Zip code 28762: Old Fort, North Carolina

Q: What city is zip code 28762?

28762 is assigned to Old Fort, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28762 in?

28762 is in McDowell County, North Carolina.

Q: What is the population of 28762?

About 6,599 people live in 28762, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28762?

The median household income in 28762 is $66,410.

Q: What zip codes are near 28762?

The closest zip codes to 28762 are 28711, 28770, 28757, 28752, 28737.

Residential delivery areaMcDowell CountyEastern Time

Population

6,599

Median household income

$66K

U.S. $81K

Median home value

$197K

U.S. $333K

Median rent

$793/mo

U.S. $1,413

Median age

52.4

U.S. 38.9

Land area

96 sq mi

69 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28762

28762 is a small-town zip code in Old Fort, North Carolina (McDowell County), covering 96 sq mi of land. About 6,599 people live here, or 69 per square mile. The median resident is 52.4 years old, compared with 38.9 nationally.

The median household earns $66,410 a year, 18% below the national median of $80,734. 14.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $196,600, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $793 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.1 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in production and manufacturing; office and administrative support; and healthcare.

How 28762 compares

Sorted from highest to lowest national percentile

Median age52.4
97th
U.S. 38.9 · NC 39.1121st of 802 in NC
Unemployment rate9.4%
92nd
WeaknessU.S. 5.2% · NC 4.7%83rd of 799 in NC
Residents 65 and older24%
90th
U.S. 17.2% · NC 17.2%224th of 802 in NC
Housing vacancy13.1%
82nd
U.S. 10.1% · NC 12.5%362nd of 789 in NC
Healthcare workers12%
81st
U.S. 9.7% · NC 9.5%190th of 798 in NC
Veterans7.7%
74th
U.S. 6.2% · NC 7.4%321st of 801 in NC
Homeownership rate77.1%
72nd
U.S. 65.2% · NC 66.6%343rd of 788 in NC
Poverty rate14.6%
68th
U.S. 12.5% · NC 13%334th of 788 in NC
Government workers16.4%
68th
U.S. 14.5% · NC 13.8%298th of 798 in NC
Uninsured rate8.2%
60th
U.S. 8.4% · NC 9.9%488th of 797 in NC
Average commute25.1 min
44th
U.S. 26.4 min · NC 25.1 min432nd of 771 in NC
Median earnings per worker$45,475
42nd
U.S. $49,666 · NC $46,279274th of 788 in NC
Work from home10.8%
39th
U.S. 15.1% · NC 16.3%337th of 799 in NC
Per capita income$34,755
33rd
U.S. $44,673 · NC $41,385365th of 799 in NC
Median household income$66,410
30th
U.S. $80,734 · NC $72,388344th of 748 in NC
Bachelor's degree or higher21.1%
23rd
U.S. 35.7% · NC 35.7%444th of 799 in NC
Median home value$196,600
20th
U.S. $332,700 · NC $288,900461st of 757 in NC
Foreign-born residents2.3%
14th
U.S. 14.1% · NC 9.1%563rd of 802 in NC
Population6,599
11th
U.S. 334,922,499 · NC 10,730,404391st of 802 in NC
Diversity index18.3
11th
U.S. 61.4 · NC 58.4679th of 802 in NC
Population density69/sq mi
10th
U.S. 95/sq mi · NC 221/sq mi557th of 802 in NC
Self-employed workers6%
10th
U.S. 10% · NC 9.8%672nd of 798 in NC
Rent-burdened renters35.4%
9th
StrengthU.S. 51.1% · NC 48.9%586th of 760 in NC
Residents under 1815.2%
8th
U.S. 22% · NC 21.8%634th of 802 in NC
Median gross rent$793
6th
U.S. $1,413 · NC $1,228530th of 688 in NC
Income inequality (Gini)0.357
4th
StrengthU.S. 0.483 · NC 0.477719th of 781 in NC
Broadband access76.7%
2nd
WeaknessU.S. 91% · NC 90.1%698th of 788 in NC
Tech workers0%
1st
U.S. 3.8% · NC 3.9%734th of 798 in NC

Measure	28762	McDowell	NC	U.S.	National percentile	Rank in NC
Median age	52.4	44.3	39.1	38.9	97th	121st of 802
Unemployment rateWeakness	9.4%	4.1%	4.7%	5.2%	92nd	83rd of 799
Residents 65 and older	24%	21%	17.2%	17.2%	90th	224th of 802
Housing vacancy	13.1%	13.6%	12.5%	10.1%	82nd	362nd of 789
Healthcare workers	12%	11.6%	9.5%	9.7%	81st	190th of 798
Veterans	7.7%	7.6%	7.4%	6.2%	74th	321st of 801
Homeownership rate	77.1%	75.6%	66.6%	65.2%	72nd	343rd of 788
Poverty rate	14.6%	14.8%	13%	12.5%	68th	334th of 788
Government workers	16.4%	17.6%	13.8%	14.5%	68th	298th of 798
Uninsured rate	8.2%	11.5%	9.9%	8.4%	60th	488th of 797
Average commute	25.1 min	24.7 min	25.1 min	26.4 min	44th	432nd of 771
Median earnings per worker	$45,475	$41,051	$46,279	$49,666	42nd	274th of 788
Work from home	10.8%	6%	16.3%	15.1%	39th	337th of 799
Per capita income	$34,755	$30,395	$41,385	$44,673	33rd	365th of 799
Median household income	$66,410	$57,168	$72,388	$80,734	30th	344th of 748
Bachelor's degree or higher	21.1%	18.1%	35.7%	35.7%	23rd	444th of 799
Median home value	$196,600	$171,100	$288,900	$332,700	20th	461st of 757
Foreign-born residents	2.3%	3.2%	9.1%	14.1%	14th	563rd of 802
Population	6,599	44,817	10,730,404	334,922,499	11th	391st of 802
Diversity index	18.3	26	58.4	61.4	11th	679th of 802
Population density	69/sq mi	102/sq mi	221/sq mi	95/sq mi	10th	557th of 802
Self-employed workers	6%	8%	9.8%	10%	10th	672nd of 798
Rent-burdened rentersStrength	35.4%	39.7%	48.9%	51.1%	9th	586th of 760
Residents under 18	15.2%	19.4%	21.8%	22%	8th	634th of 802
Median gross rent	$793	$806	$1,228	$1,413	6th	530th of 688
Income inequality (Gini)Strength	0.357	0.422	0.477	0.483	4th	719th of 781
Broadband accessWeakness	76.7%	83.6%	90.1%	91%	2nd	698th of 788
Tech workers	0%	2%	3.9%	3.8%	1st	734th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

10%

25–34

12%

35–44

12%

45–54

23%

55–64

16%

65–74

75+

Median age

52.4

Under 18

15.2%

65 and over

24%

Race and ethnicity

White90%
Black0.9%
Hispanic5%
Asian0.5%
Native American0.2%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

18.3

U.S. 61.4

Foreign-born

2.3%

U.S. 14.1%

Born in state

68%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.4%

Asian / Pacific

Other

Households

Households: 2,978
Average household size: 2.2
Family households: 65.7%
Married couples: 52%
Living alone: 28.6%
Veterans (of adults): 7.7%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

25%

$50–75k

23%

$75–100k

12%

$100–150k

18%

$150–200k

$200k+

Median household income

28762

$66,410

McDowell Co.

$57,168

North Carolina

$72,388

United States

$80,734

Per capita income

$34,755

U.S. $44,673

Poverty rate

14.6%

U.S. 12.5%

Households earning $150K+

8.7%

U.S. 23%

Income inequality (Gini)

0.357

U.S. 0.483

Housing

Median home value

28762

$196,600

McDowell Co.

$171,100

North Carolina

$288,900

United States

$332,700

Median gross rent

28762

$793

McDowell Co.

$806

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

76%

2–4 units

5–19 units

0.7%

20+ units

Mobile home

21%

Boat, RV, van

0.5%

Housing units: 3,425
Owner-occupied: 77.1%
Vacant: 13.1%
Median year built: 1983
Median rooms: 5.6
Renters paying 30%+ of income: 35.4%
Renters paying 50%+ of income: 15.2%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

10%

10–19

34%

20–29

15%

30–44

29%

45–59

10%

60+

Average commute

25.1 min

U.S. 26.4 min

Unemployment

9.4%

U.S. 5.2%

In labor force

57.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

17%

Office and admin

13%

Healthcare

12%

Transportation and moving

11%

Management

10%

Construction and repair

10%

Education

Sales

Cleaning and personal care

Business and finance

Police and fire

Legal and social services

Food service

Arts, media and sports

0.6%

Engineering and science

0.5%

Farming, fishing and forestry

0.2%

Computer and math

Industries

Manufacturing

32%

Health care and social assistance

17%

Education

11%

Transportation, warehousing and utilities

Retail

Construction

Public administration

Other services

Information

Admin, support and management

Restaurants and hotels

Wholesale

Professional and technical services

Finance, insurance and real estate

Agriculture and mining

0.8%

Arts and recreation

0.5%

Median earnings per worker

$45,475

U.S. $49,666

Self-employed

U.S. 10%

Government workers

16.4%

U.S. 14.5%

Nonprofit workers

6.2%

U.S. 8.8%

Median earnings by type of work

Type of work	28762	U.S.
Management, business, science and arts	$62,875	$74,888
Service	$35,146	$26,804
Sales and office	$44,664	$40,476
Construction and maintenance	$50,591	$49,199
Production and transportation	$38,022	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

37%

Some college

21%

Associate's

13%

Bachelor's

16%

Graduate

High school graduate or higher: 92.4%
Bachelor's degree or higher: 21.1%
Graduate or professional degree: 5.3%
Households with broadband: 76.7%
Cable, fiber or DSL: 47.6%
No internet access: 12.1%
Without health insurance: 8.2%
Limited-English households: 0.8%

Geography

City (USPS): Old Fort
State: North Carolina
County: McDowell County
Center point: 35.6353° N, 82.1898° W
Land area: 96 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Old Fort1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28762

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28711	Black Mountain, NC	5.1 mi	12,663	$74,761	$370,200
28770	Ridgecrest, NC	5.1 mi	0	—	—
28757	Montreat, NC	6.2 mi	630	$115,568	$606,400
28752	Marion, NC	10 mi	30,292	$55,783	$166,000
28737	Glenwood, NC · PO box	10 mi	—	—	—
28746	Lake Lure, NC	11 mi	2,744	$70,469	$470,700
28778	Swannanoa, NC	12 mi	13,536	$73,408	$303,300
28730	Fairview, NC	12 mi	7,605	$102,900	$433,300
28710	Bat Cave, NC	13 mi	78	—	—
28720	Chimney Rock, NC	14 mi	138	$63,438	$445,500
28735	Gerton, NC	14 mi	124	—	$398,900
28709	Barnardsville, NC	14 mi	2,260	—	$433,300

Zip codes like 28762 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28762

What city is zip code 28762?

28762 is assigned to Old Fort, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28762 in?

28762 is in McDowell County, North Carolina.

What is the population of 28762?

About 6,599 people live in 28762, according to the Census Bureau's American Community Survey.

What time zone is 28762 in?

28762 is in Eastern Time.

What is the median household income in 28762?

The median household income in 28762 is $66,410.

What zip codes are near 28762?

The closest zip codes to 28762 are 28711, 28770, 28757, 28752, 28737.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28762, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.