Zip code 40403: Berea, Kentucky

Q: What city is zip code 40403?

40403 is assigned to Berea, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40403 in?

40403 is mostly in Madison County, but it extends into 2 other counties.

Q: What is the population of 40403?

About 27,607 people live in 40403, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40403?

The median household income in 40403 is $61,771.

Q: What zip codes are near 40403?

The closest zip codes to 40403 are 40404, 40405, 40461, 40492, 40460.

Residential delivery areaMadison CountyEastern Time

Population

27,607

Median household income

$62K

U.S. $81K

Median home value

$200K

U.S. $333K

Median rent

$834/mo

U.S. $1,413

Median age

37.6

U.S. 38.9

Land area

111 sq mi

249 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40403

40403 is a small-town zip code in Berea, Kentucky (Madison County), covering 111 sq mi of land. About 27,607 people live here, or 249 per square mile. The median resident is 37.6 years old, compared with 38.9 nationally.

The median household earns $61,771 a year, 23% below the national median of $80,734. 16.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $200,200, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 71% of occupied homes are lived in by their owners, and renters pay a median of $834 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.6 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in management; production and manufacturing; and transportation and moving goods.

How 40403 compares

Sorted from highest to lowest national percentile

Poverty rate16.9%
76th
U.S. 12.5% · KY 16.1%375th of 722 in KY
Residents under 1825%
74th
U.S. 22% · KY 22.6%212th of 724 in KY
Government workers16.5%
69th
U.S. 14.5% · KY 14.6%290th of 719 in KY
Housing vacancy8.3%
62nd
U.S. 10.1% · KY 10.3%481st of 719 in KY
Veterans6.6%
61st
U.S. 6.2% · KY 6.5%291st of 724 in KY
Self-employed workers10%
59th
U.S. 10% · KY 8.6%247th of 719 in KY
Homeownership rate71.4%
57th
U.S. 65.2% · KY 68.3%502nd of 719 in KY
Population27,607
45th
U.S. 334,922,499 · KY 4,534,82441st of 724 in KY
Income inequality (Gini)0.428
44th
U.S. 0.483 · KY 0.477362nd of 715 in KY
Average commute24.6 min
40th
U.S. 26.4 min · KY 24 min400th of 624 in KY
Median age37.6
39th
U.S. 38.9 · KY 39.1538th of 724 in KY
Bachelor's degree or higher26.8%
38th
U.S. 35.7% · KY 27.6%125th of 723 in KY
Residents 65 and older14.7%
36th
U.S. 17.2% · KY 17.3%535th of 724 in KY
Work from home10.2%
35th
U.S. 15.1% · KY 10.2%197th of 719 in KY
Tech workers2.1%
35th
U.S. 3.8% · KY 2.2%155th of 719 in KY
Broadband access89.1%
29th
U.S. 91% · KY 88.6%270th of 719 in KY
Rent-burdened renters44.7%
28th
U.S. 51.1% · KY 45.4%289th of 634 in KY
Uninsured rate4.5%
27th
U.S. 8.4% · KY 6%384th of 723 in KY
Median earnings per worker$41,082
25th
U.S. $49,666 · KY $43,552341st of 700 in KY
Population density249/sq mi
23rd
U.S. 95/sq mi · KY 115/sq mi124th of 724 in KY
Median household income$61,771
23rd
U.S. $80,734 · KY $63,726246th of 641 in KY
Median home value$200,200
21st
U.S. $332,700 · KY $205,600146th of 642 in KY
Unemployment rate3.1%
18th
StrengthU.S. 5.2% · KY 4.9%415th of 719 in KY
Per capita income$29,472
17th
WeaknessU.S. $44,673 · KY $35,821325th of 722 in KY
Diversity index18.5
11th
U.S. 61.4 · KY 32.5236th of 724 in KY
Foreign-born residents1.6%
10th
U.S. 14.1% · KY 4.7%218th of 724 in KY
Median gross rent$834
9th
U.S. $1,413 · KY $967225th of 467 in KY
Healthcare workers5.8%
7th
U.S. 9.7% · KY 10.5%534th of 719 in KY

Measure	40403	Madison	KY	U.S.	National percentile	Rank in KY
Poverty rate	16.9%	15.1%	16.1%	12.5%	76th	375th of 722
Residents under 18	25%	21%	22.6%	22%	74th	212th of 724
Government workers	16.5%	18.6%	14.6%	14.5%	69th	290th of 719
Housing vacancy	8.3%	8.4%	10.3%	10.1%	62nd	481st of 719
Veterans	6.6%	7.3%	6.5%	6.2%	61st	291st of 724
Self-employed workers	10%	8.4%	8.6%	10%	59th	247th of 719
Homeownership rate	71.4%	62%	68.3%	65.2%	57th	502nd of 719
Population	27,607	95,769	4,534,824	334,922,499	45th	41st of 724
Income inequality (Gini)	0.428	0.436	0.477	0.483	44th	362nd of 715
Average commute	24.6 min	25.2 min	24 min	26.4 min	40th	400th of 624
Median age	37.6	34.7	39.1	38.9	39th	538th of 724
Bachelor's degree or higher	26.8%	34.4%	27.6%	35.7%	38th	125th of 723
Residents 65 and older	14.7%	14.8%	17.3%	17.2%	36th	535th of 724
Work from home	10.2%	9.6%	10.2%	15.1%	35th	197th of 719
Tech workers	2.1%	2%	2.2%	3.8%	35th	155th of 719
Broadband access	89.1%	88.9%	88.6%	91%	29th	270th of 719
Rent-burdened renters	44.7%	44.7%	45.4%	51.1%	28th	289th of 634
Uninsured rate	4.5%	5.6%	6%	8.4%	27th	384th of 723
Median earnings per worker	$41,082	$39,568	$43,552	$49,666	25th	341st of 700
Population density	249/sq mi	219/sq mi	115/sq mi	95/sq mi	23rd	124th of 724
Median household income	$61,771	$63,351	$63,726	$80,734	23rd	246th of 641
Median home value	$200,200	$232,000	$205,600	$332,700	21st	146th of 642
Unemployment rateStrength	3.1%	5.1%	4.9%	5.2%	18th	415th of 719
Per capita incomeWeakness	$29,472	$32,828	$35,821	$44,673	17th	325th of 722
Diversity index	18.5	22.8	32.5	61.4	11th	236th of 724
Foreign-born residents	1.6%	2.4%	4.7%	14.1%	10th	218th of 724
Median gross rent	$834	$889	$967	$1,413	9th	225th of 467
Healthcare workers	5.8%	9.2%	10.5%	9.7%	7th	534th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

12%

25–34

13%

35–44

13%

45–54

13%

55–64

65–74

75+

Median age

37.6

Under 18

25%

65 and over

14.7%

Race and ethnicity

White90%
Black2%
Hispanic4%
Asian0.4%
Native American0.0%
Pacific Islander0.1%
Other0.1%
Multiracial3%

Diversity index

18.5

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

71.2%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

0.9%

Asian / Pacific

0.6%

Other

0.1%

Households

Households: 10,414
Average household size: 2.6
Family households: 69.5%
Married couples: 50.6%
Living alone: 23%
Veterans (of adults): 6.6%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

20%

$50–75k

20%

$75–100k

12%

$100–150k

16%

$150–200k

$200k+

Median household income

40403

$61,771

Madison Co.

$63,351

Kentucky

$63,726

United States

$80,734

Per capita income

$29,472

U.S. $44,673

Poverty rate

16.9%

U.S. 12.5%

Households earning $150K+

11.6%

U.S. 23%

Income inequality (Gini)

0.428

U.S. 0.483

Housing

Median home value

40403

$200,200

Madison Co.

$232,000

Kentucky

$205,600

United States

$332,700

Median gross rent

40403

$834

Madison Co.

$889

Kentucky

$967

United States

$1,413

Types of housing

Single-family

71%

2–4 units

10%

5–19 units

20+ units

0.2%

Mobile home

Boat, RV, van

0.8%

Housing units: 11,355
Owner-occupied: 71.4%
Vacant: 8.3%
Median year built: 1993
Median rooms: 5.9
Renters paying 30%+ of income: 44.7%
Renters paying 50%+ of income: 26.8%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

Bicycle

0.1%

Worked from home

10%

Other

0.6%

Commute time (one way)

<10 min

13%

10–19

36%

20–29

22%

30–44

10%

45–59

12%

60+

Average commute

24.6 min

U.S. 26.4 min

Unemployment

3.1%

U.S. 5.2%

In labor force

58.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

12%

Production

10%

Transportation and moving

Office and admin

Sales

Construction and repair

Cleaning and personal care

Food service

Education

Healthcare

Business and finance

Legal and social services

Police and fire

Computer and math

Engineering and science

Arts, media and sports

Farming, fishing and forestry

Industries

Manufacturing

15%

Health care and social assistance

13%

Education

12%

Retail

12%

Restaurants and hotels

Construction

Public administration

Other services

Admin, support and management

Finance, insurance and real estate

Transportation, warehousing and utilities

Professional and technical services

Information

Agriculture and mining

Wholesale

0.6%

Arts and recreation

0.6%

Median earnings per worker

$41,082

U.S. $49,666

Self-employed

10%

U.S. 10%

Government workers

16.5%

U.S. 14.5%

Nonprofit workers

9.9%

U.S. 8.8%

Median earnings by type of work

Type of work	40403	U.S.
Management, business, science and arts	$54,902	$74,888
Service	$24,475	$26,804
Sales and office	$31,534	$40,476
Construction and maintenance	$55,585	$49,199
Production and transportation	$41,901	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

32%

Some college

21%

Associate's

Bachelor's

16%

Graduate

11%

High school graduate or higher: 86.9%
Bachelor's degree or higher: 26.8%
Graduate or professional degree: 10.6%
Households with broadband: 89.1%
Cable, fiber or DSL: 72.5%
No internet access: 7.7%
Without health insurance: 4.5%
Limited-English households: 0.3%

Geography

City (USPS): Berea
State: Kentucky
County: Madison County
Center point: 37.5707° N, 84.2638° W
Land area: 111 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40403 spans 3 counties

Madison County77% of land
Garrard County14% of land
Rockcastle County9% of land

Cities and towns within this zip

Berea15% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40403

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40404	Berea, KY	1.5 mi	1,114	—	—
40405	Bighill, KY · PO box	3.2 mi	—	—	—
40461	Paint Lick, KY	7.8 mi	2,527	$71,212	$201,800
40492	Wildie, KY · PO box	10 mi	—	—	—
40460	Orlando, KY	12 mi	1,358	$35,417	$69,000
40476	Richmond, KY · PO box	12 mi	—	—	—
40473	Renfro Valley, KY · PO box	13 mi	—	—	—
40475	Richmond, KY	13 mi	65,961	$63,050	$244,300
40481	Sandgap, KY	14 mi	209	$50,417	—
40385	Waco, KY	14 mi	2,233	$63,103	$194,700
40488	Waneta, KY · PO box	14 mi	—	—	—
40447	Mc Kee, KY	15 mi	8,014	$34,693	$106,800

Zip codes like 40403 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40403

What city is zip code 40403?

40403 is assigned to Berea, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40403 in?

40403 is mostly in Madison County, but it extends into 2 other counties.

What is the population of 40403?

About 27,607 people live in 40403, according to the Census Bureau's American Community Survey.

What time zone is 40403 in?

40403 is in Eastern Time.

What is the median household income in 40403?

The median household income in 40403 is $61,771.

What zip codes are near 40403?

The closest zip codes to 40403 are 40404, 40405, 40461, 40492, 40460.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40403, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.