Zip code 49795: Vanderbilt, Michigan

Q: What city is zip code 49795?

49795 is assigned to Vanderbilt, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49795 in?

49795 is mostly in Otsego County, but it extends into 2 other counties.

Q: What is the population of 49795?

About 1,884 people live in 49795, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49795?

The median household income in 49795 is $57,019.

Q: What zip codes are near 49795?

The closest zip codes to 49795 are 49799, 49734, 49735, 49713, 49705.

Residential delivery areaOtsego CountyEastern Time

Population

1,884

Median household income

$57K

U.S. $81K

Median home value

$167K

U.S. $333K

Median rent

$966/mo

U.S. $1,413

Median age

45.2

U.S. 38.9

Land area

134 sq mi

14 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49795

49795 is a rural zip code in Vanderbilt, Michigan (Otsego County), covering 134 sq mi of land. About 1,884 people live here, or 14 per square mile. The median resident is 45.2 years old, compared with 38.9 nationally.

The median household earns $57,019 a year, 29% below the national median of $80,734. 18.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $166,500, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $966 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and transportation and moving goods.

How 49795 compares

Sorted from highest to lowest national percentile

Housing vacancy26.6%
97th
U.S. 10.1% · MI 11.8%252nd of 958 in MI
Rent-burdened renters67.7%
96th
WeaknessU.S. 51.1% · MI 50.4%81st of 931 in MI
Median age45.2
86th
U.S. 38.9 · MI 40.2391st of 962 in MI
Poverty rate18.2%
80th
WeaknessU.S. 12.5% · MI 13.2%177th of 959 in MI
Homeownership rate76.2%
70th
U.S. 65.2% · MI 73.2%715th of 958 in MI
Unemployment rate5.9%
67th
U.S. 5.2% · MI 5.7%325th of 961 in MI
Healthcare workers10.7%
67th
U.S. 9.7% · MI 10.1%332nd of 961 in MI
Residents 65 and older18.7%
65th
U.S. 17.2% · MI 18.6%598th of 962 in MI
Veterans6.6%
61st
U.S. 6.2% · MI 5.8%505th of 962 in MI
Uninsured rate7.8%
58th
U.S. 8.4% · MI 4.9%163rd of 961 in MI
Self-employed workers9.4%
51st
U.S. 10% · MI 8.6%468th of 961 in MI
Residents under 1822%
49th
U.S. 22% · MI 21.2%352nd of 962 in MI
Income inequality (Gini)0.427
43rd
U.S. 0.483 · MI 0.465408th of 958 in MI
Tech workers2.1%
35th
U.S. 3.8% · MI 3.1%391st of 961 in MI
Broadband access88.9%
28th
U.S. 91% · MI 90.5%475th of 958 in MI
Average commute22 min
23rd
U.S. 26.4 min · MI 24.2 min710th of 941 in MI
Per capita income$30,806
21st
U.S. $44,673 · MI $40,735733rd of 962 in MI
Median earnings per worker$39,856
21st
U.S. $49,666 · MI $47,178695th of 960 in MI
Median gross rent$966
19th
U.S. $1,413 · MI $1,129440th of 851 in MI
Median household income$57,019
16th
WeaknessU.S. $80,734 · MI $72,875735th of 952 in MI
Work from home6.9%
16th
U.S. 15.1% · MI 13.5%715th of 961 in MI
Foreign-born residents2.4%
14th
U.S. 14.1% · MI 7.2%398th of 962 in MI
Median home value$166,500
13th
U.S. $332,700 · MI $231,600615th of 946 in MI
Bachelor's degree or higher15.5%
11th
WeaknessU.S. 35.7% · MI 32.4%732nd of 961 in MI
Government workers8.2%
8th
U.S. 14.5% · MI 11.6%797th of 961 in MI
Diversity index13.9
7th
U.S. 61.4 · MI 45.3709th of 962 in MI
Population1,884
3rd
U.S. 334,922,499 · MI 10,077,761702nd of 962 in MI
Population density14/sq mi
2nd
U.S. 95/sq mi · MI 178/sq mi869th of 962 in MI

Measure	49795	Otsego	MI	U.S.	National percentile	Rank in MI
Housing vacancy	26.6%	24.5%	11.8%	10.1%	97th	252nd of 958
Rent-burdened rentersWeakness	67.7%	53.3%	50.4%	51.1%	96th	81st of 931
Median age	45.2	44.4	40.2	38.9	86th	391st of 962
Poverty rateWeakness	18.2%	8%	13.2%	12.5%	80th	177th of 959
Homeownership rate	76.2%	77.2%	73.2%	65.2%	70th	715th of 958
Unemployment rate	5.9%	4%	5.7%	5.2%	67th	325th of 961
Healthcare workers	10.7%	9.9%	10.1%	9.7%	67th	332nd of 961
Residents 65 and older	18.7%	22.1%	18.6%	17.2%	65th	598th of 962
Veterans	6.6%	10.1%	5.8%	6.2%	61st	505th of 962
Uninsured rate	7.8%	5.7%	4.9%	8.4%	58th	163rd of 961
Self-employed workers	9.4%	10.3%	8.6%	10%	51st	468th of 961
Residents under 18	22%	20.8%	21.2%	22%	49th	352nd of 962
Income inequality (Gini)	0.427	0.423	0.465	0.483	43rd	408th of 958
Tech workers	2.1%	0.7%	3.1%	3.8%	35th	391st of 961
Broadband access	88.9%	91.3%	90.5%	91%	28th	475th of 958
Average commute	22 min	20.2 min	24.2 min	26.4 min	23rd	710th of 941
Per capita income	$30,806	$38,321	$40,735	$44,673	21st	733rd of 962
Median earnings per worker	$39,856	$43,484	$47,178	$49,666	21st	695th of 960
Median gross rent	$966	$1,008	$1,129	$1,413	19th	440th of 851
Median household incomeWeakness	$57,019	$68,183	$72,875	$80,734	16th	735th of 952
Work from home	6.9%	10.2%	13.5%	15.1%	16th	715th of 961
Foreign-born residents	2.4%	1.6%	7.2%	14.1%	14th	398th of 962
Median home value	$166,500	$219,700	$231,600	$332,700	13th	615th of 946
Bachelor's degree or higherWeakness	15.5%	26.3%	32.4%	35.7%	11th	732nd of 961
Government workers	8.2%	15.5%	11.6%	14.5%	8th	797th of 961
Diversity index	13.9	13.4	45.3	61.4	7th	709th of 962
Population	1,884	25,584	10,077,761	334,922,499	3rd	702nd of 962
Population density	14/sq mi	50/sq mi	178/sq mi	95/sq mi	2nd	869th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

13%

25–34

11%

35–44

10%

45–54

21%

55–64

11%

65–74

75+

Median age

45.2

Under 18

22%

65 and over

18.7%

Race and ethnicity

White93%
Black2%
Hispanic1%
Asian0.2%
Native American0.4%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

13.9

U.S. 61.4

Foreign-born

2.4%

U.S. 14.1%

Born in state

83.4%

Language spoken at home (households)

English only

99%

Spanish

0.4%

Other Indo-European

0.4%

Asian / Pacific

0.2%

Other

0.5%

Households

Households: 845
Average household size: 2.2
Family households: 65.7%
Married couples: 47.5%
Living alone: 30.3%
Veterans (of adults): 6.6%
Male / female: 58% / 42%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

29%

$50–75k

20%

$75–100k

13%

$100–150k

16%

$150–200k

$200k+

Median household income

49795

$57,019

Otsego Co.

$68,183

Michigan

$72,875

United States

$80,734

Per capita income

$30,806

U.S. $44,673

Poverty rate

18.2%

U.S. 12.5%

Households earning $150K+

5.2%

U.S. 23%

Income inequality (Gini)

0.427

U.S. 0.483

Housing

Median home value

49795

$166,500

Otsego Co.

$219,700

Michigan

$231,600

United States

$332,700

Median gross rent

49795

$966

Otsego Co.

$1,008

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

82%

2–4 units

0.3%

5–19 units

20+ units

0.9%

Mobile home

15%

Boat, RV, van

Housing units: 1,151
Owner-occupied: 76.2%
Vacant: 26.6%
Median year built: 1984
Median rooms: 5.2
Renters paying 30%+ of income: 67.7%
Renters paying 50%+ of income: 15.8%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

Transit

Walked

Bicycle

0.2%

Worked from home

Other

Commute time (one way)

<10 min

15%

10–19

37%

20–29

20%

30–44

15%

45–59

60+

Average commute

22 min

U.S. 26.4 min

Unemployment

5.9%

U.S. 5.2%

In labor force

58.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

18%

Healthcare

11%

Transportation and moving

10%

Production

10%

Sales

Management

Office and admin

Food service

Cleaning and personal care

Engineering and science

Legal and social services

Education

Computer and math

Business and finance

Police and fire

Farming, fishing and forestry

0.8%

Arts, media and sports

0.7%

Industries

Health care and social assistance

15%

Retail

15%

Manufacturing

11%

Restaurants and hotels

10%

Construction

Transportation, warehousing and utilities

Public administration

Wholesale

Professional and technical services

Other services

Admin, support and management

Agriculture and mining

Finance, insurance and real estate

Education

Information

0.7%

Arts and recreation

0.5%

Median earnings per worker

$39,856

U.S. $49,666

Self-employed

9.4%

U.S. 10%

Government workers

8.2%

U.S. 14.5%

Nonprofit workers

11.3%

U.S. 8.8%

Median earnings by type of work

Type of work	49795	U.S.
Management, business, science and arts	$47,500	$74,888
Service	$23,500	$26,804
Sales and office	$30,417	$40,476
Construction and maintenance	$72,955	$49,199
Production and transportation	$37,841	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

41%

Some college

23%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 87.2%
Bachelor's degree or higher: 15.5%
Graduate or professional degree: 4.3%
Households with broadband: 88.9%
Cable, fiber or DSL: 54.1%
No internet access: 8.9%
Without health insurance: 7.8%
Limited-English households: 0%

Geography

City (USPS): Vanderbilt
State: Michigan
County: Otsego County
Center point: 45.1607° N, 84.5797° W
Land area: 134 sq mi
Water area: 0.9 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49795 spans 3 counties

Otsego County85% of land
Charlevoix County8% of land
Cheboygan County8% of land

Zip codes near 49795

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49799	Wolverine, MI	7 mi	2,331	$58,235	$184,600
49734	Gaylord, MI · PO box	10 mi	—	—	—
49735	Gaylord, MI	12 mi	20,773	$70,819	$227,200
49713	Boyne Falls, MI	14 mi	2,011	$82,563	$244,000
49705	Afton, MI	14 mi	865	$77,500	$168,500
49751	Johannesburg, MI	14 mi	2,161	$62,008	$188,600
49730	Elmira, MI	16 mi	2,170	$79,679	$207,200
49749	Indian River, MI	18 mi	4,411	$65,608	$244,300
49717	Burt Lake, MI	19 mi	43	—	—
49770	Petoskey, MI	19 mi	18,221	$79,590	$355,200
49796	Walloon Lake, MI	20 mi	359	$87,434	$282,300
49792	Tower, MI · PO box	20 mi	—	—	—

Zip codes like 49795 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49795

What city is zip code 49795?

49795 is assigned to Vanderbilt, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49795 in?

49795 is mostly in Otsego County, but it extends into 2 other counties.

What is the population of 49795?

About 1,884 people live in 49795, according to the Census Bureau's American Community Survey.

What time zone is 49795 in?

49795 is in Eastern Time.

What is the median household income in 49795?

The median household income in 49795 is $57,019.

What zip codes are near 49795?

The closest zip codes to 49795 are 49799, 49734, 49735, 49713, 49705.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49795, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.