Zip code 46403: Gary, Indiana

Q: What city is zip code 46403?

46403 is assigned to Gary, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 46403 in?

46403 is mostly in Lake County, but it extends into 1 other county.

Q: What is the population of 46403?

About 10,929 people live in 46403, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 46403?

The median household income in 46403 is $45,991.

Q: What zip codes are near 46403?

The closest zip codes to 46403 are 46405, 46401, 46402, 46407, 46368.

Residential delivery areaLake CountyCentral Time

Population

10,929

Median household income

$46K

U.S. $81K

Median home value

$178K

U.S. $333K

Median rent

$966/mo

U.S. $1,413

Median age

40.4

U.S. 38.9

Land area

9.2 sq mi

1,183 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 46403

46403 is a suburban zip code in Gary, Indiana (Lake County), covering 9.2 sq mi of land. About 10,929 people live here, or 1,183 per square mile. The median resident is 40.4 years old, compared with 38.9 nationally.

The median household earns $45,991 a year, 43% below the national median of $80,734. 24.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $177,600, or 3.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 49% of occupied homes are lived in by their owners, and renters pay a median of $966 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.4 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in sales; healthcare; and office and administrative support.

How 46403 compares

Sorted from highest to lowest national percentile

Unemployment rate11.4%
96th
WeaknessU.S. 5.2% · IN 4.3%31st of 745 in IN
Housing vacancy22.2%
95th
U.S. 10.1% · IN 8.8%51st of 742 in IN
Poverty rate24.3%
91st
WeaknessU.S. 12.5% · IN 12.3%61st of 742 in IN
Income inequality (Gini)0.496
87th
WeaknessU.S. 0.483 · IN 0.45242nd of 740 in IN
Rent-burdened renters60.9%
85th
WeaknessU.S. 51.1% · IN 48.1%89th of 716 in IN
Residents 65 and older21.4%
81st
U.S. 17.2% · IN 16.8%188th of 745 in IN
Healthcare workers11.6%
78th
U.S. 9.7% · IN 9.8%201st of 745 in IN
Veterans8%
77th
U.S. 6.2% · IN 6.3%232nd of 745 in IN
Average commute30.4 min
76th
U.S. 26.4 min · IN 24.1 min160th of 726 in IN
Residents under 1823.5%
63rd
U.S. 22% · IN 23.3%326th of 745 in IN
Median age40.4
60th
U.S. 38.9 · IN 38.1378th of 745 in IN
Uninsured rate8%
59th
U.S. 8.4% · IN 7.4%220th of 745 in IN
Self-employed workers9.4%
51st
U.S. 10% · IN 8%267th of 745 in IN
Population density1,183/sq mi
47th
U.S. 95/sq mi · IN 191/sq mi135th of 745 in IN
Diversity index43
40th
U.S. 61.4 · IN 41.4103rd of 745 in IN
Bachelor's degree or higher26.2%
37th
U.S. 35.7% · IN 29.5%198th of 744 in IN
Government workers12.1%
37th
U.S. 14.5% · IN 11.7%299th of 745 in IN
Work from home8.9%
28th
U.S. 15.1% · IN 10.7%267th of 745 in IN
Median earnings per worker$41,688
28th
U.S. $49,666 · IN $46,609522nd of 740 in IN
Per capita income$32,932
27th
U.S. $44,673 · IN $38,351440th of 744 in IN
Median gross rent$966
19th
U.S. $1,413 · IN $1,062248th of 640 in IN
Population10,929
17th
U.S. 334,922,499 · IN 6,851,073199th of 745 in IN
Median home value$177,600
17th
U.S. $332,700 · IN $218,200362nd of 719 in IN
Homeownership rate48.8%
16th
WeaknessU.S. 65.2% · IN 70.6%701st of 742 in IN
Broadband access84.2%
11th
WeaknessU.S. 91% · IN 89.9%556th of 742 in IN
Foreign-born residents1.8%
11th
U.S. 14.1% · IN 6.3%322nd of 745 in IN
Median household income$45,991
6th
WeaknessU.S. $80,734 · IN $71,957686th of 719 in IN
Tech workers0.4%
5th
U.S. 3.8% · IN 2.5%524th of 745 in IN

Measure	46403	Lake	IN	U.S.	National percentile	Rank in IN
Unemployment rateWeakness	11.4%	6.1%	4.3%	5.2%	96th	31st of 745
Housing vacancy	22.2%	10.3%	8.8%	10.1%	95th	51st of 742
Poverty rateWeakness	24.3%	14.3%	12.3%	12.5%	91st	61st of 742
Income inequality (Gini)Weakness	0.496	0.456	0.452	0.483	87th	42nd of 740
Rent-burdened rentersWeakness	60.9%	52.3%	48.1%	51.1%	85th	89th of 716
Residents 65 and older	21.4%	17.9%	16.8%	17.2%	81st	188th of 745
Healthcare workers	11.6%	10.1%	9.8%	9.7%	78th	201st of 745
Veterans	8%	5.8%	6.3%	6.2%	77th	232nd of 745
Average commute	30.4 min	28.5 min	24.1 min	26.4 min	76th	160th of 726
Residents under 18	23.5%	23.2%	23.3%	22%	63rd	326th of 745
Median age	40.4	39.7	38.1	38.9	60th	378th of 745
Uninsured rate	8%	6.6%	7.4%	8.4%	59th	220th of 745
Self-employed workers	9.4%	7.3%	8%	10%	51st	267th of 745
Population density	1,183/sq mi	1,003/sq mi	191/sq mi	95/sq mi	47th	135th of 745
Diversity index	43	64	41.4	61.4	40th	103rd of 745
Bachelor's degree or higher	26.2%	25.8%	29.5%	35.7%	37th	198th of 744
Government workers	12.1%	11.4%	11.7%	14.5%	37th	299th of 745
Work from home	8.9%	8.2%	10.7%	15.1%	28th	267th of 745
Median earnings per worker	$41,688	$47,372	$46,609	$49,666	28th	522nd of 740
Per capita income	$32,932	$37,284	$38,351	$44,673	27th	440th of 744
Median gross rent	$966	$1,131	$1,062	$1,413	19th	248th of 640
Population	10,929	500,379	6,851,073	334,922,499	17th	199th of 745
Median home value	$177,600	$230,600	$218,200	$332,700	17th	362nd of 719
Homeownership rateWeakness	48.8%	71.7%	70.6%	65.2%	16th	701st of 742
Broadband accessWeakness	84.2%	89.7%	89.9%	91%	11th	556th of 742
Foreign-born residents	1.8%	7.3%	6.3%	14.1%	11th	322nd of 745
Median household incomeWeakness	$45,991	$71,493	$71,957	$80,734	6th	686th of 719
Tech workers	0.4%	1.9%	2.5%	3.8%	5th	524th of 745

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

13%

35–44

12%

45–54

12%

55–64

13%

65–74

75+

Median age

40.4

Under 18

23.5%

65 and over

21.4%

Race and ethnicity

White17%
Black73%
Hispanic7%
Asian0.1%
Native American0.1%
Pacific Islander0%
Other0.5%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

1.8%

U.S. 14.1%

Born in state

51.1%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 4,950
Average household size: 2.2
Family households: 52.3%
Married couples: 27.2%
Living alone: 41.5%
Veterans (of adults): 8%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

27%

$25–50k

25%

$50–75k

14%

$75–100k

11%

$100–150k

10%

$150–200k

$200k+

Median household income

46403

$45,991

Lake Co.

$71,493

Indiana

$71,957

United States

$80,734

Per capita income

$32,932

U.S. $44,673

Poverty rate

24.3%

U.S. 12.5%

Households earning $150K+

12%

U.S. 23%

Income inequality (Gini)

0.496

U.S. 0.483

Housing

Median home value

46403

$177,600

Lake Co.

$230,600

Indiana

$218,200

United States

$332,700

Median gross rent

46403

$966

Lake Co.

$1,131

Indiana

$1,062

United States

$1,413

Types of housing

Single-family

70%

2–4 units

5–19 units

13%

20+ units

12%

Mobile home

Boat, RV, van

Housing units: 6,363
Owner-occupied: 48.8%
Vacant: 22.2%
Median year built: 1960
Median rooms: 5.1
Renters paying 30%+ of income: 60.9%
Renters paying 50%+ of income: 28.2%
Home value to income: 3.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

10–19

19%

20–29

27%

30–44

27%

45–59

10%

60+

13%

Average commute

30.4 min

U.S. 26.4 min

Unemployment

11.4%

U.S. 5.2%

In labor force

52.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

14%

Healthcare

12%

Office and admin

Transportation and moving

Management

Production

Education

Cleaning and personal care

Business and finance

Construction and repair

Police and fire

Engineering and science

Legal and social services

Food service

Computer and math

0.4%

Arts, media and sports

0.4%

Farming, fishing and forestry

Industries

Health care and social assistance

18%

Manufacturing

13%

Education

11%

Retail

10%

Transportation, warehousing and utilities

Professional and technical services

Admin, support and management

Finance, insurance and real estate

Restaurants and hotels

Public administration

Other services

Construction

Arts and recreation

Wholesale

Information

0.4%

Agriculture and mining

Median earnings per worker

$41,688

U.S. $49,666

Self-employed

9.4%

U.S. 10%

Government workers

12.1%

U.S. 14.5%

Nonprofit workers

10.7%

U.S. 8.8%

Median earnings by type of work

Type of work	46403	U.S.
Management, business, science and arts	$51,215	$74,888
Service	$30,861	$26,804
Sales and office	$37,232	$40,476
Construction and maintenance	$65,655	$49,199
Production and transportation	$43,188	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

29%

Some college

23%

Associate's

12%

Bachelor's

18%

Graduate

High school graduate or higher: 90.2%
Bachelor's degree or higher: 26.2%
Graduate or professional degree: 8.7%
Households with broadband: 84.2%
Cable, fiber or DSL: 69.3%
No internet access: 14.1%
Without health insurance: 8%
Limited-English households: 0.8%

Geography

City (USPS): Gary
State: Indiana
County: Lake County
Center point: 41.6105° N, 87.2582° W
Land area: 9.2 sq mi
Water area: 2.6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

46403 spans 2 counties

Lake County90% of land
Porter County11% of land

Cities and towns within this zip

Gary90% of zip
Portage11% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 46403

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
46405	Lake Station, IN	2.5 mi	12,184	$60,881	$139,200
46401	Gary, IN · PO box	3.5 mi	—	—	—
46402	Gary, IN	4.1 mi	5,836	$33,529	$85,400
46407	Gary, IN	4.3 mi	8,577	$28,526	$60,200
46368	Portage, IN	4.3 mi	40,301	$76,368	$227,100
46409	Gary, IN	5.5 mi	7,184	$44,667	$78,800
46404	Gary, IN	6.3 mi	15,428	$42,256	$95,200
46342	Hobart, IN	6.4 mi	32,224	$75,521	$213,000
46408	Gary, IN	7.2 mi	15,747	$47,453	$102,600
46406	Gary, IN	7.8 mi	9,001	$35,839	$91,700
46393	Wheeler, IN	8.1 mi	216	$56,250	$143,600
46410	Merrillville, IN	9.7 mi	39,243	$64,127	$208,100

Zip codes like 46403 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 46403

What city is zip code 46403?

46403 is assigned to Gary, Indiana. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 46403 in?

46403 is mostly in Lake County, but it extends into 1 other county.

What is the population of 46403?

About 10,929 people live in 46403, according to the Census Bureau's American Community Survey.

What time zone is 46403 in?

46403 is in Central Time.

What is the median household income in 46403?

The median household income in 46403 is $45,991.

What zip codes are near 46403?

The closest zip codes to 46403 are 46405, 46401, 46402, 46407, 46368.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 46403, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.