Zip code 28734: Franklin, North Carolina

Q: What city is zip code 28734?

28734 is assigned to Franklin, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28734 in?

28734 is mostly in Macon County, but it extends into 1 other county.

Q: What is the population of 28734?

About 29,659 people live in 28734, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28734?

The median household income in 28734 is $54,021.

Q: What zip codes are near 28734?

The closest zip codes to 28734 are 28744, 28763, 28781, 28775, 28713.

Residential delivery areaMacon CountyEastern Time

Population

29,659

Median household income

$54K

U.S. $81K

Median home value

$229K

U.S. $333K

Median rent

$793/mo

U.S. $1,413

Median age

48.3

U.S. 38.9

Land area

301 sq mi

99 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28734

28734 is a small-town zip code in Franklin, North Carolina (Macon County), covering 301 sq mi of land. About 29,659 people live here, or 99 per square mile. The median resident is 48.3 years old, compared with 38.9 nationally.

The median household earns $54,021 a year, 33% below the national median of $80,734. 12.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $228,500, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $793 a month.

23% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.2 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and healthcare. 18% of them are self-employed (U.S.: 10%).

How 28734 compares

Sorted from highest to lowest national percentile

Housing vacancy23.8%
96th
U.S. 10.1% · NC 12.5%158th of 789 in NC
Self-employed workers18.4%
96th
U.S. 10% · NC 9.8%67th of 798 in NC
Residents 65 and older26.6%
94th
U.S. 17.2% · NC 17.2%163rd of 802 in NC
Median age48.3
93rd
U.S. 38.9 · NC 39.1192nd of 802 in NC
Uninsured rate13.7%
85th
WeaknessU.S. 8.4% · NC 9.9%167th of 797 in NC
Veterans9%
85th
U.S. 6.2% · NC 7.4%220th of 801 in NC
Income inequality (Gini)0.466
73rd
U.S. 0.483 · NC 0.477221st of 781 in NC
Homeownership rate76.8%
71st
U.S. 65.2% · NC 66.6%348th of 788 in NC
Healthcare workers10.5%
65th
U.S. 9.7% · NC 9.5%291st of 798 in NC
Government workers14.9%
59th
U.S. 14.5% · NC 13.8%374th of 798 in NC
Poverty rate12.4%
58th
U.S. 12.5% · NC 13%429th of 788 in NC
Population29,659
49th
U.S. 334,922,499 · NC 10,730,404127th of 802 in NC
Foreign-born residents6.4%
36th
U.S. 14.1% · NC 9.1%261st of 802 in NC
Per capita income$34,764
33rd
U.S. $44,673 · NC $41,385363rd of 799 in NC
Tech workers2%
33rd
U.S. 3.8% · NC 3.9%344th of 798 in NC
Average commute23.2 min
31st
U.S. 26.4 min · NC 25.1 min553rd of 771 in NC
Work from home9.1%
29th
U.S. 15.1% · NC 16.3%400th of 799 in NC
Median home value$228,500
28th
U.S. $332,700 · NC $288,900360th of 757 in NC
Bachelor's degree or higher22.8%
28th
U.S. 35.7% · NC 35.7%405th of 799 in NC
Diversity index28.4
22nd
U.S. 61.4 · NC 58.4598th of 802 in NC
Residents under 1818.2%
20th
U.S. 22% · NC 21.8%516th of 802 in NC
Median earnings per worker$39,037
19th
WeaknessU.S. $49,666 · NC $46,279526th of 788 in NC
Unemployment rate3.1%
18th
StrengthU.S. 5.2% · NC 4.7%529th of 799 in NC
Population density99/sq mi
13th
U.S. 95/sq mi · NC 221/sq mi492nd of 802 in NC
Median household income$54,021
13th
WeaknessU.S. $80,734 · NC $72,388555th of 748 in NC
Rent-burdened renters37.5%
12th
StrengthU.S. 51.1% · NC 48.9%560th of 760 in NC
Broadband access83.9%
10th
WeaknessU.S. 91% · NC 90.1%538th of 788 in NC
Median gross rent$793
6th
U.S. $1,413 · NC $1,228531st of 688 in NC

Measure	28734	Macon	NC	U.S.	National percentile	Rank in NC
Housing vacancy	23.8%	32.4%	12.5%	10.1%	96th	158th of 789
Self-employed workers	18.4%	18.1%	9.8%	10%	96th	67th of 798
Residents 65 and older	26.6%	29.2%	17.2%	17.2%	94th	163rd of 802
Median age	48.3	49.7	39.1	38.9	93rd	192nd of 802
Uninsured rateWeakness	13.7%	13.7%	9.9%	8.4%	85th	167th of 797
Veterans	9%	9.4%	7.4%	6.2%	85th	220th of 801
Income inequality (Gini)	0.466	0.483	0.477	0.483	73rd	221st of 781
Homeownership rate	76.8%	77.6%	66.6%	65.2%	71st	348th of 788
Healthcare workers	10.5%	9.7%	9.5%	9.7%	65th	291st of 798
Government workers	14.9%	15.2%	13.8%	14.5%	59th	374th of 798
Poverty rate	12.4%	11.6%	13%	12.5%	58th	429th of 788
Population	29,659	37,941	10,730,404	334,922,499	49th	127th of 802
Foreign-born residents	6.4%	5.9%	9.1%	14.1%	36th	261st of 802
Per capita income	$34,764	$38,705	$41,385	$44,673	33rd	363rd of 799
Tech workers	2%	2.2%	3.9%	3.8%	33rd	344th of 798
Average commute	23.2 min	22.6 min	25.1 min	26.4 min	31st	553rd of 771
Work from home	9.1%	9.4%	16.3%	15.1%	29th	400th of 799
Median home value	$228,500	$251,900	$288,900	$332,700	28th	360th of 757
Bachelor's degree or higher	22.8%	27.9%	35.7%	35.7%	28th	405th of 799
Diversity index	28.4	26.2	58.4	61.4	22nd	598th of 802
Residents under 18	18.2%	17.7%	21.8%	22%	20th	516th of 802
Median earnings per workerWeakness	$39,037	$40,712	$46,279	$49,666	19th	526th of 788
Unemployment rateStrength	3.1%	2.8%	4.7%	5.2%	18th	529th of 799
Population density	99/sq mi	74/sq mi	221/sq mi	95/sq mi	13th	492nd of 802
Median household incomeWeakness	$54,021	$59,061	$72,388	$80,734	13th	555th of 748
Rent-burdened rentersStrength	37.5%	38.1%	48.9%	51.1%	12th	560th of 760
Broadband accessWeakness	83.9%	83.3%	90.1%	91%	10th	538th of 788
Median gross rent	$793	$803	$1,228	$1,413	6th	531st of 688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

10%

25–34

11%

35–44

12%

45–54

15%

55–64

15%

65–74

11%

75+

Median age

48.3

Under 18

18.2%

65 and over

26.6%

Race and ethnicity

White84%
Black1%
Hispanic11%
Asian0.7%
Native American0.2%
Pacific Islander0%
Other0.1%
Multiracial3%

Diversity index

28.4

U.S. 61.4

Foreign-born

6.4%

U.S. 14.1%

Born in state

44.8%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

0.3%

Households

Households: 14,236
Average household size: 2.1
Family households: 62.6%
Married couples: 50.7%
Living alone: 33.2%
Veterans (of adults): 9%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

25%

$50–75k

19%

$75–100k

11%

$100–150k

13%

$150–200k

$200k+

Median household income

28734

$54,021

Macon Co.

$59,061

North Carolina

$72,388

United States

$80,734

Per capita income

$34,764

U.S. $44,673

Poverty rate

12.4%

U.S. 12.5%

Households earning $150K+

9.6%

U.S. 23%

Income inequality (Gini)

0.466

U.S. 0.483

Housing

Median home value

28734

$228,500

Macon Co.

$251,900

North Carolina

$288,900

United States

$332,700

Median gross rent

28734

$793

Macon Co.

$803

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

74%

2–4 units

5–19 units

20+ units

Mobile home

19%

Boat, RV, van

0.5%

Housing units: 18,690
Owner-occupied: 76.8%
Vacant: 23.8%
Median year built: 1987
Median rooms: 5.2
Renters paying 30%+ of income: 37.5%
Renters paying 50%+ of income: 19.7%
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

0.1%

Walked

Bicycle

Worked from home

Other

0.2%

Commute time (one way)

<10 min

17%

10–19

42%

20–29

12%

30–44

15%

45–59

60+

Average commute

23.2 min

U.S. 26.4 min

Unemployment

3.1%

U.S. 5.2%

In labor force

55%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

13%

Office and admin

13%

Healthcare

11%

Sales

10%

Management

Cleaning and personal care

Transportation and moving

Education

Food service

Police and fire

Business and finance

Production

Legal and social services

Engineering and science

Computer and math

Arts, media and sports

Farming, fishing and forestry

0.4%

Industries

Retail

15%

Construction

12%

Health care and social assistance

12%

Education

10%

Restaurants and hotels

Other services

Professional and technical services

Finance, insurance and real estate

Public administration

Admin, support and management

Manufacturing

Transportation, warehousing and utilities

Arts and recreation

Information

Wholesale

Agriculture and mining

0.7%

Median earnings per worker

$39,037

U.S. $49,666

Self-employed

18.4%

U.S. 10%

Government workers

14.9%

U.S. 14.5%

Nonprofit workers

5.9%

U.S. 8.8%

Median earnings by type of work

Type of work	28734	U.S.
Management, business, science and arts	$51,484	$74,888
Service	$31,811	$26,804
Sales and office	$37,316	$40,476
Construction and maintenance	$42,101	$49,199
Production and transportation	$33,509	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

33%

Some college

21%

Associate's

13%

Bachelor's

15%

Graduate

High school graduate or higher: 88.8%
Bachelor's degree or higher: 22.8%
Graduate or professional degree: 8.1%
Households with broadband: 83.9%
Cable, fiber or DSL: 60.9%
No internet access: 14.3%
Without health insurance: 13.7%
Limited-English households: 1.4%

Geography

City (USPS): Franklin
State: North Carolina
County: Macon County
Center point: 35.1793° N, 83.4370° W
Land area: 301 sq mi
Water area: 1.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28734 spans 2 counties

Macon County99% of land
Clay County1% of land

Cities and towns within this zip

Franklin2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28734

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28744	Franklin, NC · PO box	3.1 mi	—	—	—
28763	Otto, NC	11 mi	2,688	$72,269	$287,800
28781	Topton, NC	12 mi	881	$62,045	$276,800
28775	Scaly Mountain, NC	13 mi	674	—	$358,900
28713	Bryson City, NC	14 mi	8,425	$50,882	$221,900
28741	Highlands, NC	15 mi	4,257	$70,392	$631,000
30537	Dillard, GA	15 mi	1,406	$50,000	$318,500
30568	Rabun Gap, GA	16 mi	2,133	$75,948	$273,400
28725	Dillsboro, NC	17 mi	90	$57,750	—
28788	Webster, NC	17 mi	198	$80,938	$382,600
28789	Whittier, NC	17 mi	5,788	$51,713	$221,600
28779	Sylva, NC	18 mi	18,064	$57,727	$243,700

Zip codes like 28734 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28734

What city is zip code 28734?

28734 is assigned to Franklin, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28734 in?

28734 is mostly in Macon County, but it extends into 1 other county.

What is the population of 28734?

About 29,659 people live in 28734, according to the Census Bureau's American Community Survey.

What time zone is 28734 in?

28734 is in Eastern Time.

What is the median household income in 28734?

The median household income in 28734 is $54,021.

What zip codes are near 28734?

The closest zip codes to 28734 are 28744, 28763, 28781, 28775, 28713.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28734, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.