Zip code 28781: Topton, North Carolina

Q: What city is zip code 28781?

28781 is assigned to Topton, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28781 in?

28781 is in Macon County, North Carolina.

Q: What is the population of 28781?

About 881 people live in 28781, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28781?

The median household income in 28781 is $62,045.

Q: What zip codes are near 28781?

The closest zip codes to 28781 are 28901, 28702, 28734, 28713, 28904.

Residential delivery areaMacon CountyEastern Time

Population

881

Median household income

$62K

U.S. $81K

Median home value

$277K

U.S. $333K

Median rent

$823/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

72 sq mi

12 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28781

28781 is a rural zip code in Topton, North Carolina (Macon County), covering 72 sq mi of land. About 881 people live here, or 12 per square mile. The median resident is 59 years old, compared with 38.9 nationally.

The median household earns $62,045 a year, 23% below the national median of $80,734. 3.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $276,800, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $823 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 40.1 minutes each way, and 0% of workers work from home. The most common jobs among working residents are in construction and repair; sales; and cleaning and personal care. 20% of them are self-employed (U.S.: 10%).

How 28781 compares

Sorted from highest to lowest national percentile

Median age59
99th
U.S. 38.9 · NC 39.144th of 802 in NC
Veterans21%
99th
U.S. 6.2% · NC 7.4%17th of 801 in NC
Housing vacancy45.5%
99th
U.S. 10.1% · NC 12.5%56th of 789 in NC
Residents 65 and older39.6%
99th
U.S. 17.2% · NC 17.2%25th of 802 in NC
Self-employed workers20.2%
98th
U.S. 10% · NC 9.8%59th of 798 in NC
Average commute40.1 min
97th
WeaknessU.S. 26.4 min · NC 25.1 min24th of 771 in NC
Homeownership rate83%
85th
StrengthU.S. 65.2% · NC 66.6%210th of 788 in NC
Uninsured rate12.8%
83rd
WeaknessU.S. 8.4% · NC 9.9%198th of 797 in NC
Bachelor's degree or higher35.9%
58th
U.S. 35.7% · NC 35.7%194th of 799 in NC
Per capita income$39,103
47th
U.S. $44,673 · NC $41,385255th of 799 in NC
Unemployment rate4.6%
45th
U.S. 5.2% · NC 4.7%363rd of 799 in NC
Median home value$276,800
39th
U.S. $332,700 · NC $288,900267th of 757 in NC
Median household income$62,045
24th
U.S. $80,734 · NC $72,388427th of 748 in NC
Foreign-born residents3.6%
22nd
U.S. 14.1% · NC 9.1%446th of 802 in NC
Median earnings per worker$40,451
22nd
U.S. $49,666 · NC $46,279464th of 788 in NC
Diversity index24.2
17th
U.S. 61.4 · NC 58.4629th of 802 in NC
Median gross rent$823
8th
U.S. $1,413 · NC $1,228501st of 688 in NC
Poverty rate3.9%
6th
StrengthU.S. 12.5% · NC 13%728th of 788 in NC
Broadband access81.2%
6th
WeaknessU.S. 91% · NC 90.1%618th of 788 in NC
Government workers7.5%
5th
U.S. 14.5% · NC 13.8%715th of 798 in NC
Income inequality (Gini)0.359
4th
StrengthU.S. 0.483 · NC 0.477716th of 781 in NC
Residents under 188.7%
2nd
U.S. 22% · NC 21.8%740th of 802 in NC
Population881
1st
U.S. 334,922,499 · NC 10,730,404698th of 802 in NC
Population density12/sq mi
1st
U.S. 95/sq mi · NC 221/sq mi787th of 802 in NC
Work from home0%
1st
U.S. 15.1% · NC 16.3%766th of 799 in NC
Rent-burdened renters9.1%
1st
StrengthU.S. 51.1% · NC 48.9%719th of 760 in NC
Tech workers0%
1st
U.S. 3.8% · NC 3.9%667th of 798 in NC
Healthcare workers0%
1st
U.S. 9.7% · NC 9.5%761st of 798 in NC

Measure	28781	Macon	NC	U.S.	National percentile	Rank in NC
Median age	59	49.7	39.1	38.9	99th	44th of 802
Veterans	21%	9.4%	7.4%	6.2%	99th	17th of 801
Housing vacancy	45.5%	32.4%	12.5%	10.1%	99th	56th of 789
Residents 65 and older	39.6%	29.2%	17.2%	17.2%	99th	25th of 802
Self-employed workers	20.2%	18.1%	9.8%	10%	98th	59th of 798
Average commuteWeakness	40.1 min	22.6 min	25.1 min	26.4 min	97th	24th of 771
Homeownership rateStrength	83%	77.6%	66.6%	65.2%	85th	210th of 788
Uninsured rateWeakness	12.8%	13.7%	9.9%	8.4%	83rd	198th of 797
Bachelor's degree or higher	35.9%	27.9%	35.7%	35.7%	58th	194th of 799
Per capita income	$39,103	$38,705	$41,385	$44,673	47th	255th of 799
Unemployment rate	4.6%	2.8%	4.7%	5.2%	45th	363rd of 799
Median home value	$276,800	$251,900	$288,900	$332,700	39th	267th of 757
Median household income	$62,045	$59,061	$72,388	$80,734	24th	427th of 748
Foreign-born residents	3.6%	5.9%	9.1%	14.1%	22nd	446th of 802
Median earnings per worker	$40,451	$40,712	$46,279	$49,666	22nd	464th of 788
Diversity index	24.2	26.2	58.4	61.4	17th	629th of 802
Median gross rent	$823	$803	$1,228	$1,413	8th	501st of 688
Poverty rateStrength	3.9%	11.6%	13%	12.5%	6th	728th of 788
Broadband accessWeakness	81.2%	83.3%	90.1%	91%	6th	618th of 788
Government workers	7.5%	15.2%	13.8%	14.5%	5th	715th of 798
Income inequality (Gini)Strength	0.359	0.483	0.477	0.483	4th	716th of 781
Residents under 18	8.7%	17.7%	21.8%	22%	2nd	740th of 802
Population	881	37,941	10,730,404	334,922,499	1st	698th of 802
Population density	12/sq mi	74/sq mi	221/sq mi	95/sq mi	1st	787th of 802
Work from home	0%	9.4%	16.3%	15.1%	1st	766th of 799
Rent-burdened rentersStrength	9.1%	38.1%	48.9%	51.1%	1st	719th of 760
Tech workers	0%	2.2%	3.9%	3.8%	1st	667th of 798
Healthcare workers	0%	9.7%	9.5%	9.7%	1st	761st of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

13%

18–24

25–34

13%

35–44

45–54

17%

55–64

24%

65–74

15%

75+

Median age

Under 18

8.7%

65 and over

39.6%

Race and ethnicity

White87%
Black0%
Hispanic4%
Asian0%
Native American2%
Pacific Islander0%
Other0%
Multiracial8%

Diversity index

24.2

U.S. 61.4

Foreign-born

3.6%

U.S. 14.1%

Born in state

39.8%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 494
Average household size: 1.8
Family households: 55.7%
Married couples: 48%
Living alone: 44.3%
Veterans (of adults): 21%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

31%

$50–75k

14%

$75–100k

20%

$100–150k

10%

$150–200k

$200k+

Median household income

28781

$62,045

Macon Co.

$59,061

North Carolina

$72,388

United States

$80,734

Per capita income

$39,103

U.S. $44,673

Poverty rate

3.9%

U.S. 12.5%

Households earning $150K+

9.5%

U.S. 23%

Income inequality (Gini)

0.359

U.S. 0.483

Housing

Median home value

28781

$276,800

Macon Co.

$251,900

North Carolina

$288,900

United States

$332,700

Median gross rent

28781

$823

Macon Co.

$803

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

85%

2–4 units

5–19 units

20+ units

Mobile home

11%

Boat, RV, van

Housing units: 906
Owner-occupied: 83%
Vacant: 45.5%
Median year built: 2002
Median rooms: 4.8
Renters paying 30%+ of income: 9.1%
Renters paying 50%+ of income: 0%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

96%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

27%

20–29

13%

30–44

24%

45–59

60+

30%

Average commute

40.1 min

U.S. 26.4 min

Unemployment

4.6%

U.S. 5.2%

In labor force

47.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

35%

Sales

15%

Cleaning and personal care

12%

Production

Office and admin

Food service

Management

Engineering and science

Transportation and moving

Education

Business and finance

Computer and math

Legal and social services

Arts, media and sports

Healthcare

Police and fire

Farming, fishing and forestry

Industries

Construction

47%

Arts and recreation

15%

Education

Finance, insurance and real estate

Admin, support and management

Restaurants and hotels

Other services

Transportation, warehousing and utilities

Information

Manufacturing

Health care and social assistance

Retail

Professional and technical services

Public administration

Wholesale

Agriculture and mining

Median earnings per worker

$40,451

U.S. $49,666

Self-employed

20.2%

U.S. 10%

Government workers

7.5%

U.S. 14.5%

Nonprofit workers

5.9%

U.S. 8.8%

Median earnings by type of work

Type of work	28781	U.S.
Management, business, science and arts	$59,375	$74,888
Service	$24,420	$26,804
Sales and office	$45,592	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$23,992	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

36%

Some college

14%

Associate's

11%

Bachelor's

19%

Graduate

17%

High school graduate or higher: 96.4%
Bachelor's degree or higher: 35.9%
Graduate or professional degree: 16.7%
Households with broadband: 81.2%
Cable, fiber or DSL: 49.2%
No internet access: 18.8%
Without health insurance: 12.8%
Limited-English households: 0%

Geography

City (USPS): Topton
State: North Carolina
County: Macon County
Center point: 35.2241° N, 83.6355° W
Land area: 72 sq mi
Water area: 2.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 28781

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28901	Andrews, NC	9.7 mi	5,552	$44,792	$158,200
28702	Almond, NC	11 mi	588	$37,275	$332,300
28734	Franklin, NC	12 mi	29,659	$54,021	$228,500
28713	Bryson City, NC	12 mi	8,425	$50,882	$221,900
28904	Hayesville, NC	12 mi	10,050	$56,480	$284,500
28744	Franklin, NC · PO box	15 mi	—	—	—
28771	Robbinsville, NC	15 mi	7,567	$49,407	$168,800
28733	Fontana Dam, NC	16 mi	63	$150,300	$276,000
28763	Otto, NC	17 mi	2,688	$72,269	$287,800
28905	Marble, NC	18 mi	3,056	$57,708	$228,200
28719	Cherokee, NC	21 mi	6,786	$60,658	$188,400
28909	Warne, NC	22 mi	1,002	$80,875	$285,400

Questions about 28781

What city is zip code 28781?

28781 is assigned to Topton, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28781 in?

28781 is in Macon County, North Carolina.

What is the population of 28781?

About 881 people live in 28781, according to the Census Bureau's American Community Survey.

What time zone is 28781 in?

28781 is in Eastern Time.

What is the median household income in 28781?

The median household income in 28781 is $62,045.

What zip codes are near 28781?

The closest zip codes to 28781 are 28901, 28702, 28734, 28713, 28904.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28781, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.