closest zip codes to 50703 are 50623, 50707, 50614, 50704, 50702.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 50703, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.