Zip code 41098: Worthville, Kentucky

Q: What city is zip code 41098?

41098 is assigned to Worthville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 41098 in?

41098 is mostly in Owen County, but it extends into 1 other county.

Q: What is the population of 41098?

About 1,360 people live in 41098, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 41098?

The median household income in 41098 is $33,125.

Q: What zip codes are near 41098?

The closest zip codes to 41098 are 41083, 40363, 40355, 40075, 41045.

Residential delivery areaOwen CountyEastern Time

Population

1,360

Median household income

$33K

U.S. $81K

Median home value

$86K

U.S. $333K

Median rent

$1,053/mo

U.S. $1,413

Median age

55.1

U.S. 38.9

Land area

49 sq mi

28 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 41098

41098 is a rural zip code in Worthville, Kentucky (Owen County), covering 49 sq mi of land. About 1,360 people live here, or 28 per square mile. The median resident is 55.1 years old, compared with 38.9 nationally.

The median household earns $33,125 a year, about 41% of the national median of $80,734. 36.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $86,300, or 2.6 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $1,053 a month.

7% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.4 minutes each way, and 0% of workers work from home. The most common jobs among working residents are in sales; production and manufacturing; and food service.

How 41098 compares

Sorted from highest to lowest national percentile

Housing vacancy37.7%
99th
U.S. 10.1% · KY 10.3%31st of 719 in KY
Median age55.1
98th
U.S. 38.9 · KY 39.147th of 724 in KY
Poverty rate36.3%
98th
WeaknessU.S. 12.5% · KY 16.1%87th of 722 in KY
Unemployment rate9.8%
94th
WeaknessU.S. 5.2% · KY 4.9%95th of 719 in KY
Rent-burdened renters63.6%
91st
WeaknessU.S. 51.1% · KY 45.4%123rd of 634 in KY
Veterans8.8%
83rd
U.S. 6.2% · KY 6.5%124th of 724 in KY
Residents 65 and older20.7%
77th
U.S. 17.2% · KY 17.3%227th of 724 in KY
Homeownership rate77%
71st
U.S. 65.2% · KY 68.3%371st of 719 in KY
Income inequality (Gini)0.460
69th
U.S. 0.483 · KY 0.477225th of 715 in KY
Uninsured rate6%
43rd
U.S. 8.4% · KY 6%271st of 723 in KY
Foreign-born residents4.6%
27th
U.S. 14.1% · KY 4.7%87th of 724 in KY
Median gross rent$1,053
25th
U.S. $1,413 · KY $96776th of 467 in KY
Average commute20.4 min
14th
StrengthU.S. 26.4 min · KY 24 min523rd of 624 in KY
Diversity index17.7
10th
U.S. 61.4 · KY 32.5251st of 724 in KY
Healthcare workers6.1%
9th
U.S. 9.7% · KY 10.5%527th of 719 in KY
Per capita income$24,471
7th
WeaknessU.S. $44,673 · KY $35,821495th of 722 in KY
Broadband access82.2%
7th
WeaknessU.S. 91% · KY 88.6%493rd of 719 in KY
Residents under 1814.4%
7th
U.S. 22% · KY 22.6%615th of 724 in KY
Population density28/sq mi
4th
U.S. 95/sq mi · KY 115/sq mi590th of 724 in KY
Population1,360
2nd
U.S. 334,922,499 · KY 4,534,824393rd of 724 in KY
Median household income$33,125
1st
WeaknessU.S. $80,734 · KY $63,726584th of 641 in KY
Median home value$86,300
1st
U.S. $332,700 · KY $205,600530th of 642 in KY
Bachelor's degree or higher7.4%
1st
WeaknessU.S. 35.7% · KY 27.6%582nd of 723 in KY
Work from home0.2%
1st
U.S. 15.1% · KY 10.2%552nd of 719 in KY
Median earnings per worker$21,402
1st
WeaknessU.S. $49,666 · KY $43,552674th of 700 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%394th of 719 in KY
Self-employed workers3.5%
1st
U.S. 10% · KY 8.6%545th of 719 in KY
Government workers3.5%
1st
U.S. 14.5% · KY 14.6%646th of 719 in KY

Measure	41098	Owen	KY	U.S.	National percentile	Rank in KY
Housing vacancy	37.7%	21.1%	10.3%	10.1%	99th	31st of 719
Median age	55.1	42.3	39.1	38.9	98th	47th of 724
Poverty rateWeakness	36.3%	18.3%	16.1%	12.5%	98th	87th of 722
Unemployment rateWeakness	9.8%	7%	4.9%	5.2%	94th	95th of 719
Rent-burdened rentersWeakness	63.6%	41.6%	45.4%	51.1%	91st	123rd of 634
Veterans	8.8%	6.8%	6.5%	6.2%	83rd	124th of 724
Residents 65 and older	20.7%	20.1%	17.3%	17.2%	77th	227th of 724
Homeownership rate	77%	88%	68.3%	65.2%	71st	371st of 719
Income inequality (Gini)	0.460	0.414	0.477	0.483	69th	225th of 715
Uninsured rate	6%	6.4%	6%	8.4%	43rd	271st of 723
Foreign-born residents	4.6%	1.5%	4.7%	14.1%	27th	87th of 724
Median gross rent	$1,053	$830	$967	$1,413	25th	76th of 467
Average commuteStrength	20.4 min	41.9 min	24 min	26.4 min	14th	523rd of 624
Diversity index	17.7	12	32.5	61.4	10th	251st of 724
Healthcare workers	6.1%	9.4%	10.5%	9.7%	9th	527th of 719
Per capita incomeWeakness	$24,471	$30,369	$35,821	$44,673	7th	495th of 722
Broadband accessWeakness	82.2%	80.4%	88.6%	91%	7th	493rd of 719
Residents under 18	14.4%	22.1%	22.6%	22%	7th	615th of 724
Population density	28/sq mi	32/sq mi	115/sq mi	95/sq mi	4th	590th of 724
Population	1,360	11,330	4,534,824	334,922,499	2nd	393rd of 724
Median household incomeWeakness	$33,125	$61,134	$63,726	$80,734	1st	584th of 641
Median home value	$86,300	$168,700	$205,600	$332,700	1st	530th of 642
Bachelor's degree or higherWeakness	7.4%	18.3%	27.6%	35.7%	1st	582nd of 723
Work from home	0.2%	11.3%	10.2%	15.1%	1st	552nd of 719
Median earnings per workerWeakness	$21,402	$43,927	$43,552	$49,666	1st	674th of 700
Tech workers	0%	1.4%	2.2%	3.8%	1st	394th of 719
Self-employed workers	3.5%	9.5%	8.6%	10%	1st	545th of 719
Government workers	3.5%	18.3%	14.6%	14.5%	1st	646th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

10%

25–34

10%

35–44

45–54

29%

55–64

65–74

12%

75+

Median age

55.1

Under 18

14.4%

65 and over

20.7%

Race and ethnicity

White90%
Black0%
Hispanic3%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial6%

Diversity index

17.7

U.S. 61.4

Foreign-born

4.6%

U.S. 14.1%

Born in state

57.5%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 622
Average household size: 2.2
Family households: 53.2%
Married couples: 31%
Living alone: 35.4%
Veterans (of adults): 8.8%
Male / female: 44% / 56%

Income and poverty

Household income distribution

<$25k

45%

$25–50k

14%

$50–75k

10%

$75–100k

14%

$100–150k

12%

$150–200k

$200k+

Median household income

41098

$33,125

Owen Co.

$61,134

Kentucky

$63,726

United States

$80,734

Per capita income

$24,471

U.S. $44,673

Poverty rate

36.3%

U.S. 12.5%

Households earning $150K+

4.8%

U.S. 23%

Income inequality (Gini)

0.460

U.S. 0.483

Housing

Median home value

41098

$86,300

Owen Co.

$168,700

Kentucky

$205,600

United States

$332,700

Median gross rent

41098

$1,053

Owen Co.

$830

Kentucky

$967

United States

$1,413

Types of housing

Single-family

56%

2–4 units

5–19 units

20+ units

Mobile home

34%

Boat, RV, van

Housing units: 998
Owner-occupied: 77%
Vacant: 37.7%
Median year built: 1985
Median rooms: 5.9
Renters paying 30%+ of income: 63.6%
Renters paying 50%+ of income: 48.5%
Home value to income: 2.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

89%

Carpooled

0.2%

Transit

Walked

Bicycle

Worked from home

0.2%

Other

Commute time (one way)

<10 min

13%

10–19

39%

20–29

28%

30–44

13%

45–59

60+

Average commute

20.4 min

U.S. 26.4 min

Unemployment

9.8%

U.S. 5.2%

In labor force

44.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

28%

Production

13%

Food service

11%

Construction and repair

10%

Transportation and moving

Management

Cleaning and personal care

Healthcare

Office and admin

Arts, media and sports

Police and fire

Education

Business and finance

0.2%

Engineering and science

0.2%

Computer and math

Legal and social services

Farming, fishing and forestry

Industries

Restaurants and hotels

24%

Manufacturing

22%

Retail

13%

Transportation, warehousing and utilities

Health care and social assistance

Construction

Finance, insurance and real estate

Agriculture and mining

Education

Other services

Admin, support and management

Professional and technical services

Public administration

Wholesale

Information

Arts and recreation

Median earnings per worker

$21,402

U.S. $49,666

Self-employed

3.5%

U.S. 10%

Government workers

3.5%

U.S. 14.5%

Nonprofit workers

1.9%

U.S. 8.8%

Median earnings by type of work

Type of work	41098	U.S.
Management, business, science and arts	$51,917	$74,888
Service	$12,159	$26,804
Sales and office	$14,154	$40,476
Construction and maintenance	$17,069	$49,199
Production and transportation	$68,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

55%

Some college

15%

Associate's

Bachelor's

Graduate

High school graduate or higher: 86.3%
Bachelor's degree or higher: 7.4%
Graduate or professional degree: 3.8%
Households with broadband: 82.2%
Cable, fiber or DSL: 68.8%
No internet access: 17.7%
Without health insurance: 6%
Limited-English households: 0%

Geography

City (USPS): Worthville
State: Kentucky
County: Owen County
Center point: 38.5979° N, 84.9876° W
Land area: 49 sq mi
Water area: 0.9 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

41098 spans 2 counties

Owen County84% of land
Carroll County16% of land

Zip codes near 41098

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
41083	Sanders, KY	5.1 mi	1,663	$53,088	$190,300
40363	Perry Park, KY	5.9 mi	9	—	—
40355	New Liberty, KY	6.5 mi	514	—	$232,500
40075	Turners Station, KY	7.1 mi	1,151	$64,375	$164,000
41045	Ghent, KY	8.8 mi	1,203	$53,824	$183,300
41086	Sparta, KY	8.8 mi	2,237	$61,824	$168,800
40007	Bethlehem, KY	9.7 mi	47	$64,417	$189,100
41008	Carrollton, KY	11 mi	7,698	$59,844	$147,400
40011	Campbellsburg, KY	11 mi	2,379	$70,881	$173,200
41052	Jonesville, KY	12 mi	311	$70,842	$158,300
40359	Owenton, KY	13 mi	6,989	$62,542	$169,700
41046	Glencoe, KY	13 mi	1,312	$63,250	$226,900

Zip codes like 41098 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 41098

What city is zip code 41098?

41098 is assigned to Worthville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 41098 in?

41098 is mostly in Owen County, but it extends into 1 other county.

What is the population of 41098?

About 1,360 people live in 41098, according to the Census Bureau's American Community Survey.

What time zone is 41098 in?

41098 is in Eastern Time.

What is the median household income in 41098?

The median household income in 41098 is $33,125.

What zip codes are near 41098?

The closest zip codes to 41098 are 41083, 40363, 40355, 40075, 41045.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 41098, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.