Zip code 41095: Warsaw, Kentucky

Q: What city is zip code 41095?

41095 is assigned to Warsaw, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 41095 in?

41095 is in Gallatin County, Kentucky.

Q: What is the population of 41095?

About 4,106 people live in 41095, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 41095?

The median household income in 41095 is $66,905.

Q: What zip codes are near 41095?

The closest zip codes to 41095 are 41092, 41046, 41035, 47038, 41052.

Residential delivery areaGallatin CountyEastern Time

Population

4,106

Median household income

$67K

U.S. $81K

Median home value

$181K

U.S. $333K

Median rent

$771/mo

U.S. $1,413

Median age

35.8

U.S. 38.9

Land area

28 sq mi

148 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 41095

41095 is a small-town zip code in Warsaw, Kentucky (Gallatin County), covering 28 sq mi of land. About 4,106 people live here, or 148 per square mile. The median resident is 35.8 years old, compared with 38.9 nationally.

The median household earns $66,905 a year, 17% below the national median of $80,734. 14.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $180,700, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 60% of occupied homes are lived in by their owners, and renters pay a median of $771 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.5 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in transportation and moving goods; office and administrative support; and production and manufacturing.

How 41095 compares

Sorted from highest to lowest national percentile

Housing vacancy16.2%
88th
U.S. 10.1% · KY 10.3%260th of 719 in KY
Uninsured rate10.2%
72nd
U.S. 8.4% · KY 6%103rd of 723 in KY
Poverty rate14.6%
68th
U.S. 12.5% · KY 16.1%429th of 722 in KY
Veterans6.8%
63rd
U.S. 6.2% · KY 6.5%266th of 724 in KY
Government workers14.8%
58th
U.S. 14.5% · KY 14.6%349th of 719 in KY
Unemployment rate5.1%
54th
U.S. 5.2% · KY 4.9%273rd of 719 in KY
Average commute26.5 min
53rd
U.S. 26.4 min · KY 24 min310th of 624 in KY
Residents under 1822.2%
51st
U.S. 22% · KY 22.6%355th of 724 in KY
Income inequality (Gini)0.424
41st
U.S. 0.483 · KY 0.477377th of 715 in KY
Residents 65 and older14.7%
36th
U.S. 17.2% · KY 17.3%532nd of 724 in KY
Homeownership rate59.8%
32nd
U.S. 65.2% · KY 68.3%640th of 719 in KY
Median household income$66,905
31st
U.S. $80,734 · KY $63,726180th of 641 in KY
Diversity index34.2
29th
U.S. 61.4 · KY 32.590th of 724 in KY
Per capita income$33,335
28th
U.S. $44,673 · KY $35,821208th of 722 in KY
Median age35.8
26th
U.S. 38.9 · KY 39.1584th of 724 in KY
Foreign-born residents4.3%
25th
U.S. 14.1% · KY 4.7%102nd of 724 in KY
Broadband access87.9%
23rd
U.S. 91% · KY 88.6%313th of 719 in KY
Tech workers1.4%
20th
U.S. 3.8% · KY 2.2%211th of 719 in KY
Median earnings per worker$38,891
18th
WeaknessU.S. $49,666 · KY $43,552414th of 700 in KY
Population density148/sq mi
17th
U.S. 95/sq mi · KY 115/sq mi169th of 724 in KY
Median home value$180,700
17th
U.S. $332,700 · KY $205,600192nd of 642 in KY
Bachelor's degree or higher15.8%
11th
WeaknessU.S. 35.7% · KY 27.6%330th of 723 in KY
Work from home5.7%
10th
U.S. 15.1% · KY 10.2%350th of 719 in KY
Population4,106
7th
U.S. 334,922,499 · KY 4,534,824229th of 724 in KY
Rent-burdened renters33.1%
7th
StrengthU.S. 51.1% · KY 45.4%423rd of 634 in KY
Median gross rent$771
5th
U.S. $1,413 · KY $967269th of 467 in KY
Healthcare workers5%
4th
U.S. 9.7% · KY 10.5%551st of 719 in KY
Self-employed workers4.2%
2nd
U.S. 10% · KY 8.6%529th of 719 in KY

Measure	41095	Gallatin	KY	U.S.	National percentile	Rank in KY
Housing vacancy	16.2%	14.4%	10.3%	10.1%	88th	260th of 719
Uninsured rate	10.2%	8.4%	6%	8.4%	72nd	103rd of 723
Poverty rate	14.6%	13.8%	16.1%	12.5%	68th	429th of 722
Veterans	6.8%	6.3%	6.5%	6.2%	63rd	266th of 724
Government workers	14.8%	11.9%	14.6%	14.5%	58th	349th of 719
Unemployment rate	5.1%	4.6%	4.9%	5.2%	54th	273rd of 719
Average commute	26.5 min	29.5 min	24 min	26.4 min	53rd	310th of 624
Residents under 18	22.2%	23%	22.6%	22%	51st	355th of 724
Income inequality (Gini)	0.424	0.440	0.477	0.483	41st	377th of 715
Residents 65 and older	14.7%	15.9%	17.3%	17.2%	36th	532nd of 724
Homeownership rate	59.8%	75.1%	68.3%	65.2%	32nd	640th of 719
Median household income	$66,905	$63,346	$63,726	$80,734	31st	180th of 641
Diversity index	34.2	22.7	32.5	61.4	29th	90th of 724
Per capita income	$33,335	$32,778	$35,821	$44,673	28th	208th of 722
Median age	35.8	39.6	39.1	38.9	26th	584th of 724
Foreign-born residents	4.3%	2.3%	4.7%	14.1%	25th	102nd of 724
Broadband access	87.9%	87.4%	88.6%	91%	23rd	313th of 719
Tech workers	1.4%	1.4%	2.2%	3.8%	20th	211th of 719
Median earnings per workerWeakness	$38,891	$42,239	$43,552	$49,666	18th	414th of 700
Population density	148/sq mi	89/sq mi	115/sq mi	95/sq mi	17th	169th of 724
Median home value	$180,700	$178,200	$205,600	$332,700	17th	192nd of 642
Bachelor's degree or higherWeakness	15.8%	15%	27.6%	35.7%	11th	330th of 723
Work from home	5.7%	4.5%	10.2%	15.1%	10th	350th of 719
Population	4,106	8,769	4,534,824	334,922,499	7th	229th of 724
Rent-burdened rentersStrength	33.1%	37.3%	45.4%	51.1%	7th	423rd of 634
Median gross rent	$771	$832	$967	$1,413	5th	269th of 467
Healthcare workers	5%	6.7%	10.5%	9.7%	4th	551st of 719
Self-employed workers	4.2%	6.5%	8.6%	10%	2nd	529th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

13%

18–24

14%

25–34

14%

35–44

10%

45–54

12%

55–64

65–74

75+

Median age

35.8

Under 18

22.2%

65 and over

14.7%

Race and ethnicity

White80%
Black5%
Hispanic9%
Asian0.9%
Native American0%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

34.2

U.S. 61.4

Foreign-born

4.3%

U.S. 14.1%

Born in state

63.6%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

0.3%

Other

Households

Households: 1,464
Average household size: 2.7
Family households: 73.2%
Married couples: 51.4%
Living alone: 21%
Veterans (of adults): 6.8%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

19%

$50–75k

23%

$75–100k

13%

$100–150k

23%

$150–200k

$200k+

Median household income

41095

$66,905

Gallatin Co.

$63,346

Kentucky

$63,726

United States

$80,734

Per capita income

$33,335

U.S. $44,673

Poverty rate

14.6%

U.S. 12.5%

Households earning $150K+

8.7%

U.S. 23%

Income inequality (Gini)

0.424

U.S. 0.483

Housing

Median home value

41095

$180,700

Gallatin Co.

$178,200

Kentucky

$205,600

United States

$332,700

Median gross rent

41095

$771

Gallatin Co.

$832

Kentucky

$967

United States

$1,413

Types of housing

Single-family

49%

2–4 units

5–19 units

19%

20+ units

Mobile home

23%

Boat, RV, van

Housing units: 1,747
Owner-occupied: 59.8%
Vacant: 16.2%
Median year built: 1991
Median rooms: 4.9
Renters paying 30%+ of income: 33.1%
Renters paying 50%+ of income: 11.6%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

18%

Transit

Walked

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

21%

10–19

11%

20–29

18%

30–44

34%

45–59

60+

Average commute

26.5 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

65.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

20%

Office and admin

12%

Production

11%

Cleaning and personal care

11%

Construction and repair

Food service

Management

Sales

Healthcare

Education

Business and finance

Legal and social services

Police and fire

Computer and math

Farming, fishing and forestry

0.8%

Engineering and science

0.5%

Arts, media and sports

Industries

Manufacturing

19%

Transportation, warehousing and utilities

12%

Education

10%

Restaurants and hotels

Construction

Retail

Health care and social assistance

Other services

Finance, insurance and real estate

Admin, support and management

Wholesale

Public administration

Professional and technical services

Arts and recreation

Agriculture and mining

Information

0.1%

Median earnings per worker

$38,891

U.S. $49,666

Self-employed

4.2%

U.S. 10%

Government workers

14.8%

U.S. 14.5%

Nonprofit workers

5.4%

U.S. 8.8%

Median earnings by type of work

Type of work	41095	U.S.
Management, business, science and arts	$52,031	$74,888
Service	$32,813	$26,804
Sales and office	$47,639	$40,476
Construction and maintenance	$44,167	$49,199
Production and transportation	$35,795	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

44%

Some college

17%

Associate's

Bachelor's

Graduate

High school graduate or higher: 82.9%
Bachelor's degree or higher: 15.8%
Graduate or professional degree: 6.5%
Households with broadband: 87.9%
Cable, fiber or DSL: 70.7%
No internet access: 8.1%
Without health insurance: 10.2%
Limited-English households: 2.9%

Geography

City (USPS): Warsaw
State: Kentucky
County: Gallatin County
Center point: 38.7737° N, 84.7475° W
Land area: 28 sq mi
Water area: 0.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Warsaw4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 41095

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
41092	Verona, KY	4.3 mi	3,135	$85,625	$255,300
41046	Glencoe, KY	5.3 mi	1,312	$63,250	$226,900
41035	Dry Ridge, KY	6.3 mi	11,415	$68,138	$198,900
47038	Patriot, IN	7.6 mi	1,006	$46,101	$116,300
41052	Jonesville, KY	8.2 mi	311	$70,842	$158,300
41030	Crittenden, KY	8.7 mi	6,162	$83,488	$248,300
41086	Sparta, KY	9 mi	2,237	$61,824	$168,800
41091	Union, KY	9.5 mi	25,244	$136,307	$399,500
47020	Florence, IN	10 mi	1,177	$71,875	$161,700
41094	Walton, KY	10 mi	14,486	$96,515	$293,700
41022	Florence, KY · PO box	13 mi	—	—	—
40355	New Liberty, KY	14 mi	514	—	$232,500

Zip codes like 41095 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 41095

What city is zip code 41095?

41095 is assigned to Warsaw, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 41095 in?

41095 is in Gallatin County, Kentucky.

What is the population of 41095?

About 4,106 people live in 41095, according to the Census Bureau's American Community Survey.

What time zone is 41095 in?

41095 is in Eastern Time.

What is the median household income in 41095?

The median household income in 41095 is $66,905.

What zip codes are near 41095?

The closest zip codes to 41095 are 41092, 41046, 41035, 47038, 41052.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 41095, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.