Zip code 41045: Ghent, Kentucky

Q: What city is zip code 41045?

41045 is assigned to Ghent, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 41045 in?

41045 is mostly in Carroll County, but it extends into 1 other county.

Q: What is the population of 41045?

About 1,203 people live in 41045, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 41045?

The median household income in 41045 is $53,824.

Q: What zip codes are near 41045?

The closest zip codes to 41045 are 41083, 47043, 41086, 47020, 41098.

Residential delivery areaCarroll CountyEastern Time

Population

1,203

Median household income

$54K

U.S. $81K

Median home value

$183K

U.S. $333K

Median rent

$870/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

32 sq mi

37 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 41045

41045 is a rural zip code in Ghent, Kentucky (Carroll County), covering 32 sq mi of land. About 1,203 people live here, or 37 per square mile. The median resident is 50 years old, compared with 38.9 nationally.

The median household earns $53,824 a year, 33% below the national median of $80,734. 15% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $183,300, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $870 a month.

7% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.1 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in engineering and science; construction and repair; and production and manufacturing.

How 41045 compares

Sorted from highest to lowest national percentile

Median age50
95th
U.S. 38.9 · KY 39.1114th of 724 in KY
Uninsured rate19.1%
94th
WeaknessU.S. 8.4% · KY 6%25th of 723 in KY
Rent-burdened renters64.4%
92nd
WeaknessU.S. 51.1% · KY 45.4%120th of 634 in KY
Housing vacancy17.3%
90th
U.S. 10.1% · KY 10.3%233rd of 719 in KY
Unemployment rate7.7%
85th
WeaknessU.S. 5.2% · KY 4.9%146th of 719 in KY
Self-employed workers12.9%
82nd
U.S. 10% · KY 8.6%141st of 719 in KY
Homeownership rate76.5%
70th
U.S. 65.2% · KY 68.3%385th of 719 in KY
Poverty rate15%
69th
U.S. 12.5% · KY 16.1%422nd of 722 in KY
Average commute27.1 min
57th
U.S. 26.4 min · KY 24 min284th of 624 in KY
Veterans6.1%
54th
U.S. 6.2% · KY 6.5%337th of 724 in KY
Median home value$183,300
18th
U.S. $332,700 · KY $205,600185th of 642 in KY
Broadband access86.7%
18th
WeaknessU.S. 91% · KY 88.6%350th of 719 in KY
Median earnings per worker$38,599
18th
WeaknessU.S. $49,666 · KY $43,552426th of 700 in KY
Diversity index23.7
16th
U.S. 61.4 · KY 32.5171st of 724 in KY
Residents under 1817.4%
16th
U.S. 22% · KY 22.6%546th of 724 in KY
Income inequality (Gini)0.394
16th
StrengthU.S. 0.483 · KY 0.477488th of 715 in KY
Median household income$53,824
13th
WeaknessU.S. $80,734 · KY $63,726366th of 641 in KY
Median gross rent$870
11th
U.S. $1,413 · KY $967183rd of 467 in KY
Residents 65 and older10.6%
11th
U.S. 17.2% · KY 17.3%639th of 724 in KY
Per capita income$26,169
10th
WeaknessU.S. $44,673 · KY $35,821429th of 722 in KY
Foreign-born residents1.2%
7th
U.S. 14.1% · KY 4.7%260th of 724 in KY
Tech workers0.6%
7th
U.S. 3.8% · KY 2.2%295th of 719 in KY
Population density37/sq mi
5th
U.S. 95/sq mi · KY 115/sq mi502nd of 724 in KY
Government workers6.6%
3rd
U.S. 14.5% · KY 14.6%616th of 719 in KY
Population1,203
2nd
U.S. 334,922,499 · KY 4,534,824417th of 724 in KY
Work from home3%
2nd
U.S. 15.1% · KY 10.2%466th of 719 in KY
Healthcare workers4%
2nd
U.S. 9.7% · KY 10.5%574th of 719 in KY
Bachelor's degree or higher6.8%
1st
WeaknessU.S. 35.7% · KY 27.6%599th of 723 in KY

Measure	41045	Carroll	KY	U.S.	National percentile	Rank in KY
Median age	50	38.5	39.1	38.9	95th	114th of 724
Uninsured rateWeakness	19.1%	10.7%	6%	8.4%	94th	25th of 723
Rent-burdened rentersWeakness	64.4%	33.6%	45.4%	51.1%	92nd	120th of 634
Housing vacancy	17.3%	11%	10.3%	10.1%	90th	233rd of 719
Unemployment rateWeakness	7.7%	6.1%	4.9%	5.2%	85th	146th of 719
Self-employed workers	12.9%	7.2%	8.6%	10%	82nd	141st of 719
Homeownership rate	76.5%	65.7%	68.3%	65.2%	70th	385th of 719
Poverty rate	15%	23.1%	16.1%	12.5%	69th	422nd of 722
Average commute	27.1 min	23.3 min	24 min	26.4 min	57th	284th of 624
Veterans	6.1%	5.2%	6.5%	6.2%	54th	337th of 724
Median home value	$183,300	$140,900	$205,600	$332,700	18th	185th of 642
Broadband accessWeakness	86.7%	83.9%	88.6%	91%	18th	350th of 719
Median earnings per workerWeakness	$38,599	$41,585	$43,552	$49,666	18th	426th of 700
Diversity index	23.7	25.9	32.5	61.4	16th	171st of 724
Residents under 18	17.4%	26.6%	22.6%	22%	16th	546th of 724
Income inequality (Gini)Strength	0.394	0.460	0.477	0.483	16th	488th of 715
Median household incomeWeakness	$53,824	$56,466	$63,726	$80,734	13th	366th of 641
Median gross rent	$870	$910	$967	$1,413	11th	183rd of 467
Residents 65 and older	10.6%	16.5%	17.3%	17.2%	11th	639th of 724
Per capita incomeWeakness	$26,169	$29,735	$35,821	$44,673	10th	429th of 722
Foreign-born residents	1.2%	2.7%	4.7%	14.1%	7th	260th of 724
Tech workers	0.6%	0.2%	2.2%	3.8%	7th	295th of 719
Population density	37/sq mi	85/sq mi	115/sq mi	95/sq mi	5th	502nd of 724
Government workers	6.6%	15.3%	14.6%	14.5%	3rd	616th of 719
Population	1,203	10,954	4,534,824	334,922,499	2nd	417th of 724
Work from home	3%	4.8%	10.2%	15.1%	2nd	466th of 719
Healthcare workers	4%	4.5%	10.5%	9.7%	2nd	574th of 719
Bachelor's degree or higherWeakness	6.8%	11.4%	27.6%	35.7%	1st	599th of 723

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

11%

25–34

35–44

28%

45–54

24%

55–64

65–74

75+

Median age

Under 18

17.4%

65 and over

10.6%

Race and ethnicity

White87%
Black1%
Hispanic2%
Asian0%
Native American0%
Pacific Islander0%
Other3%
Multiracial6%

Diversity index

23.7

U.S. 61.4

Foreign-born

1.2%

U.S. 14.1%

Born in state

56.1%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 498
Average household size: 2.4
Family households: 66.9%
Married couples: 56%
Living alone: 30.1%
Veterans (of adults): 6.1%
Male / female: 56% / 44%

Income and poverty

Household income distribution

<$25k

21%

$25–50k

24%

$50–75k

36%

$75–100k

$100–150k

$150–200k

0.6%

$200k+

Median household income

41045

$53,824

Carroll Co.

$56,466

Kentucky

$63,726

United States

$80,734

Per capita income

$26,169

U.S. $44,673

Poverty rate

15%

U.S. 12.5%

Households earning $150K+

3.6%

U.S. 23%

Income inequality (Gini)

0.394

U.S. 0.483

Housing

Median home value

41045

$183,300

Carroll Co.

$140,900

Kentucky

$205,600

United States

$332,700

Median gross rent

41045

$870

Carroll Co.

$910

Kentucky

$967

United States

$1,413

Types of housing

Single-family

64%

2–4 units

5–19 units

0.8%

20+ units

Mobile home

31%

Boat, RV, van

Housing units: 602
Owner-occupied: 76.5%
Vacant: 17.3%
Median year built: 1993
Median rooms: 5.3
Renters paying 30%+ of income: 64.4%
Renters paying 50%+ of income: 26.9%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

17%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10%

10–19

28%

20–29

30–44

39%

45–59

16%

60+

Average commute

27.1 min

U.S. 26.4 min

Unemployment

7.7%

U.S. 5.2%

In labor force

53.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Engineering and science

21%

Construction and repair

16%

Production

10%

Cleaning and personal care

10%

Sales

Transportation and moving

Office and admin

Business and finance

Healthcare

Management

Education

Arts, media and sports

Police and fire

Computer and math

0.6%

Legal and social services

0.2%

Food service

Farming, fishing and forestry

Industries

Manufacturing

37%

Retail

17%

Construction

Admin, support and management

Health care and social assistance

Public administration

Arts and recreation

Finance, insurance and real estate

Information

Education

Transportation, warehousing and utilities

Professional and technical services

Agriculture and mining

Other services

Wholesale

Restaurants and hotels

0.2%

Median earnings per worker

$38,599

U.S. $49,666

Self-employed

12.9%

U.S. 10%

Government workers

6.6%

U.S. 14.5%

Nonprofit workers

5.4%

U.S. 8.8%

Median earnings by type of work

Type of work	41045	U.S.
Management, business, science and arts	$62,952	$74,888
Service	$23,125	$26,804
Sales and office	$30,833	$40,476
Construction and maintenance	$38,173	$49,199
Production and transportation	$50,481	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

54%

Some college

14%

Associate's

10%

Bachelor's

Graduate

High school graduate or higher: 84.5%
Bachelor's degree or higher: 6.8%
Graduate or professional degree: 1.8%
Households with broadband: 86.7%
Cable, fiber or DSL: 60.4%
No internet access: 10%
Without health insurance: 19.1%
Limited-English households: 1.4%

Geography

City (USPS): Ghent
State: Kentucky
County: Carroll County
Center point: 38.7220° N, 85.0216° W
Land area: 32 sq mi
Water area: 0.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

41045 spans 2 counties

Carroll County65% of land
Gallatin County35% of land

Cities and towns within this zip

Ghent2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 41045

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
41083	Sanders, KY	3.8 mi	1,663	$53,088	$190,300
47043	Vevay, IN	6.6 mi	4,852	$75,123	$190,400
41086	Sparta, KY	7.8 mi	2,237	$61,824	$168,800
47020	Florence, IN	8.5 mi	1,177	$71,875	$161,700
41098	Worthville, KY	8.8 mi	1,360	$33,125	$86,300
41008	Carrollton, KY	9.7 mi	7,698	$59,844	$147,400
47011	Bennington, IN	11 mi	1,420	$67,981	$205,700
47019	East Enterprise, IN · PO box	11 mi	—	—	—
40075	Turners Station, KY	12 mi	1,151	$64,375	$164,000
40355	New Liberty, KY	12 mi	514	—	$232,500
41046	Glencoe, KY	12 mi	1,312	$63,250	$226,900
47038	Patriot, IN	13 mi	1,006	$46,101	$116,300

Zip codes like 41045 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 41045

What city is zip code 41045?

41045 is assigned to Ghent, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 41045 in?

41045 is mostly in Carroll County, but it extends into 1 other county.

What is the population of 41045?

About 1,203 people live in 41045, according to the Census Bureau's American Community Survey.

What time zone is 41045 in?

41045 is in Eastern Time.

What is the median household income in 41045?

The median household income in 41045 is $53,824.

What zip codes are near 41045?

The closest zip codes to 41045 are 41083, 47043, 41086, 47020, 41098.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 41045, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.