Zip code 78644: Lockhart, Texas

Q: What city is zip code 78644?

78644 is assigned to Lockhart, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 78644 in?

78644 is in Caldwell County, Texas.

Q: What is the population of 78644?

About 22,348 people live in 78644, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 78644?

The median household income in 78644 is $74,709.

Q: What zip codes are near 78644?

The closest zip codes to 78644 are 78616, 78656, 78622, 78655, 78661.

Residential delivery areaCaldwell CountyCentral Time

Population

22,348

Median household income

$75K

U.S. $81K

Median home value

$280K

U.S. $333K

Median rent

$1,155/mo

U.S. $1,413

Median age

39.2

U.S. 38.9

Land area

180 sq mi

124 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 78644

78644 is a small-town zip code in Lockhart, Texas (Caldwell County), covering 180 sq mi of land. About 22,348 people live here, or 124 per square mile. The median resident is 39.2 years old, compared with 38.9 nationally.

The median household earns $74,709 a year, close to the national median of $80,734. 13.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $279,800, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $1,155 a month.

24% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 30.4 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and management. 35% of households speak a language other than English at home, most often Spanish.

How 78644 compares

Sorted from highest to lowest national percentile

Government workers23.2%
92nd
U.S. 14.5% · TX 14.1%295th of 1,810 in TX
Uninsured rate14.3%
87th
WeaknessU.S. 8.4% · TX 17.1%1,031st of 1,808 in TX
Self-employed workers13.3%
84th
U.S. 10% · TX 10.5%552nd of 1,810 in TX
Average commute30.4 min
76th
U.S. 26.4 min · TX 26.7 min494th of 1,738 in TX
Veterans7.9%
76th
U.S. 6.2% · TX 6.2%582nd of 1,818 in TX
Homeownership rate74.9%
66th
U.S. 65.2% · TX 62.6%879th of 1,792 in TX
Diversity index56.7
65th
U.S. 61.4 · TX 67.1577th of 1,818 in TX
Poverty rate13.1%
61st
U.S. 12.5% · TX 13.8%861st of 1,794 in TX
Work from home13.6%
54th
U.S. 15.1% · TX 14.4%478th of 1,810 in TX
Residents 65 and older16.8%
52nd
U.S. 17.2% · TX 13.4%833rd of 1,818 in TX
Median age39.2
51st
U.S. 38.9 · TX 35.6801st of 1,817 in TX
Rent-burdened renters51.1%
51st
U.S. 51.1% · TX 51.7%702nd of 1,692 in TX
Broadband access92.2%
50th
U.S. 91% · TX 91.4%609th of 1,792 in TX
Foreign-born residents9.3%
48th
U.S. 14.1% · TX 17.6%859th of 1,818 in TX
Median earnings per worker$47,161
47th
U.S. $49,666 · TX $47,575732nd of 1,794 in TX
Median household income$74,709
43rd
U.S. $80,734 · TX $78,476711th of 1,712 in TX
Residents under 1821.1%
41st
U.S. 22% · TX 25%1,213th of 1,818 in TX
Median home value$279,800
40th
U.S. $332,700 · TX $283,800489th of 1,679 in TX
Population22,348
35th
U.S. 334,922,499 · TX 30,188,424541st of 1,818 in TX
Housing vacancy5.2%
35th
U.S. 10.1% · TX 9.4%1,513th of 1,794 in TX
Median gross rent$1,155
33rd
U.S. $1,413 · TX $1,403755th of 1,511 in TX
Bachelor's degree or higher23.6%
30th
U.S. 35.7% · TX 33.8%798th of 1,811 in TX
Tech workers1.6%
25th
U.S. 3.8% · TX 3.8%810th of 1,810 in TX
Income inequality (Gini)0.403
23rd
U.S. 0.483 · TX 0.4781,233rd of 1,785 in TX
Per capita income$31,228
22nd
U.S. $44,673 · TX $40,7521,099th of 1,813 in TX
Population density124/sq mi
15th
U.S. 95/sq mi · TX 116/sq mi874th of 1,818 in TX
Unemployment rate2.6%
11th
StrengthU.S. 5.2% · TX 5.3%1,337th of 1,810 in TX
Healthcare workers5.2%
4th
U.S. 9.7% · TX 8.6%1,396th of 1,810 in TX

Measure	78644	Caldwell	TX	U.S.	National percentile	Rank in TX
Government workers	23.2%	19.1%	14.1%	14.5%	92nd	295th of 1,810
Uninsured rateWeakness	14.3%	21.4%	17.1%	8.4%	87th	1,031st of 1,808
Self-employed workers	13.3%	14.2%	10.5%	10%	84th	552nd of 1,810
Average commute	30.4 min	34.3 min	26.7 min	26.4 min	76th	494th of 1,738
Veterans	7.9%	7%	6.2%	6.2%	76th	582nd of 1,818
Homeownership rate	74.9%	75.3%	62.6%	65.2%	66th	879th of 1,792
Diversity index	56.7	55.4	67.1	61.4	65th	577th of 1,818
Poverty rate	13.1%	13.2%	13.8%	12.5%	61st	861st of 1,794
Work from home	13.6%	9.9%	14.4%	15.1%	54th	478th of 1,810
Residents 65 and older	16.8%	15.3%	13.4%	17.2%	52nd	833rd of 1,818
Median age	39.2	38.4	35.6	38.9	51st	801st of 1,817
Rent-burdened renters	51.1%	46.1%	51.7%	51.1%	51st	702nd of 1,692
Broadband access	92.2%	90.3%	91.4%	91%	50th	609th of 1,792
Foreign-born residents	9.3%	12.9%	17.6%	14.1%	48th	859th of 1,818
Median earnings per worker	$47,161	$42,964	$47,575	$49,666	47th	732nd of 1,794
Median household income	$74,709	$69,758	$78,476	$80,734	43rd	711th of 1,712
Residents under 18	21.1%	23.2%	25%	22%	41st	1,213th of 1,818
Median home value	$279,800	$240,500	$283,800	$332,700	40th	489th of 1,679
Population	22,348	48,669	30,188,424	334,922,499	35th	541st of 1,818
Housing vacancy	5.2%	5.3%	9.4%	10.1%	35th	1,513th of 1,794
Median gross rent	$1,155	$1,173	$1,403	$1,413	33rd	755th of 1,511
Bachelor's degree or higher	23.6%	19.3%	33.8%	35.7%	30th	798th of 1,811
Tech workers	1.6%	1.4%	3.8%	3.8%	25th	810th of 1,810
Income inequality (Gini)	0.403	0.409	0.478	0.483	23rd	1,233rd of 1,785
Per capita income	$31,228	$31,050	$40,752	$44,673	22nd	1,099th of 1,813
Population density	124/sq mi	89/sq mi	116/sq mi	95/sq mi	15th	874th of 1,818
Unemployment rateStrength	2.6%	3.4%	5.3%	5.2%	11th	1,337th of 1,810
Healthcare workers	5.2%	5.7%	8.6%	9.7%	4th	1,396th of 1,810

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

11%

18–24

14%

25–34

14%

35–44

11%

45–54

13%

55–64

11%

65–74

75+

Median age

39.2

Under 18

21.1%

65 and over

16.8%

Race and ethnicity

White40%
Black4%
Hispanic52%
Asian0.8%
Native American0%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

56.7

U.S. 61.4

Foreign-born

9.3%

U.S. 14.1%

Born in state

75.5%

Language spoken at home (households)

English only

65%

Spanish

34%

Other Indo-European

0.3%

Asian / Pacific

0.1%

Other

0.1%

Households

Households: 7,747
Average household size: 2.7
Family households: 68.6%
Married couples: 50.9%
Living alone: 24.9%
Veterans (of adults): 7.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

22%

$50–75k

16%

$75–100k

17%

$100–150k

20%

$150–200k

$200k+

Median household income

78644

$74,709

Caldwell Co.

$69,758

Texas

$78,476

United States

$80,734

Per capita income

$31,228

U.S. $44,673

Poverty rate

13.1%

U.S. 12.5%

Households earning $150K+

12.9%

U.S. 23%

Income inequality (Gini)

0.403

U.S. 0.483

Housing

Median home value

78644

$279,800

Caldwell Co.

$240,500

Texas

$283,800

United States

$332,700

Median gross rent

78644

$1,155

Caldwell Co.

$1,173

Texas

$1,403

United States

$1,413

Types of housing

Single-family

68%

2–4 units

5–19 units

20+ units

Mobile home

16%

Boat, RV, van

Housing units: 8,175
Owner-occupied: 74.9%
Vacant: 5.2%
Median year built: 1993
Median rooms: 5.2
Renters paying 30%+ of income: 51.1%
Renters paying 50%+ of income: 19%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

Walked

0.1%

Bicycle

0.5%

Worked from home

14%

Other

Commute time (one way)

<10 min

17%

10–19

20%

20–29

13%

30–44

20%

45–59

17%

60+

13%

Average commute

30.4 min

U.S. 26.4 min

Unemployment

2.6%

U.S. 5.2%

In labor force

54.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Construction and repair

13%

Management

13%

Sales

Business and finance

Transportation and moving

Education

Cleaning and personal care

Healthcare

Food service

Production

Arts, media and sports

Police and fire

Computer and math

Legal and social services

Engineering and science

Farming, fishing and forestry

0.7%

Industries

Construction

15%

Public administration

11%

Retail

Health care and social assistance

Education

Manufacturing

Restaurants and hotels

Transportation, warehousing and utilities

Admin, support and management

Professional and technical services

Finance, insurance and real estate

Other services

Arts and recreation

Agriculture and mining

Wholesale

Information

Median earnings per worker

$47,161

U.S. $49,666

Self-employed

13.3%

U.S. 10%

Government workers

23.2%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	78644	U.S.
Management, business, science and arts	$65,788	$74,888
Service	$23,547	$26,804
Sales and office	$42,945	$40,476
Construction and maintenance	$48,250	$49,199
Production and transportation	$43,947	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

39%

Some college

19%

Associate's

Bachelor's

17%

Graduate

High school graduate or higher: 85.6%
Bachelor's degree or higher: 23.6%
Graduate or professional degree: 6.2%
Households with broadband: 92.2%
Cable, fiber or DSL: 63.7%
No internet access: 6%
Without health insurance: 14.3%
Limited-English households: 5.8%

Geography

City (USPS): Lockhart
State: Texas
County: Caldwell County
Center point: 29.8726° N, 97.6744° W
Land area: 180 sq mi
Water area: 0.8 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Lockhart9% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 78644

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
78616	Dale, TX	8.1 mi	10,683	$64,715	$211,500
78656	Maxwell, TX	8.3 mi	2,847	$81,346	$238,100
78622	Fentress, TX	8.9 mi	331	—	$160,900
78655	Martindale, TX	10 mi	3,730	$55,952	$269,900
78661	Prairie Lea, TX	12 mi	835	$82,896	$209,700
78640	Kyle, TX	12 mi	77,531	$90,075	$330,400
78648	Luling, TX	13 mi	7,863	$57,621	$217,500
78670	Staples, TX	13 mi	130	$78,625	$244,100
78662	Red Rock, TX	15 mi	3,015	$94,005	$248,600
78638	Kingsbury, TX	16 mi	2,135	$69,250	$317,400
78610	Buda, TX	17 mi	48,319	$119,698	$408,000
78632	Harwood, TX	18 mi	1,245	$62,500	$187,400

Zip codes like 78644 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 78644

What city is zip code 78644?

78644 is assigned to Lockhart, Texas. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 78644 in?

78644 is in Caldwell County, Texas.

What is the population of 78644?

About 22,348 people live in 78644, according to the Census Bureau's American Community Survey.

What time zone is 78644 in?

78644 is in Central Time.

What is the median household income in 78644?

The median household income in 78644 is $74,709.

What zip codes are near 78644?

The closest zip codes to 78644 are 78616, 78656, 78622, 78655, 78661.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 78644, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.