Zip code 40444: Lancaster, Kentucky

Q: What city is zip code 40444?

40444 is assigned to Lancaster, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40444 in?

40444 is mostly in Garrard County, but it extends into 1 other county.

Q: What is the population of 40444?

About 14,276 people live in 40444, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40444?

The median household income in 40444 is $62,463.

Q: What zip codes are near 40444?

The closest zip codes to 40444 are 40410, 40423, 40461, 40484, 40310.

Residential delivery areaGarrard CountyEastern Time

Population

14,276

Median household income

$62K

U.S. $81K

Median home value

$218K

U.S. $333K

Median rent

$811/mo

U.S. $1,413

Median age

43.1

U.S. 38.9

Land area

159 sq mi

90 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40444

40444 is a small-town zip code in Lancaster, Kentucky (Garrard County), covering 159 sq mi of land. About 14,276 people live here, or 90 per square mile. The median resident is 43.1 years old, compared with 38.9 nationally.

The median household earns $62,463 a year, 23% below the national median of $80,734. 14% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $218,000, or 3.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $811 a month.

19% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and production and manufacturing.

How 40444 compares

Sorted from highest to lowest national percentile

Average commute33 min
87th
WeaknessU.S. 26.4 min · KY 24 min129th of 624 in KY
Veterans8.7%
83rd
U.S. 6.2% · KY 6.5%130th of 724 in KY
Government workers18.8%
80th
U.S. 14.5% · KY 14.6%220th of 719 in KY
Median age43.1
78th
U.S. 38.9 · KY 39.1291st of 724 in KY
Homeownership rate79.4%
77th
U.S. 65.2% · KY 68.3%327th of 719 in KY
Self-employed workers11.2%
71st
U.S. 10% · KY 8.6%193rd of 719 in KY
Residents 65 and older19.2%
69th
U.S. 17.2% · KY 17.3%299th of 724 in KY
Poverty rate14%
65th
U.S. 12.5% · KY 16.1%457th of 722 in KY
Unemployment rate5.7%
64th
U.S. 5.2% · KY 4.9%235th of 719 in KY
Housing vacancy8.3%
62nd
U.S. 10.1% · KY 10.3%480th of 719 in KY
Healthcare workers9.7%
53rd
U.S. 9.7% · KY 10.5%369th of 719 in KY
Rent-burdened renters51.2%
52nd
U.S. 51.1% · KY 45.4%205th of 634 in KY
Work from home11.1%
41st
U.S. 15.1% · KY 10.2%166th of 719 in KY
Residents under 1820.9%
39th
U.S. 22% · KY 22.6%423rd of 724 in KY
Uninsured rate5.5%
38th
U.S. 8.4% · KY 6%302nd of 723 in KY
Income inequality (Gini)0.418
34th
U.S. 0.483 · KY 0.477405th of 715 in KY
Median earnings per worker$43,030
33rd
U.S. $49,666 · KY $43,552274th of 700 in KY
Median home value$218,000
25th
U.S. $332,700 · KY $205,600116th of 642 in KY
Median household income$62,463
24th
U.S. $80,734 · KY $63,726239th of 641 in KY
Population14,276
22nd
U.S. 334,922,499 · KY 4,534,824107th of 724 in KY
Per capita income$30,862
21st
U.S. $44,673 · KY $35,821286th of 722 in KY
Bachelor's degree or higher18.6%
17th
WeaknessU.S. 35.7% · KY 27.6%259th of 723 in KY
Broadband access86.6%
17th
WeaknessU.S. 91% · KY 88.6%357th of 719 in KY
Foreign-born residents2.2%
13th
U.S. 14.1% · KY 4.7%172nd of 724 in KY
Population density90/sq mi
12th
U.S. 95/sq mi · KY 115/sq mi244th of 724 in KY
Diversity index17.7
10th
U.S. 61.4 · KY 32.5252nd of 724 in KY
Median gross rent$811
7th
U.S. $1,413 · KY $967237th of 467 in KY
Tech workers0.4%
5th
U.S. 3.8% · KY 2.2%327th of 719 in KY

Measure	40444	Garrard	KY	U.S.	National percentile	Rank in KY
Average commuteWeakness	33 min	33.1 min	24 min	26.4 min	87th	129th of 624
Veterans	8.7%	8.3%	6.5%	6.2%	83rd	130th of 724
Government workers	18.8%	18.9%	14.6%	14.5%	80th	220th of 719
Median age	43.1	43	39.1	38.9	78th	291st of 724
Homeownership rate	79.4%	79.9%	68.3%	65.2%	77th	327th of 719
Self-employed workers	11.2%	10.4%	8.6%	10%	71st	193rd of 719
Residents 65 and older	19.2%	18.7%	17.3%	17.2%	69th	299th of 724
Poverty rate	14%	15.9%	16.1%	12.5%	65th	457th of 722
Unemployment rate	5.7%	5.1%	4.9%	5.2%	64th	235th of 719
Housing vacancy	8.3%	8%	10.3%	10.1%	62nd	480th of 719
Healthcare workers	9.7%	10%	10.5%	9.7%	53rd	369th of 719
Rent-burdened renters	51.2%	48.7%	45.4%	51.1%	52nd	205th of 634
Work from home	11.1%	11%	10.2%	15.1%	41st	166th of 719
Residents under 18	20.9%	21.6%	22.6%	22%	39th	423rd of 724
Uninsured rate	5.5%	7.6%	6%	8.4%	38th	302nd of 723
Income inequality (Gini)	0.418	0.429	0.477	0.483	34th	405th of 715
Median earnings per worker	$43,030	$43,361	$43,552	$49,666	33rd	274th of 700
Median home value	$218,000	$204,900	$205,600	$332,700	25th	116th of 642
Median household income	$62,463	$63,087	$63,726	$80,734	24th	239th of 641
Population	14,276	17,568	4,534,824	334,922,499	22nd	107th of 724
Per capita income	$30,862	$30,524	$35,821	$44,673	21st	286th of 722
Bachelor's degree or higherWeakness	18.6%	18.7%	27.6%	35.7%	17th	259th of 723
Broadband accessWeakness	86.6%	87%	88.6%	91%	17th	357th of 719
Foreign-born residents	2.2%	2%	4.7%	14.1%	13th	172nd of 724
Population density	90/sq mi	76/sq mi	115/sq mi	95/sq mi	12th	244th of 724
Diversity index	17.7	15.9	32.5	61.4	10th	252nd of 724
Median gross rent	$811	$794	$967	$1,413	7th	237th of 467
Tech workers	0.4%	0.3%	2.2%	3.8%	5th	327th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

13%

25–34

11%

35–44

13%

45–54

15%

55–64

11%

65–74

75+

Median age

43.1

Under 18

20.9%

65 and over

19.2%

Race and ethnicity

White91%
Black3%
Hispanic3%
Asian0.1%
Native American0.2%
Pacific Islander0%
Other0.9%
Multiracial2%

Diversity index

17.7

U.S. 61.4

Foreign-born

2.2%

U.S. 14.1%

Born in state

78.9%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.9%

Asian / Pacific

0.2%

Other

Households

Households: 5,577
Average household size: 2.5
Family households: 70%
Married couples: 54.5%
Living alone: 25.3%
Veterans (of adults): 8.7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

21%

$50–75k

19%

$75–100k

18%

$100–150k

16%

$150–200k

$200k+

Median household income

40444

$62,463

Garrard Co.

$63,087

Kentucky

$63,726

United States

$80,734

Per capita income

$30,862

U.S. $44,673

Poverty rate

14%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.418

U.S. 0.483

Housing

Median home value

40444

$218,000

Garrard Co.

$204,900

Kentucky

$205,600

United States

$332,700

Median gross rent

40444

$811

Garrard Co.

$794

Kentucky

$967

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

0.7%

20+ units

Mobile home

13%

Boat, RV, van

Housing units: 6,082
Owner-occupied: 79.4%
Vacant: 8.3%
Median year built: 1987
Median rooms: 6
Renters paying 30%+ of income: 51.2%
Renters paying 50%+ of income: 25%
Home value to income: 3.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

11%

Other

0.3%

Commute time (one way)

<10 min

12%

10–19

13%

20–29

22%

30–44

23%

45–59

18%

60+

12%

Average commute

33 min

U.S. 26.4 min

Unemployment

5.7%

U.S. 5.2%

In labor force

56.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Construction and repair

13%

Production

13%

Healthcare

10%

Sales

Management

Transportation and moving

Cleaning and personal care

Education

Police and fire

Business and finance

Food service

Legal and social services

Engineering and science

Arts, media and sports

0.9%

Farming, fishing and forestry

0.4%

Computer and math

0.4%

Industries

Health care and social assistance

16%

Manufacturing

15%

Construction

11%

Education

10%

Retail

Other services

Admin, support and management

Transportation, warehousing and utilities

Public administration

Professional and technical services

Wholesale

Finance, insurance and real estate

Restaurants and hotels

Agriculture and mining

Arts and recreation

0.8%

Information

0.6%

Median earnings per worker

$43,030

U.S. $49,666

Self-employed

11.2%

U.S. 10%

Government workers

18.8%

U.S. 14.5%

Nonprofit workers

7.9%

U.S. 8.8%

Median earnings by type of work

Type of work	40444	U.S.
Management, business, science and arts	$54,167	$74,888
Service	$27,601	$26,804
Sales and office	$31,829	$40,476
Construction and maintenance	$51,374	$49,199
Production and transportation	$41,477	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

38%

Some college

22%

Associate's

Bachelor's

10%

Graduate

High school graduate or higher: 88.3%
Bachelor's degree or higher: 18.6%
Graduate or professional degree: 8.3%
Households with broadband: 86.6%
Cable, fiber or DSL: 61.5%
No internet access: 10.8%
Without health insurance: 5.5%
Limited-English households: 0.8%

Geography

City (USPS): Lancaster
State: Kentucky
County: Garrard County
Center point: 37.6662° N, 84.5780° W
Land area: 159 sq mi
Water area: 3.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40444 spans 2 counties

Garrard County97% of land
Lincoln County3% of land

Cities and towns within this zip

Lancaster1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40444

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40410	Bryantsville, KY · PO box	5.1 mi	—	—	—
40423	Danville, KY · PO box	11 mi	—	—	—
40461	Paint Lick, KY	11 mi	2,527	$71,212	$201,800
40484	Stanford, KY	11 mi	12,331	$52,609	$165,500
40310	Burgin, KY	12 mi	471	$56,477	$126,600
40422	Danville, KY	13 mi	25,950	$59,615	$220,400
40340	Nicholasville, KY · PO box	14 mi	—	—	—
40390	Wilmore, KY	14 mi	7,429	$73,767	$245,900
40356	Nicholasville, KY	14 mi	45,849	$74,495	$268,100
40440	Junction City, KY	16 mi	2,428	$54,500	$134,700
40475	Richmond, KY	16 mi	65,961	$63,050	$244,300
40419	Crab Orchard, KY	17 mi	5,250	$56,549	$124,100

Zip codes like 40444 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40444

What city is zip code 40444?

40444 is assigned to Lancaster, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40444 in?

40444 is mostly in Garrard County, but it extends into 1 other county.

What is the population of 40444?

About 14,276 people live in 40444, according to the Census Bureau's American Community Survey.

What time zone is 40444 in?

40444 is in Eastern Time.

What is the median household income in 40444?

The median household income in 40444 is $62,463.

What zip codes are near 40444?

The closest zip codes to 40444 are 40410, 40423, 40461, 40484, 40310.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40444, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.