Zip code 49738: Grayling, Michigan
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 49738
49738 is a rural zip code in Grayling, Michigan (Crawford County), covering 333 sq mi of land. About 9,696 people live here, or 29 per square mile. The median resident is 50.9 years old, compared with 38.9 nationally.
The median household earns $59,708 a year, 26% below the national median of $80,734. 14.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $168,800, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $870 a month.
21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.8 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and sales.
How 49738 compares
- Housing vacancy37.8%99thU.S. 10.1% · MI 11.8%159th of 958 in MI
- Median age50.996thU.S. 38.9 · MI 40.2182nd of 962 in MI
- 94thU.S. 17.2% · MI 18.6%206th of 962 in MI
- Veterans10.7%92ndU.S. 6.2% · MI 5.8%129th of 962 in MI
- 85thWeaknessU.S. 5.2% · MI 5.7%174th of 961 in MI
- 84thU.S. 10% · MI 8.6%198th of 961 in MI
- Poverty rate14.7%68thU.S. 12.5% · MI 13.2%281st of 959 in MI
- Homeownership rate75.7%68thU.S. 65.2% · MI 73.2%728th of 958 in MI
- Government workers16.2%67thU.S. 14.5% · MI 11.6%181st of 961 in MI
- Broadband access91.3%43rdU.S. 91% · MI 90.5%320th of 958 in MI
- Uninsured rate5.8%41stU.S. 8.4% · MI 4.9%318th of 961 in MI
- 36thU.S. 9.7% · MI 10.1%599th of 961 in MI
- Average commute23.8 min35thU.S. 26.4 min · MI 24.2 min595th of 941 in MI
- Work from home9.1%29thU.S. 15.1% · MI 13.5%533rd of 961 in MI
- 27thU.S. 0.483 · MI 0.465550th of 958 in MI
- Per capita income$31,94824thU.S. $44,673 · MI $40,735684th of 962 in MI
- 23rdU.S. 35.7% · MI 32.4%522nd of 961 in MI
- Residents under 1818.8%23rdU.S. 22% · MI 21.2%607th of 962 in MI
- Median earnings per worker$39,82121stU.S. $49,666 · MI $47,178696th of 960 in MI
- Median household income$59,70820thWeaknessU.S. $80,734 · MI $72,875688th of 952 in MI
- 19thStrengthU.S. 51.1% · MI 50.4%562nd of 931 in MI
- Population9,69615thU.S. 334,922,499 · MI 10,077,761335th of 962 in MI
- Median home value$168,80014thU.S. $332,700 · MI $231,600600th of 946 in MI
- 11thU.S. $1,413 · MI $1,129575th of 851 in MI
- Diversity index16.89thU.S. 61.4 · MI 45.3581st of 962 in MI
- 9thU.S. 14.1% · MI 7.2%548th of 962 in MI
- Tech workers0.4%5thU.S. 3.8% · MI 3.1%781st of 961 in MI
- Population density29/sq mi4thU.S. 95/sq mi · MI 178/sq mi789th of 962 in MI
| Measure | 49738 | Crawford | MI | U.S. | National percentile | Rank in MI |
|---|---|---|---|---|---|---|
| Housing vacancy | 37.8% | 39.7% | 11.8% | 10.1% | 159th of 958 | |
| Median age | 50.9 | 51.6 | 40.2 | 38.9 | 182nd of 962 | |
| Residents 65 and older | 26.7% | 27.3% | 18.6% | 17.2% | 206th of 962 | |
| Veterans | 10.7% | 10.9% | 5.8% | 6.2% | 129th of 962 | |
| Unemployment rateWeakness | 7.7% | 8.2% | 5.7% | 5.2% | 174th of 961 | |
| Self-employed workers | 13.2% | 12.1% | 8.6% | 10% | 198th of 961 | |
| Poverty rate | 14.7% | 14.7% | 13.2% | 12.5% | 281st of 959 | |
| Homeownership rate | 75.7% | 79.6% | 73.2% | 65.2% | 728th of 958 | |
| Government workers | 16.2% | 18% | 11.6% | 14.5% | 181st of 961 | |
| Broadband access | 91.3% | 89.9% | 90.5% | 91% | 320th of 958 | |
| Uninsured rate | 5.8% | 5.1% | 4.9% | 8.4% | 318th of 961 | |
| Healthcare workers | 8.6% | 7.9% | 10.1% | 9.7% | 599th of 961 | |
| Average commute | 23.8 min | 25.7 min | 24.2 min | 26.4 min | 595th of 941 | |
| Work from home | 9.1% | 8.4% | 13.5% | 15.1% | 533rd of 961 | |
| Income inequality (Gini) | 0.408 | 0.402 | 0.465 | 0.483 | 550th of 958 | |
| Per capita income | $31,948 | $31,873 | $40,735 | $44,673 | 684th of 962 | |
| Bachelor's degree or higher | 20.9% | 20.3% | 32.4% | 35.7% | 522nd of 961 | |
| Residents under 18 | 18.8% | 17.5% | 21.2% | 22% | 607th of 962 | |
| Median earnings per worker | $39,821 | $39,338 | $47,178 | $49,666 | 696th of 960 | |
| Median household incomeWeakness | $59,708 | $60,392 | $72,875 | $80,734 | 688th of 952 | |
| Rent-burdened rentersStrength | 41.4% | 45.3% | 50.4% | 51.1% | 562nd of 931 | |
| Population | 9,696 | 13,369 | 10,077,761 | 334,922,499 | 335th of 962 | |
| Median home value | $168,800 | $163,000 | $231,600 | $332,700 | 600th of 946 | |
| Median gross rent | $870 | $862 | $1,129 | $1,413 | 575th of 851 | |
| Diversity index | 16.8 | 16 | 45.3 | 61.4 | 581st of 962 | |
| Foreign-born residents | 1.5% | 1.6% | 7.2% | 14.1% | 548th of 962 | |
| Tech workers | 0.4% | 1.9% | 3.1% | 3.8% | 781st of 961 | |
| Population density | 29/sq mi | 24/sq mi | 178/sq mi | 95/sq mi | 789th of 962 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White91%
- Black0.3%
- Hispanic3%
- Asian0.7%
- Native American0.1%
- Pacific Islander0%
- Other0.6%
- Multiracial4%
Language spoken at home (households)
Households
- Households
- 4,526
- Average household size
- 2.1
- Family households
- 60.4%
- Married couples
- 44.3%
- Living alone
- 32.3%
- Veterans (of adults)
- 10.7%
- Male / female
- 50% / 50%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 7,271
- Owner-occupied
- 75.7%
- Vacant
- 37.8%
- Median year built
- 1979
- Median rooms
- 4.8
- Renters paying 30%+ of income
- 41.4%
- Renters paying 50%+ of income
- 22.1%
- Home value to income
- 2.8× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 49738 | U.S. |
|---|---|---|
| Management, business, science and arts | $56,964 | $74,888 |
| Service | $21,643 | $26,804 |
| Sales and office | $26,546 | $40,476 |
| Construction and maintenance | $52,661 | $49,199 |
| Production and transportation | $34,696 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 91.3%
- Bachelor's degree or higher
- 20.9%
- Graduate or professional degree
- 8.1%
- Households with broadband
- 91.3%
- Cable, fiber or DSL
- 59%
- No internet access
- 6.6%
- Without health insurance
- 5.8%
- Limited-English households
- 0%
Geography
- City (USPS)
- Grayling
- State
- Michigan
- County
- Crawford County
- Center point
- 44.6923° N, 84.5951° W
- Land area
- 333 sq mi
- Water area
- 5.9 sq mi
- Time zone
- Eastern Time (UTC-5, UTC-4 in summer)
- Zip type
- Residential delivery area
49738 spans 3 counties
- Crawford County94% of land
- Kalkaska County4% of land
- Otsego County2% of land
Zip codes near 49738
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 49739 | Grayling, MI · PO box | 1 mi | — |
| 49733 | Frederic, MI | 9.7 mi | $66,318 |
| 49797 | Waters, MI · PO box | 13 mi | — |
| 48653 | Roscommon, MI | 14 mi | $65,913 |
| 48636 | Luzerne, MI | 17 mi | $65,870 |
| 48627 | Higgins Lake, MI | 18 mi | — |
| 49756 | Lewiston, MI | 18 mi | $53,333 |
| 49735 | Gaylord, MI | 21 mi | $70,819 |
| 49751 | Johannesburg, MI | 22 mi | $62,008 |
| 49646 | Kalkaska, MI | 22 mi | $64,863 |
| 49734 | Gaylord, MI · PO box | 24 mi | — |
| 48656 | Saint Helen, MI | 24 mi | $47,750 |
Zip codes like 49738 elsewhere
Questions about 49738
What city is zip code 49738?
49738 is assigned to Grayling, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 49738 in?
49738 is mostly in Crawford County, but it extends into 2 other counties.
What is the population of 49738?
About 9,696 people live in 49738, according to the Census Bureau's American Community Survey.
What time zone is 49738 in?
49738 is in Eastern Time.
What is the median household income in 49738?
The median household income in 49738 is $59,708.
What zip codes are near 49738?
The closest zip codes to 49738 are 49739, 49733, 49797, 48653, 48636.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49738, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.