Zip code 46516: Elkhart, Indiana

Q: What city is zip code 46516?

46516 is assigned to Elkhart, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46516 in?

46516 is in Elkhart County, Indiana.

Q: What is the population of 46516?

About 31,871 people live in 46516, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46516?

The median household income in 46516 is $56,492.

Q: What zip codes are near 46516?

The closest zip codes to 46516 are 46515, 46514, 46517, 46561, 46527.

Residential delivery areaElkhart CountyEastern Time

Population

31,871

Median household income

$56K

U.S. $81K

Median home value

$153K

U.S. $333K

Median rent

$1,016/mo

U.S. $1,413

Median age

35.7

U.S. 38.9

Land area

18 sq mi

1,821 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46516

46516 is a suburban zip code in Elkhart, Indiana (Elkhart County), covering 18 sq mi of land. About 31,871 people live here, or 1,821 per square mile. The median resident is 35.7 years old, compared with 38.9 nationally.

The median household earns $56,492 a year, 30% below the national median of $80,734. 16.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $153,400, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 63% of occupied homes are lived in by their owners, and renters pay a median of $1,016 a month.

18% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.3 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and office and administrative support. 22% of households speak a language other than English at home, most often Spanish.

How 46516 compares

Sorted from highest to lowest national percentile

Housing vacancy14.9%
86th
U.S. 10.1% · IN 8.8%122nd of 742 in IN
Residents under 1826.2%
82nd
U.S. 22% · IN 23.3%188th of 745 in IN
Uninsured rate11.3%
77th
U.S. 8.4% · IN 7.4%113th of 745 in IN
Poverty rate16.5%
75th
U.S. 12.5% · IN 12.3%150th of 742 in IN
Foreign-born residents14.3%
63rd
U.S. 14.1% · IN 6.3%23rd of 745 in IN
Diversity index55.6
62nd
U.S. 61.4 · IN 41.444th of 745 in IN
Income inequality (Gini)0.450
62nd
U.S. 0.483 · IN 0.452131st of 740 in IN
Population density1,821/sq mi
55th
U.S. 95/sq mi · IN 191/sq mi95th of 745 in IN
Population31,871
53rd
U.S. 334,922,499 · IN 6,851,07357th of 745 in IN
Veterans5.9%
51st
U.S. 6.2% · IN 6.3%439th of 745 in IN
Broadband access91.6%
45th
U.S. 91% · IN 89.9%219th of 742 in IN
Unemployment rate4.4%
41st
U.S. 5.2% · IN 4.3%258th of 745 in IN
Homeownership rate62.7%
37th
U.S. 65.2% · IN 70.6%648th of 742 in IN
Rent-burdened renters46.8%
35th
U.S. 51.1% · IN 48.1%270th of 716 in IN
Median earnings per worker$41,548
27th
U.S. $49,666 · IN $46,609530th of 740 in IN
Median age35.7
25th
U.S. 38.9 · IN 38.1583rd of 745 in IN
Residents 65 and older13%
23rd
U.S. 17.2% · IN 16.8%598th of 745 in IN
Median gross rent$1,016
22nd
U.S. $1,413 · IN $1,062201st of 640 in IN
Self-employed workers7.2%
22nd
U.S. 10% · IN 8%449th of 745 in IN
Per capita income$29,779
18th
WeaknessU.S. $44,673 · IN $38,351569th of 744 in IN
Tech workers1.3%
18th
U.S. 3.8% · IN 2.5%359th of 745 in IN
Median household income$56,492
16th
WeaknessU.S. $80,734 · IN $71,957600th of 719 in IN
Bachelor's degree or higher17.8%
15th
WeaknessU.S. 35.7% · IN 29.5%431st of 744 in IN
Government workers9.1%
13th
U.S. 14.5% · IN 11.7%520th of 745 in IN
Median home value$153,400
10th
U.S. $332,700 · IN $218,200509th of 719 in IN
Average commute19.3 min
10th
StrengthU.S. 26.4 min · IN 24.1 min666th of 726 in IN
Healthcare workers5.7%
6th
U.S. 9.7% · IN 9.8%583rd of 745 in IN
Work from home3.8%
4th
U.S. 15.1% · IN 10.7%570th of 745 in IN

Measure	46516	Elkhart	IN	U.S.	National percentile	Rank in IN
Housing vacancy	14.9%	10.2%	8.8%	10.1%	86th	122nd of 742
Residents under 18	26.2%	27.4%	23.3%	22%	82nd	188th of 745
Uninsured rate	11.3%	14.2%	7.4%	8.4%	77th	113th of 745
Poverty rate	16.5%	12.4%	12.3%	12.5%	75th	150th of 742
Foreign-born residents	14.3%	9.7%	6.3%	14.1%	63rd	23rd of 745
Diversity index	55.6	46.8	41.4	61.4	62nd	44th of 745
Income inequality (Gini)	0.450	0.437	0.452	0.483	62nd	131st of 740
Population density	1,821/sq mi	447/sq mi	191/sq mi	95/sq mi	55th	95th of 745
Population	31,871	207,132	6,851,073	334,922,499	53rd	57th of 745
Veterans	5.9%	4.7%	6.3%	6.2%	51st	439th of 745
Broadband access	91.6%	88.6%	89.9%	91%	45th	219th of 742
Unemployment rate	4.4%	3.6%	4.3%	5.2%	41st	258th of 745
Homeownership rate	62.7%	71.6%	70.6%	65.2%	37th	648th of 742
Rent-burdened renters	46.8%	47.9%	48.1%	51.1%	35th	270th of 716
Median earnings per worker	$41,548	$43,482	$46,609	$49,666	27th	530th of 740
Median age	35.7	35.6	38.1	38.9	25th	583rd of 745
Residents 65 and older	13%	15.4%	16.8%	17.2%	23rd	598th of 745
Median gross rent	$1,016	$1,047	$1,062	$1,413	22nd	201st of 640
Self-employed workers	7.2%	9.1%	8%	10%	22nd	449th of 745
Per capita incomeWeakness	$29,779	$32,936	$38,351	$44,673	18th	569th of 744
Tech workers	1.3%	1.6%	2.5%	3.8%	18th	359th of 745
Median household incomeWeakness	$56,492	$68,561	$71,957	$80,734	16th	600th of 719
Bachelor's degree or higherWeakness	17.8%	20.1%	29.5%	35.7%	15th	431st of 744
Government workers	9.1%	9.2%	11.7%	14.5%	13th	520th of 745
Median home value	$153,400	$210,400	$218,200	$332,700	10th	509th of 719
Average commuteStrength	19.3 min	20 min	24.1 min	26.4 min	10th	666th of 726
Healthcare workers	5.7%	7.5%	9.8%	9.7%	6th	583rd of 745
Work from home	3.8%	5.1%	10.7%	15.1%	4th	570th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

13%

25–34

13%

35–44

13%

45–54

12%

55–64

65–74

75+

Median age

35.7

Under 18

26.2%

65 and over

13%

Race and ethnicity

White61%
Black10%
Hispanic24%
Asian1%
Native American0.0%
Pacific Islander0%
Other0.5%
Multiracial3%

Diversity index

55.6

U.S. 61.4

Foreign-born

14.3%

U.S. 14.1%

Born in state

62.4%

Language spoken at home (households)

English only

78%

Spanish

18%

Other Indo-European

Asian / Pacific

0.8%

Other

Households

Households: 12,244
Average household size: 2.6
Family households: 59.9%
Married couples: 39.5%
Living alone: 34.7%
Veterans (of adults): 5.9%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

25%

$50–75k

18%

$75–100k

15%

$100–150k

12%

$150–200k

$200k+

Median household income

46516

$56,492

Elkhart Co.

$68,561

Indiana

$71,957

United States

$80,734

Per capita income

$29,779

U.S. $44,673

Poverty rate

16.5%

U.S. 12.5%

Households earning $150K+

10.4%

U.S. 23%

Income inequality (Gini)

0.450

U.S. 0.483

Housing

Median home value

46516

$153,400

Elkhart Co.

$210,400

Indiana

$218,200

United States

$332,700

Median gross rent

46516

$1,016

Elkhart Co.

$1,047

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

67%

2–4 units

12%

5–19 units

10%

20+ units

Mobile home

Boat, RV, van

Housing units: 14,391
Owner-occupied: 62.7%
Vacant: 14.9%
Median year built: 1962
Median rooms: 5.5
Renters paying 30%+ of income: 46.8%
Renters paying 50%+ of income: 24.5%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

15%

Transit

Walked

Bicycle

0.2%

Worked from home

Other

0.3%

Commute time (one way)

<10 min

17%

10–19

38%

20–29

24%

30–44

17%

45–59

60+

Average commute

19.3 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

64.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

20%

Transportation and moving

12%

Office and admin

10%

Sales

Education

Food service

Construction and repair

Management

Healthcare

Cleaning and personal care

Business and finance

Engineering and science

Police and fire

Legal and social services

Arts, media and sports

Computer and math

Farming, fishing and forestry

0.6%

Industries

Manufacturing

35%

Health care and social assistance

11%

Retail

11%

Education

Restaurants and hotels

Transportation, warehousing and utilities

Admin, support and management

Other services

Construction

Finance, insurance and real estate

Public administration

Wholesale

Professional and technical services

Information

0.7%

Agriculture and mining

0.7%

Arts and recreation

0.5%

Median earnings per worker

$41,548

U.S. $49,666

Self-employed

7.2%

U.S. 10%

Government workers

9.1%

U.S. 14.5%

Nonprofit workers

9.3%

U.S. 8.8%

Median earnings by type of work

Type of work	46516	U.S.
Management, business, science and arts	$52,494	$74,888
Service	$20,014	$26,804
Sales and office	$36,065	$40,476
Construction and maintenance	$49,628	$49,199
Production and transportation	$42,019	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

38%

Some college

21%

Associate's

Bachelor's

12%

Graduate

High school graduate or higher: 83%
Bachelor's degree or higher: 17.8%
Graduate or professional degree: 5.9%
Households with broadband: 91.6%
Cable, fiber or DSL: 73.6%
No internet access: 5.2%
Without health insurance: 11.3%
Limited-English households: 7.1%

Geography

City (USPS): Elkhart
State: Indiana
County: Elkhart County
Center point: 41.6789° N, 85.9480° W
Land area: 18 sq mi
Water area: 0.9 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Elkhart53% of zip
Dunlap (unincorporated)12% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46516

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46515	Elkhart, IN · PO box	1.5 mi	—	—	—
46514	Elkhart, IN	3.3 mi	42,389	$65,833	$197,800
46517	Elkhart, IN	4.4 mi	25,433	$56,772	$177,200
46561	Osceola, IN	6.4 mi	13,996	$91,711	$230,600
46527	Goshen, IN · PO box	7.3 mi	—	—	—
46507	Bristol, IN	7.4 mi	9,991	$82,683	$245,400
49130	Union, MI	8 mi	1,258	$76,667	$341,900
49112	Edwardsburg, MI	9.1 mi	10,544	$61,785	$248,800
46526	Goshen, IN	9.1 mi	33,668	$67,461	$204,200
46528	Goshen, IN	10 mi	26,248	$81,529	$247,600
46530	Granger, IN	10 mi	31,598	$122,129	$345,400
46544	Mishawaka, IN	10 mi	31,077	$58,829	$172,200

Zip codes like 46516 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46516

What city is zip code 46516?

46516 is assigned to Elkhart, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46516 in?

46516 is in Elkhart County, Indiana.

What is the population of 46516?

About 31,871 people live in 46516, according to the Census Bureau's American Community Survey.

What time zone is 46516 in?

46516 is in Eastern Time.

What is the median household income in 46516?

The median household income in 46516 is $56,492.

What zip codes are near 46516?

The closest zip codes to 46516 are 46515, 46514, 46517, 46561, 46527.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46516, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.