Zip code 40475: Richmond, Kentucky

Q: What city is zip code 40475?

40475 is assigned to Richmond, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40475 in?

40475 is in Madison County, Kentucky.

Q: What is the population of 40475?

About 65,961 people live in 40475, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40475?

The median household income in 40475 is $63,050.

Q: What zip codes are near 40475?

The closest zip codes to 40475 are 40476, 40385, 40515, 40404, 40403.

Residential delivery areaMadison CountyEastern Time

Population

65,961

Median household income

$63K

U.S. $81K

Median home value

$244K

U.S. $333K

Median rent

$911/mo

U.S. $1,413

Median age

33.7

U.S. 38.9

Land area

288 sq mi

229 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40475

40475 is a small-town zip code in Richmond, Kentucky (Madison County), covering 288 sq mi of land. About 65,961 people live here, or 229 per square mile. The median resident is 33.7 years old, compared with 38.9 nationally.

The median household earns $63,050 a year, 22% below the national median of $80,734. 15.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $244,300, or 3.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 58% of occupied homes are lived in by their owners, and renters pay a median of $911 a month.

37% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.4 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and management.

How 40475 compares

Sorted from highest to lowest national percentile

Population65,961
92nd
U.S. 334,922,499 · KY 4,534,8241st of 724 in KY
Government workers19.3%
82nd
U.S. 14.5% · KY 14.6%213th of 719 in KY
Veterans7.5%
72nd
U.S. 6.2% · KY 6.5%198th of 724 in KY
Poverty rate15.1%
70th
U.S. 12.5% · KY 16.1%419th of 722 in KY
Healthcare workers10.6%
66th
U.S. 9.7% · KY 10.5%320th of 719 in KY
Unemployment rate5.8%
65th
U.S. 5.2% · KY 4.9%231st of 719 in KY
Bachelor's degree or higher37.4%
61st
U.S. 35.7% · KY 27.6%63rd of 723 in KY
Housing vacancy7.9%
60th
U.S. 10.1% · KY 10.3%500th of 719 in KY
Income inequality (Gini)0.441
55th
U.S. 0.483 · KY 0.477305th of 715 in KY
Average commute25.4 min
46th
U.S. 26.4 min · KY 24 min357th of 624 in KY
Uninsured rate6.3%
45th
U.S. 8.4% · KY 6%259th of 723 in KY
Residents 65 and older14.7%
36th
U.S. 17.2% · KY 17.3%536th of 724 in KY
Per capita income$34,571
33rd
U.S. $44,673 · KY $35,821182nd of 722 in KY
Tech workers2%
33rd
U.S. 3.8% · KY 2.2%167th of 719 in KY
Median home value$244,300
32nd
U.S. $332,700 · KY $205,60080th of 642 in KY
Work from home9.6%
32nd
U.S. 15.1% · KY 10.2%222nd of 719 in KY
Homeownership rate57.9%
29th
U.S. 65.2% · KY 68.3%647th of 719 in KY
Residents under 1819.7%
29th
U.S. 22% · KY 22.6%476th of 724 in KY
Broadband access89%
28th
U.S. 91% · KY 88.6%275th of 719 in KY
Rent-burdened renters44.6%
28th
U.S. 51.1% · KY 45.4%291st of 634 in KY
Self-employed workers7.6%
27th
U.S. 10% · KY 8.6%375th of 719 in KY
Median household income$63,050
25th
U.S. $80,734 · KY $63,726232nd of 641 in KY
Population density229/sq mi
22nd
U.S. 95/sq mi · KY 115/sq mi131st of 724 in KY
Median earnings per worker$39,462
20th
WeaknessU.S. $49,666 · KY $43,552404th of 700 in KY
Diversity index24.2
17th
U.S. 61.4 · KY 32.5165th of 724 in KY
Foreign-born residents2.7%
16th
U.S. 14.1% · KY 4.7%157th of 724 in KY
Median gross rent$911
14th
U.S. $1,413 · KY $967156th of 467 in KY
Median age33.7
14th
U.S. 38.9 · KY 39.1632nd of 724 in KY

Measure	40475	Madison	KY	U.S.	National percentile	Rank in KY
Population	65,961	95,769	4,534,824	334,922,499	92nd	1st of 724
Government workers	19.3%	18.6%	14.6%	14.5%	82nd	213th of 719
Veterans	7.5%	7.3%	6.5%	6.2%	72nd	198th of 724
Poverty rate	15.1%	15.1%	16.1%	12.5%	70th	419th of 722
Healthcare workers	10.6%	9.2%	10.5%	9.7%	66th	320th of 719
Unemployment rate	5.8%	5.1%	4.9%	5.2%	65th	231st of 719
Bachelor's degree or higher	37.4%	34.4%	27.6%	35.7%	61st	63rd of 723
Housing vacancy	7.9%	8.4%	10.3%	10.1%	60th	500th of 719
Income inequality (Gini)	0.441	0.436	0.477	0.483	55th	305th of 715
Average commute	25.4 min	25.2 min	24 min	26.4 min	46th	357th of 624
Uninsured rate	6.3%	5.6%	6%	8.4%	45th	259th of 723
Residents 65 and older	14.7%	14.8%	17.3%	17.2%	36th	536th of 724
Per capita income	$34,571	$32,828	$35,821	$44,673	33rd	182nd of 722
Tech workers	2%	2%	2.2%	3.8%	33rd	167th of 719
Median home value	$244,300	$232,000	$205,600	$332,700	32nd	80th of 642
Work from home	9.6%	9.6%	10.2%	15.1%	32nd	222nd of 719
Homeownership rate	57.9%	62%	68.3%	65.2%	29th	647th of 719
Residents under 18	19.7%	21%	22.6%	22%	29th	476th of 724
Broadband access	89%	88.9%	88.6%	91%	28th	275th of 719
Rent-burdened renters	44.6%	44.7%	45.4%	51.1%	28th	291st of 634
Self-employed workers	7.6%	8.4%	8.6%	10%	27th	375th of 719
Median household income	$63,050	$63,351	$63,726	$80,734	25th	232nd of 641
Population density	229/sq mi	219/sq mi	115/sq mi	95/sq mi	22nd	131st of 724
Median earnings per workerWeakness	$39,462	$39,568	$43,552	$49,666	20th	404th of 700
Diversity index	24.2	22.8	32.5	61.4	17th	165th of 724
Foreign-born residents	2.7%	2.4%	4.7%	14.1%	16th	157th of 724
Median gross rent	$911	$889	$967	$1,413	14th	156th of 467
Median age	33.7	34.7	39.1	38.9	14th	632nd of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18%

18–24

14%

25–34

12%

35–44

12%

45–54

10%

55–64

65–74

75+

Median age

33.7

Under 18

19.7%

65 and over

14.7%

Race and ethnicity

White87%
Black5%
Hispanic3%
Asian1%
Native American0.1%
Pacific Islander0%
Other0.4%
Multiracial4%

Diversity index

24.2

U.S. 61.4

Foreign-born

2.7%

U.S. 14.1%

Born in state

68.8%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

0.9%

Other

0.4%

Households

Households: 26,169
Average household size: 2.4
Family households: 58.9%
Married couples: 45.2%
Living alone: 30.4%
Veterans (of adults): 7.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

21%

$50–75k

17%

$75–100k

12%

$100–150k

16%

$150–200k

$200k+

Median household income

40475

$63,050

Madison Co.

$63,351

Kentucky

$63,726

United States

$80,734

Per capita income

$34,571

U.S. $44,673

Poverty rate

15.1%

U.S. 12.5%

Households earning $150K+

14.7%

U.S. 23%

Income inequality (Gini)

0.441

U.S. 0.483

Housing

Median home value

40475

$244,300

Madison Co.

$232,000

Kentucky

$205,600

United States

$332,700

Median gross rent

40475

$911

Madison Co.

$889

Kentucky

$967

United States

$1,413

Types of housing

Single-family

60%

2–4 units

13%

5–19 units

16%

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 28,404
Owner-occupied: 57.9%
Vacant: 7.9%
Median year built: 1993
Median rooms: 5.4
Renters paying 30%+ of income: 44.6%
Renters paying 50%+ of income: 19.3%
Home value to income: 3.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

0.1%

Walked

Bicycle

0.4%

Worked from home

10%

Other

Commute time (one way)

<10 min

15%

10–19

32%

20–29

13%

30–44

23%

45–59

12%

60+

Average commute

25.4 min

U.S. 26.4 min

Unemployment

5.8%

U.S. 5.2%

In labor force

65.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Healthcare

11%

Management

10%

Transportation and moving

Sales

Production

Construction and repair

Education

Food service

Cleaning and personal care

Business and finance

Engineering and science

Legal and social services

Police and fire

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.3%

Industries

Health care and social assistance

15%

Education

13%

Manufacturing

12%

Retail

11%

Restaurants and hotels

Transportation, warehousing and utilities

Public administration

Professional and technical services

Construction

Other services

Finance, insurance and real estate

Admin, support and management

Agriculture and mining

Arts and recreation

Wholesale

Information

0.7%

Median earnings per worker

$39,462

U.S. $49,666

Self-employed

7.6%

U.S. 10%

Government workers

19.3%

U.S. 14.5%

Nonprofit workers

7.6%

U.S. 8.8%

Median earnings by type of work

Type of work	40475	U.S.
Management, business, science and arts	$60,883	$74,888
Service	$21,210	$26,804
Sales and office	$33,499	$40,476
Construction and maintenance	$38,384	$49,199
Production and transportation	$35,352	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

18%

Associate's

10%

Bachelor's

22%

Graduate

16%

High school graduate or higher: 92.5%
Bachelor's degree or higher: 37.4%
Graduate or professional degree: 15.5%
Households with broadband: 89%
Cable, fiber or DSL: 69.8%
No internet access: 7%
Without health insurance: 6.3%
Limited-English households: 0.5%

Geography

City (USPS): Richmond
State: Kentucky
County: Madison County
Center point: 37.7624° N, 84.3046° W
Land area: 288 sq mi
Water area: 4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Richmond7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40475

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40476	Richmond, KY · PO box	1.1 mi	—	—	—
40385	Waco, KY	9.5 mi	2,233	$63,103	$194,700
40515	Lexington, KY	12 mi	37,384	$86,268	$340,500
40404	Berea, KY	13 mi	1,114	—	—
40403	Berea, KY	13 mi	27,607	$61,771	$200,200
40461	Paint Lick, KY	14 mi	2,527	$71,212	$201,800
40405	Bighill, KY · PO box	15 mi	—	—	—
40356	Nicholasville, KY	16 mi	45,849	$74,495	$268,100
40444	Lancaster, KY	16 mi	14,276	$62,463	$218,000
40340	Nicholasville, KY · PO box	17 mi	—	—	—
40509	Lexington, KY	17 mi	47,036	$94,804	$366,300
40391	Winchester, KY	17 mi	36,796	$64,144	$204,900

Zip codes like 40475 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40475

What city is zip code 40475?

40475 is assigned to Richmond, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40475 in?

40475 is in Madison County, Kentucky.

What is the population of 40475?

About 65,961 people live in 40475, according to the Census Bureau's American Community Survey.

What time zone is 40475 in?

40475 is in Eastern Time.

What is the median household income in 40475?

The median household income in 40475 is $63,050.

What zip codes are near 40475?

The closest zip codes to 40475 are 40476, 40385, 40515, 40404, 40403.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40475, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.