Zip code 46404: Gary, Indiana

Q: What city is zip code 46404?

46404 is assigned to Gary, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46404 in?

46404 is in Lake County, Indiana.

Q: What is the population of 46404?

About 15,428 people live in 46404, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46404?

The median household income in 46404 is $42,256.

Q: What zip codes are near 46404?

The closest zip codes to 46404 are 46406, 46407, 46408, 46401, 46402.

Residential delivery areaLake CountyCentral Time

Population

15,428

Median household income

$42K

U.S. $81K

Median home value

$95K

U.S. $333K

Median rent

$999/mo

U.S. $1,413

Median age

39.4

U.S. 38.9

Land area

6 sq mi

2,568 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46404

46404 is an urban zip code in Gary, Indiana (Lake County), covering 6 sq mi of land. About 15,428 people live here, or 2,568 per square mile. The median resident is 39.4 years old, compared with 38.9 nationally.

The median household earns $42,256 a year, about 52% of the national median of $80,734. 28.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $95,200, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 56% of occupied homes are lived in by their owners, and renters pay a median of $999 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.4 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in transportation and moving goods; healthcare; and office and administrative support.

How 46404 compares

Sorted from highest to lowest national percentile

Healthcare workers15.4%
96th
U.S. 9.7% · IN 9.8%57th of 745 in IN
Poverty rate28.4%
95th
WeaknessU.S. 12.5% · IN 12.3%37th of 742 in IN
Housing vacancy23.2%
95th
U.S. 10.1% · IN 8.8%46th of 742 in IN
Veterans9.7%
88th
U.S. 6.2% · IN 6.3%115th of 745 in IN
Unemployment rate8.1%
87th
WeaknessU.S. 5.2% · IN 4.3%78th of 745 in IN
Income inequality (Gini)0.484
83rd
WeaknessU.S. 0.483 · IN 0.45251st of 740 in IN
Rent-burdened renters59.2%
81st
WeaknessU.S. 51.1% · IN 48.1%106th of 716 in IN
Residents 65 and older21.1%
79th
U.S. 17.2% · IN 16.8%201st of 745 in IN
Residents under 1825.6%
79th
U.S. 22% · IN 23.3%212th of 745 in IN
Uninsured rate9.1%
66th
U.S. 8.4% · IN 7.4%178th of 745 in IN
Population density2,568/sq mi
63rd
U.S. 95/sq mi · IN 191/sq mi55th of 745 in IN
Median age39.4
53rd
U.S. 38.9 · IN 38.1441st of 745 in IN
Average commute24.4 min
39th
U.S. 26.4 min · IN 24.1 min433rd of 726 in IN
Homeownership rate56.4%
26th
U.S. 65.2% · IN 70.6%679th of 742 in IN
Population15,428
23rd
U.S. 334,922,499 · IN 6,851,073166th of 745 in IN
Median gross rent$999
21st
U.S. $1,413 · IN $1,062214th of 640 in IN
Work from home7.2%
18th
U.S. 15.1% · IN 10.7%375th of 745 in IN
Government workers9.7%
17th
U.S. 14.5% · IN 11.7%485th of 745 in IN
Broadband access86.1%
15th
WeaknessU.S. 91% · IN 89.9%505th of 742 in IN
Bachelor's degree or higher15.4%
10th
WeaknessU.S. 35.7% · IN 29.5%510th of 744 in IN
Diversity index17.9
10th
U.S. 61.4 · IN 41.4317th of 745 in IN
Tech workers0.8%
10th
U.S. 3.8% · IN 2.5%459th of 745 in IN
Foreign-born residents1.2%
7th
U.S. 14.1% · IN 6.3%395th of 745 in IN
Median earnings per worker$33,607
6th
WeaknessU.S. $49,666 · IN $46,609694th of 740 in IN
Per capita income$22,178
5th
WeaknessU.S. $44,673 · IN $38,351713th of 744 in IN
Median household income$42,256
4th
WeaknessU.S. $80,734 · IN $71,957699th of 719 in IN
Median home value$95,200
2nd
U.S. $332,700 · IN $218,200684th of 719 in IN
Self-employed workers3.7%
1st
U.S. 10% · IN 8%647th of 745 in IN

Measure	46404	Lake	IN	U.S.	National percentile	Rank in IN
Healthcare workers	15.4%	10.1%	9.8%	9.7%	96th	57th of 745
Poverty rateWeakness	28.4%	14.3%	12.3%	12.5%	95th	37th of 742
Housing vacancy	23.2%	10.3%	8.8%	10.1%	95th	46th of 742
Veterans	9.7%	5.8%	6.3%	6.2%	88th	115th of 745
Unemployment rateWeakness	8.1%	6.1%	4.3%	5.2%	87th	78th of 745
Income inequality (Gini)Weakness	0.484	0.456	0.452	0.483	83rd	51st of 740
Rent-burdened rentersWeakness	59.2%	52.3%	48.1%	51.1%	81st	106th of 716
Residents 65 and older	21.1%	17.9%	16.8%	17.2%	79th	201st of 745
Residents under 18	25.6%	23.2%	23.3%	22%	79th	212th of 745
Uninsured rate	9.1%	6.6%	7.4%	8.4%	66th	178th of 745
Population density	2,568/sq mi	1,003/sq mi	191/sq mi	95/sq mi	63rd	55th of 745
Median age	39.4	39.7	38.1	38.9	53rd	441st of 745
Average commute	24.4 min	28.5 min	24.1 min	26.4 min	39th	433rd of 726
Homeownership rate	56.4%	71.7%	70.6%	65.2%	26th	679th of 742
Population	15,428	500,379	6,851,073	334,922,499	23rd	166th of 745
Median gross rent	$999	$1,131	$1,062	$1,413	21st	214th of 640
Work from home	7.2%	8.2%	10.7%	15.1%	18th	375th of 745
Government workers	9.7%	11.4%	11.7%	14.5%	17th	485th of 745
Broadband accessWeakness	86.1%	89.7%	89.9%	91%	15th	505th of 742
Bachelor's degree or higherWeakness	15.4%	25.8%	29.5%	35.7%	10th	510th of 744
Diversity index	17.9	64	41.4	61.4	10th	317th of 745
Tech workers	0.8%	1.9%	2.5%	3.8%	10th	459th of 745
Foreign-born residents	1.2%	7.3%	6.3%	14.1%	7th	395th of 745
Median earnings per workerWeakness	$33,607	$47,372	$46,609	$49,666	6th	694th of 740
Per capita incomeWeakness	$22,178	$37,284	$38,351	$44,673	5th	713th of 744
Median household incomeWeakness	$42,256	$71,493	$71,957	$80,734	4th	699th of 719
Median home value	$95,200	$230,600	$218,200	$332,700	2nd	684th of 719
Self-employed workers	3.7%	7.3%	8%	10%	1st	647th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

11%

25–34

10%

35–44

12%

45–54

12%

55–64

13%

65–74

75+

Median age

39.4

Under 18

25.6%

65 and over

21.1%

Race and ethnicity

White1%
Black90%
Hispanic3%
Asian0.7%
Native American0%
Pacific Islander0%
Other0.7%
Multiracial3%

Diversity index

17.9

U.S. 61.4

Foreign-born

1.2%

U.S. 14.1%

Born in state

59.7%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.5%

Asian / Pacific

0.7%

Other

0.1%

Households

Households: 5,873
Average household size: 2.6
Family households: 64.6%
Married couples: 22.3%
Living alone: 33.7%
Veterans (of adults): 9.7%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

33%

$25–50k

22%

$50–75k

21%

$75–100k

$100–150k

11%

$150–200k

$200k+

Median household income

46404

$42,256

Lake Co.

$71,493

Indiana

$71,957

United States

$80,734

Per capita income

$22,178

U.S. $44,673

Poverty rate

28.4%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.484

U.S. 0.483

Housing

Median home value

46404

$95,200

Lake Co.

$230,600

Indiana

$218,200

United States

$332,700

Median gross rent

46404

$999

Lake Co.

$1,131

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

0.6%

Mobile home

Boat, RV, van

Housing units: 7,650
Owner-occupied: 56.4%
Vacant: 23.2%
Median year built: 1958
Median rooms: 5.7
Renters paying 30%+ of income: 59.2%
Renters paying 50%+ of income: 38.4%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

10%

Transit

Walked

0.4%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

31%

20–29

24%

30–44

22%

45–59

60+

Average commute

24.4 min

U.S. 26.4 min

Unemployment

8.1%

U.S. 5.2%

In labor force

47.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

16%

Healthcare

15%

Office and admin

13%

Cleaning and personal care

12%

Production

Legal and social services

Sales

Education

Business and finance

Management

Construction and repair

Food service

Police and fire

Computer and math

0.8%

Engineering and science

0.5%

Arts, media and sports

0.2%

Farming, fishing and forestry

Industries

Health care and social assistance

24%

Manufacturing

13%

Transportation, warehousing and utilities

10%

Retail

10%

Education

Professional and technical services

Other services

Finance, insurance and real estate

Restaurants and hotels

Admin, support and management

Public administration

Arts and recreation

Construction

Wholesale

0.5%

Information

Agriculture and mining

Median earnings per worker

$33,607

U.S. $49,666

Self-employed

3.7%

U.S. 10%

Government workers

9.7%

U.S. 14.5%

Nonprofit workers

10.1%

U.S. 8.8%

Median earnings by type of work

Type of work	46404	U.S.
Management, business, science and arts	$36,865	$74,888
Service	$26,208	$26,804
Sales and office	$31,633	$40,476
Construction and maintenance	$49,034	$49,199
Production and transportation	$31,403	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

34%

Some college

29%

Associate's

10%

Bachelor's

11%

Graduate

High school graduate or higher: 88%
Bachelor's degree or higher: 15.4%
Graduate or professional degree: 4.7%
Households with broadband: 86.1%
Cable, fiber or DSL: 71%
No internet access: 9.4%
Without health insurance: 9.1%
Limited-English households: 1%

Geography

City (USPS): Gary
State: Indiana
County: Lake County
Center point: 41.5849° N, 87.3745° W
Land area: 6 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Gary100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46404

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46406	Gary, IN	2.3 mi	9,001	$35,839	$91,700
46407	Gary, IN	2.3 mi	8,577	$28,526	$60,200
46408	Gary, IN	2.7 mi	15,747	$47,453	$102,600
46401	Gary, IN · PO box	2.8 mi	—	—	—
46402	Gary, IN	3 mi	5,836	$33,529	$85,400
46409	Gary, IN	3.6 mi	7,184	$44,667	$78,800
46323	Hammond, IN	4.1 mi	23,047	$59,688	$166,400
46319	Griffith, IN	5 mi	17,847	$74,662	$203,300
46322	Highland, IN	5 mi	23,680	$78,062	$233,300
46405	Lake Station, IN	5.8 mi	12,184	$60,881	$139,200
46312	East Chicago, IN	6 mi	26,022	$42,125	$105,400
46403	Gary, IN	6.3 mi	10,929	$45,991	$177,600

Zip codes like 46404 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46404

What city is zip code 46404?

46404 is assigned to Gary, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46404 in?

46404 is in Lake County, Indiana.

What is the population of 46404?

About 15,428 people live in 46404, according to the Census Bureau's American Community Survey.

What time zone is 46404 in?

46404 is in Central Time.

What is the median household income in 46404?

The median household income in 46404 is $42,256.

What zip codes are near 46404?

The closest zip codes to 46404 are 46406, 46407, 46408, 46401, 46402.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46404, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.