Zip code 46528: Goshen, Indiana

Q: What city is zip code 46528?

46528 is assigned to Goshen, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46528 in?

46528 is in Elkhart County, Indiana.

Q: What is the population of 46528?

About 26,248 people live in 46528, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46528?

The median household income in 46528 is $81,529.

Q: What zip codes are near 46528?

The closest zip codes to 46528 are 46527, 46526, 46540, 46543, 46507.

Residential delivery areaElkhart CountyEastern Time

Population

26,248

Median household income

$82K

U.S. $81K

Median home value

$248K

U.S. $333K

Median rent

$1,051/mo

U.S. $1,413

Median age

32.2

U.S. 38.9

Land area

72 sq mi

362 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46528

46528 is a small-town zip code in Goshen, Indiana (Elkhart County), covering 72 sq mi of land. About 26,248 people live here, or 362 per square mile. The median resident is 32.2 years old, compared with 38.9 nationally.

The median household earns $81,529 a year, close to the national median of $80,734. 10.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $247,600, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $1,051 a month.

23% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.9 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in production and manufacturing; management; and construction and repair. 28% of households speak a language other than English at home, most often Spanish.

How 46528 compares

Sorted from highest to lowest national percentile

Residents under 1830%
95th
U.S. 22% · IN 23.3%81st of 745 in IN
Uninsured rate18.7%
94th
WeaknessU.S. 8.4% · IN 7.4%48th of 745 in IN
Homeownership rate80.3%
79th
U.S. 65.2% · IN 70.6%406th of 742 in IN
Housing vacancy7%
53rd
U.S. 10.1% · IN 8.8%421st of 742 in IN
Median household income$81,529
52nd
U.S. $80,734 · IN $71,957201st of 719 in IN
Poverty rate10.9%
50th
U.S. 12.5% · IN 12.3%326th of 742 in IN
Foreign-born residents8.6%
45th
U.S. 14.1% · IN 6.3%79th of 745 in IN
Population26,248
42nd
U.S. 334,922,499 · IN 6,851,07385th of 745 in IN
Healthcare workers8.5%
35th
U.S. 9.7% · IN 9.8%411th of 745 in IN
Median earnings per worker$43,455
34th
U.S. $49,666 · IN $46,609452nd of 740 in IN
Self-employed workers8.1%
34th
U.S. 10% · IN 8%358th of 745 in IN
Median home value$247,600
33rd
U.S. $332,700 · IN $218,200140th of 719 in IN
Diversity index38.2
33rd
U.S. 61.4 · IN 41.4134th of 745 in IN
Income inequality (Gini)0.413
31st
U.S. 0.483 · IN 0.452293rd of 740 in IN
Per capita income$33,525
29th
U.S. $44,673 · IN $38,351420th of 744 in IN
Bachelor's degree or higher23.3%
29th
U.S. 35.7% · IN 29.5%263rd of 744 in IN
Population density362/sq mi
28th
U.S. 95/sq mi · IN 191/sq mi219th of 745 in IN
Unemployment rate3.6%
26th
U.S. 5.2% · IN 4.3%350th of 745 in IN
Median gross rent$1,051
25th
U.S. $1,413 · IN $1,062176th of 640 in IN
Tech workers1.5%
23rd
U.S. 3.8% · IN 2.5%326th of 745 in IN
Broadband access87.7%
22nd
U.S. 91% · IN 89.9%427th of 742 in IN
Veterans3.6%
21st
U.S. 6.2% · IN 6.3%657th of 745 in IN
Residents 65 and older12.2%
19th
U.S. 17.2% · IN 16.8%636th of 745 in IN
Work from home7.2%
18th
U.S. 15.1% · IN 10.7%374th of 745 in IN
Government workers9.1%
13th
U.S. 14.5% · IN 11.7%521st of 745 in IN
Median age32.2
8th
U.S. 38.9 · IN 38.1674th of 745 in IN
Average commute17.9 min
6th
StrengthU.S. 26.4 min · IN 24.1 min696th of 726 in IN
Rent-burdened renters32.3%
6th
StrengthU.S. 51.1% · IN 48.1%502nd of 716 in IN

Measure	46528	Elkhart	IN	U.S.	National percentile	Rank in IN
Residents under 18	30%	27.4%	23.3%	22%	95th	81st of 745
Uninsured rateWeakness	18.7%	14.2%	7.4%	8.4%	94th	48th of 745
Homeownership rate	80.3%	71.6%	70.6%	65.2%	79th	406th of 742
Housing vacancy	7%	10.2%	8.8%	10.1%	53rd	421st of 742
Median household income	$81,529	$68,561	$71,957	$80,734	52nd	201st of 719
Poverty rate	10.9%	12.4%	12.3%	12.5%	50th	326th of 742
Foreign-born residents	8.6%	9.7%	6.3%	14.1%	45th	79th of 745
Population	26,248	207,132	6,851,073	334,922,499	42nd	85th of 745
Healthcare workers	8.5%	7.5%	9.8%	9.7%	35th	411th of 745
Median earnings per worker	$43,455	$43,482	$46,609	$49,666	34th	452nd of 740
Self-employed workers	8.1%	9.1%	8%	10%	34th	358th of 745
Median home value	$247,600	$210,400	$218,200	$332,700	33rd	140th of 719
Diversity index	38.2	46.8	41.4	61.4	33rd	134th of 745
Income inequality (Gini)	0.413	0.437	0.452	0.483	31st	293rd of 740
Per capita income	$33,525	$32,936	$38,351	$44,673	29th	420th of 744
Bachelor's degree or higher	23.3%	20.1%	29.5%	35.7%	29th	263rd of 744
Population density	362/sq mi	447/sq mi	191/sq mi	95/sq mi	28th	219th of 745
Unemployment rate	3.6%	3.6%	4.3%	5.2%	26th	350th of 745
Median gross rent	$1,051	$1,047	$1,062	$1,413	25th	176th of 640
Tech workers	1.5%	1.6%	2.5%	3.8%	23rd	326th of 745
Broadband access	87.7%	88.6%	89.9%	91%	22nd	427th of 742
Veterans	3.6%	4.7%	6.3%	6.2%	21st	657th of 745
Residents 65 and older	12.2%	15.4%	16.8%	17.2%	19th	636th of 745
Work from home	7.2%	5.1%	10.7%	15.1%	18th	374th of 745
Government workers	9.1%	9.2%	11.7%	14.5%	13th	521st of 745
Median age	32.2	35.6	38.1	38.9	8th	674th of 745
Average commuteStrength	17.9 min	20 min	24.1 min	26.4 min	6th	696th of 726
Rent-burdened rentersStrength	32.3%	47.9%	48.1%	51.1%	6th	502nd of 716

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

23%

5–17

12%

18–24

11%

25–34

12%

35–44

11%

45–54

12%

55–64

65–74

75+

Median age

32.2

Under 18

30%

65 and over

12.2%

Race and ethnicity

White76%
Black1%
Hispanic22%
Asian0.3%
Native American0.0%
Pacific Islander0.1%
Other0.1%
Multiracial1%

Diversity index

38.2

U.S. 61.4

Foreign-born

8.6%

U.S. 14.1%

Born in state

73.3%

Language spoken at home (households)

English only

72%

Spanish

16%

Other Indo-European

11%

Asian / Pacific

0.9%

Other

0.2%

Households

Households: 7,880
Average household size: 3.3
Family households: 76.9%
Married couples: 62%
Living alone: 18%
Veterans (of adults): 3.6%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

19%

$50–75k

19%

$75–100k

14%

$100–150k

20%

$150–200k

10%

$200k+

Median household income

46528

$81,529

Elkhart Co.

$68,561

Indiana

$71,957

United States

$80,734

Per capita income

$33,525

U.S. $44,673

Poverty rate

10.9%

U.S. 12.5%

Households earning $150K+

19.1%

U.S. 23%

Income inequality (Gini)

0.413

U.S. 0.483

Housing

Median home value

46528

$247,600

Elkhart Co.

$210,400

Indiana

$218,200

United States

$332,700

Median gross rent

46528

$1,051

Elkhart Co.

$1,047

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

0.7%

Mobile home

Boat, RV, van

Housing units: 8,476
Owner-occupied: 80.3%
Vacant: 7%
Median year built: 1983
Median rooms: 6.7
Renters paying 30%+ of income: 32.3%
Renters paying 50%+ of income: 17.1%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

13%

Transit

0.0%

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

16%

10–19

40%

20–29

25%

30–44

16%

45–59

60+

0.4%

Average commute

17.9 min

U.S. 26.4 min

Unemployment

3.6%

U.S. 5.2%

In labor force

66.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

17%

Management

13%

Construction and repair

10%

Transportation and moving

Healthcare

Office and admin

Cleaning and personal care

Food service

Sales

Education

Engineering and science

Business and finance

Computer and math

Legal and social services

Police and fire

0.7%

Arts, media and sports

0.6%

Farming, fishing and forestry

0.2%

Industries

Manufacturing

34%

Health care and social assistance

12%

Construction

Retail

Education

Restaurants and hotels

Other services

Professional and technical services

Finance, insurance and real estate

Agriculture and mining

Admin, support and management

Wholesale

Public administration

Transportation, warehousing and utilities

Arts and recreation

0.9%

Information

0.5%

Median earnings per worker

$43,455

U.S. $49,666

Self-employed

8.1%

U.S. 10%

Government workers

9.1%

U.S. 14.5%

Nonprofit workers

10.7%

U.S. 8.8%

Median earnings by type of work

Type of work	46528	U.S.
Management, business, science and arts	$64,299	$74,888
Service	$16,667	$26,804
Sales and office	$33,486	$40,476
Construction and maintenance	$55,785	$49,199
Production and transportation	$44,497	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

19%

High school

31%

Some college

21%

Associate's

Bachelor's

16%

Graduate

High school graduate or higher: 81.4%
Bachelor's degree or higher: 23.3%
Graduate or professional degree: 7.3%
Households with broadband: 87.7%
Cable, fiber or DSL: 71.3%
No internet access: 11%
Without health insurance: 18.7%
Limited-English households: 3.5%

Geography

City (USPS): Goshen
State: Indiana
County: Elkhart County
Center point: 41.6005° N, 85.7849° W
Land area: 72 sq mi
Water area: 0.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Goshen8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46528

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46527	Goshen, IN · PO box	3.8 mi	—	—	—
46526	Goshen, IN	5.6 mi	33,668	$67,461	$204,200
46540	Middlebury, IN	6.7 mi	12,993	$96,615	$313,700
46543	Millersburg, IN	7.5 mi	4,741	$104,896	$273,400
46507	Bristol, IN	8.5 mi	9,991	$82,683	$245,400
46553	New Paris, IN	9 mi	3,828	$89,417	$280,200
46516	Elkhart, IN	10 mi	31,871	$56,492	$153,400
46517	Elkhart, IN	11 mi	25,433	$56,772	$177,200
46515	Elkhart, IN · PO box	11 mi	—	—	—
46565	Shipshewana, IN	12 mi	9,014	$96,199	$340,400
46571	Topeka, IN	13 mi	6,315	$85,500	$278,000
49130	Union, MI	13 mi	1,258	$76,667	$341,900

Zip codes like 46528 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Little River Academy, TX

Questions about 46528

What city is zip code 46528?

46528 is assigned to Goshen, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46528 in?

46528 is in Elkhart County, Indiana.

What is the population of 46528?

About 26,248 people live in 46528, according to the Census Bureau's American Community Survey.

What time zone is 46528 in?

46528 is in Eastern Time.

What is the median household income in 46528?

The median household income in 46528 is $81,529.

What zip codes are near 46528?

The closest zip codes to 46528 are 46527, 46526, 46540, 46543, 46507.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46528, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.