Zip code 40065: Shelbyville, Kentucky

Q: What city is zip code 40065?

40065 is assigned to Shelbyville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40065 in?

40065 is in Shelby County, Kentucky.

Q: What is the population of 40065?

About 32,160 people live in 40065, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40065?

The median household income in 40065 is $77,869.

Q: What zip codes are near 40065?

The closest zip codes to 40065 are 40066, 40022, 40067, 40076, 40003.

Residential delivery areaShelby CountyEastern Time

Population

32,160

Median household income

$78K

U.S. $81K

Median home value

$281K

U.S. $333K

Median rent

$1,048/mo

U.S. $1,413

Median age

39.5

U.S. 38.9

Land area

167 sq mi

192 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40065

40065 is a small-town zip code in Shelbyville, Kentucky (Shelby County), covering 167 sq mi of land. About 32,160 people live here, or 192 per square mile. The median resident is 39.5 years old, compared with 38.9 nationally.

The median household earns $77,869 a year, close to the national median of $80,734. 11.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $280,500, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 68% of occupied homes are lived in by their owners, and renters pay a median of $1,048 a month.

30% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.9 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and sales.

How 40065 compares

Sorted from highest to lowest national percentile

Veterans7.1%
67th
U.S. 6.2% · KY 6.5%243rd of 724 in KY
Residents under 1823.1%
59th
U.S. 22% · KY 22.6%306th of 724 in KY
Population32,160
54th
U.S. 334,922,499 · KY 4,534,82431st of 724 in KY
Poverty rate11.6%
54th
U.S. 12.5% · KY 16.1%518th of 722 in KY
Median age39.5
53rd
U.S. 38.9 · KY 39.1481st of 724 in KY
Work from home12.7%
50th
U.S. 15.1% · KY 10.2%132nd of 719 in KY
Homeownership rate68.3%
49th
U.S. 65.2% · KY 68.3%549th of 719 in KY
Average commute25.9 min
49th
U.S. 26.4 min · KY 24 min335th of 624 in KY
Broadband access91.9%
48th
U.S. 91% · KY 88.6%177th of 719 in KY
Government workers13.4%
48th
U.S. 14.5% · KY 14.6%392nd of 719 in KY
Median household income$77,869
47th
U.S. $80,734 · KY $63,726102nd of 641 in KY
Residents 65 and older16.1%
47th
U.S. 17.2% · KY 17.3%474th of 724 in KY
Income inequality (Gini)0.431
47th
U.S. 0.483 · KY 0.477350th of 715 in KY
Bachelor's degree or higher30.1%
46th
U.S. 35.7% · KY 27.6%96th of 723 in KY
Self-employed workers8.9%
45th
U.S. 10% · KY 8.6%310th of 719 in KY
Foreign-born residents8.2%
44th
U.S. 14.1% · KY 4.7%43rd of 724 in KY
Median earnings per worker$45,502
42nd
U.S. $49,666 · KY $43,552211th of 700 in KY
Per capita income$37,156
41st
U.S. $44,673 · KY $35,821127th of 722 in KY
Tech workers2.4%
41st
U.S. 3.8% · KY 2.2%136th of 719 in KY
Median home value$280,500
40th
U.S. $332,700 · KY $205,60053rd of 642 in KY
Diversity index43
40th
U.S. 61.4 · KY 32.558th of 724 in KY
Uninsured rate5.4%
37th
U.S. 8.4% · KY 6%318th of 723 in KY
Housing vacancy5.4%
37th
U.S. 10.1% · KY 10.3%588th of 719 in KY
Unemployment rate3.7%
28th
U.S. 5.2% · KY 4.9%376th of 719 in KY
Healthcare workers7.9%
26th
U.S. 9.7% · KY 10.5%466th of 719 in KY
Median gross rent$1,048
25th
U.S. $1,413 · KY $96781st of 467 in KY
Population density192/sq mi
20th
U.S. 95/sq mi · KY 115/sq mi147th of 724 in KY
Rent-burdened renters41.6%
20th
StrengthU.S. 51.1% · KY 45.4%338th of 634 in KY

Measure	40065	Shelby	KY	U.S.	National percentile	Rank in KY
Veterans	7.1%	7%	6.5%	6.2%	67th	243rd of 724
Residents under 18	23.1%	22.2%	22.6%	22%	59th	306th of 724
Population	32,160	49,096	4,534,824	334,922,499	54th	31st of 724
Poverty rate	11.6%	9.7%	16.1%	12.5%	54th	518th of 722
Median age	39.5	40.9	39.1	38.9	53rd	481st of 724
Work from home	12.7%	12.6%	10.2%	15.1%	50th	132nd of 719
Homeownership rate	68.3%	73.9%	68.3%	65.2%	49th	549th of 719
Average commute	25.9 min	27.2 min	24 min	26.4 min	49th	335th of 624
Broadband access	91.9%	91.6%	88.6%	91%	48th	177th of 719
Government workers	13.4%	13.9%	14.6%	14.5%	48th	392nd of 719
Median household income	$77,869	$82,604	$63,726	$80,734	47th	102nd of 641
Residents 65 and older	16.1%	16.7%	17.3%	17.2%	47th	474th of 724
Income inequality (Gini)	0.431	0.437	0.477	0.483	47th	350th of 715
Bachelor's degree or higher	30.1%	32.8%	27.6%	35.7%	46th	96th of 723
Self-employed workers	8.9%	10.5%	8.6%	10%	45th	310th of 719
Foreign-born residents	8.2%	6.6%	4.7%	14.1%	44th	43rd of 724
Median earnings per worker	$45,502	$47,650	$43,552	$49,666	42nd	211th of 700
Per capita income	$37,156	$39,890	$35,821	$44,673	41st	127th of 722
Tech workers	2.4%	2.7%	2.2%	3.8%	41st	136th of 719
Median home value	$280,500	$304,800	$205,600	$332,700	40th	53rd of 642
Diversity index	43	38	32.5	61.4	40th	58th of 724
Uninsured rate	5.4%	5.5%	6%	8.4%	37th	318th of 723
Housing vacancy	5.4%	5.4%	10.3%	10.1%	37th	588th of 719
Unemployment rate	3.7%	4.2%	4.9%	5.2%	28th	376th of 719
Healthcare workers	7.9%	8.5%	10.5%	9.7%	26th	466th of 719
Median gross rent	$1,048	$1,033	$967	$1,413	25th	81st of 467
Population density	192/sq mi	129/sq mi	115/sq mi	95/sq mi	20th	147th of 724
Rent-burdened rentersStrength	41.6%	39.4%	45.4%	51.1%	20th	338th of 634

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

13%

25–34

13%

35–44

14%

45–54

13%

55–64

10%

65–74

75+

Median age

39.5

Under 18

23.1%

65 and over

16.1%

Race and ethnicity

White74%
Black5%
Hispanic14%
Asian1%
Native American0.2%
Pacific Islander0%
Other0.5%
Multiracial6%

Diversity index

U.S. 61.4

Foreign-born

8.2%

U.S. 14.1%

Born in state

66.6%

Language spoken at home (households)

English only

89%

Spanish

10%

Other Indo-European

0.5%

Asian / Pacific

0.9%

Other

0.1%

Households

Households: 12,470
Average household size: 2.5
Family households: 70.4%
Married couples: 53%
Living alone: 24.5%
Veterans (of adults): 7.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

16%

$50–75k

15%

$75–100k

16%

$100–150k

19%

$150–200k

$200k+

Median household income

40065

$77,869

Shelby Co.

$82,604

Kentucky

$63,726

United States

$80,734

Per capita income

$37,156

U.S. $44,673

Poverty rate

11.6%

U.S. 12.5%

Households earning $150K+

17%

U.S. 23%

Income inequality (Gini)

0.431

U.S. 0.483

Housing

Median home value

40065

$280,500

Shelby Co.

$304,800

Kentucky

$205,600

United States

$332,700

Median gross rent

40065

$1,048

Shelby Co.

$1,033

Kentucky

$967

United States

$1,413

Types of housing

Single-family

80%

2–4 units

5–19 units

10%

20+ units

Mobile home

Boat, RV, van

Housing units: 13,182
Owner-occupied: 68.3%
Vacant: 5.4%
Median year built: 1991
Median rooms: 5.7
Renters paying 30%+ of income: 41.6%
Renters paying 50%+ of income: 17.9%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

11%

Transit

0.1%

Walked

0.3%

Bicycle

Worked from home

13%

Other

0.6%

Commute time (one way)

<10 min

17%

10–19

27%

20–29

14%

30–44

25%

45–59

11%

60+

Average commute

25.9 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

64.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

11%

Transportation and moving

11%

Sales

10%

Office and admin

10%

Construction and repair

Healthcare

Management

Education

Cleaning and personal care

Business and finance

Food service

Computer and math

Engineering and science

Legal and social services

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.1%

Industries

Manufacturing

19%

Retail

13%

Health care and social assistance

12%

Education

Finance, insurance and real estate

Construction

Transportation, warehousing and utilities

Restaurants and hotels

Professional and technical services

Public administration

Other services

Admin, support and management

Agriculture and mining

Wholesale

Information

Arts and recreation

Median earnings per worker

$45,502

U.S. $49,666

Self-employed

8.9%

U.S. 10%

Government workers

13.4%

U.S. 14.5%

Nonprofit workers

6.1%

U.S. 8.8%

Median earnings by type of work

Type of work	40065	U.S.
Management, business, science and arts	$60,718	$74,888
Service	$29,091	$26,804
Sales and office	$41,504	$40,476
Construction and maintenance	$42,721	$49,199
Production and transportation	$43,488	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

32%

Some college

17%

Associate's

Bachelor's

19%

Graduate

11%

High school graduate or higher: 88.1%
Bachelor's degree or higher: 30.1%
Graduate or professional degree: 10.9%
Households with broadband: 91.9%
Cable, fiber or DSL: 70.7%
No internet access: 6.7%
Without health insurance: 5.4%
Limited-English households: 3.6%

Geography

City (USPS): Shelbyville
State: Kentucky
County: Shelby County
Center point: 38.2129° N, 85.2086° W
Land area: 167 sq mi
Water area: 3.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Shelbyville5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40065

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40066	Shelbyville, KY · PO box	1.1 mi	—	—	—
40022	Finchville, KY	8.4 mi	903	$98,333	$576,800
40067	Simpsonville, KY	8.7 mi	6,365	$97,684	$361,100
40076	Waddy, KY	9.5 mi	2,898	$91,786	$259,100
40003	Bagdad, KY	10 mi	1,807	$97,681	$344,900
40019	Eminence, KY	11 mi	4,238	$60,761	$220,200
40023	Fisherville, KY	12 mi	6,870	$144,635	$497,800
40068	Smithfield, KY	13 mi	2,570	$80,750	$325,300
40046	Mount Eden, KY	13 mi	1,122	$66,000	$221,000
40245	Louisville, KY	13 mi	39,835	$122,948	$445,300
40018	Eastwood, KY · PO box	14 mi	—	—	—
40057	Pleasureville, KY	14 mi	4,065	$77,866	$226,700

Zip codes like 40065 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40065

What city is zip code 40065?

40065 is assigned to Shelbyville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40065 in?

40065 is in Shelby County, Kentucky.

What is the population of 40065?

About 32,160 people live in 40065, according to the Census Bureau's American Community Survey.

What time zone is 40065 in?

40065 is in Eastern Time.

What is the median household income in 40065?

The median household income in 40065 is $77,869.

What zip codes are near 40065?

The closest zip codes to 40065 are 40066, 40022, 40067, 40076, 40003.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40065, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.