Zip code 41086: Sparta, Kentucky

Q: What city is zip code 41086?

41086 is assigned to Sparta, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 41086 in?

41086 is mostly in Gallatin County, but it extends into 1 other county.

Q: What is the population of 41086?

About 2,237 people live in 41086, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 41086?

The median household income in 41086 is $61,824.

Q: What zip codes are near 41086?

The closest zip codes to 41086 are 41046, 41052, 41083, 40355, 41045.

Residential delivery areaGallatin CountyEastern Time

Population

2,237

Median household income

$62K

U.S. $81K

Median home value

$169K

U.S. $333K

Median rent

$899/mo

U.S. $1,413

Median age

35.1

U.S. 38.9

Land area

48 sq mi

47 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 41086

41086 is a rural zip code in Sparta, Kentucky (Gallatin County), covering 48 sq mi of land. About 2,237 people live here, or 47 per square mile. The median resident is 35.1 years old, compared with 38.9 nationally.

The median household earns $61,824 a year, 23% below the national median of $80,734. 7.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $168,800, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $899 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.2 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in transportation and moving goods; construction and repair; and office and administrative support. 18% of them are self-employed (U.S.: 10%).

How 41086 compares

Sorted from highest to lowest national percentile

Residents under 1829.5%
95th
U.S. 22% · KY 22.6%90th of 724 in KY
Self-employed workers17.5%
95th
U.S. 10% · KY 8.6%72nd of 719 in KY
Housing vacancy17.4%
90th
U.S. 10.1% · KY 10.3%227th of 719 in KY
Income inequality (Gini)0.490
85th
WeaknessU.S. 0.483 · KY 0.477114th of 715 in KY
Homeownership rate82.6%
84th
StrengthU.S. 65.2% · KY 68.3%274th of 719 in KY
Veterans7.6%
73rd
U.S. 6.2% · KY 6.5%187th of 724 in KY
Average commute29.2 min
70th
U.S. 26.4 min · KY 24 min228th of 624 in KY
Uninsured rate9.4%
68th
U.S. 8.4% · KY 6%122nd of 723 in KY
Unemployment rate4.2%
37th
U.S. 5.2% · KY 4.9%329th of 719 in KY
Median earnings per worker$44,286
37th
U.S. $49,666 · KY $43,552241st of 700 in KY
Per capita income$34,544
32nd
U.S. $44,673 · KY $35,821183rd of 722 in KY
Poverty rate7.5%
28th
U.S. 12.5% · KY 16.1%614th of 722 in KY
Median household income$61,824
23rd
U.S. $80,734 · KY $63,726245th of 641 in KY
Median age35.1
22nd
U.S. 38.9 · KY 39.1602nd of 724 in KY
Median home value$168,800
14th
U.S. $332,700 · KY $205,600227th of 642 in KY
Median gross rent$899
13th
U.S. $1,413 · KY $967166th of 467 in KY
Diversity index18.2
11th
U.S. 61.4 · KY 32.5241st of 724 in KY
Bachelor's degree or higher14.6%
9th
WeaknessU.S. 35.7% · KY 27.6%380th of 723 in KY
Broadband access83.1%
8th
WeaknessU.S. 91% · KY 88.6%469th of 719 in KY
Population density47/sq mi
7th
U.S. 95/sq mi · KY 115/sq mi431st of 724 in KY
Rent-burdened renters33.6%
7th
StrengthU.S. 51.1% · KY 45.4%420th of 634 in KY
Government workers8%
7th
U.S. 14.5% · KY 14.6%590th of 719 in KY
Residents 65 and older9.3%
6th
U.S. 17.2% · KY 17.3%661st of 724 in KY
Population2,237
3rd
U.S. 334,922,499 · KY 4,534,824308th of 724 in KY
Tech workers0.1%
3rd
U.S. 3.8% · KY 2.2%348th of 719 in KY
Work from home2.6%
2nd
U.S. 15.1% · KY 10.2%478th of 719 in KY
Foreign-born residents0.2%
2nd
U.S. 14.1% · KY 4.7%400th of 724 in KY
Healthcare workers3.9%
2nd
U.S. 9.7% · KY 10.5%576th of 719 in KY

Measure	41086	Gallatin	KY	U.S.	National percentile	Rank in KY
Residents under 18	29.5%	23%	22.6%	22%	95th	90th of 724
Self-employed workers	17.5%	6.5%	8.6%	10%	95th	72nd of 719
Housing vacancy	17.4%	14.4%	10.3%	10.1%	90th	227th of 719
Income inequality (Gini)Weakness	0.490	0.440	0.477	0.483	85th	114th of 715
Homeownership rateStrength	82.6%	75.1%	68.3%	65.2%	84th	274th of 719
Veterans	7.6%	6.3%	6.5%	6.2%	73rd	187th of 724
Average commute	29.2 min	29.5 min	24 min	26.4 min	70th	228th of 624
Uninsured rate	9.4%	8.4%	6%	8.4%	68th	122nd of 723
Unemployment rate	4.2%	4.6%	4.9%	5.2%	37th	329th of 719
Median earnings per worker	$44,286	$42,239	$43,552	$49,666	37th	241st of 700
Per capita income	$34,544	$32,778	$35,821	$44,673	32nd	183rd of 722
Poverty rate	7.5%	13.8%	16.1%	12.5%	28th	614th of 722
Median household income	$61,824	$63,346	$63,726	$80,734	23rd	245th of 641
Median age	35.1	39.6	39.1	38.9	22nd	602nd of 724
Median home value	$168,800	$178,200	$205,600	$332,700	14th	227th of 642
Median gross rent	$899	$832	$967	$1,413	13th	166th of 467
Diversity index	18.2	22.7	32.5	61.4	11th	241st of 724
Bachelor's degree or higherWeakness	14.6%	15%	27.6%	35.7%	9th	380th of 723
Broadband accessWeakness	83.1%	87.4%	88.6%	91%	8th	469th of 719
Population density	47/sq mi	89/sq mi	115/sq mi	95/sq mi	7th	431st of 724
Rent-burdened rentersStrength	33.6%	37.3%	45.4%	51.1%	7th	420th of 634
Government workers	8%	11.9%	14.6%	14.5%	7th	590th of 719
Residents 65 and older	9.3%	15.9%	17.3%	17.2%	6th	661st of 724
Population	2,237	8,769	4,534,824	334,922,499	3rd	308th of 724
Tech workers	0.1%	1.4%	2.2%	3.8%	3rd	348th of 719
Work from home	2.6%	4.5%	10.2%	15.1%	2nd	478th of 719
Foreign-born residents	0.2%	2.3%	4.7%	14.1%	2nd	400th of 724
Healthcare workers	3.9%	6.7%	10.5%	9.7%	2nd	576th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

13%

Under 5

17%

5–17

18–24

14%

25–34

12%

35–44

45–54

20%

55–64

65–74

75+

Median age

35.1

Under 18

29.5%

65 and over

9.3%

Race and ethnicity

White90%
Black0.1%
Hispanic6%
Asian0%
Native American0%
Pacific Islander0%
Other2%
Multiracial2%

Diversity index

18.2

U.S. 61.4

Foreign-born

0.2%

U.S. 14.1%

Born in state

75.7%

Language spoken at home (households)

English only

99%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 806
Average household size: 2.8
Family households: 69.2%
Married couples: 55.6%
Living alone: 29.4%
Veterans (of adults): 7.6%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

25%

$50–75k

20%

$75–100k

13%

$100–150k

13%

$150–200k

13%

$200k+

Median household income

41086

$61,824

Gallatin Co.

$63,346

Kentucky

$63,726

United States

$80,734

Per capita income

$34,544

U.S. $44,673

Poverty rate

7.5%

U.S. 12.5%

Households earning $150K+

17.4%

U.S. 23%

Income inequality (Gini)

0.490

U.S. 0.483

Housing

Median home value

41086

$168,800

Gallatin Co.

$178,200

Kentucky

$205,600

United States

$332,700

Median gross rent

41086

$899

Gallatin Co.

$832

Kentucky

$967

United States

$1,413

Types of housing

Single-family

68%

2–4 units

5–19 units

20+ units

Mobile home

25%

Boat, RV, van

Housing units: 976
Owner-occupied: 82.6%
Vacant: 17.4%
Median year built: 1994
Median rooms: 5.9
Renters paying 30%+ of income: 33.6%
Renters paying 50%+ of income: 1.5%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

14%

Transit

Walked

0.1%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

26%

20–29

22%

30–44

23%

45–59

21%

60+

Average commute

29.2 min

U.S. 26.4 min

Unemployment

4.2%

U.S. 5.2%

In labor force

56.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

21%

Construction and repair

20%

Office and admin

10%

Production

Management

Sales

Cleaning and personal care

Food service

Legal and social services

Healthcare

Farming, fishing and forestry

Engineering and science

Police and fire

0.9%

Education

0.8%

Business and finance

0.6%

Computer and math

0.1%

Arts, media and sports

Industries

Manufacturing

25%

Retail

15%

Education

Transportation, warehousing and utilities

Professional and technical services

Construction

Health care and social assistance

Admin, support and management

Other services

Finance, insurance and real estate

Public administration

Restaurants and hotels

Arts and recreation

Agriculture and mining

Information

Wholesale

Median earnings per worker

$44,286

U.S. $49,666

Self-employed

17.5%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

6.5%

U.S. 8.8%

Median earnings by type of work

Type of work	41086	U.S.
Management, business, science and arts	$96,417	$74,888
Service	$10,861	$26,804
Sales and office	$45,096	$40,476
Construction and maintenance	$68,500	$49,199
Production and transportation	$32,471	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

36%

Some college

18%

Associate's

15%

Bachelor's

11%

Graduate

High school graduate or higher: 83.1%
Bachelor's degree or higher: 14.6%
Graduate or professional degree: 4%
Households with broadband: 83.1%
Cable, fiber or DSL: 63%
No internet access: 16.1%
Without health insurance: 9.4%
Limited-English households: 0%

Geography

City (USPS): Sparta
State: Kentucky
County: Gallatin County
Center point: 38.6953° N, 84.8813° W
Land area: 48 sq mi
Water area: 0.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

41086 spans 2 counties

Gallatin County54% of land
Owen County47% of land

Cities and towns within this zip

Sparta13% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 41086

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
41046	Glencoe, KY	4.5 mi	1,312	$63,250	$226,900
41052	Jonesville, KY	6.3 mi	311	$70,842	$158,300
41083	Sanders, KY	6.4 mi	1,663	$53,088	$190,300
40355	New Liberty, KY	6.5 mi	514	—	$232,500
41045	Ghent, KY	7.8 mi	1,203	$53,824	$183,300
47020	Florence, IN	8.8 mi	1,177	$71,875	$161,700
41098	Worthville, KY	8.8 mi	1,360	$33,125	$86,300
41095	Warsaw, KY	9 mi	4,106	$66,905	$180,700
47038	Patriot, IN	11 mi	1,006	$46,101	$116,300
41035	Dry Ridge, KY	12 mi	11,415	$68,138	$198,900
41092	Verona, KY	13 mi	3,135	$85,625	$255,300
47019	East Enterprise, IN · PO box	14 mi	—	—	—

Zip codes like 41086 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 41086

What city is zip code 41086?

41086 is assigned to Sparta, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 41086 in?

41086 is mostly in Gallatin County, but it extends into 1 other county.

What is the population of 41086?

About 2,237 people live in 41086, according to the Census Bureau's American Community Survey.

What time zone is 41086 in?

41086 is in Eastern Time.

What is the median household income in 41086?

The median household income in 41086 is $61,824.

What zip codes are near 41086?

The closest zip codes to 41086 are 41046, 41052, 41083, 40355, 41045.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 41086, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.