Zip code 40022: Finchville, Kentucky

Q: What city is zip code 40022?

40022 is assigned to Finchville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40022 in?

40022 is in Shelby County, Kentucky.

Q: What is the population of 40022?

About 903 people live in 40022, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40022?

The median household income in 40022 is $98,333.

Q: What zip codes are near 40022?

The closest zip codes to 40022 are 40023, 40067, 40071, 40066, 40018.

Residential delivery areaShelby CountyEastern Time

Population

903

Median household income

$98K

U.S. $81K

Median home value

$577K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

51.5

U.S. 38.9

Land area

16 sq mi

55 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40022

40022 is a small-town zip code in Finchville, Kentucky (Shelby County), covering 16 sq mi of land. About 903 people live here, or 55 per square mile. The median resident is 51.5 years old, compared with 38.9 nationally.

The median household earns $98,333 a year, 22% above the national median of $80,734. 5.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $576,800, or 5.9 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 87% of occupied homes are lived in by their owners.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.8 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and management. 15% of them are self-employed (U.S.: 10%).

How 40022 compares

Sorted from highest to lowest national percentile

Median age51.5
96th
U.S. 38.9 · KY 39.188th of 724 in KY
Homeownership rate86.5%
91st
StrengthU.S. 65.2% · KY 68.3%202nd of 719 in KY
Self-employed workers15.2%
91st
U.S. 10% · KY 8.6%104th of 719 in KY
Veterans9.4%
87th
U.S. 6.2% · KY 6.5%104th of 724 in KY
Average commute32.8 min
86th
WeaknessU.S. 26.4 min · KY 24 min134th of 624 in KY
Income inequality (Gini)0.484
83rd
WeaknessU.S. 0.483 · KY 0.477128th of 715 in KY
Median home value$576,800
80th
U.S. $332,700 · KY $205,6004th of 642 in KY
Per capita income$53,946
78th
U.S. $44,673 · KY $35,82127th of 722 in KY
Median earnings per worker$61,667
78th
U.S. $49,666 · KY $43,55237th of 700 in KY
Median household income$98,333
70th
U.S. $80,734 · KY $63,72637th of 641 in KY
Healthcare workers10.4%
64th
U.S. 9.7% · KY 10.5%331st of 719 in KY
Residents 65 and older18.4%
63rd
U.S. 17.2% · KY 17.3%342nd of 724 in KY
Work from home13.9%
56th
U.S. 15.1% · KY 10.2%110th of 719 in KY
Diversity index51.1
54th
U.S. 61.4 · KY 32.533rd of 724 in KY
Bachelor's degree or higher33.1%
53rd
U.S. 35.7% · KY 27.6%80th of 723 in KY
Housing vacancy6.4%
48th
U.S. 10.1% · KY 10.3%559th of 719 in KY
Uninsured rate6.1%
44th
U.S. 8.4% · KY 6%269th of 723 in KY
Broadband access89.8%
33rd
U.S. 91% · KY 88.6%242nd of 719 in KY
Foreign-born residents5.9%
33rd
U.S. 14.1% · KY 4.7%65th of 724 in KY
Residents under 1820.2%
33rd
U.S. 22% · KY 22.6%453rd of 724 in KY
Poverty rate5.3%
14th
StrengthU.S. 12.5% · KY 16.1%651st of 722 in KY
Government workers8.4%
9th
U.S. 14.5% · KY 14.6%582nd of 719 in KY
Population density55/sq mi
8th
U.S. 95/sq mi · KY 115/sq mi374th of 724 in KY
Unemployment rate1.9%
5th
StrengthU.S. 5.2% · KY 4.9%496th of 719 in KY
Population903
1st
U.S. 334,922,499 · KY 4,534,824471st of 724 in KY
Rent-burdened renters0%
1st
StrengthU.S. 51.1% · KY 45.4%631st of 634 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%702nd of 719 in KY

Measure	40022	Shelby	KY	U.S.	National percentile	Rank in KY
Median age	51.5	40.9	39.1	38.9	96th	88th of 724
Homeownership rateStrength	86.5%	73.9%	68.3%	65.2%	91st	202nd of 719
Self-employed workers	15.2%	10.5%	8.6%	10%	91st	104th of 719
Veterans	9.4%	7%	6.5%	6.2%	87th	104th of 724
Average commuteWeakness	32.8 min	27.2 min	24 min	26.4 min	86th	134th of 624
Income inequality (Gini)Weakness	0.484	0.437	0.477	0.483	83rd	128th of 715
Median home value	$576,800	$304,800	$205,600	$332,700	80th	4th of 642
Per capita income	$53,946	$39,890	$35,821	$44,673	78th	27th of 722
Median earnings per worker	$61,667	$47,650	$43,552	$49,666	78th	37th of 700
Median household income	$98,333	$82,604	$63,726	$80,734	70th	37th of 641
Healthcare workers	10.4%	8.5%	10.5%	9.7%	64th	331st of 719
Residents 65 and older	18.4%	16.7%	17.3%	17.2%	63rd	342nd of 724
Work from home	13.9%	12.6%	10.2%	15.1%	56th	110th of 719
Diversity index	51.1	38	32.5	61.4	54th	33rd of 724
Bachelor's degree or higher	33.1%	32.8%	27.6%	35.7%	53rd	80th of 723
Housing vacancy	6.4%	5.4%	10.3%	10.1%	48th	559th of 719
Uninsured rate	6.1%	5.5%	6%	8.4%	44th	269th of 723
Broadband access	89.8%	91.6%	88.6%	91%	33rd	242nd of 719
Foreign-born residents	5.9%	6.6%	4.7%	14.1%	33rd	65th of 724
Residents under 18	20.2%	22.2%	22.6%	22%	33rd	453rd of 724
Poverty rateStrength	5.3%	9.7%	16.1%	12.5%	14th	651st of 722
Government workers	8.4%	13.9%	14.6%	14.5%	9th	582nd of 719
Population density	55/sq mi	129/sq mi	115/sq mi	95/sq mi	8th	374th of 724
Unemployment rateStrength	1.9%	4.2%	4.9%	5.2%	5th	496th of 719
Population	903	49,096	4,534,824	334,922,499	1st	471st of 724
Rent-burdened rentersStrength	0%	39.4%	45.4%	51.1%	1st	631st of 634
Tech workers	0%	2.7%	2.2%	3.8%	1st	702nd of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

25–34

12%

35–44

15%

45–54

23%

55–64

65–74

75+

Median age

51.5

Under 18

20.2%

65 and over

18.4%

Race and ethnicity

White66%
Black2%
Hispanic15%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial17%

Diversity index

51.1

U.S. 61.4

Foreign-born

5.9%

U.S. 14.1%

Born in state

64.7%

Language spoken at home (households)

English only

89%

Spanish

11%

Other Indo-European

Asian / Pacific

Other

Households

Households: 334
Average household size: 2.7
Family households: 84.7%
Married couples: 71.6%
Living alone: 15.3%
Veterans (of adults): 9.4%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

$50–75k

$75–100k

20%

$100–150k

25%

$150–200k

10%

$200k+

15%

Median household income

40022

$98,333

Shelby Co.

$82,604

Kentucky

$63,726

United States

$80,734

Per capita income

$53,946

U.S. $44,673

Poverty rate

5.3%

U.S. 12.5%

Households earning $150K+

24.9%

U.S. 23%

Income inequality (Gini)

0.484

U.S. 0.483

Housing

Median home value

40022

$576,800

Shelby Co.

$304,800

Kentucky

$205,600

United States

$332,700

Median gross rent

40022

—

Shelby Co.

$1,033

Kentucky

$967

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 357
Owner-occupied: 86.5%
Vacant: 6.4%
Median year built: 1996
Median rooms: 7.9
Renters paying 30%+ of income: 0%
Renters paying 50%+ of income: 0%
Home value to income: 5.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

12%

Transit

Walked

Bicycle

Worked from home

14%

Other

Commute time (one way)

<10 min

14%

10–19

20–29

14%

30–44

37%

45–59

14%

60+

13%

Average commute

32.8 min

U.S. 26.4 min

Unemployment

1.9%

U.S. 5.2%

In labor force

62.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

19%

Office and admin

18%

Management

16%

Production

12%

Healthcare

10%

Sales

10%

Transportation and moving

Business and finance

Cleaning and personal care

Engineering and science

Education

Computer and math

Legal and social services

Arts, media and sports

Police and fire

Food service

Farming, fishing and forestry

Industries

Construction

16%

Health care and social assistance

12%

Other services

12%

Transportation, warehousing and utilities

11%

Manufacturing

11%

Admin, support and management

Retail

Education

Finance, insurance and real estate

Agriculture and mining

Professional and technical services

Wholesale

Restaurants and hotels

Public administration

0.2%

Information

Arts and recreation

Median earnings per worker

$61,667

U.S. $49,666

Self-employed

15.2%

U.S. 10%

Government workers

8.4%

U.S. 14.5%

Nonprofit workers

2.2%

U.S. 8.8%

Median earnings by type of work

Type of work	40022	U.S.
Management, business, science and arts	$47,344	$74,888
Service	$28,750	$26,804
Sales and office	$26,964	$40,476
Construction and maintenance	$90,362	$49,199
Production and transportation	$61,667	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

34%

Some college

15%

Associate's

Bachelor's

19%

Graduate

14%

High school graduate or higher: 90.9%
Bachelor's degree or higher: 33.1%
Graduate or professional degree: 13.6%
Households with broadband: 89.8%
Cable, fiber or DSL: 66.2%
No internet access: 10.2%
Without health insurance: 6.1%
Limited-English households: 0%

Geography

City (USPS): Finchville
State: Kentucky
County: Shelby County
Center point: 38.1514° N, 85.3429° W
Land area: 16 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 40022

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40023	Fisherville, KY	4.5 mi	6,870	$144,635	$497,800
40067	Simpsonville, KY	5.5 mi	6,365	$97,684	$361,100
40071	Taylorsville, KY	7.7 mi	17,239	$98,528	$329,000
40066	Shelbyville, KY · PO box	7.8 mi	—	—	—
40018	Eastwood, KY · PO box	8.3 mi	—	—	—
40065	Shelbyville, KY	8.4 mi	32,160	$77,869	$280,500
40299	Louisville, KY	9.5 mi	42,207	$89,440	$290,200
40245	Louisville, KY	9.8 mi	39,835	$122,948	$445,300
40243	Louisville, KY	12 mi	12,002	$77,587	$323,200
40046	Mount Eden, KY	13 mi	1,122	$66,000	$221,000
40223	Louisville, KY	13 mi	22,798	$96,607	$362,500
40291	Louisville, KY	13 mi	41,222	$81,267	$276,900

Questions about 40022

What city is zip code 40022?

40022 is assigned to Finchville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40022 in?

40022 is in Shelby County, Kentucky.

What is the population of 40022?

About 903 people live in 40022, according to the Census Bureau's American Community Survey.

What time zone is 40022 in?

40022 is in Eastern Time.

What is the median household income in 40022?

The median household income in 40022 is $98,333.

What zip codes are near 40022?

The closest zip codes to 40022 are 40023, 40067, 40071, 40066, 40018.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40022, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.