Zip code 28757: Montreat, North Carolina

Q: What city is zip code 28757?

28757 is assigned to Montreat, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28757 in?

28757 is in Buncombe County, North Carolina.

Q: What is the population of 28757?

About 630 people live in 28757, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28757?

The median household income in 28757 is $115,568.

Q: What zip codes are near 28757?

The closest zip codes to 28757 are 28770, 28711, 28778, 28762, 28730.

Residential delivery areaBuncombe CountyEastern Time

Population

630

Median household income

$116K

U.S. $81K

Median home value

$606K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

19.9

U.S. 38.9

Land area

2.7 sq mi

231 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28757

28757 is a small-town zip code in Montreat, North Carolina (Buncombe County), covering 2.7 sq mi of land. About 630 people live here, or 231 per square mile. The median resident is 19.9 years old, compared with 38.9 nationally.

The median household earns $115,568 a year, 43% above the national median of $80,734. 0% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $606,400, or 5.2 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 100% of occupied homes are lived in by their owners.

92% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 13.2 minutes each way, and 14% of workers work from home; walking is the most common way to get to work. The most common jobs among working residents are in sales; food service; and office and administrative support.

How 28757 compares

Sorted from highest to lowest national percentile

Bachelor's degree or higher91.5%
99th
StrengthU.S. 35.7% · NC 35.7%4th of 799 in NC
Homeownership rate100%
99th
StrengthU.S. 65.2% · NC 66.6%6th of 788 in NC
Broadband access100%
99th
StrengthU.S. 91% · NC 90.1%7th of 788 in NC
Housing vacancy91.8%
99th
U.S. 10.1% · NC 12.5%2nd of 789 in NC
Unemployment rate9.6%
93rd
WeaknessU.S. 5.2% · NC 4.7%75th of 799 in NC
Tech workers6.9%
90th
U.S. 3.8% · NC 3.9%46th of 798 in NC
Median household income$115,568
83rd
StrengthU.S. $80,734 · NC $72,38840th of 748 in NC
Median home value$606,400
82nd
U.S. $332,700 · NC $288,90023rd of 757 in NC
Government workers19.3%
82nd
U.S. 14.5% · NC 13.8%198th of 798 in NC
Work from home13.9%
56th
U.S. 15.1% · NC 16.3%236th of 799 in NC
Diversity index45.2
44th
U.S. 61.4 · NC 58.4408th of 802 in NC
Population density231/sq mi
22nd
U.S. 95/sq mi · NC 221/sq mi320th of 802 in NC
Uninsured rate2.4%
8th
StrengthU.S. 8.4% · NC 9.9%751st of 797 in NC
Foreign-born residents1.3%
8th
U.S. 14.1% · NC 9.1%635th of 802 in NC
Veterans1.9%
6th
U.S. 6.2% · NC 7.4%757th of 801 in NC
Healthcare workers4%
2nd
U.S. 9.7% · NC 9.5%713th of 798 in NC
Population630
1st
U.S. 334,922,499 · NC 10,730,404729th of 802 in NC
Per capita income$16,033
1st
WeaknessU.S. $44,673 · NC $41,385777th of 799 in NC
Median age19.9
1st
U.S. 38.9 · NC 39.1788th of 802 in NC
Poverty rate0%
1st
StrengthU.S. 12.5% · NC 13%775th of 788 in NC
Average commute13.2 min
1st
StrengthU.S. 26.4 min · NC 25.1 min757th of 771 in NC
Residents 65 and older2.4%
1st
U.S. 17.2% · NC 17.2%779th of 802 in NC
Residents under 187.9%
1st
U.S. 22% · NC 21.8%746th of 802 in NC
Median earnings per worker$8,190
1st
WeaknessU.S. $49,666 · NC $46,279777th of 788 in NC
Self-employed workers0%
1st
U.S. 10% · NC 9.8%772nd of 798 in NC
Income inequality (Gini)0.280
1st
StrengthU.S. 0.483 · NC 0.477771st of 781 in NC

Measure	28757	Buncombe	NC	U.S.	National percentile	Rank in NC
Bachelor's degree or higherStrength	91.5%	45.9%	35.7%	35.7%	99th	4th of 799
Homeownership rateStrength	100%	66.2%	66.6%	65.2%	99th	6th of 788
Broadband accessStrength	100%	90.3%	90.1%	91%	99th	7th of 788
Housing vacancy	91.8%	24.3%	12.5%	10.1%	99th	2nd of 789
Unemployment rateWeakness	9.6%	4.3%	4.7%	5.2%	93rd	75th of 799
Tech workers	6.9%	3.1%	3.9%	3.8%	90th	46th of 798
Median household incomeStrength	$115,568	$74,436	$72,388	$80,734	83rd	40th of 748
Median home value	$606,400	$391,800	$288,900	$332,700	82nd	23rd of 757
Government workers	19.3%	11.1%	13.8%	14.5%	82nd	198th of 798
Work from home	13.9%	17.6%	16.3%	15.1%	56th	236th of 799
Diversity index	45.2	33.6	58.4	61.4	44th	408th of 802
Population density	231/sq mi	418/sq mi	221/sq mi	95/sq mi	22nd	320th of 802
Uninsured rateStrength	2.4%	10.9%	9.9%	8.4%	8th	751st of 797
Foreign-born residents	1.3%	6.7%	9.1%	14.1%	8th	635th of 802
Veterans	1.9%	6.3%	7.4%	6.2%	6th	757th of 801
Healthcare workers	4%	11.7%	9.5%	9.7%	2nd	713th of 798
Population	630	274,360	10,730,404	334,922,499	1st	729th of 802
Per capita incomeWeakness	$16,033	$43,371	$41,385	$44,673	1st	777th of 799
Median age	19.9	42.6	39.1	38.9	1st	788th of 802
Poverty rateStrength	0%	11.8%	13%	12.5%	1st	775th of 788
Average commuteStrength	13.2 min	21.1 min	25.1 min	26.4 min	1st	757th of 771
Residents 65 and older	2.4%	21.2%	17.2%	17.2%	1st	779th of 802
Residents under 18	7.9%	17.8%	21.8%	22%	1st	746th of 802
Median earnings per workerWeakness	$8,190	$42,481	$46,279	$49,666	1st	777th of 788
Self-employed workers	0%	13.1%	9.8%	10%	1st	772nd of 798
Income inequality (Gini)Strength	0.280	0.481	0.477	0.483	1st	771st of 781

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

73%

18–24

25–34

35–44

45–54

55–64

65–74

75+

Median age

19.9

Under 18

7.9%

65 and over

2.4%

Race and ethnicity

White71%
Black12%
Hispanic16%
Asian0.6%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.3%

Diversity index

45.2

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

50.2%

Language spoken at home (households)

English only

82%

Spanish

Other Indo-European

18%

Asian / Pacific

Other

Households

Households: 62
Average household size: 2.9
Family households: 75.8%
Married couples: 75.8%
Living alone: 24.2%
Veterans (of adults): 1.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

35%

$75–100k

$100–150k

42%

$150–200k

$200k+

23%

Median household income

28757

$115,568

Buncombe Co.

$74,436

North Carolina

$72,388

United States

$80,734

Per capita income

$16,033

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

22.6%

U.S. 23%

Income inequality (Gini)

0.280

U.S. 0.483

Housing

Median home value

28757

$606,400

Buncombe Co.

$391,800

North Carolina

$288,900

United States

$332,700

Median gross rent

28757

—

Buncombe Co.

$1,362

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

100%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 755
Owner-occupied: 100%
Vacant: 91.8%
Median year built: 1962
Median rooms: 7.1
Renters paying 30%+ of income: —
Renters paying 50%+ of income: —
Home value to income: 5.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

39%

Carpooled

Transit

Walked

45%

Bicycle

Worked from home

14%

Other

Commute time (one way)

<10 min

40%

10–19

35%

20–29

19%

30–44

45–59

60+

Average commute

13.2 min

U.S. 26.4 min

Unemployment

9.6%

U.S. 5.2%

In labor force

52.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

24%

Food service

17%

Office and admin

13%

Cleaning and personal care

Education

Computer and math

Management

Transportation and moving

Healthcare

Business and finance

Police and fire

Engineering and science

Legal and social services

Arts, media and sports

Construction and repair

Farming, fishing and forestry

Production

Industries

Retail

26%

Arts and recreation

22%

Education

17%

Restaurants and hotels

17%

Finance, insurance and real estate

Health care and social assistance

Manufacturing

Transportation, warehousing and utilities

Professional and technical services

Public administration

Construction

Admin, support and management

Other services

Wholesale

Information

Agriculture and mining

Median earnings per worker

$8,190

U.S. $49,666

Self-employed

U.S. 10%

Government workers

19.3%

U.S. 14.5%

Nonprofit workers

6.9%

U.S. 8.8%

Median earnings by type of work

Type of work	28757	U.S.
Management, business, science and arts	$5,777	$74,888
Service	$7,105	$26,804
Sales and office	$15,375	$40,476
Construction and maintenance	—	$49,199
Production and transportation	$13,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

Some college

Associate's

Bachelor's

57%

Graduate

34%

High school graduate or higher: 100%
Bachelor's degree or higher: 91.5%
Graduate or professional degree: 34.2%
Households with broadband: 100%
Cable, fiber or DSL: 82.3%
No internet access: 0%
Without health insurance: 2.4%
Limited-English households: 0%

Geography

City (USPS): Montreat
State: North Carolina
County: Buncombe County
Center point: 35.6480° N, 82.2992° W
Land area: 2.7 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Montreat100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28757

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28770	Ridgecrest, NC	2.2 mi	0	—	—
28711	Black Mountain, NC	3.7 mi	12,663	$74,761	$370,200
28778	Swannanoa, NC	6 mi	13,536	$73,408	$303,300
28762	Old Fort, NC	6.2 mi	6,599	$66,410	$196,600
28730	Fairview, NC	8.7 mi	7,605	$102,900	$433,300
28709	Barnardsville, NC	9.6 mi	2,260	—	$433,300
28805	Asheville, NC	10 mi	19,993	$75,151	$412,500
28814	Asheville, NC · PO box	11 mi	—	—	—
28735	Gerton, NC	12 mi	124	—	$398,900
28810	Asheville, NC · PO box	13 mi	—	—	—
28815	Asheville, NC · PO box	13 mi	—	—	—
28816	Asheville, NC · PO box	13 mi	—	—	—

Questions about 28757

What city is zip code 28757?

28757 is assigned to Montreat, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28757 in?

28757 is in Buncombe County, North Carolina.

What is the population of 28757?

About 630 people live in 28757, according to the Census Bureau's American Community Survey.

What time zone is 28757 in?

28757 is in Eastern Time.

What is the median household income in 28757?

The median household income in 28757 is $115,568.

What zip codes are near 28757?

The closest zip codes to 28757 are 28770, 28711, 28778, 28762, 28730.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28757, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.