Zip code 28512: Atlantic Beach, North Carolina

Q: What city is zip code 28512?

28512 is assigned to Atlantic Beach, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28512 in?

28512 is in Carteret County, North Carolina.

Q: What is the population of 28512?

About 3,358 people live in 28512, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28512?

The median household income in 28512 is $91,488.

Q: What zip codes are near 28512?

The closest zip codes to 28512 are 28557, 28575, 28570, 28594, 28531.

Residential delivery areaCarteret CountyEastern Time

Population

3,358

Median household income

$91K

U.S. $81K

Median home value

$565K

U.S. $333K

Median rent

$1,223/mo

U.S. $1,413

Median age

60.6

U.S. 38.9

Land area

6.1 sq mi

549 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28512

28512 is a suburban zip code in Atlantic Beach, North Carolina (Carteret County), covering 6.1 sq mi of land. About 3,358 people live here, or 549 per square mile. The median resident is 60.6 years old, compared with 38.9 nationally.

The median household earns $91,488 a year, close to the national median of $80,734. 10.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $565,400, or 6.2 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 79% of occupied homes are lived in by their owners, and renters pay a median of $1,223 a month.

62% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.2 minutes each way, and 20% of workers work from home. The most common jobs among working residents are in sales, management and healthcare. 19% of them are self-employed (U.S.: 10%).

How 28512 compares

Sorted from highest to lowest national percentile

Median age60.6
99th
U.S. 38.9 · NC 39.130th of 802 in NC
Housing vacancy80.9%
99th
U.S. 10.1% · NC 12.5%9th of 789 in NC
Residents 65 and older40%
99th
U.S. 17.2% · NC 17.2%21st of 802 in NC
Self-employed workers18.8%
97th
U.S. 10% · NC 9.8%65th of 798 in NC
Veterans13%
96th
U.S. 6.2% · NC 7.4%92nd of 801 in NC
Income inequality (Gini)0.534
95th
WeaknessU.S. 0.483 · NC 0.47744th of 781 in NC
Broadband access97%
92nd
StrengthU.S. 91% · NC 90.1%49th of 788 in NC
Per capita income$67,739
90th
StrengthU.S. $44,673 · NC $41,38536th of 799 in NC
Bachelor's degree or higher61.8%
90th
StrengthU.S. 35.7% · NC 35.7%48th of 799 in NC
Rent-burdened renters61.1%
85th
WeaknessU.S. 51.1% · NC 48.9%114th of 760 in NC
Median home value$565,400
79th
U.S. $332,700 · NC $288,90033rd of 757 in NC
Work from home20%
77th
U.S. 15.1% · NC 16.3%128th of 799 in NC
Homeownership rate79.1%
76th
U.S. 65.2% · NC 66.6%301st of 788 in NC
Healthcare workers11.5%
76th
U.S. 9.7% · NC 9.5%211th of 798 in NC
Median earnings per worker$53,191
64th
U.S. $49,666 · NC $46,279137th of 788 in NC
Median household income$91,488
63rd
U.S. $80,734 · NC $72,38897th of 748 in NC
Poverty rate10.9%
50th
U.S. 12.5% · NC 13%483rd of 788 in NC
Tech workers2.7%
47th
U.S. 3.8% · NC 3.9%254th of 798 in NC
Government workers13.2%
46th
U.S. 14.5% · NC 13.8%469th of 798 in NC
Median gross rent$1,223
38th
U.S. $1,413 · NC $1,228176th of 688 in NC
Uninsured rate5.4%
37th
U.S. 8.4% · NC 9.9%655th of 797 in NC
Population density549/sq mi
34th
U.S. 95/sq mi · NC 221/sq mi198th of 802 in NC
Unemployment rate3.7%
28th
U.S. 5.2% · NC 4.7%455th of 799 in NC
Average commute22.2 min
24th
U.S. 26.4 min · NC 25.1 min610th of 771 in NC
Foreign-born residents2.6%
16th
U.S. 14.1% · NC 9.1%529th of 802 in NC
Diversity index17.9
10th
U.S. 61.4 · NC 58.4681st of 802 in NC
Population3,358
5th
U.S. 334,922,499 · NC 10,730,404498th of 802 in NC
Residents under 1811.2%
3rd
U.S. 22% · NC 21.8%713th of 802 in NC

Measure	28512	Carteret	NC	U.S.	National percentile	Rank in NC
Median age	60.6	50.5	39.1	38.9	99th	30th of 802
Housing vacancy	80.9%	38.7%	12.5%	10.1%	99th	9th of 789
Residents 65 and older	40%	27%	17.2%	17.2%	99th	21st of 802
Self-employed workers	18.8%	14.5%	9.8%	10%	97th	65th of 798
Veterans	13%	12%	7.4%	6.2%	96th	92nd of 801
Income inequality (Gini)Weakness	0.534	0.472	0.477	0.483	95th	44th of 781
Broadband accessStrength	97%	93.4%	90.1%	91%	92nd	49th of 788
Per capita incomeStrength	$67,739	$45,736	$41,385	$44,673	90th	36th of 799
Bachelor's degree or higherStrength	61.8%	34.5%	35.7%	35.7%	90th	48th of 799
Rent-burdened rentersWeakness	61.1%	57%	48.9%	51.1%	85th	114th of 760
Median home value	$565,400	$333,300	$288,900	$332,700	79th	33rd of 757
Work from home	20%	12.6%	16.3%	15.1%	77th	128th of 799
Homeownership rate	79.1%	74.7%	66.6%	65.2%	76th	301st of 788
Healthcare workers	11.5%	11.1%	9.5%	9.7%	76th	211th of 798
Median earnings per worker	$53,191	$45,624	$46,279	$49,666	64th	137th of 788
Median household income	$91,488	$72,322	$72,388	$80,734	63rd	97th of 748
Poverty rate	10.9%	10.1%	13%	12.5%	50th	483rd of 788
Tech workers	2.7%	1.4%	3.9%	3.8%	47th	254th of 798
Government workers	13.2%	20.1%	13.8%	14.5%	46th	469th of 798
Median gross rent	$1,223	$1,108	$1,228	$1,413	38th	176th of 688
Uninsured rate	5.4%	8.1%	9.9%	8.4%	37th	655th of 797
Population density	549/sq mi	136/sq mi	221/sq mi	95/sq mi	34th	198th of 802
Unemployment rate	3.7%	4%	4.7%	5.2%	28th	455th of 799
Average commute	22.2 min	23.2 min	25.1 min	26.4 min	24th	610th of 771
Foreign-born residents	2.6%	2.9%	9.1%	14.1%	16th	529th of 802
Diversity index	17.9	26.7	58.4	61.4	10th	681st of 802
Population	3,358	69,148	10,730,404	334,922,499	5th	498th of 802
Residents under 18	11.2%	16.8%	21.8%	22%	3rd	713th of 802

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

18–24

25–34

35–44

45–54

21%

55–64

21%

65–74

19%

75+

Median age

60.6

Under 18

11.2%

65 and over

40%

Race and ethnicity

White90%
Black0.1%
Hispanic5%
Asian0.2%
Native American0.3%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

17.9

U.S. 61.4

Foreign-born

2.6%

U.S. 14.1%

Born in state

51.9%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

0.7%

Other

0.3%

Households

Households: 1,705
Average household size: 1.9
Family households: 63.3%
Married couples: 56.9%
Living alone: 33.5%
Veterans (of adults): 13%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

18%

$50–75k

12%

$75–100k

$100–150k

21%

$150–200k

$200k+

17%

Median household income

28512

$91,488

Carteret Co.

$72,322

North Carolina

$72,388

United States

$80,734

Per capita income

$67,739

U.S. $44,673

Poverty rate

10.9%

U.S. 12.5%

Households earning $150K+

25.9%

U.S. 23%

Income inequality (Gini)

0.534

U.S. 0.483

Housing

Median home value

28512

$565,400

Carteret Co.

$333,300

North Carolina

$288,900

United States

$332,700

Median gross rent

28512

$1,223

Carteret Co.

$1,108

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

35%

2–4 units

5–19 units

16%

20+ units

20%

Mobile home

19%

Boat, RV, van

Housing units: 8,949
Owner-occupied: 79.1%
Vacant: 80.9%
Median year built: 1984
Median rooms: 4.6
Renters paying 30%+ of income: 61.1%
Renters paying 50%+ of income: 23.5%
Home value to income: 6.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

Transit

Walked

Bicycle

Worked from home

20%

Other

0.9%

Commute time (one way)

<10 min

19%

10–19

44%

20–29

17%

30–44

10%

45–59

60+

Average commute

22.2 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

45.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

18%

Management

12%

Healthcare

12%

Office and admin

11%

Cleaning and personal care

Business and finance

Production

Construction and repair

Engineering and science

Education

Legal and social services

Computer and math

Arts, media and sports

Transportation and moving

Farming, fishing and forestry

Police and fire

0.9%

Food service

0.5%

Industries

Health care and social assistance

19%

Finance, insurance and real estate

13%

Retail

12%

Manufacturing

Admin, support and management

Public administration

Education

Professional and technical services

Other services

Arts and recreation

Construction

Agriculture and mining

Wholesale

Restaurants and hotels

Transportation, warehousing and utilities

0.9%

Information

0.3%

Median earnings per worker

$53,191

U.S. $49,666

Self-employed

18.8%

U.S. 10%

Government workers

13.2%

U.S. 14.5%

Nonprofit workers

7.5%

U.S. 8.8%

Median earnings by type of work

Type of work	28512	U.S.
Management, business, science and arts	$76,250	$74,888
Service	$31,136	$26,804
Sales and office	$53,194	$40,476
Construction and maintenance	$30,000	$49,199
Production and transportation	$22,216	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

0.6%

High school

13%

Some college

13%

Associate's

12%

Bachelor's

40%

Graduate

22%

High school graduate or higher: 99.4%
Bachelor's degree or higher: 61.8%
Graduate or professional degree: 21.5%
Households with broadband: 97%
Cable, fiber or DSL: 88.4%
No internet access: 1.2%
Without health insurance: 5.4%
Limited-English households: 1.8%

Geography

City (USPS): Atlantic Beach
State: North Carolina
County: Carteret County
Center point: 34.7016° N, 76.8065° W
Land area: 6.1 sq mi
Water area: 18 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Atlantic Beach38% of zip
Pine Knoll Shores36% of zip
Indian Beach8% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28512

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28557	Morehead City, NC	4.1 mi	15,253	$68,528	$362,800
28575	Salter Path, NC	4.3 mi	169	—	$439,100
28570	Newport, NC	6.7 mi	22,197	$70,229	$260,000
28594	Emerald Isle, NC	9.5 mi	3,934	$89,773	$603,700
28531	Harkers Island, NC	14 mi	1,060	$60,000	$313,100
28532	Havelock, NC	15 mi	20,908	$60,605	$218,000
28533	Cherry Point, NC	15 mi	2,452	—	—
28516	Beaufort, NC	15 mi	11,289	$66,057	$315,400
28528	Gloucester, NC	15 mi	407	$64,000	$353,800
28584	Swansboro, NC	17 mi	14,939	$87,414	$339,200
28553	Marshallberg, NC	17 mi	413	$88,984	$225,000
28579	Smyrna, NC	19 mi	331	$64,519	$506,600

Zip codes like 28512 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Saint Simons Island, GA

Questions about 28512

What city is zip code 28512?

28512 is assigned to Atlantic Beach, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28512 in?

28512 is in Carteret County, North Carolina.

What is the population of 28512?

About 3,358 people live in 28512, according to the Census Bureau's American Community Survey.

What time zone is 28512 in?

28512 is in Eastern Time.

What is the median household income in 28512?

The median household income in 28512 is $91,488.

What zip codes are near 28512?

The closest zip codes to 28512 are 28557, 28575, 28570, 28594, 28531.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28512, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.