Zip code 40385: Waco, Kentucky

Q: What city is zip code 40385?

40385 is assigned to Waco, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40385 in?

40385 is in Madison County, Kentucky.

Q: What is the population of 40385?

About 2,233 people live in 40385, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40385?

The median household income in 40385 is $63,103.

Q: What zip codes are near 40385?

The closest zip codes to 40385 are 40336, 40476, 40475, 40312, 40405.

Residential delivery areaMadison CountyEastern Time

Population

2,233

Median household income

$63K

U.S. $81K

Median home value

$195K

U.S. $333K

Median rent

$680/mo

U.S. $1,413

Median age

42.5

U.S. 38.9

Land area

46 sq mi

49 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40385

40385 is a rural zip code in Waco, Kentucky (Madison County), covering 46 sq mi of land. About 2,233 people live here, or 49 per square mile. The median resident is 42.5 years old, compared with 38.9 nationally.

The median household earns $63,103 a year, 22% below the national median of $80,734. 7.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $194,700, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $680 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33.8 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and construction and repair.

How 40385 compares

Sorted from highest to lowest national percentile

Housing vacancy25.4%
96th
U.S. 10.1% · KY 10.3%102nd of 719 in KY
Average commute33.8 min
89th
WeaknessU.S. 26.4 min · KY 24 min114th of 624 in KY
Rent-burdened renters61.5%
86th
WeaknessU.S. 51.1% · KY 45.4%135th of 634 in KY
Homeownership rate82%
83rd
StrengthU.S. 65.2% · KY 68.3%286th of 719 in KY
Self-employed workers12.8%
82nd
U.S. 10% · KY 8.6%145th of 719 in KY
Residents under 1825.5%
78th
U.S. 22% · KY 22.6%184th of 724 in KY
Residents 65 and older20.2%
75th
U.S. 17.2% · KY 17.3%251st of 724 in KY
Government workers17.7%
75th
U.S. 14.5% · KY 14.6%254th of 719 in KY
Median age42.5
74th
U.S. 38.9 · KY 39.1317th of 724 in KY
Veterans7.6%
73rd
U.S. 6.2% · KY 6.5%192nd of 724 in KY
Median earnings per worker$45,331
41st
U.S. $49,666 · KY $43,552217th of 700 in KY
Uninsured rate5.6%
39th
U.S. 8.4% · KY 6%295th of 723 in KY
Poverty rate7.4%
28th
U.S. 12.5% · KY 16.1%617th of 722 in KY
Median household income$63,103
25th
U.S. $80,734 · KY $63,726231st of 641 in KY
Bachelor's degree or higher21.4%
24th
U.S. 35.7% · KY 27.6%211th of 723 in KY
Work from home8.1%
23rd
U.S. 15.1% · KY 10.2%269th of 719 in KY
Median home value$194,700
20th
U.S. $332,700 · KY $205,600158th of 642 in KY
Per capita income$28,133
14th
WeaknessU.S. $44,673 · KY $35,821364th of 722 in KY
Population density49/sq mi
7th
U.S. 95/sq mi · KY 115/sq mi416th of 724 in KY
Foreign-born residents0.9%
5th
U.S. 14.1% · KY 4.7%308th of 724 in KY
Income inequality (Gini)0.366
5th
StrengthU.S. 0.483 · KY 0.477568th of 715 in KY
Population2,233
3rd
U.S. 334,922,499 · KY 4,534,824309th of 724 in KY
Median gross rent$680
2nd
U.S. $1,413 · KY $967364th of 467 in KY
Unemployment rate1.3%
2nd
StrengthU.S. 5.2% · KY 4.9%518th of 719 in KY
Healthcare workers4.1%
2nd
U.S. 9.7% · KY 10.5%572nd of 719 in KY
Diversity index2.1
1st
U.S. 61.4 · KY 32.5590th of 724 in KY
Broadband access73.8%
1st
WeaknessU.S. 91% · KY 88.6%631st of 719 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%597th of 719 in KY

Measure	40385	Madison	KY	U.S.	National percentile	Rank in KY
Housing vacancy	25.4%	8.4%	10.3%	10.1%	96th	102nd of 719
Average commuteWeakness	33.8 min	25.2 min	24 min	26.4 min	89th	114th of 624
Rent-burdened rentersWeakness	61.5%	44.7%	45.4%	51.1%	86th	135th of 634
Homeownership rateStrength	82%	62%	68.3%	65.2%	83rd	286th of 719
Self-employed workers	12.8%	8.4%	8.6%	10%	82nd	145th of 719
Residents under 18	25.5%	21%	22.6%	22%	78th	184th of 724
Residents 65 and older	20.2%	14.8%	17.3%	17.2%	75th	251st of 724
Government workers	17.7%	18.6%	14.6%	14.5%	75th	254th of 719
Median age	42.5	34.7	39.1	38.9	74th	317th of 724
Veterans	7.6%	7.3%	6.5%	6.2%	73rd	192nd of 724
Median earnings per worker	$45,331	$39,568	$43,552	$49,666	41st	217th of 700
Uninsured rate	5.6%	5.6%	6%	8.4%	39th	295th of 723
Poverty rate	7.4%	15.1%	16.1%	12.5%	28th	617th of 722
Median household income	$63,103	$63,351	$63,726	$80,734	25th	231st of 641
Bachelor's degree or higher	21.4%	34.4%	27.6%	35.7%	24th	211th of 723
Work from home	8.1%	9.6%	10.2%	15.1%	23rd	269th of 719
Median home value	$194,700	$232,000	$205,600	$332,700	20th	158th of 642
Per capita incomeWeakness	$28,133	$32,828	$35,821	$44,673	14th	364th of 722
Population density	49/sq mi	219/sq mi	115/sq mi	95/sq mi	7th	416th of 724
Foreign-born residents	0.9%	2.4%	4.7%	14.1%	5th	308th of 724
Income inequality (Gini)Strength	0.366	0.436	0.477	0.483	5th	568th of 715
Population	2,233	95,769	4,534,824	334,922,499	3rd	309th of 724
Median gross rent	$680	$889	$967	$1,413	2nd	364th of 467
Unemployment rateStrength	1.3%	5.1%	4.9%	5.2%	2nd	518th of 719
Healthcare workers	4.1%	9.2%	10.5%	9.7%	2nd	572nd of 719
Diversity index	2.1	22.8	32.5	61.4	1st	590th of 724
Broadband accessWeakness	73.8%	88.9%	88.6%	91%	1st	631st of 719
Tech workers	0%	2%	2.2%	3.8%	1st	597th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

22%

5–17

18–24

11%

25–34

13%

35–44

12%

45–54

14%

55–64

15%

65–74

75+

Median age

42.5

Under 18

25.5%

65 and over

20.2%

Race and ethnicity

White99%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

2.1

U.S. 61.4

Foreign-born

0.9%

U.S. 14.1%

Born in state

74.6%

Language spoken at home (households)

English only

99%

Spanish

0.3%

Other Indo-European

0.7%

Asian / Pacific

Other

Households

Households: 923
Average household size: 2.4
Family households: 64.1%
Married couples: 46.9%
Living alone: 30.8%
Veterans (of adults): 7.6%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

18%

$50–75k

28%

$75–100k

11%

$100–150k

21%

$150–200k

$200k+

Median household income

40385

$63,103

Madison Co.

$63,351

Kentucky

$63,726

United States

$80,734

Per capita income

$28,133

U.S. $44,673

Poverty rate

7.4%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.366

U.S. 0.483

Housing

Median home value

40385

$194,700

Madison Co.

$232,000

Kentucky

$205,600

United States

$332,700

Median gross rent

40385

$680

Madison Co.

$889

Kentucky

$967

United States

$1,413

Types of housing

Single-family

79%

2–4 units

5–19 units

20+ units

Mobile home

21%

Boat, RV, van

Housing units: 1,237
Owner-occupied: 82%
Vacant: 25.4%
Median year built: 1989
Median rooms: 6
Renters paying 30%+ of income: 61.5%
Renters paying 50%+ of income: 28.6%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

88%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

24%

20–29

20%

30–44

31%

45–59

60+

11%

Average commute

33.8 min

U.S. 26.4 min

Unemployment

1.3%

U.S. 5.2%

In labor force

55.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

20%

Management

12%

Construction and repair

11%

Transportation and moving

10%

Food service

Production

Sales

Business and finance

Healthcare

Education

Arts, media and sports

Cleaning and personal care

Engineering and science

Legal and social services

Police and fire

Computer and math

Farming, fishing and forestry

Industries

Retail

12%

Manufacturing

11%

Other services

10%

Health care and social assistance

10%

Education

Public administration

Construction

Transportation, warehousing and utilities

Restaurants and hotels

Admin, support and management

Professional and technical services

Finance, insurance and real estate

Arts and recreation

Wholesale

Information

Agriculture and mining

Median earnings per worker

$45,331

U.S. $49,666

Self-employed

12.8%

U.S. 10%

Government workers

17.7%

U.S. 14.5%

Nonprofit workers

8.2%

U.S. 8.8%

Median earnings by type of work

Type of work	40385	U.S.
Management, business, science and arts	$53,800	$74,888
Service	$14,612	$26,804
Sales and office	$40,995	$40,476
Construction and maintenance	$72,857	$49,199
Production and transportation	$32,083	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

45%

Some college

16%

Associate's

Bachelor's

12%

Graduate

High school graduate or higher: 89.6%
Bachelor's degree or higher: 21.4%
Graduate or professional degree: 9.3%
Households with broadband: 73.8%
Cable, fiber or DSL: 46%
No internet access: 25.6%
Without health insurance: 5.6%
Limited-English households: 0%

Geography

City (USPS): Waco
State: Kentucky
County: Madison County
Center point: 37.7382° N, 84.1337° W
Land area: 46 sq mi
Water area: 0.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 40385

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40336	Irvine, KY	8.7 mi	12,718	$46,367	$121,600
40476	Richmond, KY · PO box	8.8 mi	—	—	—
40475	Richmond, KY	9.5 mi	65,961	$63,050	$244,300
40312	Clay City, KY	13 mi	5,994	$42,564	$144,600
40405	Bighill, KY · PO box	13 mi	—	—	—
40403	Berea, KY	14 mi	27,607	$61,771	$200,200
40404	Berea, KY	14 mi	1,114	—	—
40472	Ravenna, KY	15 mi	1,276	$41,328	$101,700
40391	Winchester, KY	16 mi	36,796	$64,144	$204,900
40392	Winchester, KY · PO box	18 mi	—	—	—
40461	Paint Lick, KY	18 mi	2,527	$71,212	$201,800
40488	Waneta, KY · PO box	19 mi	—	—	—

Zip codes like 40385 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40385

What city is zip code 40385?

40385 is assigned to Waco, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40385 in?

40385 is in Madison County, Kentucky.

What is the population of 40385?

About 2,233 people live in 40385, according to the Census Bureau's American Community Survey.

What time zone is 40385 in?

40385 is in Eastern Time.

What is the median household income in 40385?

The median household income in 40385 is $63,103.

What zip codes are near 40385?

The closest zip codes to 40385 are 40336, 40476, 40475, 40312, 40405.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40385, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.