Zip code 49749: Indian River, Michigan

Q: What city is zip code 49749?

49749 is assigned to Indian River, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49749 in?

49749 is in Cheboygan County, Michigan.

Q: What is the population of 49749?

About 4,411 people live in 49749, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49749?

The median household income in 49749 is $65,608.

Q: What zip codes are near 49749?

The closest zip codes to 49749 are 49791, 49717, 49705, 49706, 49716.

Residential delivery areaCheboygan CountyEastern Time

Population

4,411

Median household income

$66K

U.S. $81K

Median home value

$244K

U.S. $333K

Median rent

$950/mo

U.S. $1,413

Median age

60.4

U.S. 38.9

Land area

65 sq mi

68 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49749

49749 is a small-town zip code in Indian River, Michigan (Cheboygan County), covering 65 sq mi of land. About 4,411 people live here, or 68 per square mile. The median resident is 60.4 years old, compared with 38.9 nationally.

The median household earns $65,608 a year, 19% below the national median of $80,734. 11.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $244,300, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $950 a month.

37% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.5 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in management; construction and repair; and sales. 15% of them are self-employed (U.S.: 10%).

How 49749 compares

Sorted from highest to lowest national percentile

Median age60.4
99th
U.S. 38.9 · MI 40.254th of 962 in MI
Housing vacancy44.6%
99th
U.S. 10.1% · MI 11.8%111th of 958 in MI
Residents 65 and older38.4%
99th
U.S. 17.2% · MI 18.6%58th of 962 in MI
Homeownership rate88.1%
93rd
StrengthU.S. 65.2% · MI 73.2%356th of 958 in MI
Self-employed workers15%
90th
U.S. 10% · MI 8.6%127th of 961 in MI
Rent-burdened renters61.9%
87th
WeaknessU.S. 51.1% · MI 50.4%137th of 931 in MI
Income inequality (Gini)0.483
82nd
WeaknessU.S. 0.483 · MI 0.465100th of 958 in MI
Veterans8.4%
81st
U.S. 6.2% · MI 5.8%274th of 962 in MI
Average commute29.5 min
72nd
U.S. 26.4 min · MI 24.2 min215th of 941 in MI
Per capita income$47,873
68th
U.S. $44,673 · MI $40,735162nd of 962 in MI
Government workers15.2%
61st
U.S. 14.5% · MI 11.6%227th of 961 in MI
Bachelor's degree or higher37.1%
60th
U.S. 35.7% · MI 32.4%196th of 961 in MI
Poverty rate11.7%
54th
U.S. 12.5% · MI 13.2%426th of 959 in MI
Work from home12.1%
47th
U.S. 15.1% · MI 13.5%319th of 961 in MI
Unemployment rate4.3%
39th
U.S. 5.2% · MI 5.7%522nd of 961 in MI
Median home value$244,300
32nd
U.S. $332,700 · MI $231,600281st of 946 in MI
Median household income$65,608
29th
U.S. $80,734 · MI $72,875541st of 952 in MI
Broadband access88.6%
26th
U.S. 91% · MI 90.5%495th of 958 in MI
Median gross rent$950
17th
U.S. $1,413 · MI $1,129452nd of 851 in MI
Uninsured rate3.4%
16th
StrengthU.S. 8.4% · MI 4.9%659th of 961 in MI
Foreign-born residents2.7%
16th
U.S. 14.1% · MI 7.2%352nd of 962 in MI
Median earnings per worker$37,500
15th
WeaknessU.S. $49,666 · MI $47,178769th of 960 in MI
Population density68/sq mi
10th
U.S. 95/sq mi · MI 178/sq mi612th of 962 in MI
Diversity index17.8
10th
U.S. 61.4 · MI 45.3550th of 962 in MI
Population4,411
7th
U.S. 334,922,499 · MI 10,077,761503rd of 962 in MI
Healthcare workers5.7%
6th
U.S. 9.7% · MI 10.1%836th of 961 in MI
Residents under 1812%
4th
U.S. 22% · MI 21.2%871st of 962 in MI
Tech workers0.2%
4th
U.S. 3.8% · MI 3.1%804th of 961 in MI

Measure	49749	Cheboygan	MI	U.S.	National percentile	Rank in MI
Median age	60.4	52.2	40.2	38.9	99th	54th of 962
Housing vacancy	44.6%	37.3%	11.8%	10.1%	99th	111th of 958
Residents 65 and older	38.4%	29%	18.6%	17.2%	99th	58th of 962
Homeownership rateStrength	88.1%	85.6%	73.2%	65.2%	93rd	356th of 958
Self-employed workers	15%	12%	8.6%	10%	90th	127th of 961
Rent-burdened rentersWeakness	61.9%	41.3%	50.4%	51.1%	87th	137th of 931
Income inequality (Gini)Weakness	0.483	0.451	0.465	0.483	82nd	100th of 958
Veterans	8.4%	9.3%	5.8%	6.2%	81st	274th of 962
Average commute	29.5 min	24.8 min	24.2 min	26.4 min	72nd	215th of 941
Per capita income	$47,873	$36,725	$40,735	$44,673	68th	162nd of 962
Government workers	15.2%	14%	11.6%	14.5%	61st	227th of 961
Bachelor's degree or higher	37.1%	24.4%	32.4%	35.7%	60th	196th of 961
Poverty rate	11.7%	12.4%	13.2%	12.5%	54th	426th of 959
Work from home	12.1%	10.1%	13.5%	15.1%	47th	319th of 961
Unemployment rate	4.3%	6.1%	5.7%	5.2%	39th	522nd of 961
Median home value	$244,300	$192,500	$231,600	$332,700	32nd	281st of 946
Median household income	$65,608	$62,875	$72,875	$80,734	29th	541st of 952
Broadband access	88.6%	87%	90.5%	91%	26th	495th of 958
Median gross rent	$950	$773	$1,129	$1,413	17th	452nd of 851
Uninsured rateStrength	3.4%	5.9%	4.9%	8.4%	16th	659th of 961
Foreign-born residents	2.7%	2.2%	7.2%	14.1%	16th	352nd of 962
Median earnings per workerWeakness	$37,500	$36,574	$47,178	$49,666	15th	769th of 960
Population density	68/sq mi	36/sq mi	178/sq mi	95/sq mi	10th	612th of 962
Diversity index	17.8	20.5	45.3	61.4	10th	550th of 962
Population	4,411	25,865	10,077,761	334,922,499	7th	503rd of 962
Healthcare workers	5.7%	10.4%	10.1%	9.7%	6th	836th of 961
Residents under 18	12%	15.3%	21.2%	22%	4th	871st of 962
Tech workers	0.2%	0.6%	3.1%	3.8%	4th	804th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

18–24

25–34

35–44

12%

45–54

19%

55–64

21%

65–74

17%

75+

Median age

60.4

Under 18

12%

65 and over

38.4%

Race and ethnicity

White90%
Black0%
Hispanic1%
Asian0.2%
Native American2%
Pacific Islander0%
Other0.2%
Multiracial6%

Diversity index

17.8

U.S. 61.4

Foreign-born

2.7%

U.S. 14.1%

Born in state

78.6%

Language spoken at home (households)

English only

94%

Spanish

0.4%

Other Indo-European

Asian / Pacific

Other

0.1%

Households

Households: 2,140
Average household size: 2.1
Family households: 55.3%
Married couples: 50.2%
Living alone: 36.2%
Veterans (of adults): 8.4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

20%

$50–75k

16%

$75–100k

15%

$100–150k

11%

$150–200k

$200k+

12%

Median household income

49749

$65,608

Cheboygan Co.

$62,875

Michigan

$72,875

United States

$80,734

Per capita income

$47,873

U.S. $44,673

Poverty rate

11.7%

U.S. 12.5%

Households earning $150K+

20.8%

U.S. 23%

Income inequality (Gini)

0.483

U.S. 0.483

Housing

Median home value

49749

$244,300

Cheboygan Co.

$192,500

Michigan

$231,600

United States

$332,700

Median gross rent

49749

$950

Cheboygan Co.

$773

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

92%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.3%

Housing units: 3,860
Owner-occupied: 88.1%
Vacant: 44.6%
Median year built: 1983
Median rooms: 5.5
Renters paying 30%+ of income: 61.9%
Renters paying 50%+ of income: 17.8%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

Walked

0.2%

Bicycle

Worked from home

12%

Other

Commute time (one way)

<10 min

10–19

22%

20–29

29%

30–44

26%

45–59

13%

60+

Average commute

29.5 min

U.S. 26.4 min

Unemployment

4.3%

U.S. 5.2%

In labor force

46.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Construction and repair

12%

Sales

11%

Office and admin

11%

Cleaning and personal care

Transportation and moving

Food service

Education

Healthcare

Legal and social services

Production

Arts, media and sports

Engineering and science

Business and finance

Computer and math

0.2%

Police and fire

Farming, fishing and forestry

Industries

Retail

15%

Health care and social assistance

14%

Construction

13%

Manufacturing

11%

Education

11%

Restaurants and hotels

Other services

Admin, support and management

Public administration

Transportation, warehousing and utilities

Agriculture and mining

Finance, insurance and real estate

Professional and technical services

Wholesale

Arts and recreation

0.4%

Information

0.2%

Median earnings per worker

$37,500

U.S. $49,666

Self-employed

15%

U.S. 10%

Government workers

15.2%

U.S. 14.5%

Nonprofit workers

12.8%

U.S. 8.8%

Median earnings by type of work

Type of work	49749	U.S.
Management, business, science and arts	$69,531	$74,888
Service	$16,250	$26,804
Sales and office	$28,221	$40,476
Construction and maintenance	$31,833	$49,199
Production and transportation	$30,114	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

29%

Some college

19%

Associate's

Bachelor's

21%

Graduate

16%

High school graduate or higher: 93.4%
Bachelor's degree or higher: 37.1%
Graduate or professional degree: 16.3%
Households with broadband: 88.6%
Cable, fiber or DSL: 51.6%
No internet access: 9%
Without health insurance: 3.4%
Limited-English households: 0%

Geography

City (USPS): Indian River
State: Michigan
County: Cheboygan County
Center point: 45.4221° N, 84.5846° W
Land area: 65 sq mi
Water area: 9.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Indian River (unincorporated)20% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49749

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49791	Topinabee, MI	4.1 mi	164	$59,750	$213,900
49717	Burt Lake, MI	5 mi	43	—	—
49705	Afton, MI	7.8 mi	865	$77,500	$168,500
49706	Alanson, MI	9.5 mi	4,920	$76,906	$248,500
49716	Brutus, MI	10 mi	1,006	$100,179	$307,100
49761	Mullett Lake, MI · PO box	10 mi	—	—	—
49799	Wolverine, MI	11 mi	2,331	$58,235	$184,600
49764	Oden, MI	12 mi	46	—	—
49721	Cheboygan, MI	12 mi	13,891	$61,174	$172,200
49722	Conway, MI	14 mi	73	$87,721	$488,200
49792	Tower, MI · PO box	15 mi	—	—	—
49770	Petoskey, MI	16 mi	18,221	$79,590	$355,200

Zip codes like 49749 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49749

What city is zip code 49749?

49749 is assigned to Indian River, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49749 in?

49749 is in Cheboygan County, Michigan.

What is the population of 49749?

About 4,411 people live in 49749, according to the Census Bureau's American Community Survey.

What time zone is 49749 in?

49749 is in Eastern Time.

What is the median household income in 49749?

The median household income in 49749 is $65,608.

What zip codes are near 49749?

The closest zip codes to 49749 are 49791, 49717, 49705, 49706, 49716.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49749, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.