Zip code 49770: Petoskey, Michigan

Q: What city is zip code 49770?

49770 is assigned to Petoskey, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49770 in?

49770 is mostly in Emmet County, but it extends into 2 other counties.

Q: What is the population of 49770?

About 18,221 people live in 49770, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49770?

The median household income in 49770 is $79,590.

Q: What zip codes are near 49770?

The closest zip codes to 49770 are 49796, 49722, 49764, 49713, 49706.

Residential delivery areaEmmet CountyEastern Time

Population

18,221

Median household income

$80K

U.S. $81K

Median home value

$355K

U.S. $333K

Median rent

$1,144/mo

U.S. $1,413

Median age

45.1

U.S. 38.9

Land area

109 sq mi

167 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49770

49770 is a small-town zip code in Petoskey, Michigan (Emmet County), covering 109 sq mi of land. About 18,221 people live here, or 167 per square mile. The median resident is 45.1 years old, compared with 38.9 nationally.

The median household earns $79,590 a year, close to the national median of $80,734. 7.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $355,200, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,144 a month.

47% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.3 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in sales; healthcare; and office and administrative support.

How 49770 compares

Sorted from highest to lowest national percentile

Housing vacancy23.9%
96th
U.S. 10.1% · MI 11.8%274th of 958 in MI
Residents 65 and older24.1%
90th
U.S. 17.2% · MI 18.6%284th of 962 in MI
Median age45.1
86th
U.S. 38.9 · MI 40.2393rd of 962 in MI
Self-employed workers13.1%
83rd
U.S. 10% · MI 8.6%203rd of 961 in MI
Income inequality (Gini)0.476
79th
U.S. 0.483 · MI 0.465115th of 958 in MI
Bachelor's degree or higher46.8%
75th
U.S. 35.7% · MI 32.4%109th of 961 in MI
Per capita income$50,101
72nd
U.S. $44,673 · MI $40,735136th of 962 in MI
Healthcare workers10.9%
70th
U.S. 9.7% · MI 10.1%311th of 961 in MI
Homeownership rate71.5%
57th
U.S. 65.2% · MI 73.2%780th of 958 in MI
Veterans6.3%
57th
U.S. 6.2% · MI 5.8%543rd of 962 in MI
Median home value$355,200
54th
U.S. $332,700 · MI $231,60097th of 946 in MI
Government workers13.8%
51st
U.S. 14.5% · MI 11.6%298th of 961 in MI
Median household income$79,590
50th
U.S. $80,734 · MI $72,875296th of 952 in MI
Median earnings per worker$46,966
46th
U.S. $49,666 · MI $47,178359th of 960 in MI
Broadband access91.5%
45th
U.S. 91% · MI 90.5%313th of 958 in MI
Uninsured rate5.2%
35th
U.S. 8.4% · MI 4.9%387th of 961 in MI
Work from home10%
34th
U.S. 15.1% · MI 13.5%459th of 961 in MI
Rent-burdened renters46.5%
34th
U.S. 51.1% · MI 50.4%455th of 931 in MI
Median gross rent$1,144
32nd
U.S. $1,413 · MI $1,129230th of 851 in MI
Residents under 1819.8%
30th
U.S. 22% · MI 21.2%526th of 962 in MI
Poverty rate7.6%
29th
U.S. 12.5% · MI 13.2%684th of 959 in MI
Population18,221
28th
U.S. 334,922,499 · MI 10,077,761216th of 962 in MI
Population density167/sq mi
19th
U.S. 95/sq mi · MI 178/sq mi407th of 962 in MI
Unemployment rate2.7%
12th
StrengthU.S. 5.2% · MI 5.7%756th of 961 in MI
Foreign-born residents1.8%
11th
U.S. 14.1% · MI 7.2%487th of 962 in MI
Tech workers0.9%
11th
U.S. 3.8% · MI 3.1%682nd of 961 in MI
Diversity index15.1
8th
U.S. 61.4 · MI 45.3659th of 962 in MI
Average commute18.3 min
7th
StrengthU.S. 26.4 min · MI 24.2 min862nd of 941 in MI

Measure	49770	Emmet	MI	U.S.	National percentile	Rank in MI
Housing vacancy	23.9%	30.9%	11.8%	10.1%	96th	274th of 958
Residents 65 and older	24.1%	25%	18.6%	17.2%	90th	284th of 962
Median age	45.1	47	40.2	38.9	86th	393rd of 962
Self-employed workers	13.1%	15.2%	8.6%	10%	83rd	203rd of 961
Income inequality (Gini)	0.476	0.473	0.465	0.483	79th	115th of 958
Bachelor's degree or higher	46.8%	41.6%	32.4%	35.7%	75th	109th of 961
Per capita income	$50,101	$48,447	$40,735	$44,673	72nd	136th of 962
Healthcare workers	10.9%	10.1%	10.1%	9.7%	70th	311th of 961
Homeownership rate	71.5%	77%	73.2%	65.2%	57th	780th of 958
Veterans	6.3%	6.2%	5.8%	6.2%	57th	543rd of 962
Median home value	$355,200	$315,700	$231,600	$332,700	54th	97th of 946
Government workers	13.8%	13.1%	11.6%	14.5%	51st	298th of 961
Median household income	$79,590	$78,112	$72,875	$80,734	50th	296th of 952
Median earnings per worker	$46,966	$44,932	$47,178	$49,666	46th	359th of 960
Broadband access	91.5%	91.1%	90.5%	91%	45th	313th of 958
Uninsured rate	5.2%	6.4%	4.9%	8.4%	35th	387th of 961
Work from home	10%	10.7%	13.5%	15.1%	34th	459th of 961
Rent-burdened renters	46.5%	44.2%	50.4%	51.1%	34th	455th of 931
Median gross rent	$1,144	$1,112	$1,129	$1,413	32nd	230th of 851
Residents under 18	19.8%	18.1%	21.2%	22%	30th	526th of 962
Poverty rate	7.6%	8.5%	13.2%	12.5%	29th	684th of 959
Population	18,221	34,125	10,077,761	334,922,499	28th	216th of 962
Population density	167/sq mi	73/sq mi	178/sq mi	95/sq mi	19th	407th of 962
Unemployment rateStrength	2.7%	3.2%	5.7%	5.2%	12th	756th of 961
Foreign-born residents	1.8%	1.5%	7.2%	14.1%	11th	487th of 962
Tech workers	0.9%	1.1%	3.1%	3.8%	11th	682nd of 961
Diversity index	15.1	20.2	45.3	61.4	8th	659th of 962
Average commuteStrength	18.3 min	19.9 min	24.2 min	26.4 min	7th	862nd of 941

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

12%

25–34

11%

35–44

11%

45–54

15%

55–64

14%

65–74

10%

75+

Median age

45.1

Under 18

19.8%

65 and over

24.1%

Race and ethnicity

White92%
Black0.3%
Hispanic2%
Asian0.5%
Native American0.5%
Pacific Islander0%
Other0.0%
Multiracial5%

Diversity index

15.1

U.S. 61.4

Foreign-born

1.8%

U.S. 14.1%

Born in state

82.3%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.3%

Other

0.9%

Households

Households: 7,945
Average household size: 2.3
Family households: 63.2%
Married couples: 51.4%
Living alone: 29.2%
Veterans (of adults): 6.3%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

14%

$50–75k

19%

$75–100k

13%

$100–150k

19%

$150–200k

$200k+

13%

Median household income

49770

$79,590

Emmet Co.

$78,112

Michigan

$72,875

United States

$80,734

Per capita income

$50,101

U.S. $44,673

Poverty rate

7.6%

U.S. 12.5%

Households earning $150K+

22.2%

U.S. 23%

Income inequality (Gini)

0.476

U.S. 0.483

Housing

Median home value

49770

$355,200

Emmet Co.

$315,700

Michigan

$231,600

United States

$332,700

Median gross rent

49770

$1,144

Emmet Co.

$1,112

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

10%

20+ units

Mobile home

Boat, RV, van

0.3%

Housing units: 10,440
Owner-occupied: 71.5%
Vacant: 23.9%
Median year built: 1984
Median rooms: 6.1
Renters paying 30%+ of income: 46.5%
Renters paying 50%+ of income: 21.2%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

10%

Transit

0.1%

Walked

Bicycle

0.4%

Worked from home

10%

Other

Commute time (one way)

<10 min

33%

10–19

31%

20–29

19%

30–44

45–59

60+

Average commute

18.3 min

U.S. 26.4 min

Unemployment

2.7%

U.S. 5.2%

In labor force

60.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

13%

Healthcare

11%

Office and admin

10%

Management

Construction and repair

Education

Food service

Cleaning and personal care

Business and finance

Transportation and moving

Engineering and science

Legal and social services

Production

Police and fire

Arts, media and sports

Computer and math

0.9%

Farming, fishing and forestry

0.5%

Industries

Health care and social assistance

17%

Retail

13%

Restaurants and hotels

11%

Education

10%

Construction

Manufacturing

Finance, insurance and real estate

Public administration

Arts and recreation

Professional and technical services

Transportation, warehousing and utilities

Admin, support and management

Other services

Wholesale

Agriculture and mining

Information

Median earnings per worker

$46,966

U.S. $49,666

Self-employed

13.1%

U.S. 10%

Government workers

13.8%

U.S. 14.5%

Nonprofit workers

13.3%

U.S. 8.8%

Median earnings by type of work

Type of work	49770	U.S.
Management, business, science and arts	$67,337	$74,888
Service	$31,813	$26,804
Sales and office	$34,894	$40,476
Construction and maintenance	$48,782	$49,199
Production and transportation	$39,000	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

21%

Some college

20%

Associate's

10%

Bachelor's

25%

Graduate

22%

High school graduate or higher: 97.1%
Bachelor's degree or higher: 46.8%
Graduate or professional degree: 21.7%
Households with broadband: 91.5%
Cable, fiber or DSL: 80.4%
No internet access: 5.8%
Without health insurance: 5.2%
Limited-English households: 0.6%

Geography

City (USPS): Petoskey
State: Michigan
County: Emmet County
Center point: 45.3312° N, 84.8971° W
Land area: 109 sq mi
Water area: 18 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49770 spans 3 counties

Emmet County96% of land
Charlevoix County3% of land
Cheboygan County1% of land

Cities and towns within this zip

Petoskey5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49770

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49796	Walloon Lake, MI	4.8 mi	359	$87,434	$282,300
49722	Conway, MI	6.4 mi	73	$87,721	$488,200
49764	Oden, MI	7.2 mi	46	—	—
49713	Boyne Falls, MI	8 mi	2,011	$82,563	$244,000
49706	Alanson, MI	9.3 mi	4,920	$76,906	$248,500
49711	Bay Shore, MI · PO box	9.9 mi	—	—	—
49712	Boyne City, MI	10 mi	8,203	$74,033	$294,800
49717	Burt Lake, MI	12 mi	43	—	—
49740	Harbor Springs, MI	14 mi	7,197	$89,250	$363,500
49716	Brutus, MI	14 mi	1,006	$100,179	$307,100
49799	Wolverine, MI	16 mi	2,331	$58,235	$184,600
49749	Indian River, MI	16 mi	4,411	$65,608	$244,300

Zip codes like 49770 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49770

What city is zip code 49770?

49770 is assigned to Petoskey, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49770 in?

49770 is mostly in Emmet County, but it extends into 2 other counties.

What is the population of 49770?

About 18,221 people live in 49770, according to the Census Bureau's American Community Survey.

What time zone is 49770 in?

49770 is in Eastern Time.

What is the median household income in 49770?

The median household income in 49770 is $79,590.

What zip codes are near 49770?

The closest zip codes to 49770 are 49796, 49722, 49764, 49713, 49706.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49770, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.