Zip code 46176: Shelbyville, Indiana
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 46176
46176 is a small-town zip code in Shelbyville, Indiana (Shelby County), covering 169 sq mi of land. About 28,782 people live here, or 170 per square mile. The median resident is 39.8 years old, compared with 38.9 nationally.
The median household earns $65,182 a year, 19% below the national median of $80,734. 16.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $194,400, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 64% of occupied homes are lived in by their owners, and renters pay a median of $985 a month.
21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.9 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in production and manufacturing; healthcare; and management.
How 46176 compares
- Poverty rate16.6%75thU.S. 12.5% · IN 12.3%148th of 742 in IN
- Veterans6.9%65thU.S. 6.2% · IN 6.3%339th of 745 in IN
- 63rdU.S. 17.2% · IN 16.8%355th of 745 in IN
- Housing vacancy7.5%57thU.S. 10.1% · IN 8.8%400th of 742 in IN
- Median age39.856thU.S. 38.9 · IN 38.1418th of 745 in IN
- Residents under 1822.6%55thU.S. 22% · IN 23.3%378th of 745 in IN
- 53rdU.S. 9.7% · IN 9.8%333rd of 745 in IN
- 51stU.S. 0.483 · IN 0.452176th of 740 in IN
- 50thU.S. 10% · IN 8%274th of 745 in IN
- Population28,78247thU.S. 334,922,499 · IN 6,851,07370th of 745 in IN
- Median earnings per worker$46,42445thU.S. $49,666 · IN $46,609340th of 740 in IN
- Uninsured rate6.2%44thU.S. 8.4% · IN 7.4%336th of 745 in IN
- Homeownership rate64.4%40thU.S. 65.2% · IN 70.6%640th of 742 in IN
- Per capita income$34,90834thU.S. $44,673 · IN $38,351368th of 744 in IN
- Median household income$65,18228thU.S. $80,734 · IN $71,957457th of 719 in IN
- 27thU.S. 14.1% · IN 6.3%169th of 745 in IN
- Broadband access88.5%26thU.S. 91% · IN 89.9%386th of 742 in IN
- 24thU.S. 35.7% · IN 29.5%305th of 744 in IN
- Work from home8.1%23rdU.S. 15.1% · IN 10.7%319th of 745 in IN
- Tech workers1.5%23rdU.S. 3.8% · IN 2.5%337th of 745 in IN
- Average commute21.9 min22ndU.S. 26.4 min · IN 24.1 min560th of 726 in IN
- Median home value$194,40020thU.S. $332,700 · IN $218,200301st of 719 in IN
- 20thU.S. $1,413 · IN $1,062225th of 640 in IN
- Population density170/sq mi19thU.S. 95/sq mi · IN 191/sq mi281st of 745 in IN
- 18thStrengthU.S. 51.1% · IN 48.1%391st of 716 in IN
- Diversity index23.416thU.S. 61.4 · IN 41.4242nd of 745 in IN
- 11thStrengthU.S. 5.2% · IN 4.3%481st of 745 in IN
- 11thU.S. 14.5% · IN 11.7%544th of 745 in IN
| Measure | 46176 | Shelby | IN | U.S. | National percentile | Rank in IN |
|---|---|---|---|---|---|---|
| Poverty rate | 16.6% | 13% | 12.3% | 12.5% | 148th of 742 | |
| Veterans | 6.9% | 6.9% | 6.3% | 6.2% | 339th of 745 | |
| Residents 65 and older | 18.4% | 18.6% | 16.8% | 17.2% | 355th of 745 | |
| Housing vacancy | 7.5% | 6.2% | 8.8% | 10.1% | 400th of 742 | |
| Median age | 39.8 | 41.5 | 38.1 | 38.9 | 418th of 745 | |
| Residents under 18 | 22.6% | 22.5% | 23.3% | 22% | 378th of 745 | |
| Healthcare workers | 9.7% | 10.4% | 9.8% | 9.7% | 333rd of 745 | |
| Income inequality (Gini) | 0.436 | 0.427 | 0.452 | 0.483 | 176th of 740 | |
| Self-employed workers | 9.3% | 9.5% | 8% | 10% | 274th of 745 | |
| Population | 28,782 | 45,265 | 6,851,073 | 334,922,499 | 70th of 745 | |
| Median earnings per worker | $46,424 | $48,598 | $46,609 | $49,666 | 340th of 740 | |
| Uninsured rate | 6.2% | 5.6% | 7.4% | 8.4% | 336th of 745 | |
| Homeownership rate | 64.4% | 72.5% | 70.6% | 65.2% | 640th of 742 | |
| Per capita income | $34,908 | $36,701 | $38,351 | $44,673 | 368th of 744 | |
| Median household income | $65,182 | $72,190 | $71,957 | $80,734 | 457th of 719 | |
| Foreign-born residents | 4.6% | 3.4% | 6.3% | 14.1% | 169th of 745 | |
| Broadband access | 88.5% | 89.1% | 89.9% | 91% | 386th of 742 | |
| Bachelor's degree or higher | 21.3% | 21.9% | 29.5% | 35.7% | 305th of 744 | |
| Work from home | 8.1% | 9% | 10.7% | 15.1% | 319th of 745 | |
| Tech workers | 1.5% | 1.5% | 2.5% | 3.8% | 337th of 745 | |
| Average commute | 21.9 min | 23.9 min | 24.1 min | 26.4 min | 560th of 726 | |
| Median home value | $194,400 | $212,400 | $218,200 | $332,700 | 301st of 719 | |
| Median gross rent | $985 | $987 | $1,062 | $1,413 | 225th of 640 | |
| Population density | 170/sq mi | 110/sq mi | 191/sq mi | 95/sq mi | 281st of 745 | |
| Rent-burdened rentersStrength | 40.8% | 40.5% | 48.1% | 51.1% | 391st of 716 | |
| Diversity index | 23.4 | 19 | 41.4 | 61.4 | 242nd of 745 | |
| Unemployment rateStrength | 2.6% | 3.6% | 4.3% | 5.2% | 481st of 745 | |
| Government workers | 8.8% | 9.4% | 11.7% | 14.5% | 544th of 745 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White87%
- Black2%
- Hispanic8%
- Asian1%
- Native American0%
- Pacific Islander0%
- Other0.1%
- Multiracial2%
Language spoken at home (households)
Households
- Households
- 12,053
- Average household size
- 2.3
- Family households
- 63.1%
- Married couples
- 45.8%
- Living alone
- 30.1%
- Veterans (of adults)
- 6.9%
- Male / female
- 49% / 51%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 13,032
- Owner-occupied
- 64.4%
- Vacant
- 7.5%
- Median year built
- 1971
- Median rooms
- 5.9
- Renters paying 30%+ of income
- 40.8%
- Renters paying 50%+ of income
- 23.4%
- Home value to income
- 3.0× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 46176 | U.S. |
|---|---|---|
| Management, business, science and arts | $69,205 | $74,888 |
| Service | $23,305 | $26,804 |
| Sales and office | $43,273 | $40,476 |
| Construction and maintenance | $48,520 | $49,199 |
| Production and transportation | $45,629 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 90.1%
- Bachelor's degree or higher
- 21.3%
- Graduate or professional degree
- 8%
- Households with broadband
- 88.5%
- Cable, fiber or DSL
- 63.3%
- No internet access
- 9.3%
- Without health insurance
- 6.2%
- Limited-English households
- 2.2%
Geography
- City (USPS)
- Shelbyville
- State
- Indiana
- County
- Shelby County
- Center point
- 39.5265° N, 85.7734° W
- Land area
- 169 sq mi
- Water area
- 0.9 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Shelbyville7% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 46176
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 46182 | Waldron, IN | 7.3 mi | $89,567 |
| 46110 | Boggstown, IN | 7.8 mi | $68,714 |
| 46126 | Fairland, IN | 8.5 mi | $70,607 |
| 46150 | Manilla, IN | 9.2 mi | $52,463 |
| 46162 | Needham, IN | 9.8 mi | $117,969 |
| 47234 | Flat Rock, IN | 10 mi | $101,708 |
| 46130 | Fountaintown, IN | 11 mi | $124,427 |
| 46161 | Morristown, IN | 11 mi | $78,603 |
| 47272 | Saint Paul, IN | 11 mi | $75,117 |
| 46146 | Homer, IN | 12 mi | $75,417 |
| 46144 | Gwynneville, IN | 12 mi | $108,333 |
| 46104 | Arlington, IN | 13 mi | $61,146 |
Zip codes like 46176 elsewhere
Questions about 46176
What city is zip code 46176?
46176 is assigned to Shelbyville, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 46176 in?
46176 is in Shelby County, Indiana.
What is the population of 46176?
About 28,782 people live in 46176, according to the Census Bureau's American Community Survey.
What time zone is 46176 in?
46176 is in Eastern Time.
What is the median household income in 46176?
The median household income in 46176 is $65,182.
What zip codes are near 46176?
The closest zip codes to 46176 are 46182, 46110, 46126, 46150, 46162.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46176, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.