Zip code 40245: Louisville, Kentucky

Q: What city is zip code 40245?

40245 is assigned to Louisville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40245 in?

40245 is mostly in Jefferson County, but it extends into 1 other county.

Q: What is the population of 40245?

About 39,835 people live in 40245, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40245?

The median household income in 40245 is $122,948.

Q: What zip codes are near 40245?

The closest zip codes to 40245 are 40018, 40056, 40223, 40243, 40014.

Residential delivery areaJefferson CountyEastern Time

Population

39,835

Median household income

$123K

U.S. $81K

Median home value

$445K

U.S. $333K

Median rent

$1,688/mo

U.S. $1,413

Median age

40.8

U.S. 38.9

Land area

33 sq mi

1,222 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40245

40245 is a suburban zip code in Louisville, Kentucky (Jefferson County), covering 33 sq mi of land. About 39,835 people live here, or 1,222 per square mile. The median resident is 40.8 years old, compared with 38.9 nationally.

The median household earns $122,948 a year, 52% above the national median of $80,734. 6.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $445,300, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $1,688 a month.

59% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.5 minutes each way, and 22% of workers work from home. The most common jobs among working residents are in management, healthcare and sales.

How 40245 compares

Sorted from highest to lowest national percentile

Bachelor's degree or higher59.3%
88th
StrengthU.S. 35.7% · KY 27.6%11th of 723 in KY
Median household income$122,948
86th
StrengthU.S. $80,734 · KY $63,72614th of 641 in KY
Per capita income$62,005
86th
StrengthU.S. $44,673 · KY $35,82110th of 722 in KY
Median earnings per worker$69,430
86th
StrengthU.S. $49,666 · KY $43,55218th of 700 in KY
Healthcare workers12.2%
83rd
U.S. 9.7% · KY 10.5%227th of 719 in KY
Work from home21.5%
81st
U.S. 15.1% · KY 10.2%31st of 719 in KY
Broadband access95.2%
78th
U.S. 91% · KY 88.6%92nd of 719 in KY
Tech workers4.7%
76th
U.S. 3.8% · KY 2.2%35th of 719 in KY
Self-employed workers11.7%
75th
U.S. 10% · KY 8.6%177th of 719 in KY
Homeownership rate77%
71st
U.S. 65.2% · KY 68.3%373rd of 719 in KY
Rent-burdened renters55.9%
70th
U.S. 51.1% · KY 45.4%166th of 634 in KY
Median home value$445,300
68th
U.S. $332,700 · KY $205,6009th of 642 in KY
Population39,835
67th
U.S. 334,922,499 · KY 4,534,82420th of 724 in KY
Median gross rent$1,688
67th
U.S. $1,413 · KY $9673rd of 467 in KY
Income inequality (Gini)0.454
65th
U.S. 0.483 · KY 0.477246th of 715 in KY
Median age40.8
63rd
U.S. 38.9 · KY 39.1411th of 724 in KY
Veterans6.4%
58th
U.S. 6.2% · KY 6.5%313th of 724 in KY
Residents 65 and older16.9%
53rd
U.S. 17.2% · KY 17.3%432nd of 724 in KY
Residents under 1822.4%
53rd
U.S. 22% · KY 22.6%342nd of 724 in KY
Population density1,222/sq mi
47th
U.S. 95/sq mi · KY 115/sq mi62nd of 724 in KY
Foreign-born residents9.1%
47th
U.S. 14.1% · KY 4.7%35th of 724 in KY
Average commute24.5 min
40th
U.S. 26.4 min · KY 24 min404th of 624 in KY
Diversity index43
40th
U.S. 61.4 · KY 32.557th of 724 in KY
Poverty rate6.4%
21st
U.S. 12.5% · KY 16.1%630th of 722 in KY
Uninsured rate3.9%
21st
U.S. 8.4% · KY 6%437th of 723 in KY
Unemployment rate3%
16th
StrengthU.S. 5.2% · KY 4.9%422nd of 719 in KY
Housing vacancy2.9%
10th
U.S. 10.1% · KY 10.3%637th of 719 in KY
Government workers8.1%
8th
U.S. 14.5% · KY 14.6%586th of 719 in KY

Measure	40245	Jefferson	KY	U.S.	National percentile	Rank in KY
Bachelor's degree or higherStrength	59.3%	37%	27.6%	35.7%	88th	11th of 723
Median household incomeStrength	$122,948	$69,866	$63,726	$80,734	86th	14th of 641
Per capita incomeStrength	$62,005	$42,087	$35,821	$44,673	86th	10th of 722
Median earnings per workerStrength	$69,430	$46,396	$43,552	$49,666	86th	18th of 700
Healthcare workers	12.2%	10.4%	10.5%	9.7%	83rd	227th of 719
Work from home	21.5%	14.2%	10.2%	15.1%	81st	31st of 719
Broadband access	95.2%	90.9%	88.6%	91%	78th	92nd of 719
Tech workers	4.7%	3.2%	2.2%	3.8%	76th	35th of 719
Self-employed workers	11.7%	8.1%	8.6%	10%	75th	177th of 719
Homeownership rate	77%	62.1%	68.3%	65.2%	71st	373rd of 719
Rent-burdened renters	55.9%	47.2%	45.4%	51.1%	70th	166th of 634
Median home value	$445,300	$248,400	$205,600	$332,700	68th	9th of 642
Population	39,835	783,022	4,534,824	334,922,499	67th	20th of 724
Median gross rent	$1,688	$1,149	$967	$1,413	67th	3rd of 467
Income inequality (Gini)	0.454	0.481	0.477	0.483	65th	246th of 715
Median age	40.8	38.4	39.1	38.9	63rd	411th of 724
Veterans	6.4%	6.2%	6.5%	6.2%	58th	313th of 724
Residents 65 and older	16.9%	17.2%	17.3%	17.2%	53rd	432nd of 724
Residents under 18	22.4%	22.3%	22.6%	22%	53rd	342nd of 724
Population density	1,222/sq mi	2,056/sq mi	115/sq mi	95/sq mi	47th	62nd of 724
Foreign-born residents	9.1%	10%	4.7%	14.1%	47th	35th of 724
Average commute	24.5 min	22.2 min	24 min	26.4 min	40th	404th of 624
Diversity index	43	56.3	32.5	61.4	40th	57th of 724
Poverty rate	6.4%	14.3%	16.1%	12.5%	21st	630th of 722
Uninsured rate	3.9%	5.7%	6%	8.4%	21st	437th of 723
Unemployment rateStrength	3%	5.2%	4.9%	5.2%	16th	422nd of 719
Housing vacancy	2.9%	7.8%	10.3%	10.1%	10th	637th of 719
Government workers	8.1%	11.2%	14.6%	14.5%	8th	586th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

11%

25–34

13%

35–44

15%

45–54

13%

55–64

10%

65–74

75+

Median age

40.8

Under 18

22.4%

65 and over

16.9%

Race and ethnicity

White74%
Black8%
Hispanic6%
Asian7%
Native American0.1%
Pacific Islander0.0%
Other0.5%
Multiracial4%

Diversity index

U.S. 61.4

Foreign-born

9.1%

U.S. 14.1%

Born in state

59.4%

Language spoken at home (households)

English only

86%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 15,048
Average household size: 2.6
Family households: 71.5%
Married couples: 59.5%
Living alone: 25.6%
Veterans (of adults): 6.4%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

10%

$75–100k

11%

$100–150k

18%

$150–200k

14%

$200k+

27%

Median household income

40245

$122,948

Jefferson Co.

$69,866

Kentucky

$63,726

United States

$80,734

Per capita income

$62,005

U.S. $44,673

Poverty rate

6.4%

U.S. 12.5%

Households earning $150K+

41.2%

U.S. 23%

Income inequality (Gini)

0.454

U.S. 0.483

Housing

Median home value

40245

$445,300

Jefferson Co.

$248,400

Kentucky

$205,600

United States

$332,700

Median gross rent

40245

$1,688

Jefferson Co.

$1,149

Kentucky

$967

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

Mobile home

0.3%

Boat, RV, van

0.2%

Housing units: 15,493
Owner-occupied: 77%
Vacant: 2.9%
Median year built: 2003
Median rooms: 7.3
Renters paying 30%+ of income: 55.9%
Renters paying 50%+ of income: 25.7%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

Transit

0.1%

Walked

0.5%

Bicycle

0.0%

Worked from home

21%

Other

0.7%

Commute time (one way)

<10 min

10%

10–19

23%

20–29

36%

30–44

20%

45–59

60+

Average commute

24.5 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

63%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Healthcare

12%

Sales

11%

Business and finance

Office and admin

Transportation and moving

Engineering and science

Education

Computer and math

Production

Construction and repair

Cleaning and personal care

Food service

Legal and social services

Arts, media and sports

Police and fire

0.9%

Farming, fishing and forestry

0.1%

Industries

Health care and social assistance

18%

Manufacturing

12%

Finance, insurance and real estate

11%

Retail

10%

Education

Professional and technical services

Transportation, warehousing and utilities

Construction

Restaurants and hotels

Admin, support and management

Other services

Wholesale

Information

Public administration

Arts and recreation

Agriculture and mining

0.4%

Median earnings per worker

$69,430

U.S. $49,666

Self-employed

11.7%

U.S. 10%

Government workers

8.1%

U.S. 14.5%

Nonprofit workers

10.5%

U.S. 8.8%

Median earnings by type of work

Type of work	40245	U.S.
Management, business, science and arts	$86,362	$74,888
Service	$22,892	$26,804
Sales and office	$51,272	$40,476
Construction and maintenance	$27,095	$49,199
Production and transportation	$52,044	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

13%

Some college

19%

Associate's

Bachelor's

34%

Graduate

25%

High school graduate or higher: 96.3%
Bachelor's degree or higher: 59.3%
Graduate or professional degree: 24.9%
Households with broadband: 95.2%
Cable, fiber or DSL: 83.8%
No internet access: 3.5%
Without health insurance: 3.9%
Limited-English households: 1.2%

Geography

City (USPS): Louisville
State: Kentucky
County: Jefferson County
Center point: 38.2676° N, 85.4462° W
Land area: 33 sq mi
Water area: 0.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40245 spans 2 counties

Jefferson County72% of land
Shelby County27% of land

Cities and towns within this zip

Louisville/Jefferson County70% of zip
Middletown1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40245

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40018	Eastwood, KY · PO box	2.4 mi	—	—	—
40056	Pewee Valley, KY	3.6 mi	3,441	$134,115	$339,900
40223	Louisville, KY	5.1 mi	22,798	$96,607	$362,500
40243	Louisville, KY	5.1 mi	12,002	$77,587	$323,200
40014	Crestwood, KY	5.1 mi	23,101	$121,189	$393,700
40067	Simpsonville, KY	5.1 mi	6,365	$97,684	$361,100
40023	Fisherville, KY	7.3 mi	6,870	$144,635	$497,800
40010	Buckner, KY	7.3 mi	678	$196,125	$591,500
40241	Louisville, KY	7.4 mi	30,696	$94,078	$373,900
40242	Louisville, KY	7.7 mi	11,168	$75,417	$299,600
40299	Louisville, KY	8.9 mi	42,207	$89,440	$290,200
40222	Louisville, KY	9 mi	21,470	$82,511	$363,000

Zip codes like 40245 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40245

What city is zip code 40245?

40245 is assigned to Louisville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40245 in?

40245 is mostly in Jefferson County, but it extends into 1 other county.

What is the population of 40245?

About 39,835 people live in 40245, according to the Census Bureau's American Community Survey.

What time zone is 40245 in?

40245 is in Eastern Time.

What is the median household income in 40245?

The median household income in 40245 is $122,948.

What zip codes are near 40245?

The closest zip codes to 40245 are 40018, 40056, 40223, 40243, 40014.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40245, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.