Zip code 28720: Chimney Rock, North Carolina

Q: What city is zip code 28720?

28720 is assigned to Chimney Rock, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28720 in?

28720 is in Rutherford County, North Carolina.

Q: What is the population of 28720?

About 138 people live in 28720, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28720?

The median household income in 28720 is $63,438.

Q: What zip codes are near 28720?

The closest zip codes to 28720 are 28710, 28735, 28727, 28746, 28792.

Residential delivery areaRutherford CountyEastern Time

Population

138

Small sample: rough estimates

Median household income

$63K

U.S. $81K

Median home value

$446K

U.S. $333K

Median rent

$1,717/mo

U.S. $1,413

Median age

58.1

U.S. 38.9

Land area

9.3 sq mi

15 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28720

28720 is a rural zip code in Chimney Rock, North Carolina (Rutherford County), covering 9.3 sq mi of land. About 138 people live here, or 15 per square mile. The median resident is 58.1 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

The median household earns $63,438 a year, 21% below the national median of $80,734. 7.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $445,500, or 7.0 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 66% of occupied homes are lived in by their owners, and renters pay a median of $1,717 a month.

30% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 12 minutes each way, and 1% of workers work from home. The most common jobs among working residents are in healthcare; office and administrative support; and construction and repair. 26% of them are self-employed (U.S.: 10%).

How 28720 compares

Sorted from highest to lowest national percentile

Only about 138 people live here, so these survey estimates have wide margins of error.

Median age58.1
99th
U.S. 38.9 · NC 39.155th of 802 in NC
Broadband access98.6%
99th
StrengthU.S. 91% · NC 90.1%31st of 788 in NC
Housing vacancy58.3%
99th
U.S. 10.1% · NC 12.5%29th of 789 in NC
Healthcare workers26.1%
99th
U.S. 9.7% · NC 9.5%12th of 798 in NC
Self-employed workers26.1%
99th
U.S. 10% · NC 9.8%24th of 798 in NC
Government workers26.1%
96th
U.S. 14.5% · NC 13.8%75th of 798 in NC
Residents 65 and older23.9%
89th
U.S. 17.2% · NC 17.2%229th of 802 in NC
Per capita income$64,609
88th
StrengthU.S. $44,673 · NC $41,38548th of 799 in NC
Veterans9.3%
86th
U.S. 6.2% · NC 7.4%199th of 801 in NC
Income inequality (Gini)0.489
85th
WeaknessU.S. 0.483 · NC 0.477132nd of 781 in NC
Median gross rent$1,717
69th
U.S. $1,413 · NC $1,22834th of 688 in NC
Median home value$445,500
68th
U.S. $332,700 · NC $288,90079th of 757 in NC
Bachelor's degree or higher29.5%
45th
U.S. 35.7% · NC 35.7%272nd of 799 in NC
Homeownership rate65.8%
43rd
U.S. 65.2% · NC 66.6%601st of 788 in NC
Median earnings per worker$44,167
37th
U.S. $49,666 · NC $46,279312th of 788 in NC
Median household income$63,438
26th
U.S. $80,734 · NC $72,388397th of 748 in NC
Poverty rate7.2%
26th
U.S. 12.5% · NC 13%632nd of 788 in NC
Rent-burdened renters40%
16th
StrengthU.S. 51.1% · NC 48.9%510th of 760 in NC
Foreign-born residents0.7%
4th
U.S. 14.1% · NC 9.1%690th of 802 in NC
Population density15/sq mi
2nd
U.S. 95/sq mi · NC 221/sq mi779th of 802 in NC
Population138
1st
U.S. 334,922,499 · NC 10,730,404786th of 802 in NC
Average commute12 min
1st
StrengthU.S. 26.4 min · NC 25.1 min760th of 771 in NC
Work from home1.1%
1st
U.S. 15.1% · NC 16.3%745th of 799 in NC
Unemployment rate0%
1st
StrengthU.S. 5.2% · NC 4.7%786th of 799 in NC
Diversity index0
1st
U.S. 61.4 · NC 58.4797th of 802 in NC
Uninsured rate0%
1st
StrengthU.S. 8.4% · NC 9.9%795th of 797 in NC
Residents under 186.5%
1st
U.S. 22% · NC 21.8%755th of 802 in NC
Tech workers0%
1st
U.S. 3.8% · NC 3.9%770th of 798 in NC

Measure	28720	Rutherford	NC	U.S.	National percentile	Rank in NC
Median age	58.1	45.3	39.1	38.9	99th	55th of 802
Broadband accessStrength	98.6%	82.9%	90.1%	91%	99th	31st of 788
Housing vacancy	58.3%	18.7%	12.5%	10.1%	99th	29th of 789
Healthcare workers	26.1%	10.5%	9.5%	9.7%	99th	12th of 798
Self-employed workers	26.1%	11.2%	9.8%	10%	99th	24th of 798
Government workers	26.1%	14%	13.8%	14.5%	96th	75th of 798
Residents 65 and older	23.9%	22.3%	17.2%	17.2%	89th	229th of 802
Per capita incomeStrength	$64,609	$30,460	$41,385	$44,673	88th	48th of 799
Veterans	9.3%	7.4%	7.4%	6.2%	86th	199th of 801
Income inequality (Gini)Weakness	0.489	0.467	0.477	0.483	85th	132nd of 781
Median gross rent	$1,717	$783	$1,228	$1,413	69th	34th of 688
Median home value	$445,500	$201,800	$288,900	$332,700	68th	79th of 757
Bachelor's degree or higher	29.5%	21.5%	35.7%	35.7%	45th	272nd of 799
Homeownership rate	65.8%	73.9%	66.6%	65.2%	43rd	601st of 788
Median earnings per worker	$44,167	$37,600	$46,279	$49,666	37th	312th of 788
Median household income	$63,438	$51,410	$72,388	$80,734	26th	397th of 748
Poverty rate	7.2%	16.8%	13%	12.5%	26th	632nd of 788
Rent-burdened rentersStrength	40%	46.8%	48.9%	51.1%	16th	510th of 760
Foreign-born residents	0.7%	3.1%	9.1%	14.1%	4th	690th of 802
Population density	15/sq mi	115/sq mi	221/sq mi	95/sq mi	2nd	779th of 802
Population	138	64,930	10,730,404	334,922,499	1st	786th of 802
Average commuteStrength	12 min	26.1 min	25.1 min	26.4 min	1st	760th of 771
Work from home	1.1%	8.6%	16.3%	15.1%	1st	745th of 799
Unemployment rateStrength	0%	6.3%	4.7%	5.2%	1st	786th of 799
Diversity index	0	33.6	58.4	61.4	1st	797th of 802
Uninsured rateStrength	0%	12%	9.9%	8.4%	1st	795th of 797
Residents under 18	6.5%	20.1%	21.8%	22%	1st	755th of 802
Tech workers	0%	2.3%	3.9%	3.8%	1st	770th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

21%

35–44

17%

45–54

27%

55–64

14%

65–74

75+

Median age

58.1

Under 18

6.5%

65 and over

23.9%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0%

Diversity index

U.S. 61.4

Foreign-born

0.7%

U.S. 14.1%

Born in state

33.3%

Language spoken at home (households)

English only

82%

Spanish

15%

Other Indo-European

Asian / Pacific

Other

Households

Households: 73
Average household size: 1.9
Family households: 63%
Married couples: 41.1%
Living alone: 30.1%
Veterans (of adults): 9.3%
Male / female: 44% / 56%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

14%

$50–75k

34%

$75–100k

$100–150k

$150–200k

21%

$200k+

10%

Median household income

28720

$63,438

Rutherford Co.

$51,410

North Carolina

$72,388

United States

$80,734

Per capita income

$64,609

U.S. $44,673

Poverty rate

7.2%

U.S. 12.5%

Households earning $150K+

30.1%

U.S. 23%

Income inequality (Gini)

0.489

U.S. 0.483

Housing

Median home value

28720

$445,500

Rutherford Co.

$201,800

North Carolina

$288,900

United States

$332,700

Median gross rent

28720

$1,717

Rutherford Co.

$783

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

85%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 175
Owner-occupied: 65.8%
Vacant: 58.3%
Median year built: 1971
Median rooms: 4.4
Renters paying 30%+ of income: 40%
Renters paying 50%+ of income: 16%
Home value to income: 7.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

66%

Carpooled

Transit

Walked

27%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

51%

10–19

33%

20–29

30–44

45–59

12%

60+

Average commute

12 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

71.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

26%

Office and admin

26%

Construction and repair

16%

Sales

13%

Food service

Production

Cleaning and personal care

Management

Arts, media and sports

Business and finance

Computer and math

Engineering and science

Education

Legal and social services

Police and fire

Farming, fishing and forestry

Transportation and moving

Industries

Professional and technical services

22%

Health care and social assistance

16%

Transportation, warehousing and utilities

16%

Other services

15%

Retail

13%

Restaurants and hotels

Manufacturing

Construction

Information

Education

Finance, insurance and real estate

Public administration

Admin, support and management

Wholesale

Arts and recreation

Agriculture and mining

Median earnings per worker

$44,167

U.S. $49,666

Self-employed

26.1%

U.S. 10%

Government workers

26.1%

U.S. 14.5%

Nonprofit workers

4.3%

U.S. 8.8%

Median earnings by type of work

Type of work	28720	U.S.
Management, business, science and arts	$120,813	$74,888
Service	—	$26,804
Sales and office	$43,833	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

31%

Some college

29%

Associate's

Bachelor's

17%

Graduate

12%

High school graduate or higher: 97.7%
Bachelor's degree or higher: 29.5%
Graduate or professional degree: 12.4%
Households with broadband: 98.6%
Cable, fiber or DSL: 89%
No internet access: 0%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Chimney Rock
State: North Carolina
County: Rutherford County
Center point: 35.4477° N, 82.2622° W
Land area: 9.3 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Chimney Rock Village34% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28720

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28710	Bat Cave, NC	1.2 mi	78	—	—
28735	Gerton, NC	5.2 mi	124	—	$398,900
28727	Edneyville, NC · PO box	5.8 mi	—	—	—
28746	Lake Lure, NC	6 mi	2,744	$70,469	$470,700
28792	Hendersonville, NC	7 mi	36,645	$55,522	$278,500
28756	Mill Spring, NC	7 mi	4,706	$63,663	$277,600
28730	Fairview, NC	8 mi	7,605	$102,900	$433,300
28732	Fletcher, NC	10 mi	19,279	$81,852	$376,700
28724	Dana, NC · PO box	10 mi	—	—	—
28711	Black Mountain, NC	11 mi	12,663	$74,761	$370,200
28770	Ridgecrest, NC	12 mi	0	—	—
28731	Flat Rock, NC	13 mi	8,672	$66,309	$402,300

Questions about 28720

What city is zip code 28720?

28720 is assigned to Chimney Rock, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28720 in?

28720 is in Rutherford County, North Carolina.

What is the population of 28720?

About 138 people live in 28720, according to the Census Bureau's American Community Survey.

What time zone is 28720 in?

28720 is in Eastern Time.

What is the median household income in 28720?

The median household income in 28720 is $63,438.

What zip codes are near 28720?

The closest zip codes to 28720 are 28710, 28735, 28727, 28746, 28792.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28720, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.