Zip code 38573: Monroe, Tennessee

Q: What city is zip code 38573?

38573 is assigned to Monroe, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38573 in?

38573 is mostly in Overton County, but it extends into 2 other counties.

Q: What is the population of 38573?

About 2,097 people live in 38573, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38573?

The median household income in 38573 is $49,583.

Q: What zip codes are near 38573?

The closest zip codes to 38573 are 38549, 38541, 38570, 38543, 38542.

Residential delivery areaOverton CountyCentral Time

Population

2,097

Median household income

$50K

U.S. $81K

Median home value

$182K

U.S. $333K

Median rent

$850/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

67 sq mi

31 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38573

38573 is a rural zip code in Monroe, Tennessee (Overton County), covering 67 sq mi of land. About 2,097 people live here, or 31 per square mile. The median resident is 49 years old, compared with 38.9 nationally.

The median household earns $49,583 a year, 39% below the national median of $80,734. 11.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $182,100, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $850 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.6 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in transportation and moving goods; construction and repair; and management.

How 38573 compares

Sorted from highest to lowest national percentile

Median age49
94th
U.S. 38.9 · TN 38.9107th of 608 in TN
Veterans11.7%
94th
U.S. 6.2% · TN 7.3%62nd of 607 in TN
Housing vacancy20.6%
94th
U.S. 10.1% · TN 10.2%110th of 602 in TN
Residents 65 and older24.5%
91st
U.S. 17.2% · TN 17.1%110th of 608 in TN
Homeownership rate81.1%
81st
StrengthU.S. 65.2% · TN 66.9%239th of 600 in TN
Government workers18.3%
78th
U.S. 14.5% · TN 13.7%137th of 607 in TN
Average commute28.6 min
66th
U.S. 26.4 min · TN 25.7 min278th of 597 in TN
Residents under 1823.8%
65th
U.S. 22% · TN 22.2%163rd of 608 in TN
Poverty rate11.5%
53rd
U.S. 12.5% · TN 13.8%373rd of 600 in TN
Uninsured rate7.2%
53rd
U.S. 8.4% · TN 10%425th of 607 in TN
Income inequality (Gini)0.428
43rd
U.S. 0.483 · TN 0.476321st of 600 in TN
Self-employed workers8.6%
40th
U.S. 10% · TN 9.8%369th of 607 in TN
Work from home8.8%
27th
U.S. 15.1% · TN 12.9%313th of 608 in TN
Median earnings per worker$40,758
23rd
U.S. $49,666 · TN $45,229368th of 606 in TN
Median home value$182,100
17th
U.S. $332,700 · TN $286,700374th of 590 in TN
Per capita income$26,397
11th
WeaknessU.S. $44,673 · TN $39,437485th of 608 in TN
Median gross rent$850
10th
U.S. $1,413 · TN $1,189309th of 515 in TN
Diversity index16.2
9th
U.S. 61.4 · TN 46.4390th of 608 in TN
Healthcare workers6.2%
9th
U.S. 9.7% · TN 9.6%478th of 607 in TN
Median household income$49,583
8th
WeaknessU.S. $80,734 · TN $69,595474th of 590 in TN
Bachelor's degree or higher14.4%
8th
WeaknessU.S. 35.7% · TN 31.1%430th of 604 in TN
Unemployment rate2%
5th
StrengthU.S. 5.2% · TN 4.7%484th of 607 in TN
Broadband access80.2%
5th
WeaknessU.S. 91% · TN 89.2%476th of 600 in TN
Population density31/sq mi
4th
U.S. 95/sq mi · TN 171/sq mi494th of 608 in TN
Population2,097
3rd
U.S. 334,922,499 · TN 7,066,383439th of 608 in TN
Foreign-born residents0%
1st
U.S. 14.1% · TN 6.1%592nd of 608 in TN
Rent-burdened renters6.2%
1st
StrengthU.S. 51.1% · TN 48.8%540th of 584 in TN
Tech workers0%
1st
U.S. 3.8% · TN 2.8%573rd of 607 in TN

Measure	38573	Overton	TN	U.S.	National percentile	Rank in TN
Median age	49	43.7	38.9	38.9	94th	107th of 608
Veterans	11.7%	5.1%	7.3%	6.2%	94th	62nd of 607
Housing vacancy	20.6%	12.8%	10.2%	10.1%	94th	110th of 602
Residents 65 and older	24.5%	20.5%	17.1%	17.2%	91st	110th of 608
Homeownership rateStrength	81.1%	76.9%	66.9%	65.2%	81st	239th of 600
Government workers	18.3%	13.6%	13.7%	14.5%	78th	137th of 607
Average commute	28.6 min	26.3 min	25.7 min	26.4 min	66th	278th of 597
Residents under 18	23.8%	20.6%	22.2%	22%	65th	163rd of 608
Poverty rate	11.5%	16.3%	13.8%	12.5%	53rd	373rd of 600
Uninsured rate	7.2%	7.9%	10%	8.4%	53rd	425th of 607
Income inequality (Gini)	0.428	0.496	0.476	0.483	43rd	321st of 600
Self-employed workers	8.6%	15.1%	9.8%	10%	40th	369th of 607
Work from home	8.8%	7.7%	12.9%	15.1%	27th	313th of 608
Median earnings per worker	$40,758	$38,096	$45,229	$49,666	23rd	368th of 606
Median home value	$182,100	$173,200	$286,700	$332,700	17th	374th of 590
Per capita incomeWeakness	$26,397	$31,070	$39,437	$44,673	11th	485th of 608
Median gross rent	$850	$832	$1,189	$1,413	10th	309th of 515
Diversity index	16.2	11.1	46.4	61.4	9th	390th of 608
Healthcare workers	6.2%	8.4%	9.6%	9.7%	9th	478th of 607
Median household incomeWeakness	$49,583	$48,959	$69,595	$80,734	8th	474th of 590
Bachelor's degree or higherWeakness	14.4%	15%	31.1%	35.7%	8th	430th of 604
Unemployment rateStrength	2%	3.2%	4.7%	5.2%	5th	484th of 607
Broadband accessWeakness	80.2%	80.4%	89.2%	91%	5th	476th of 600
Population density	31/sq mi	53/sq mi	171/sq mi	95/sq mi	4th	494th of 608
Population	2,097	23,065	7,066,383	334,922,499	3rd	439th of 608
Foreign-born residents	0%	0.7%	6.1%	14.1%	1st	592nd of 608
Rent-burdened rentersStrength	6.2%	45.6%	48.8%	51.1%	1st	540th of 584
Tech workers	0%	2.1%	2.8%	3.8%	1st	573rd of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

11%

Under 5

13%

5–17

18–24

25–34

35–44

13%

45–54

16%

55–64

16%

65–74

75+

Median age

Under 18

23.8%

65 and over

24.5%

Race and ethnicity

White91%
Black0%
Hispanic8%
Asian0%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial0.8%

Diversity index

16.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

57.7%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.8%

Asian / Pacific

Other

Households

Households: 843
Average household size: 2.5
Family households: 54.8%
Married couples: 47.2%
Living alone: 34%
Veterans (of adults): 11.7%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

27%

$25–50k

23%

$50–75k

14%

$75–100k

18%

$100–150k

11%

$150–200k

$200k+

Median household income

38573

$49,583

Overton Co.

$48,959

Tennessee

$69,595

United States

$80,734

Per capita income

$26,397

U.S. $44,673

Poverty rate

11.5%

U.S. 12.5%

Households earning $150K+

7.6%

U.S. 23%

Income inequality (Gini)

0.428

U.S. 0.483

Housing

Median home value

38573

$182,100

Overton Co.

$173,200

Tennessee

$286,700

United States

$332,700

Median gross rent

38573

$850

Overton Co.

$832

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

28%

Boat, RV, van

Housing units: 1,062
Owner-occupied: 81.1%
Vacant: 20.6%
Median year built: 1984
Median rooms: 5.5
Renters paying 30%+ of income: 6.2%
Renters paying 50%+ of income: 0%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

Other

0.5%

Commute time (one way)

<10 min

10%

10–19

23%

20–29

19%

30–44

22%

45–59

20%

60+

Average commute

28.6 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

52.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

17%

Construction and repair

15%

Management

13%

Office and admin

11%

Business and finance

Cleaning and personal care

Production

Healthcare

Food service

Legal and social services

Education

Farming, fishing and forestry

Sales

Computer and math

Engineering and science

Arts, media and sports

Police and fire

Industries

Transportation, warehousing and utilities

17%

Construction

14%

Restaurants and hotels

13%

Retail

10%

Health care and social assistance

Manufacturing

Admin, support and management

Other services

Education

Agriculture and mining

Finance, insurance and real estate

Professional and technical services

Information

Wholesale

0.7%

Public administration

Arts and recreation

Median earnings per worker

$40,758

U.S. $49,666

Self-employed

8.6%

U.S. 10%

Government workers

18.3%

U.S. 14.5%

Nonprofit workers

1.9%

U.S. 8.8%

Median earnings by type of work

Type of work	38573	U.S.
Management, business, science and arts	$48,788	$74,888
Service	$15,000	$26,804
Sales and office	$33,523	$40,476
Construction and maintenance	$39,000	$49,199
Production and transportation	$49,403	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

46%

Some college

23%

Associate's

Bachelor's

12%

Graduate

High school graduate or higher: 89.8%
Bachelor's degree or higher: 14.4%
Graduate or professional degree: 2.4%
Households with broadband: 80.2%
Cable, fiber or DSL: 65.8%
No internet access: 16.1%
Without health insurance: 7.2%
Limited-English households: 0%

Geography

City (USPS): Monroe
State: Tennessee
County: Overton County
Center point: 36.4934° N, 85.2239° W
Land area: 67 sq mi
Water area: 4.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38573 spans 3 counties

Overton County65% of land
Pickett County33% of land
Clay County2% of land

Zip codes near 38573

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38549	Byrdstown, TN	6.3 mi	4,141	$49,617	$169,000
38541	Allons, TN	6.9 mi	1,542	$41,151	$220,900
38570	Livingston, TN	9.9 mi	10,255	$41,785	$163,800
38543	Alpine, TN	11 mi	336	$87,917	$206,300
38542	Allred, TN	12 mi	0	—	—
38568	Hilham, TN	14 mi	2,243	$61,556	$174,400
38551	Celina, TN	15 mi	4,477	$39,821	$116,700
38580	Rickman, TN	16 mi	1,609	$70,081	$246,100
38577	Pall Mall, TN	16 mi	1,339	$52,578	$153,000
38589	Wilder, TN	17 mi	527	$58,750	$210,800
42602	Albany, KY	17 mi	8,948	$44,375	$124,100
38554	Crawford, TN	17 mi	719	$31,771	$161,700

Zip codes like 38573 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38573

What city is zip code 38573?

38573 is assigned to Monroe, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38573 in?

38573 is mostly in Overton County, but it extends into 2 other counties.

What is the population of 38573?

About 2,097 people live in 38573, according to the Census Bureau's American Community Survey.

What time zone is 38573 in?

38573 is in Central Time.

What is the median household income in 38573?

The median household income in 38573 is $49,583.

What zip codes are near 38573?

The closest zip codes to 38573 are 38549, 38541, 38570, 38543, 38542.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38573, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.