Zip code 46514: Elkhart, Indiana

Q: What city is zip code 46514?

46514 is assigned to Elkhart, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46514 in?

46514 is in Elkhart County, Indiana.

Q: What is the population of 46514?

About 42,389 people live in 46514, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46514?

The median household income in 46514 is $65,833.

Q: What zip codes are near 46514?

The closest zip codes to 46514 are 46515, 46516, 49112, 46561, 46517.

Residential delivery areaElkhart CountyEastern Time

Population

42,389

Median household income

$66K

U.S. $81K

Median home value

$198K

U.S. $333K

Median rent

$1,113/mo

U.S. $1,413

Median age

38.7

U.S. 38.9

Land area

39 sq mi

1,096 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46514

46514 is a suburban zip code in Elkhart, Indiana (Elkhart County), covering 39 sq mi of land. About 42,389 people live here, or 1,096 per square mile. The median resident is 38.7 years old, compared with 38.9 nationally.

The median household earns $65,833 a year, 18% below the national median of $80,734. 11.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $197,800, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 72% of occupied homes are lived in by their owners, and renters pay a median of $1,113 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.9 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in production and manufacturing; office and administrative support; and construction and repair.

How 46514 compares

Sorted from highest to lowest national percentile

Population42,389
71st
U.S. 334,922,499 · IN 6,851,07322nd of 745 in IN
Residents under 1824.4%
70th
U.S. 22% · IN 23.3%266th of 745 in IN
Housing vacancy9.5%
69th
U.S. 10.1% · IN 8.8%297th of 742 in IN
Homeownership rate72%
59th
U.S. 65.2% · IN 70.6%559th of 742 in IN
Uninsured rate7.8%
58th
U.S. 8.4% · IN 7.4%228th of 745 in IN
Residents 65 and older17.7%
58th
U.S. 17.2% · IN 16.8%410th of 745 in IN
Veterans6.3%
57th
U.S. 6.2% · IN 6.3%402nd of 745 in IN
Poverty rate11.5%
53rd
U.S. 12.5% · IN 12.3%298th of 742 in IN
Broadband access92.1%
50th
U.S. 91% · IN 89.9%197th of 742 in IN
Median age38.7
48th
U.S. 38.9 · IN 38.1468th of 745 in IN
Foreign-born residents9.2%
48th
U.S. 14.1% · IN 6.3%68th of 745 in IN
Diversity index46.7
46th
U.S. 61.4 · IN 41.486th of 745 in IN
Population density1,096/sq mi
45th
U.S. 95/sq mi · IN 191/sq mi141st of 745 in IN
Median earnings per worker$45,147
41st
U.S. $49,666 · IN $46,609390th of 740 in IN
Unemployment rate3.8%
30th
U.S. 5.2% · IN 4.3%323rd of 745 in IN
Median household income$65,833
29th
U.S. $80,734 · IN $71,957449th of 719 in IN
Per capita income$33,541
29th
U.S. $44,673 · IN $38,351418th of 744 in IN
Median gross rent$1,113
29th
U.S. $1,413 · IN $1,062132nd of 640 in IN
Income inequality (Gini)0.411
29th
U.S. 0.483 · IN 0.452301st of 740 in IN
Rent-burdened renters43.7%
25th
U.S. 51.1% · IN 48.1%335th of 716 in IN
Self-employed workers7.2%
22nd
U.S. 10% · IN 8%448th of 745 in IN
Government workers10.4%
22nd
U.S. 14.5% · IN 11.7%426th of 745 in IN
Median home value$197,800
21st
U.S. $332,700 · IN $218,200289th of 719 in IN
Bachelor's degree or higher20.3%
21st
U.S. 35.7% · IN 29.5%344th of 744 in IN
Healthcare workers7.2%
18th
U.S. 9.7% · IN 9.8%500th of 745 in IN
Average commute20.9 min
17th
StrengthU.S. 26.4 min · IN 24.1 min615th of 726 in IN
Tech workers1%
13th
U.S. 3.8% · IN 2.5%416th of 745 in IN
Work from home4.5%
6th
U.S. 15.1% · IN 10.7%535th of 745 in IN

Measure	46514	Elkhart	IN	U.S.	National percentile	Rank in IN
Population	42,389	207,132	6,851,073	334,922,499	71st	22nd of 745
Residents under 18	24.4%	27.4%	23.3%	22%	70th	266th of 745
Housing vacancy	9.5%	10.2%	8.8%	10.1%	69th	297th of 742
Homeownership rate	72%	71.6%	70.6%	65.2%	59th	559th of 742
Uninsured rate	7.8%	14.2%	7.4%	8.4%	58th	228th of 745
Residents 65 and older	17.7%	15.4%	16.8%	17.2%	58th	410th of 745
Veterans	6.3%	4.7%	6.3%	6.2%	57th	402nd of 745
Poverty rate	11.5%	12.4%	12.3%	12.5%	53rd	298th of 742
Broadband access	92.1%	88.6%	89.9%	91%	50th	197th of 742
Median age	38.7	35.6	38.1	38.9	48th	468th of 745
Foreign-born residents	9.2%	9.7%	6.3%	14.1%	48th	68th of 745
Diversity index	46.7	46.8	41.4	61.4	46th	86th of 745
Population density	1,096/sq mi	447/sq mi	191/sq mi	95/sq mi	45th	141st of 745
Median earnings per worker	$45,147	$43,482	$46,609	$49,666	41st	390th of 740
Unemployment rate	3.8%	3.6%	4.3%	5.2%	30th	323rd of 745
Median household income	$65,833	$68,561	$71,957	$80,734	29th	449th of 719
Per capita income	$33,541	$32,936	$38,351	$44,673	29th	418th of 744
Median gross rent	$1,113	$1,047	$1,062	$1,413	29th	132nd of 640
Income inequality (Gini)	0.411	0.437	0.452	0.483	29th	301st of 740
Rent-burdened renters	43.7%	47.9%	48.1%	51.1%	25th	335th of 716
Self-employed workers	7.2%	9.1%	8%	10%	22nd	448th of 745
Government workers	10.4%	9.2%	11.7%	14.5%	22nd	426th of 745
Median home value	$197,800	$210,400	$218,200	$332,700	21st	289th of 719
Bachelor's degree or higher	20.3%	20.1%	29.5%	35.7%	21st	344th of 744
Healthcare workers	7.2%	7.5%	9.8%	9.7%	18th	500th of 745
Average commuteStrength	20.9 min	20 min	24.1 min	26.4 min	17th	615th of 726
Tech workers	1%	1.6%	2.5%	3.8%	13th	416th of 745
Work from home	4.5%	5.1%	10.7%	15.1%	6th	535th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

13%

25–34

11%

35–44

13%

45–54

13%

55–64

65–74

75+

Median age

38.7

Under 18

24.4%

65 and over

17.7%

Race and ethnicity

White70%
Black5%
Hispanic18%
Asian0.8%
Native American0.0%
Pacific Islander0%
Other0.2%
Multiracial6%

Diversity index

46.7

U.S. 61.4

Foreign-born

9.2%

U.S. 14.1%

Born in state

65.9%

Language spoken at home (households)

English only

86%

Spanish

12%

Other Indo-European

Asian / Pacific

0.6%

Other

0.0%

Households

Households: 16,298
Average household size: 2.6
Family households: 67%
Married couples: 47%
Living alone: 28%
Veterans (of adults): 6.3%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

22%

$50–75k

18%

$75–100k

17%

$100–150k

18%

$150–200k

$200k+

Median household income

46514

$65,833

Elkhart Co.

$68,561

Indiana

$71,957

United States

$80,734

Per capita income

$33,541

U.S. $44,673

Poverty rate

11.5%

U.S. 12.5%

Households earning $150K+

11.4%

U.S. 23%

Income inequality (Gini)

0.411

U.S. 0.483

Housing

Median home value

46514

$197,800

Elkhart Co.

$210,400

Indiana

$218,200

United States

$332,700

Median gross rent

46514

$1,113

Elkhart Co.

$1,047

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

11%

Boat, RV, van

Housing units: 18,002
Owner-occupied: 72%
Vacant: 9.5%
Median year built: 1977
Median rooms: 5.8
Renters paying 30%+ of income: 43.7%
Renters paying 50%+ of income: 25.4%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

13%

Transit

Walked

Bicycle

Worked from home

Other

0.8%

Commute time (one way)

<10 min

15%

10–19

42%

20–29

19%

30–44

18%

45–59

60+

Average commute

20.9 min

U.S. 26.4 min

Unemployment

3.8%

U.S. 5.2%

In labor force

65.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

19%

Office and admin

12%

Construction and repair

10%

Transportation and moving

Management

Sales

Healthcare

Food service

Cleaning and personal care

Education

Business and finance

Engineering and science

Legal and social services

Arts, media and sports

Computer and math

Police and fire

0.9%

Farming, fishing and forestry

0.3%

Industries

Manufacturing

36%

Health care and social assistance

10%

Education

Restaurants and hotels

Retail

Construction

Finance, insurance and real estate

Professional and technical services

Transportation, warehousing and utilities

Other services

Admin, support and management

Wholesale

Public administration

Arts and recreation

Agriculture and mining

0.8%

Information

0.7%

Median earnings per worker

$45,147

U.S. $49,666

Self-employed

7.2%

U.S. 10%

Government workers

10.4%

U.S. 14.5%

Nonprofit workers

6.3%

U.S. 8.8%

Median earnings by type of work

Type of work	46514	U.S.
Management, business, science and arts	$63,085	$74,888
Service	$19,899	$26,804
Sales and office	$42,935	$40,476
Construction and maintenance	$49,511	$49,199
Production and transportation	$42,165	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

39%

Some college

20%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 86.1%
Bachelor's degree or higher: 20.3%
Graduate or professional degree: 7.5%
Households with broadband: 92.1%
Cable, fiber or DSL: 73.1%
No internet access: 5.8%
Without health insurance: 7.8%
Limited-English households: 3.6%

Geography

City (USPS): Elkhart
State: Indiana
County: Elkhart County
Center point: 41.7227° N, 85.9750° W
Land area: 39 sq mi
Water area: 1.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Elkhart35% of zip
Simonton Lake (unincorporated)9% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46514

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46515	Elkhart, IN · PO box	2.8 mi	—	—	—
46516	Elkhart, IN	3.3 mi	31,871	$56,492	$153,400
49112	Edwardsburg, MI	5.8 mi	10,544	$61,785	$248,800
46561	Osceola, IN	6.3 mi	13,996	$91,711	$230,600
46517	Elkhart, IN	6.7 mi	25,433	$56,772	$177,200
49130	Union, MI	6.9 mi	1,258	$76,667	$341,900
46530	Granger, IN	7.9 mi	31,598	$122,129	$345,400
46507	Bristol, IN	8.2 mi	9,991	$82,683	$245,400
46545	Mishawaka, IN	9.1 mi	26,606	$56,865	$177,900
46546	Mishawaka, IN · PO box	10 mi	—	—	—
46527	Goshen, IN · PO box	11 mi	—	—	—
46544	Mishawaka, IN	11 mi	31,077	$58,829	$172,200

Zip codes like 46514 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46514

What city is zip code 46514?

46514 is assigned to Elkhart, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46514 in?

46514 is in Elkhart County, Indiana.

What is the population of 46514?

About 42,389 people live in 46514, according to the Census Bureau's American Community Survey.

What time zone is 46514 in?

46514 is in Eastern Time.

What is the median household income in 46514?

The median household income in 46514 is $65,833.

What zip codes are near 46514?

The closest zip codes to 46514 are 46515, 46516, 49112, 46561, 46517.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46514, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.