Zip code 28904: Hayesville, North Carolina

Q: What city is zip code 28904?

28904 is assigned to Hayesville, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28904 in?

28904 is in Clay County, North Carolina.

Q: What is the population of 28904?

About 10,050 people live in 28904, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28904?

The median household income in 28904 is $56,480.

Q: What zip codes are near 28904?

The closest zip codes to 28904 are 28901, 28909, 30546, 28781, 30582.

Residential delivery areaClay CountyEastern Time

Population

10,050

Median household income

$56K

U.S. $81K

Median home value

$285K

U.S. $333K

Median rent

$700/mo

U.S. $1,413

Median age

56.3

U.S. 38.9

Land area

186 sq mi

54 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28904

28904 is a small-town zip code in Hayesville, North Carolina (Clay County), covering 186 sq mi of land. About 10,050 people live here, or 54 per square mile. The median resident is 56.3 years old, compared with 38.9 nationally.

The median household earns $56,480 a year, 30% below the national median of $80,734. 13.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $284,500, or 5.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $700 a month.

32% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.6 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in sales; construction and repair; and management. 18% of them are self-employed (U.S.: 10%).

How 28904 compares

Sorted from highest to lowest national percentile

Median age56.3
98th
U.S. 38.9 · NC 39.169th of 802 in NC
Housing vacancy30.4%
98th
U.S. 10.1% · NC 12.5%105th of 789 in NC
Residents 65 and older33.4%
98th
U.S. 17.2% · NC 17.2%62nd of 802 in NC
Self-employed workers17.9%
96th
U.S. 10% · NC 9.8%72nd of 798 in NC
Uninsured rate13.9%
86th
WeaknessU.S. 8.4% · NC 9.9%156th of 797 in NC
Income inequality (Gini)0.487
84th
WeaknessU.S. 0.483 · NC 0.477142nd of 781 in NC
Homeownership rate79.5%
77th
U.S. 65.2% · NC 66.6%288th of 788 in NC
Government workers16.1%
66th
U.S. 14.5% · NC 13.8%313th of 798 in NC
Poverty rate13.1%
61st
U.S. 12.5% · NC 13%380th of 788 in NC
Veterans6.4%
58th
U.S. 6.2% · NC 7.4%467th of 801 in NC
Per capita income$41,833
55th
U.S. $44,673 · NC $41,385198th of 799 in NC
Bachelor's degree or higher31.8%
50th
U.S. 35.7% · NC 35.7%243rd of 799 in NC
Tech workers2.7%
47th
U.S. 3.8% · NC 3.9%255th of 798 in NC
Healthcare workers9.3%
47th
U.S. 9.7% · NC 9.5%389th of 798 in NC
Median home value$284,500
41st
U.S. $332,700 · NC $288,900253rd of 757 in NC
Average commute23.6 min
34th
U.S. 26.4 min · NC 25.1 min524th of 771 in NC
Foreign-born residents3.8%
23rd
U.S. 14.1% · NC 9.1%427th of 802 in NC
Work from home8%
22nd
U.S. 15.1% · NC 16.3%461st of 799 in NC
Median earnings per worker$39,073
19th
WeaknessU.S. $49,666 · NC $46,279525th of 788 in NC
Rent-burdened renters40.9%
18th
StrengthU.S. 51.1% · NC 48.9%493rd of 760 in NC
Population10,050
16th
U.S. 334,922,499 · NC 10,730,404314th of 802 in NC
Median household income$56,480
16th
WeaknessU.S. $80,734 · NC $72,388525th of 748 in NC
Diversity index18.2
11th
U.S. 61.4 · NC 58.4680th of 802 in NC
Broadband access83.2%
9th
WeaknessU.S. 91% · NC 90.1%551st of 788 in NC
Population density54/sq mi
8th
U.S. 95/sq mi · NC 221/sq mi607th of 802 in NC
Unemployment rate2.3%
8th
StrengthU.S. 5.2% · NC 4.7%617th of 799 in NC
Residents under 1814.1%
6th
U.S. 22% · NC 21.8%658th of 802 in NC
Median gross rent$700
3rd
U.S. $1,413 · NC $1,228631st of 688 in NC

Measure	28904	Clay	NC	U.S.	National percentile	Rank in NC
Median age	56.3	55	39.1	38.9	98th	69th of 802
Housing vacancy	30.4%	32.2%	12.5%	10.1%	98th	105th of 789
Residents 65 and older	33.4%	32.8%	17.2%	17.2%	98th	62nd of 802
Self-employed workers	17.9%	17.8%	9.8%	10%	96th	72nd of 798
Uninsured rateWeakness	13.9%	15.9%	9.9%	8.4%	86th	156th of 797
Income inequality (Gini)Weakness	0.487	0.477	0.477	0.483	84th	142nd of 781
Homeownership rate	79.5%	81.2%	66.6%	65.2%	77th	288th of 788
Government workers	16.1%	15.8%	13.8%	14.5%	66th	313th of 798
Poverty rate	13.1%	12.9%	13%	12.5%	61st	380th of 788
Veterans	6.4%	6.6%	7.4%	6.2%	58th	467th of 801
Per capita income	$41,833	$40,205	$41,385	$44,673	55th	198th of 799
Bachelor's degree or higher	31.8%	31.8%	35.7%	35.7%	50th	243rd of 799
Tech workers	2.7%	2.4%	3.9%	3.8%	47th	255th of 798
Healthcare workers	9.3%	10.2%	9.5%	9.7%	47th	389th of 798
Median home value	$284,500	$278,400	$288,900	$332,700	41st	253rd of 757
Average commute	23.6 min	23.2 min	25.1 min	26.4 min	34th	524th of 771
Foreign-born residents	3.8%	3.4%	9.1%	14.1%	23rd	427th of 802
Work from home	8%	8.1%	16.3%	15.1%	22nd	461st of 799
Median earnings per workerWeakness	$39,073	$41,050	$46,279	$49,666	19th	525th of 788
Rent-burdened rentersStrength	40.9%	40.4%	48.9%	51.1%	18th	493rd of 760
Population	10,050	11,610	10,730,404	334,922,499	16th	314th of 802
Median household incomeWeakness	$56,480	$56,971	$72,388	$80,734	16th	525th of 748
Diversity index	18.2	18.4	58.4	61.4	11th	680th of 802
Broadband accessWeakness	83.2%	83.3%	90.1%	91%	9th	551st of 788
Population density	54/sq mi	54/sq mi	221/sq mi	95/sq mi	8th	607th of 802
Unemployment rateStrength	2.3%	2.6%	4.7%	5.2%	8th	617th of 799
Residents under 18	14.1%	16.1%	21.8%	22%	6th	658th of 802
Median gross rent	$700	$804	$1,228	$1,413	3rd	631st of 688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

25–34

35–44

11%

45–54

18%

55–64

20%

65–74

13%

75+

Median age

56.3

Under 18

14.1%

65 and over

33.4%

Race and ethnicity

White90%
Black2%
Hispanic5%
Asian0.7%
Native American0.3%
Pacific Islander0%
Other0.7%
Multiracial2%

Diversity index

18.2

U.S. 61.4

Foreign-born

3.8%

U.S. 14.1%

Born in state

28.2%

Language spoken at home (households)

English only

96%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

Households

Households: 4,534
Average household size: 2.2
Family households: 58.6%
Married couples: 50%
Living alone: 34.5%
Veterans (of adults): 6.4%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

24%

$25–50k

21%

$50–75k

13%

$75–100k

11%

$100–150k

19%

$150–200k

$200k+

Median household income

28904

$56,480

Clay Co.

$56,971

North Carolina

$72,388

United States

$80,734

Per capita income

$41,833

U.S. $44,673

Poverty rate

13.1%

U.S. 12.5%

Households earning $150K+

11.9%

U.S. 23%

Income inequality (Gini)

0.487

U.S. 0.483

Housing

Median home value

28904

$284,500

Clay Co.

$278,400

North Carolina

$288,900

United States

$332,700

Median gross rent

28904

$700

Clay Co.

$804

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

77%

2–4 units

5–19 units

20+ units

Mobile home

15%

Boat, RV, van

0.6%

Housing units: 6,514
Owner-occupied: 79.5%
Vacant: 30.4%
Median year built: 1991
Median rooms: 5.7
Renters paying 30%+ of income: 40.9%
Renters paying 50%+ of income: 25.8%
Home value to income: 5.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

10%

Transit

0.1%

Walked

0.2%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

23%

10–19

28%

20–29

23%

30–44

16%

45–59

60+

Average commute

23.6 min

U.S. 26.4 min

Unemployment

2.3%

U.S. 5.2%

In labor force

45.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

17%

Construction and repair

14%

Management

10%

Cleaning and personal care

10%

Office and admin

10%

Healthcare

Education

Food service

Transportation and moving

Engineering and science

Legal and social services

Computer and math

Production

Business and finance

Police and fire

Arts, media and sports

0.6%

Farming, fishing and forestry

0.1%

Industries

Retail

13%

Construction

12%

Other services

11%

Restaurants and hotels

10%

Health care and social assistance

Education

Professional and technical services

Transportation, warehousing and utilities

Manufacturing

Finance, insurance and real estate

Public administration

Agriculture and mining

Arts and recreation

Information

Admin, support and management

Wholesale

0.6%

Median earnings per worker

$39,073

U.S. $49,666

Self-employed

17.9%

U.S. 10%

Government workers

16.1%

U.S. 14.5%

Nonprofit workers

9.2%

U.S. 8.8%

Median earnings by type of work

Type of work	28904	U.S.
Management, business, science and arts	$58,047	$74,888
Service	$16,953	$26,804
Sales and office	$30,365	$40,476
Construction and maintenance	$49,982	$49,199
Production and transportation	$28,636	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

22%

Associate's

14%

Bachelor's

22%

Graduate

10%

High school graduate or higher: 91.5%
Bachelor's degree or higher: 31.8%
Graduate or professional degree: 10%
Households with broadband: 83.2%
Cable, fiber or DSL: 65%
No internet access: 15.6%
Without health insurance: 13.9%
Limited-English households: 0.2%

Geography

City (USPS): Hayesville
State: North Carolina
County: Clay County
Center point: 35.0686° N, 83.7336° W
Land area: 186 sq mi
Water area: 5.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 28904

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28901	Andrews, NC	10 mi	5,552	$44,792	$158,200
28909	Warne, NC	11 mi	1,002	$80,875	$285,400
30546	Hiawassee, GA	11 mi	8,096	$59,234	$295,000
28781	Topton, NC	12 mi	881	$62,045	$276,800
30582	Young Harris, GA	13 mi	5,284	$59,360	$329,900
28902	Brasstown, NC	13 mi	986	$88,456	$252,700
28905	Marble, NC	13 mi	3,056	$57,708	$228,200
28763	Otto, NC	15 mi	2,688	$72,269	$287,800
30514	Blairsville, GA · PO box	18 mi	—	—	—
28734	Franklin, NC	18 mi	29,659	$54,021	$228,500
30512	Blairsville, GA	20 mi	24,929	$66,642	$313,300
30568	Rabun Gap, GA	20 mi	2,133	$75,948	$273,400

Zip codes like 28904 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28904

What city is zip code 28904?

28904 is assigned to Hayesville, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28904 in?

28904 is in Clay County, North Carolina.

What is the population of 28904?

About 10,050 people live in 28904, according to the Census Bureau's American Community Survey.

What time zone is 28904 in?

28904 is in Eastern Time.

What is the median household income in 28904?

The median household income in 28904 is $56,480.

What zip codes are near 28904?

The closest zip codes to 28904 are 28901, 28909, 30546, 28781, 30582.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28904, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.