Zip code 49796: Walloon Lake, Michigan

Q: What city is zip code 49796?

49796 is assigned to Walloon Lake, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49796 in?

49796 is in Charlevoix County, Michigan.

Q: What is the population of 49796?

About 359 people live in 49796, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49796?

The median household income in 49796 is $87,434.

Q: What zip codes are near 49796?

The closest zip codes to 49796 are 49770, 49712, 49713, 49711, 49722.

Residential delivery areaCharlevoix CountyEastern Time

Population

359

Small sample: rough estimates

Median household income

$87K

U.S. $81K

Median home value

$282K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

50.2

U.S. 38.9

Land area

1.6 sq mi

227 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49796

49796 is a small-town zip code in Walloon Lake, Michigan (Charlevoix County), covering 1.6 sq mi of land. About 359 people live here, or 227 per square mile. The median resident is 50.2 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $87,434 a year, close to the national median of $80,734. 3.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $282,300, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners.

49% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.1 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in healthcare; production and manufacturing; and cleaning and personal care. 17% of them are self-employed (U.S.: 10%).

How 49796 compares

Sorted from highest to lowest national percentile

Only about 359 people live here, so these survey estimates have wide margins of error.

Housing vacancy46.4%
99th
U.S. 10.1% · MI 11.8%100th of 958 in MI
Healthcare workers29.7%
99th
U.S. 9.7% · MI 10.1%5th of 961 in MI
Residents 65 and older32.6%
98th
U.S. 17.2% · MI 18.6%108th of 962 in MI
Income inequality (Gini)0.542
96th
WeaknessU.S. 0.483 · MI 0.46520th of 958 in MI
Per capita income$78,342
95th
StrengthU.S. $44,673 · MI $40,73513th of 962 in MI
Median age50.2
95th
U.S. 38.9 · MI 40.2199th of 962 in MI
Self-employed workers16.9%
94th
U.S. 10% · MI 8.6%87th of 961 in MI
Homeownership rate85.9%
90th
StrengthU.S. 65.2% · MI 73.2%453rd of 958 in MI
Median earnings per worker$64,091
81st
StrengthU.S. $49,666 · MI $47,17866th of 960 in MI
Bachelor's degree or higher49.3%
78th
U.S. 35.7% · MI 32.4%88th of 961 in MI
Veterans7%
66th
U.S. 6.2% · MI 5.8%433rd of 962 in MI
Median household income$87,434
59th
U.S. $80,734 · MI $72,875203rd of 952 in MI
Median home value$282,300
40th
U.S. $332,700 · MI $231,600194th of 946 in MI
Broadband access90.8%
40th
U.S. 91% · MI 90.5%355th of 958 in MI
Population density227/sq mi
22nd
U.S. 95/sq mi · MI 178/sq mi362nd of 962 in MI
Residents under 1817%
14th
U.S. 22% · MI 21.2%717th of 962 in MI
Average commute20.1 min
13th
StrengthU.S. 26.4 min · MI 24.2 min796th of 941 in MI
Poverty rate3.6%
5th
StrengthU.S. 12.5% · MI 13.2%900th of 959 in MI
Work from home2.7%
2nd
U.S. 15.1% · MI 13.5%921st of 961 in MI
Unemployment rate1.3%
2nd
StrengthU.S. 5.2% · MI 5.7%881st of 961 in MI
Government workers6.1%
2nd
U.S. 14.5% · MI 11.6%901st of 961 in MI
Population359
1st
U.S. 334,922,499 · MI 10,077,761901st of 962 in MI
Diversity index3.3
1st
U.S. 61.4 · MI 45.3940th of 962 in MI
Uninsured rate0.6%
1st
StrengthU.S. 8.4% · MI 4.9%935th of 961 in MI
Foreign-born residents0%
1st
U.S. 14.1% · MI 7.2%914th of 962 in MI
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · MI 50.4%890th of 931 in MI
Tech workers0%
1st
U.S. 3.8% · MI 3.1%858th of 961 in MI

Measure	49796	Charlevoix	MI	U.S.	National percentile	Rank in MI
Housing vacancy	46.4%	30.5%	11.8%	10.1%	99th	100th of 958
Healthcare workers	29.7%	10.2%	10.1%	9.7%	99th	5th of 961
Residents 65 and older	32.6%	27.1%	18.6%	17.2%	98th	108th of 962
Income inequality (Gini)Weakness	0.542	0.461	0.465	0.483	96th	20th of 958
Per capita incomeStrength	$78,342	$48,894	$40,735	$44,673	95th	13th of 962
Median age	50.2	50.4	40.2	38.9	95th	199th of 962
Self-employed workers	16.9%	13.8%	8.6%	10%	94th	87th of 961
Homeownership rateStrength	85.9%	83.5%	73.2%	65.2%	90th	453rd of 958
Median earnings per workerStrength	$64,091	$46,328	$47,178	$49,666	81st	66th of 960
Bachelor's degree or higher	49.3%	35.2%	32.4%	35.7%	78th	88th of 961
Veterans	7%	7.3%	5.8%	6.2%	66th	433rd of 962
Median household income	$87,434	$76,531	$72,875	$80,734	59th	203rd of 952
Median home value	$282,300	$276,800	$231,600	$332,700	40th	194th of 946
Broadband access	90.8%	90.1%	90.5%	91%	40th	355th of 958
Population density	227/sq mi	63/sq mi	178/sq mi	95/sq mi	22nd	362nd of 962
Residents under 18	17%	17.6%	21.2%	22%	14th	717th of 962
Average commuteStrength	20.1 min	19.9 min	24.2 min	26.4 min	13th	796th of 941
Poverty rateStrength	3.6%	8.7%	13.2%	12.5%	5th	900th of 959
Work from home	2.7%	12.4%	13.5%	15.1%	2nd	921st of 961
Unemployment rateStrength	1.3%	3.4%	5.7%	5.2%	2nd	881st of 961
Government workers	6.1%	9.9%	11.6%	14.5%	2nd	901st of 961
Population	359	26,108	10,077,761	334,922,499	1st	901st of 962
Diversity index	3.3	14.6	45.3	61.4	1st	940th of 962
Uninsured rateStrength	0.6%	6.2%	4.9%	8.4%	1st	935th of 961
Foreign-born residents	0%	1.8%	7.2%	14.1%	1st	914th of 962
Rent-burdened rentersStrength	0%	49.4%	50.4%	51.1%	1st	890th of 931
Tech workers	0%	1.6%	3.1%	3.8%	1st	858th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

13%

25–34

12%

35–44

16%

45–54

55–64

15%

65–74

17%

75+

Median age

50.2

Under 18

17%

65 and over

32.6%

Race and ethnicity

White98%
Black0%
Hispanic1%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.6%

Diversity index

3.3

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

79.1%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 163
Average household size: 2.2
Family households: 79.1%
Married couples: 77.3%
Living alone: 20.9%
Veterans (of adults): 7%
Male / female: 57% / 43%

Income and poverty

Household income distribution

<$25k

$25–50k

17%

$50–75k

12%

$75–100k

15%

$100–150k

14%

$150–200k

$200k+

27%

Median household income

49796

$87,434

Charlevoix Co.

$76,531

Michigan

$72,875

United States

$80,734

Per capita income

$78,342

U.S. $44,673

Poverty rate

3.6%

U.S. 12.5%

Households earning $150K+

34.4%

U.S. 23%

Income inequality (Gini)

0.542

U.S. 0.483

Housing

Median home value

49796

$282,300

Charlevoix Co.

$276,800

Michigan

$231,600

United States

$332,700

Median gross rent

49796

—

Charlevoix Co.

$949

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 304
Owner-occupied: 85.9%
Vacant: 46.4%
Median year built: 1978
Median rooms: 5.9
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

74%

20–29

30–44

17%

45–59

60+

Average commute

20.1 min

U.S. 26.4 min

Unemployment

1.3%

U.S. 5.2%

In labor force

50.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

30%

Production

20%

Cleaning and personal care

14%

Construction and repair

14%

Transportation and moving

10%

Food service

Business and finance

Management

Education

Computer and math

Engineering and science

Legal and social services

Arts, media and sports

Police and fire

Sales

Office and admin

Farming, fishing and forestry

Industries

Health care and social assistance

29%

Manufacturing

17%

Arts and recreation

14%

Transportation, warehousing and utilities

12%

Admin, support and management

Public administration

Other services

Retail

Wholesale

Professional and technical services

Education

Finance, insurance and real estate

Construction

Restaurants and hotels

Information

Agriculture and mining

Median earnings per worker

$64,091

U.S. $49,666

Self-employed

16.9%

U.S. 10%

Government workers

6.1%

U.S. 14.5%

Nonprofit workers

20.3%

U.S. 8.8%

Median earnings by type of work

Type of work	49796	U.S.
Management, business, science and arts	$102,344	$74,888
Service	$25,625	$26,804
Sales and office	—	$40,476
Construction and maintenance	$145,625	$49,199
Production and transportation	$56,250	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

18%

Some college

22%

Associate's

10%

Bachelor's

25%

Graduate

25%

High school graduate or higher: 100%
Bachelor's degree or higher: 49.3%
Graduate or professional degree: 24.7%
Households with broadband: 90.8%
Cable, fiber or DSL: 75.5%
No internet access: 4.3%
Without health insurance: 0.6%
Limited-English households: 0%

Geography

City (USPS): Walloon Lake
State: Michigan
County: Charlevoix County
Center point: 45.2722° N, 84.9483° W
Land area: 1.6 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Walloon Lake (unincorporated)86% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49796

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49770	Petoskey, MI	4.8 mi	18,221	$79,590	$355,200
49712	Boyne City, MI	5.2 mi	8,203	$74,033	$294,800
49713	Boyne Falls, MI	6.1 mi	2,011	$82,563	$244,000
49711	Bay Shore, MI · PO box	9.4 mi	—	—	—
49722	Conway, MI	11 mi	73	$87,721	$488,200
49764	Oden, MI	12 mi	46	—	—
49727	East Jordan, MI	12 mi	6,755	$70,865	$222,200
49706	Alanson, MI	14 mi	4,920	$76,906	$248,500
49720	Charlevoix, MI	14 mi	9,017	$77,603	$297,500
49730	Elmira, MI	16 mi	2,170	$79,679	$207,200
49717	Burt Lake, MI	17 mi	43	—	—
49740	Harbor Springs, MI	17 mi	7,197	$89,250	$363,500

Questions about 49796

What city is zip code 49796?

49796 is assigned to Walloon Lake, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49796 in?

49796 is in Charlevoix County, Michigan.

What is the population of 49796?

About 359 people live in 49796, according to the Census Bureau's American Community Survey.

What time zone is 49796 in?

49796 is in Eastern Time.

What is the median household income in 49796?

The median household income in 49796 is $87,434.

What zip codes are near 49796?

The closest zip codes to 49796 are 49770, 49712, 49713, 49711, 49722.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49796, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.