Zip code 38551: Celina, Tennessee

Q: What city is zip code 38551?

38551 is assigned to Celina, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38551 in?

38551 is mostly in Clay County, but it extends into 1 other county.

Q: What is the population of 38551?

About 4,477 people live in 38551, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38551?

The median household income in 38551 is $39,821.

Q: What zip codes are near 38551?

The closest zip codes to 38551 are 42151, 38575, 38568, 38541, 42167.

Residential delivery areaClay CountyCentral Time

Population

4,477

Median household income

$40K

U.S. $81K

Median home value

$117K

U.S. $333K

Median rent

$544/mo

U.S. $1,413

Median age

43.5

U.S. 38.9

Land area

89 sq mi

50 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38551

38551 is a small-town zip code in Celina, Tennessee (Clay County), covering 89 sq mi of land. About 4,477 people live here, or 50 per square mile. The median resident is 43.5 years old, compared with 38.9 nationally.

The median household earns $39,821 a year, about 49% of the national median of $80,734. 25.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $116,700, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 64% of occupied homes are lived in by their owners, and renters pay a median of $544 a month.

8% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.5 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and construction and repair.

How 38551 compares

Sorted from highest to lowest national percentile

Unemployment rate11.2%
96th
WeaknessU.S. 5.2% · TN 4.7%44th of 607 in TN
Government workers25.1%
95th
U.S. 14.5% · TN 13.7%48th of 607 in TN
Poverty rate25.6%
93rd
WeaknessU.S. 12.5% · TN 13.8%63rd of 600 in TN
Healthcare workers13.2%
89th
U.S. 9.7% · TN 9.6%101st of 607 in TN
Self-employed workers14.2%
88th
U.S. 10% · TN 9.8%114th of 607 in TN
Residents 65 and older21.4%
81st
U.S. 17.2% · TN 17.1%209th of 608 in TN
Median age43.5
79th
U.S. 38.9 · TN 38.9258th of 608 in TN
Housing vacancy11.5%
77th
U.S. 10.1% · TN 10.2%304th of 602 in TN
Average commute26.5 min
53rd
U.S. 26.4 min · TN 25.7 min347th of 597 in TN
Uninsured rate7.2%
53rd
U.S. 8.4% · TN 10%419th of 607 in TN
Residents under 1821.8%
47th
U.S. 22% · TN 22.2%248th of 608 in TN
Veterans5.2%
41st
U.S. 6.2% · TN 7.3%466th of 607 in TN
Homeownership rate63.5%
38th
U.S. 65.2% · TN 66.9%495th of 600 in TN
Income inequality (Gini)0.420
37th
U.S. 0.483 · TN 0.476360th of 600 in TN
Broadband access85.1%
12th
WeaknessU.S. 91% · TN 89.2%359th of 600 in TN
Diversity index18.7
11th
U.S. 61.4 · TN 46.4343rd of 608 in TN
Work from home5.6%
10th
U.S. 15.1% · TN 12.9%438th of 608 in TN
Foreign-born residents1.6%
10th
U.S. 14.1% · TN 6.1%321st of 608 in TN
Population4,477
7th
U.S. 334,922,499 · TN 7,066,383312th of 608 in TN
Population density50/sq mi
7th
U.S. 95/sq mi · TN 171/sq mi404th of 608 in TN
Median earnings per worker$33,538
6th
WeaknessU.S. $49,666 · TN $45,229542nd of 606 in TN
Per capita income$21,912
4th
WeaknessU.S. $44,673 · TN $39,437562nd of 608 in TN
Median home value$116,700
4th
U.S. $332,700 · TN $286,700539th of 590 in TN
Median household income$39,821
3rd
WeaknessU.S. $80,734 · TN $69,595545th of 590 in TN
Rent-burdened renters24.3%
3rd
StrengthU.S. 51.1% · TN 48.8%476th of 584 in TN
Median gross rent$544
1st
U.S. $1,413 · TN $1,189500th of 515 in TN
Bachelor's degree or higher8.4%
1st
WeaknessU.S. 35.7% · TN 31.1%567th of 604 in TN
Tech workers0%
1st
U.S. 3.8% · TN 2.8%486th of 607 in TN

Measure	38551	Clay	TN	U.S.	National percentile	Rank in TN
Unemployment rateWeakness	11.2%	10%	4.7%	5.2%	96th	44th of 607
Government workers	25.1%	24.6%	13.7%	14.5%	95th	48th of 607
Poverty rateWeakness	25.6%	24.2%	13.8%	12.5%	93rd	63rd of 600
Healthcare workers	13.2%	11.9%	9.6%	9.7%	89th	101st of 607
Self-employed workers	14.2%	17.3%	9.8%	10%	88th	114th of 607
Residents 65 and older	21.4%	25%	17.1%	17.2%	81st	209th of 608
Median age	43.5	48.5	38.9	38.9	79th	258th of 608
Housing vacancy	11.5%	13%	10.2%	10.1%	77th	304th of 602
Average commute	26.5 min	27.6 min	25.7 min	26.4 min	53rd	347th of 597
Uninsured rate	7.2%	8.2%	10%	8.4%	53rd	419th of 607
Residents under 18	21.8%	18.8%	22.2%	22%	47th	248th of 608
Veterans	5.2%	7.6%	7.3%	6.2%	41st	466th of 607
Homeownership rate	63.5%	74.4%	66.9%	65.2%	38th	495th of 600
Income inequality (Gini)	0.420	0.437	0.476	0.483	37th	360th of 600
Broadband accessWeakness	85.1%	79.4%	89.2%	91%	12th	359th of 600
Diversity index	18.7	11.8	46.4	61.4	11th	343rd of 608
Work from home	5.6%	6.3%	12.9%	15.1%	10th	438th of 608
Foreign-born residents	1.6%	1%	6.1%	14.1%	10th	321st of 608
Population	4,477	7,670	7,066,383	334,922,499	7th	312th of 608
Population density	50/sq mi	32/sq mi	171/sq mi	95/sq mi	7th	404th of 608
Median earnings per workerWeakness	$33,538	$38,423	$45,229	$49,666	6th	542nd of 606
Per capita incomeWeakness	$21,912	$24,731	$39,437	$44,673	4th	562nd of 608
Median home value	$116,700	$136,400	$286,700	$332,700	4th	539th of 590
Median household incomeWeakness	$39,821	$39,972	$69,595	$80,734	3rd	545th of 590
Rent-burdened rentersStrength	24.3%	33.2%	48.8%	51.1%	3rd	476th of 584
Median gross rent	$544	$557	$1,189	$1,413	1st	500th of 515
Bachelor's degree or higherWeakness	8.4%	11.5%	31.1%	35.7%	1st	567th of 604
Tech workers	0%	0%	2.8%	3.8%	1st	486th of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

17%

35–44

16%

45–54

10%

55–64

12%

65–74

10%

75+

Median age

43.5

Under 18

21.8%

65 and over

21.4%

Race and ethnicity

White90%
Black6%
Hispanic0.4%
Asian0.8%
Native American0.4%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

18.7

U.S. 61.4

Foreign-born

1.6%

U.S. 14.1%

Born in state

62.8%

Language spoken at home (households)

English only

97%

Spanish

0.4%

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,964
Average household size: 2.2
Family households: 65%
Married couples: 39.2%
Living alone: 32.4%
Veterans (of adults): 5.2%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

30%

$25–50k

26%

$50–75k

17%

$75–100k

13%

$100–150k

10%

$150–200k

$200k+

0.2%

Median household income

38551

$39,821

Clay Co.

$39,972

Tennessee

$69,595

United States

$80,734

Per capita income

$21,912

U.S. $44,673

Poverty rate

25.6%

U.S. 12.5%

Households earning $150K+

3.5%

U.S. 23%

Income inequality (Gini)

0.420

U.S. 0.483

Housing

Median home value

38551

$116,700

Clay Co.

$136,400

Tennessee

$286,700

United States

$332,700

Median gross rent

38551

$544

Clay Co.

$557

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

52%

2–4 units

5–19 units

20+ units

0.5%

Mobile home

32%

Boat, RV, van

Housing units: 2,220
Owner-occupied: 63.5%
Vacant: 11.5%
Median year built: 1985
Median rooms: 5.3
Renters paying 30%+ of income: 24.3%
Renters paying 50%+ of income: 19.2%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

90%

Carpooled

Transit

Walked

0.3%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

29%

10–19

15%

20–29

14%

30–44

17%

45–59

12%

60+

13%

Average commute

26.5 min

U.S. 26.4 min

Unemployment

11.2%

U.S. 5.2%

In labor force

45.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

23%

Healthcare

13%

Construction and repair

11%

Cleaning and personal care

10%

Transportation and moving

Production

Sales

Management

Business and finance

Education

Farming, fishing and forestry

Engineering and science

Legal and social services

0.8%

Police and fire

0.5%

Food service

0.5%

Computer and math

Arts, media and sports

Industries

Manufacturing

16%

Health care and social assistance

15%

Construction

12%

Public administration

10%

Retail

Agriculture and mining

Admin, support and management

Professional and technical services

Finance, insurance and real estate

Education

Other services

Wholesale

Transportation, warehousing and utilities

Restaurants and hotels

0.8%

Information

Arts and recreation

Median earnings per worker

$33,538

U.S. $49,666

Self-employed

14.2%

U.S. 10%

Government workers

25.1%

U.S. 14.5%

Nonprofit workers

1.9%

U.S. 8.8%

Median earnings by type of work

Type of work	38551	U.S.
Management, business, science and arts	$46,304	$74,888
Service	$27,733	$26,804
Sales and office	$29,209	$40,476
Construction and maintenance	$26,917	$49,199
Production and transportation	$38,831	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

18%

High school

49%

Some college

15%

Associate's

Bachelor's

Graduate

High school graduate or higher: 82.1%
Bachelor's degree or higher: 8.4%
Graduate or professional degree: 4.7%
Households with broadband: 85.1%
Cable, fiber or DSL: 64.9%
No internet access: 11.6%
Without health insurance: 7.2%
Limited-English households: 0.4%

Geography

City (USPS): Celina
State: Tennessee
County: Clay County
Center point: 36.5581° N, 85.4872° W
Land area: 89 sq mi
Water area: 10 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38551 spans 2 counties

Clay County98% of land
Jackson County2% of land

Cities and towns within this zip

Celina2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38551

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
42151	Hestand, KY	7.7 mi	201	$108,056	$165,300
38575	Moss, TN	7.9 mi	865	$39,323	$115,500
38568	Hilham, TN	8.3 mi	2,243	$61,556	$174,400
38541	Allons, TN	8.5 mi	1,542	$41,151	$220,900
42167	Tompkinsville, KY	15 mi	8,172	$48,497	$114,200
38573	Monroe, TN	15 mi	2,097	$49,583	$182,100
38570	Livingston, TN	15 mi	10,255	$41,785	$163,800
38588	Whitleyville, TN	16 mi	1,025	$44,583	$209,200
42717	Burkesville, KY	16 mi	5,969	$42,978	$145,100
38562	Gainesboro, TN	17 mi	6,493	$39,398	$148,100
37150	Red Boiling Springs, TN	18 mi	4,476	$33,047	$181,300
42759	Marrowbone, KY	19 mi	15	—	—

Zip codes like 38551 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38551

What city is zip code 38551?

38551 is assigned to Celina, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38551 in?

38551 is mostly in Clay County, but it extends into 1 other county.

What is the population of 38551?

About 4,477 people live in 38551, according to the Census Bureau's American Community Survey.

What time zone is 38551 in?

38551 is in Central Time.

What is the median household income in 38551?

The median household income in 38551 is $39,821.

What zip codes are near 38551?

The closest zip codes to 38551 are 42151, 38575, 38568, 38541, 42167.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38551, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.