Zip code 40312: Clay City, Kentucky

Q: What city is zip code 40312?

40312 is assigned to Clay City, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40312 in?

40312 is in Powell County, Kentucky.

Q: What is the population of 40312?

About 5,994 people live in 40312, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40312?

The median household income in 40312 is $42,564.

Q: What zip codes are near 40312?

The closest zip codes to 40312 are 40380, 40337, 40472, 40336, 40376.

Residential delivery areaPowell CountyEastern Time

Population

5,994

Median household income

$43K

U.S. $81K

Median home value

$145K

U.S. $333K

Median rent

$711/mo

U.S. $1,413

Median age

41.1

U.S. 38.9

Land area

57 sq mi

105 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40312

40312 is a small-town zip code in Clay City, Kentucky (Powell County), covering 57 sq mi of land. About 5,994 people live here, or 105 per square mile. The median resident is 41.1 years old, compared with 38.9 nationally.

The median household earns $42,564 a year, about 53% of the national median of $80,734. 23.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $144,600, or 3.4 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $711 a month.

11% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.3 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and production and manufacturing.

How 40312 compares

Sorted from highest to lowest national percentile

Poverty rate23.1%
90th
WeaknessU.S. 12.5% · KY 16.1%232nd of 722 in KY
Government workers21.7%
89th
U.S. 14.5% · KY 14.6%160th of 719 in KY
Self-employed workers14.2%
88th
U.S. 10% · KY 8.6%122nd of 719 in KY
Housing vacancy15.3%
87th
U.S. 10.1% · KY 10.3%278th of 719 in KY
Income inequality (Gini)0.484
83rd
WeaknessU.S. 0.483 · KY 0.477132nd of 715 in KY
Residents under 1826.1%
82nd
U.S. 22% · KY 22.6%172nd of 724 in KY
Rent-burdened renters57%
74th
U.S. 51.1% · KY 45.4%159th of 634 in KY
Veterans7.2%
69th
U.S. 6.2% · KY 6.5%229th of 724 in KY
Median age41.1
66th
U.S. 38.9 · KY 39.1400th of 724 in KY
Average commute28.3 min
64th
U.S. 26.4 min · KY 24 min257th of 624 in KY
Homeownership rate69%
51st
U.S. 65.2% · KY 68.3%542nd of 719 in KY
Healthcare workers8.7%
38th
U.S. 9.7% · KY 10.5%430th of 719 in KY
Residents 65 and older14.4%
33rd
U.S. 17.2% · KY 17.3%552nd of 724 in KY
Median earnings per worker$41,204
25th
U.S. $49,666 · KY $43,552334th of 700 in KY
Unemployment rate3.3%
21st
U.S. 5.2% · KY 4.9%408th of 719 in KY
Population density105/sq mi
14th
U.S. 95/sq mi · KY 115/sq mi211th of 724 in KY
Population5,994
10th
U.S. 334,922,499 · KY 4,534,824179th of 724 in KY
Uninsured rate2.6%
9th
StrengthU.S. 8.4% · KY 6%523rd of 723 in KY
Per capita income$25,219
8th
WeaknessU.S. $44,673 · KY $35,821465th of 722 in KY
Median home value$144,600
8th
U.S. $332,700 · KY $205,600322nd of 642 in KY
Work from home4.6%
6th
U.S. 15.1% · KY 10.2%414th of 719 in KY
Tech workers0.5%
6th
U.S. 3.8% · KY 2.2%318th of 719 in KY
Median household income$42,564
4th
WeaknessU.S. $80,734 · KY $63,726501st of 641 in KY
Bachelor's degree or higher11.3%
4th
WeaknessU.S. 35.7% · KY 27.6%496th of 723 in KY
Broadband access78.9%
4th
WeaknessU.S. 91% · KY 88.6%571st of 719 in KY
Median gross rent$711
3rd
U.S. $1,413 · KY $967329th of 467 in KY
Diversity index6.2
2nd
U.S. 61.4 · KY 32.5507th of 724 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%709th of 724 in KY

Measure	40312	Powell	KY	U.S.	National percentile	Rank in KY
Poverty rateWeakness	23.1%	22.5%	16.1%	12.5%	90th	232nd of 722
Government workers	21.7%	20.6%	14.6%	14.5%	89th	160th of 719
Self-employed workers	14.2%	13.7%	8.6%	10%	88th	122nd of 719
Housing vacancy	15.3%	15.2%	10.3%	10.1%	87th	278th of 719
Income inequality (Gini)Weakness	0.484	0.467	0.477	0.483	83rd	132nd of 715
Residents under 18	26.1%	24.8%	22.6%	22%	82nd	172nd of 724
Rent-burdened renters	57%	63.7%	45.4%	51.1%	74th	159th of 634
Veterans	7.2%	5.9%	6.5%	6.2%	69th	229th of 724
Median age	41.1	39.3	39.1	38.9	66th	400th of 724
Average commute	28.3 min	26.6 min	24 min	26.4 min	64th	257th of 624
Homeownership rate	69%	68.2%	68.3%	65.2%	51st	542nd of 719
Healthcare workers	8.7%	7.8%	10.5%	9.7%	38th	430th of 719
Residents 65 and older	14.4%	16.2%	17.3%	17.2%	33rd	552nd of 724
Median earnings per worker	$41,204	$32,437	$43,552	$49,666	25th	334th of 700
Unemployment rate	3.3%	5.8%	4.9%	5.2%	21st	408th of 719
Population density	105/sq mi	73/sq mi	115/sq mi	95/sq mi	14th	211th of 724
Population	5,994	13,038	4,534,824	334,922,499	10th	179th of 724
Uninsured rateStrength	2.6%	5.7%	6%	8.4%	9th	523rd of 723
Per capita incomeWeakness	$25,219	$23,040	$35,821	$44,673	8th	465th of 722
Median home value	$144,600	$141,100	$205,600	$332,700	8th	322nd of 642
Work from home	4.6%	4%	10.2%	15.1%	6th	414th of 719
Tech workers	0.5%	0%	2.2%	3.8%	6th	318th of 719
Median household incomeWeakness	$42,564	$40,309	$63,726	$80,734	4th	501st of 641
Bachelor's degree or higherWeakness	11.3%	13.8%	27.6%	35.7%	4th	496th of 723
Broadband accessWeakness	78.9%	79.7%	88.6%	91%	4th	571st of 719
Median gross rent	$711	$747	$967	$1,413	3rd	329th of 467
Diversity index	6.2	12.3	32.5	61.4	2nd	507th of 724
Foreign-born residents	0%	0.7%	4.7%	14.1%	1st	709th of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

13%

25–34

10%

35–44

17%

45–54

13%

55–64

10%

65–74

75+

Median age

41.1

Under 18

26.1%

65 and over

14.4%

Race and ethnicity

White97%
Black1%
Hispanic0.6%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

6.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

81.7%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.1%

Asian / Pacific

Other

Households

Households: 2,272
Average household size: 2.6
Family households: 72.5%
Married couples: 53.3%
Living alone: 24.4%
Veterans (of adults): 7.2%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

34%

$25–50k

21%

$50–75k

10%

$75–100k

11%

$100–150k

20%

$150–200k

$200k+

0.9%

Median household income

40312

$42,564

Powell Co.

$40,309

Kentucky

$63,726

United States

$80,734

Per capita income

$25,219

U.S. $44,673

Poverty rate

23.1%

U.S. 12.5%

Households earning $150K+

4.4%

U.S. 23%

Income inequality (Gini)

0.484

U.S. 0.483

Housing

Median home value

40312

$144,600

Powell Co.

$141,100

Kentucky

$205,600

United States

$332,700

Median gross rent

40312

$711

Powell Co.

$747

Kentucky

$967

United States

$1,413

Types of housing

Single-family

62%

2–4 units

5–19 units

20+ units

0.9%

Mobile home

29%

Boat, RV, van

Housing units: 2,681
Owner-occupied: 69%
Vacant: 15.3%
Median year built: 1984
Median rooms: 5.6
Renters paying 30%+ of income: 57%
Renters paying 50%+ of income: 25.2%
Home value to income: 3.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

90%

Carpooled

Transit

Walked

0.1%

Bicycle

Worked from home

Other

0.3%

Commute time (one way)

<10 min

13%

10–19

24%

20–29

13%

30–44

25%

45–59

14%

60+

12%

Average commute

28.3 min

U.S. 26.4 min

Unemployment

3.3%

U.S. 5.2%

In labor force

49.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

18%

Office and admin

15%

Production

14%

Sales

12%

Transportation and moving

11%

Healthcare

Management

Legal and social services

Police and fire

Cleaning and personal care

Engineering and science

Business and finance

Education

Food service

Computer and math

0.5%

Arts, media and sports

Farming, fishing and forestry

Industries

Retail

21%

Manufacturing

21%

Construction

14%

Public administration

Health care and social assistance

Education

Finance, insurance and real estate

Admin, support and management

Other services

Transportation, warehousing and utilities

Professional and technical services

Restaurants and hotels

0.7%

Wholesale

0.4%

Information

0.2%

Arts and recreation

0.1%

Agriculture and mining

0.1%

Median earnings per worker

$41,204

U.S. $49,666

Self-employed

14.2%

U.S. 10%

Government workers

21.7%

U.S. 14.5%

Nonprofit workers

3.5%

U.S. 8.8%

Median earnings by type of work

Type of work	40312	U.S.
Management, business, science and arts	$46,750	$74,888
Service	$22,679	$26,804
Sales and office	$32,200	$40,476
Construction and maintenance	$33,594	$49,199
Production and transportation	$51,964	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

21%

High school

43%

Some college

17%

Associate's

Bachelor's

Graduate

High school graduate or higher: 79.1%
Bachelor's degree or higher: 11.3%
Graduate or professional degree: 5%
Households with broadband: 78.9%
Cable, fiber or DSL: 48.5%
No internet access: 19.2%
Without health insurance: 2.6%
Limited-English households: 0%

Geography

City (USPS): Clay City
State: Kentucky
County: Powell County
Center point: 37.8443° N, 83.9329° W
Land area: 57 sq mi
Water area: 0.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Clay City2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40312

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40380	Stanton, KY	7.7 mi	7,100	$37,734	$135,100
40337	Jeffersonville, KY	8 mi	5,244	$54,128	$152,700
40472	Ravenna, KY	8.7 mi	1,276	$41,328	$101,700
40336	Irvine, KY	12 mi	12,718	$46,367	$121,600
40376	Slade, KY	13 mi	18	—	—
40385	Waco, KY	13 mi	2,233	$63,103	$194,700
40346	Means, KY	14 mi	819	$31,023	—
40391	Winchester, KY	15 mi	36,796	$64,144	$204,900
40353	Mount Sterling, KY	15 mi	22,725	$57,329	$184,000
40334	Hope, KY	16 mi	0	—	—
40392	Winchester, KY · PO box	17 mi	—	—	—
40322	Frenchburg, KY	18 mi	3,238	$52,794	$139,000

Zip codes like 40312 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40312

What city is zip code 40312?

40312 is assigned to Clay City, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40312 in?

40312 is in Powell County, Kentucky.

What is the population of 40312?

About 5,994 people live in 40312, according to the Census Bureau's American Community Survey.

What time zone is 40312 in?

40312 is in Eastern Time.

What is the median household income in 40312?

The median household income in 40312 is $42,564.

What zip codes are near 40312?

The closest zip codes to 40312 are 40380, 40337, 40472, 40336, 40376.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40312, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.