Zip code 28763: Otto, North Carolina

Q: What city is zip code 28763?

28763 is assigned to Otto, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28763 in?

28763 is in Macon County, North Carolina.

Q: What is the population of 28763?

About 2,688 people live in 28763, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28763?

The median household income in 28763 is $72,269.

Q: What zip codes are near 28763?

The closest zip codes to 28763 are 30568, 28775, 30537, 30562, 30525.

Residential delivery areaMacon CountyEastern Time

Population

2,688

Median household income

$72K

U.S. $81K

Median home value

$288K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

42.8

U.S. 38.9

Land area

56 sq mi

48 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28763

28763 is a rural zip code in Otto, North Carolina (Macon County), covering 56 sq mi of land. About 2,688 people live here, or 48 per square mile. The median resident is 42.8 years old, compared with 38.9 nationally.

The median household earns $72,269 a year, close to the national median of $80,734. 10.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $287,800, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 89% of occupied homes are lived in by their owners.

40% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.8 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in office and administrative support; legal and social services; and healthcare.

How 28763 compares

Sorted from highest to lowest national percentile

Government workers40.9%
99th
U.S. 14.5% · NC 13.8%19th of 798 in NC
Residents 65 and older32.9%
98th
U.S. 17.2% · NC 17.2%68th of 802 in NC
Veterans14.2%
97th
U.S. 6.2% · NC 7.4%72nd of 801 in NC
Healthcare workers16%
97th
U.S. 9.7% · NC 9.5%65th of 798 in NC
Housing vacancy24.5%
96th
U.S. 10.1% · NC 12.5%152nd of 789 in NC
Homeownership rate88.9%
95th
StrengthU.S. 65.2% · NC 66.6%91st of 788 in NC
Residents under 1827.3%
88th
U.S. 22% · NC 21.8%86th of 802 in NC
Tech workers6.2%
87th
U.S. 3.8% · NC 3.9%61st of 798 in NC
Median age42.8
76th
U.S. 38.9 · NC 39.1380th of 802 in NC
Median earnings per worker$59,310
74th
U.S. $49,666 · NC $46,27978th of 788 in NC
Income inequality (Gini)0.459
69th
U.S. 0.483 · NC 0.477260th of 781 in NC
Bachelor's degree or higher39.5%
65th
U.S. 35.7% · NC 35.7%171st of 799 in NC
Rent-burdened renters53%
59th
U.S. 51.1% · NC 48.9%240th of 760 in NC
Per capita income$41,471
54th
U.S. $44,673 · NC $41,385204th of 799 in NC
Poverty rate10.5%
48th
U.S. 12.5% · NC 13%497th of 788 in NC
Median home value$287,800
41st
U.S. $332,700 · NC $288,900248th of 757 in NC
Median household income$72,269
39th
U.S. $80,734 · NC $72,388260th of 748 in NC
Broadband access90%
34th
U.S. 91% · NC 90.1%317th of 788 in NC
Self-employed workers6.9%
18th
U.S. 10% · NC 9.8%628th of 798 in NC
Uninsured rate3.3%
15th
StrengthU.S. 8.4% · NC 9.9%738th of 797 in NC
Work from home6.6%
14th
U.S. 15.1% · NC 16.3%532nd of 799 in NC
Foreign-born residents1.5%
9th
U.S. 14.1% · NC 9.1%627th of 802 in NC
Average commute18.8 min
8th
StrengthU.S. 26.4 min · NC 25.1 min722nd of 771 in NC
Population density48/sq mi
7th
U.S. 95/sq mi · NC 221/sq mi638th of 802 in NC
Population2,688
4th
U.S. 334,922,499 · NC 10,730,404538th of 802 in NC
Diversity index8.7
3rd
U.S. 61.4 · NC 58.4760th of 802 in NC
Unemployment rate1.2%
2nd
StrengthU.S. 5.2% · NC 4.7%679th of 799 in NC

Measure	28763	Macon	NC	U.S.	National percentile	Rank in NC
Government workers	40.9%	15.2%	13.8%	14.5%	99th	19th of 798
Residents 65 and older	32.9%	29.2%	17.2%	17.2%	98th	68th of 802
Veterans	14.2%	9.4%	7.4%	6.2%	97th	72nd of 801
Healthcare workers	16%	9.7%	9.5%	9.7%	97th	65th of 798
Housing vacancy	24.5%	32.4%	12.5%	10.1%	96th	152nd of 789
Homeownership rateStrength	88.9%	77.6%	66.6%	65.2%	95th	91st of 788
Residents under 18	27.3%	17.7%	21.8%	22%	88th	86th of 802
Tech workers	6.2%	2.2%	3.9%	3.8%	87th	61st of 798
Median age	42.8	49.7	39.1	38.9	76th	380th of 802
Median earnings per worker	$59,310	$40,712	$46,279	$49,666	74th	78th of 788
Income inequality (Gini)	0.459	0.483	0.477	0.483	69th	260th of 781
Bachelor's degree or higher	39.5%	27.9%	35.7%	35.7%	65th	171st of 799
Rent-burdened renters	53%	38.1%	48.9%	51.1%	59th	240th of 760
Per capita income	$41,471	$38,705	$41,385	$44,673	54th	204th of 799
Poverty rate	10.5%	11.6%	13%	12.5%	48th	497th of 788
Median home value	$287,800	$251,900	$288,900	$332,700	41st	248th of 757
Median household income	$72,269	$59,061	$72,388	$80,734	39th	260th of 748
Broadband access	90%	83.3%	90.1%	91%	34th	317th of 788
Self-employed workers	6.9%	18.1%	9.8%	10%	18th	628th of 798
Uninsured rateStrength	3.3%	13.7%	9.9%	8.4%	15th	738th of 797
Work from home	6.6%	9.4%	16.3%	15.1%	14th	532nd of 799
Foreign-born residents	1.5%	5.9%	9.1%	14.1%	9th	627th of 802
Average commuteStrength	18.8 min	22.6 min	25.1 min	26.4 min	8th	722nd of 771
Population density	48/sq mi	74/sq mi	221/sq mi	95/sq mi	7th	638th of 802
Population	2,688	37,941	10,730,404	334,922,499	4th	538th of 802
Diversity index	8.7	26.2	58.4	61.4	3rd	760th of 802
Unemployment rateStrength	1.2%	2.8%	4.7%	5.2%	2nd	679th of 799

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

10%

Under 5

17%

5–17

18–24

25–34

19%

35–44

45–54

55–64

18%

65–74

15%

75+

Median age

42.8

Under 18

27.3%

65 and over

32.9%

Race and ethnicity

White95%
Black0%
Hispanic4%
Asian0%
Native American0%
Pacific Islander0%
Other0.7%
Multiracial0.3%

Diversity index

8.7

U.S. 61.4

Foreign-born

1.5%

U.S. 14.1%

Born in state

49.4%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,180
Average household size: 2.3
Family households: 64.8%
Married couples: 39.9%
Living alone: 26.4%
Veterans (of adults): 14.2%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

20%

$50–75k

16%

$75–100k

14%

$100–150k

$150–200k

$200k+

20%

Median household income

28763

$72,269

Macon Co.

$59,061

North Carolina

$72,388

United States

$80,734

Per capita income

$41,471

U.S. $44,673

Poverty rate

10.5%

U.S. 12.5%

Households earning $150K+

26.9%

U.S. 23%

Income inequality (Gini)

0.459

U.S. 0.483

Housing

Median home value

28763

$287,800

Macon Co.

$251,900

North Carolina

$288,900

United States

$332,700

Median gross rent

28763

—

Macon Co.

$803

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,563
Owner-occupied: 88.9%
Vacant: 24.5%
Median year built: 1985
Median rooms: 6.1
Renters paying 30%+ of income: 53%
Renters paying 50%+ of income: 16.9%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

93%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

0.8%

10–19

63%

20–29

25%

30–44

45–59

60+

Average commute

18.8 min

U.S. 26.4 min

Unemployment

1.2%

U.S. 5.2%

In labor force

49.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

17%

Legal and social services

17%

Healthcare

16%

Construction and repair

Cleaning and personal care

Management

Computer and math

Transportation and moving

Education

Sales

Police and fire

Farming, fishing and forestry

Engineering and science

Production

Food service

Business and finance

Arts, media and sports

Industries

Public administration

29%

Education

18%

Transportation, warehousing and utilities

17%

Health care and social assistance

Retail

Other services

Admin, support and management

Manufacturing

Professional and technical services

Agriculture and mining

Wholesale

Construction

Finance, insurance and real estate

Restaurants and hotels

Information

Arts and recreation

Median earnings per worker

$59,310

U.S. $49,666

Self-employed

6.9%

U.S. 10%

Government workers

40.9%

U.S. 14.5%

Nonprofit workers

7.6%

U.S. 8.8%

Median earnings by type of work

Type of work	28763	U.S.
Management, business, science and arts	$87,500	$74,888
Service	$28,190	$26,804
Sales and office	$51,875	$40,476
Construction and maintenance	$50,755	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

15%

Some college

26%

Associate's

15%

Bachelor's

23%

Graduate

16%

High school graduate or higher: 94.9%
Bachelor's degree or higher: 39.5%
Graduate or professional degree: 16.1%
Households with broadband: 90%
Cable, fiber or DSL: 40.8%
No internet access: 10%
Without health insurance: 3.3%
Limited-English households: 0%

Geography

City (USPS): Otto
State: North Carolina
County: Macon County
Center point: 35.0287° N, 83.4659° W
Land area: 56 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 28763

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
30568	Rabun Gap, GA	6 mi	2,133	$75,948	$273,400
28775	Scaly Mountain, NC	8.2 mi	674	—	$358,900
30537	Dillard, GA	8.3 mi	1,406	$50,000	$318,500
30562	Mountain City, GA	8.9 mi	866	$48,529	$169,300
30525	Clayton, GA	10 mi	7,059	$65,150	$274,200
28734	Franklin, NC	11 mi	29,659	$54,021	$228,500
28744	Franklin, NC · PO box	12 mi	—	—	—
30576	Tiger, GA	13 mi	3,380	$81,417	$324,900
28741	Highlands, NC	15 mi	4,257	$70,392	$631,000
28904	Hayesville, NC	15 mi	10,050	$56,480	$284,500
30581	Wiley, GA	16 mi	17	—	—
30546	Hiawassee, GA	17 mi	8,096	$59,234	$295,000

Zip codes like 28763 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28763

What city is zip code 28763?

28763 is assigned to Otto, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28763 in?

28763 is in Macon County, North Carolina.

What is the population of 28763?

About 2,688 people live in 28763, according to the Census Bureau's American Community Survey.

What time zone is 28763 in?

28763 is in Eastern Time.

What is the median household income in 28763?

The median household income in 28763 is $72,269.

What zip codes are near 28763?

The closest zip codes to 28763 are 30568, 28775, 30537, 30562, 30525.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28763, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.