Zip code 28532: Havelock, North Carolina

Q: What city is zip code 28532?

28532 is assigned to Havelock, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28532 in?

28532 is in Craven County, North Carolina.

Q: What is the population of 28532?

About 20,908 people live in 28532, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28532?

The median household income in 28532 is $60,605.

Q: What zip codes are near 28532?

The closest zip codes to 28532 are 28533, 28510, 28570, 28529, 28557.

Residential delivery areaCraven CountyEastern Time

Population

20,908

Median household income

$61K

U.S. $81K

Median home value

$218K

U.S. $333K

Median rent

$1,269/mo

U.S. $1,413

Median age

30.9

U.S. 38.9

Land area

165 sq mi

126 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28532

28532 is a small-town zip code in Havelock, North Carolina (Craven County), covering 165 sq mi of land. About 20,908 people live here, or 126 per square mile. The median resident is 30.9 years old, compared with 38.9 nationally.

The median household earns $60,605 a year, 25% below the national median of $80,734. 14.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $218,000, or 3.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 52% of occupied homes are lived in by their owners, and renters pay a median of $1,269 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.3 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and management.

How 28532 compares

Sorted from highest to lowest national percentile

Veterans20%
99th
U.S. 6.2% · NC 7.4%22nd of 801 in NC
Government workers29%
98th
U.S. 14.5% · NC 13.8%50th of 798 in NC
Residents under 1826.4%
83rd
U.S. 22% · NC 21.8%105th of 802 in NC
Housing vacancy12.6%
81st
U.S. 10.1% · NC 12.5%380th of 789 in NC
Uninsured rate11.5%
78th
U.S. 8.4% · NC 9.9%260th of 797 in NC
Diversity index60.5
73rd
U.S. 61.4 · NC 58.4159th of 802 in NC
Poverty rate14.4%
67th
U.S. 12.5% · NC 13%339th of 788 in NC
Tech workers3.6%
62nd
U.S. 3.8% · NC 3.9%174th of 798 in NC
Unemployment rate4.5%
43rd
U.S. 5.2% · NC 4.7%370th of 799 in NC
Rent-burdened renters48.9%
43rd
U.S. 51.1% · NC 48.9%332nd of 760 in NC
Median gross rent$1,269
41st
U.S. $1,413 · NC $1,228157th of 688 in NC
Average commute24.3 min
38th
U.S. 26.4 min · NC 25.1 min482nd of 771 in NC
Self-employed workers8.4%
38th
U.S. 10% · NC 9.8%515th of 798 in NC
Population20,908
33rd
U.S. 334,922,499 · NC 10,730,404194th of 802 in NC
Healthcare workers8%
28th
U.S. 9.7% · NC 9.5%505th of 798 in NC
Foreign-born residents4.6%
27th
U.S. 14.1% · NC 9.1%376th of 802 in NC
Median home value$218,000
25th
U.S. $332,700 · NC $288,900398th of 757 in NC
Bachelor's degree or higher20.6%
22nd
U.S. 35.7% · NC 35.7%460th of 799 in NC
Income inequality (Gini)0.401
22nd
U.S. 0.483 · NC 0.477580th of 781 in NC
Median household income$60,605
21st
U.S. $80,734 · NC $72,388451st of 748 in NC
Per capita income$30,365
20th
WeaknessU.S. $44,673 · NC $41,385536th of 799 in NC
Homeownership rate52%
20th
WeaknessU.S. 65.2% · NC 66.6%711th of 788 in NC
Broadband access87.3%
20th
WeaknessU.S. 91% · NC 90.1%409th of 788 in NC
Median earnings per worker$38,689
18th
WeaknessU.S. $49,666 · NC $46,279535th of 788 in NC
Population density126/sq mi
16th
U.S. 95/sq mi · NC 221/sq mi428th of 802 in NC
Work from home5.5%
9th
U.S. 15.1% · NC 16.3%585th of 799 in NC
Median age30.9
5th
U.S. 38.9 · NC 39.1740th of 802 in NC
Residents 65 and older8.9%
5th
U.S. 17.2% · NC 17.2%749th of 802 in NC

Measure	28532	Craven	NC	U.S.	National percentile	Rank in NC
Veterans	20%	14.5%	7.4%	6.2%	99th	22nd of 801
Government workers	29%	21%	13.8%	14.5%	98th	50th of 798
Residents under 18	26.4%	21.3%	21.8%	22%	83rd	105th of 802
Housing vacancy	12.6%	11.7%	12.5%	10.1%	81st	380th of 789
Uninsured rate	11.5%	7.8%	9.9%	8.4%	78th	260th of 797
Diversity index	60.5	53.7	58.4	61.4	73rd	159th of 802
Poverty rate	14.4%	13.7%	13%	12.5%	67th	339th of 788
Tech workers	3.6%	3.3%	3.9%	3.8%	62nd	174th of 798
Unemployment rate	4.5%	4.2%	4.7%	5.2%	43rd	370th of 799
Rent-burdened renters	48.9%	46.3%	48.9%	51.1%	43rd	332nd of 760
Median gross rent	$1,269	$1,110	$1,228	$1,413	41st	157th of 688
Average commute	24.3 min	21.7 min	25.1 min	26.4 min	38th	482nd of 771
Self-employed workers	8.4%	8.7%	9.8%	10%	38th	515th of 798
Population	20,908	102,612	10,730,404	334,922,499	33rd	194th of 802
Healthcare workers	8%	11.5%	9.5%	9.7%	28th	505th of 798
Foreign-born residents	4.6%	4.1%	9.1%	14.1%	27th	376th of 802
Median home value	$218,000	$231,600	$288,900	$332,700	25th	398th of 757
Bachelor's degree or higher	20.6%	27.5%	35.7%	35.7%	22nd	460th of 799
Income inequality (Gini)	0.401	0.450	0.477	0.483	22nd	580th of 781
Median household income	$60,605	$65,873	$72,388	$80,734	21st	451st of 748
Per capita incomeWeakness	$30,365	$36,931	$41,385	$44,673	20th	536th of 799
Homeownership rateWeakness	52%	68.4%	66.6%	65.2%	20th	711th of 788
Broadband accessWeakness	87.3%	85.6%	90.1%	91%	20th	409th of 788
Median earnings per workerWeakness	$38,689	$40,141	$46,279	$49,666	18th	535th of 788
Population density	126/sq mi	145/sq mi	221/sq mi	95/sq mi	16th	428th of 802
Work from home	5.5%	7.5%	16.3%	15.1%	9th	585th of 799
Median age	30.9	38.8	39.1	38.9	5th	740th of 802
Residents 65 and older	8.9%	20.9%	17.2%	17.2%	5th	749th of 802

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

14%

18–24

16%

25–34

12%

35–44

10%

45–54

11%

55–64

65–74

75+

Median age

30.9

Under 18

26.4%

65 and over

8.9%

Race and ethnicity

White58%
Black18%
Hispanic13%
Asian3%
Native American0.1%
Pacific Islander0%
Other0.4%
Multiracial7%

Diversity index

60.5

U.S. 61.4

Foreign-born

4.6%

U.S. 14.1%

Born in state

37.7%

Language spoken at home (households)

English only

84%

Spanish

10%

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 8,214
Average household size: 2.5
Family households: 72.6%
Married couples: 52.8%
Living alone: 21%
Veterans (of adults): 20%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

23%

$50–75k

21%

$75–100k

14%

$100–150k

19%

$150–200k

$200k+

Median household income

28532

$60,605

Craven Co.

$65,873

North Carolina

$72,388

United States

$80,734

Per capita income

$30,365

U.S. $44,673

Poverty rate

14.4%

U.S. 12.5%

Households earning $150K+

7.3%

U.S. 23%

Income inequality (Gini)

0.401

U.S. 0.483

Housing

Median home value

28532

$218,000

Craven Co.

$231,600

North Carolina

$288,900

United States

$332,700

Median gross rent

28532

$1,269

Craven Co.

$1,110

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

0.7%

Mobile home

Boat, RV, van

0.9%

Housing units: 9,403
Owner-occupied: 52%
Vacant: 12.6%
Median year built: 1990
Median rooms: 5.6
Renters paying 30%+ of income: 48.9%
Renters paying 50%+ of income: 21.9%
Home value to income: 3.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

10%

Transit

Walked

Bicycle

0.2%

Worked from home

Other

Commute time (one way)

<10 min

18%

10–19

35%

20–29

16%

30–44

21%

45–59

60+

Average commute

24.3 min

U.S. 26.4 min

Unemployment

4.5%

U.S. 5.2%

In labor force

66.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Sales

11%

Management

10%

Cleaning and personal care

Healthcare

Transportation and moving

Food service

Construction and repair

Education

Production

Police and fire

Business and finance

Engineering and science

Computer and math

Legal and social services

Arts, media and sports

Farming, fishing and forestry

0.6%

Industries

Public administration

17%

Retail

15%

Restaurants and hotels

13%

Health care and social assistance

11%

Manufacturing

Admin, support and management

Other services

Education

Transportation, warehousing and utilities

Construction

Professional and technical services

Finance, insurance and real estate

Agriculture and mining

0.8%

Information

0.6%

Wholesale

0.5%

Arts and recreation

0.4%

Median earnings per worker

$38,689

U.S. $49,666

Self-employed

8.4%

U.S. 10%

Government workers

29%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	28532	U.S.
Management, business, science and arts	$54,489	$74,888
Service	$32,146	$26,804
Sales and office	$29,360	$40,476
Construction and maintenance	$68,702	$49,199
Production and transportation	$30,864	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

29%

Some college

28%

Associate's

15%

Bachelor's

14%

Graduate

High school graduate or higher: 92.1%
Bachelor's degree or higher: 20.6%
Graduate or professional degree: 7%
Households with broadband: 87.3%
Cable, fiber or DSL: 73.8%
No internet access: 10.4%
Without health insurance: 11.5%
Limited-English households: 1.2%

Geography

City (USPS): Havelock
State: North Carolina
County: Craven County
Center point: 34.9050° N, 76.8867° W
Land area: 165 sq mi
Water area: 37 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Havelock10% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28532

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28533	Cherry Point, NC	0.8 mi	2,452	—	—
28510	Arapahoe, NC	7.4 mi	1,718	$58,839	$264,100
28570	Newport, NC	8.9 mi	22,197	$70,229	$260,000
28529	Grantsboro, NC	14 mi	1,804	$65,060	$162,300
28557	Morehead City, NC	14 mi	15,253	$68,528	$362,800
28571	Oriental, NC	14 mi	2,678	$63,393	$372,500
28512	Atlantic Beach, NC	15 mi	3,358	$91,488	$565,400
28594	Emerald Isle, NC	15 mi	3,934	$89,773	$603,700
28575	Salter Path, NC	15 mi	169	—	$439,100
28516	Beaufort, NC	16 mi	11,289	$66,057	$315,400
28560	New Bern, NC	16 mi	28,661	$65,411	$216,900
28519	Bridgeton, NC	17 mi	392	$38,988	$164,600

Zip codes like 28532 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28532

What city is zip code 28532?

28532 is assigned to Havelock, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28532 in?

28532 is in Craven County, North Carolina.

What is the population of 28532?

About 20,908 people live in 28532, according to the Census Bureau's American Community Survey.

What time zone is 28532 in?

28532 is in Eastern Time.

What is the median household income in 28532?

The median household income in 28532 is $60,605.

What zip codes are near 28532?

The closest zip codes to 28532 are 28533, 28510, 28570, 28529, 28557.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28532, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.