Zip code 28584: Swansboro, North Carolina

Q: What city is zip code 28584?

28584 is assigned to Swansboro, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28584 in?

28584 is mostly in Carteret County, but it extends into 1 other county.

Q: What is the population of 28584?

About 14,939 people live in 28584, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28584?

The median household income in 28584 is $87,414.

Q: What zip codes are near 28584?

The closest zip codes to 28584 are 28582, 28594, 28539, 28544, 28575.

Residential delivery areaCarteret CountyEastern Time

Population

14,939

Median household income

$87K

U.S. $81K

Median home value

$339K

U.S. $333K

Median rent

$1,274/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

34 sq mi

440 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28584

28584 is a small-town zip code in Swansboro, North Carolina (Carteret County), covering 34 sq mi of land. About 14,939 people live here, or 440 per square mile. The median resident is 46 years old, compared with 38.9 nationally.

The median household earns $87,414 a year, close to the national median of $80,734. 9.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $339,200, or 3.9 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 80% of occupied homes are lived in by their owners, and renters pay a median of $1,274 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.6 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in healthcare; sales; and construction and repair.

How 28584 compares

Sorted from highest to lowest national percentile

Veterans12.9%
96th
U.S. 6.2% · NC 7.4%95th of 801 in NC
Housing vacancy20.3%
94th
U.S. 10.1% · NC 12.5%203rd of 789 in NC
Healthcare workers13.9%
92nd
U.S. 9.7% · NC 9.5%111th of 798 in NC
Residents 65 and older24.4%
91st
U.S. 17.2% · NC 17.2%215th of 802 in NC
Median age46
89th
U.S. 38.9 · NC 39.1257th of 802 in NC
Self-employed workers14.3%
88th
U.S. 10% · NC 9.8%165th of 798 in NC
Government workers19.8%
84th
U.S. 14.5% · NC 13.8%183rd of 798 in NC
Homeownership rate80.1%
79th
U.S. 65.2% · NC 66.6%276th of 788 in NC
Income inequality (Gini)0.465
73rd
U.S. 0.483 · NC 0.477223rd of 781 in NC
Uninsured rate10.2%
72nd
U.S. 8.4% · NC 9.9%358th of 797 in NC
Tech workers4.3%
72nd
U.S. 3.8% · NC 3.9%130th of 798 in NC
Median earnings per worker$56,358
70th
U.S. $49,666 · NC $46,279107th of 788 in NC
Per capita income$47,843
68th
U.S. $44,673 · NC $41,385128th of 799 in NC
Work from home14.7%
60th
U.S. 15.1% · NC 16.3%212th of 799 in NC
Median household income$87,414
59th
U.S. $80,734 · NC $72,388125th of 748 in NC
Average commute26.6 min
54th
U.S. 26.4 min · NC 25.1 min354th of 771 in NC
Broadband access92.6%
54th
U.S. 91% · NC 90.1%202nd of 788 in NC
Bachelor's degree or higher33.4%
53rd
U.S. 35.7% · NC 35.7%226th of 799 in NC
Median home value$339,200
51st
U.S. $332,700 · NC $288,900176th of 757 in NC
Unemployment rate4.9%
51st
U.S. 5.2% · NC 4.7%335th of 799 in NC
Residents under 1821.7%
46th
U.S. 22% · NC 21.8%319th of 802 in NC
Poverty rate9.7%
43rd
U.S. 12.5% · NC 13%530th of 788 in NC
Median gross rent$1,274
41st
U.S. $1,413 · NC $1,228154th of 688 in NC
Rent-burdened renters48.1%
40th
U.S. 51.1% · NC 48.9%352nd of 760 in NC
Population density440/sq mi
31st
U.S. 95/sq mi · NC 221/sq mi223rd of 802 in NC
Population14,939
23rd
U.S. 334,922,499 · NC 10,730,404244th of 802 in NC
Diversity index24
17th
U.S. 61.4 · NC 58.4630th of 802 in NC
Foreign-born residents2.8%
17th
U.S. 14.1% · NC 9.1%515th of 802 in NC

Measure	28584	Carteret	NC	U.S.	National percentile	Rank in NC
Veterans	12.9%	12%	7.4%	6.2%	96th	95th of 801
Housing vacancy	20.3%	38.7%	12.5%	10.1%	94th	203rd of 789
Healthcare workers	13.9%	11.1%	9.5%	9.7%	92nd	111th of 798
Residents 65 and older	24.4%	27%	17.2%	17.2%	91st	215th of 802
Median age	46	50.5	39.1	38.9	89th	257th of 802
Self-employed workers	14.3%	14.5%	9.8%	10%	88th	165th of 798
Government workers	19.8%	20.1%	13.8%	14.5%	84th	183rd of 798
Homeownership rate	80.1%	74.7%	66.6%	65.2%	79th	276th of 788
Income inequality (Gini)	0.465	0.472	0.477	0.483	73rd	223rd of 781
Uninsured rate	10.2%	8.1%	9.9%	8.4%	72nd	358th of 797
Tech workers	4.3%	1.4%	3.9%	3.8%	72nd	130th of 798
Median earnings per worker	$56,358	$45,624	$46,279	$49,666	70th	107th of 788
Per capita income	$47,843	$45,736	$41,385	$44,673	68th	128th of 799
Work from home	14.7%	12.6%	16.3%	15.1%	60th	212th of 799
Median household income	$87,414	$72,322	$72,388	$80,734	59th	125th of 748
Average commute	26.6 min	23.2 min	25.1 min	26.4 min	54th	354th of 771
Broadband access	92.6%	93.4%	90.1%	91%	54th	202nd of 788
Bachelor's degree or higher	33.4%	34.5%	35.7%	35.7%	53rd	226th of 799
Median home value	$339,200	$333,300	$288,900	$332,700	51st	176th of 757
Unemployment rate	4.9%	4%	4.7%	5.2%	51st	335th of 799
Residents under 18	21.7%	16.8%	21.8%	22%	46th	319th of 802
Poverty rate	9.7%	10.1%	13%	12.5%	43rd	530th of 788
Median gross rent	$1,274	$1,108	$1,228	$1,413	41st	154th of 688
Rent-burdened renters	48.1%	57%	48.9%	51.1%	40th	352nd of 760
Population density	440/sq mi	136/sq mi	221/sq mi	95/sq mi	31st	223rd of 802
Population	14,939	69,148	10,730,404	334,922,499	23rd	244th of 802
Diversity index	24	26.7	58.4	61.4	17th	630th of 802
Foreign-born residents	2.8%	2.9%	9.1%	14.1%	17th	515th of 802

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

14%

35–44

14%

45–54

13%

55–64

16%

65–74

75+

Median age

Under 18

21.7%

65 and over

24.4%

Race and ethnicity

White87%
Black2%
Hispanic4%
Asian1%
Native American0.3%
Pacific Islander0.0%
Other0.3%
Multiracial4%

Diversity index

U.S. 61.4

Foreign-born

2.8%

U.S. 14.1%

Born in state

46.9%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

0.8%

Other

Households

Households: 6,149
Average household size: 2.4
Family households: 73.6%
Married couples: 62.3%
Living alone: 22.1%
Veterans (of adults): 12.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

13%

$50–75k

18%

$75–100k

12%

$100–150k

20%

$150–200k

12%

$200k+

11%

Median household income

28584

$87,414

Carteret Co.

$72,322

North Carolina

$72,388

United States

$80,734

Per capita income

$47,843

U.S. $44,673

Poverty rate

9.7%

U.S. 12.5%

Households earning $150K+

23.2%

U.S. 23%

Income inequality (Gini)

0.465

U.S. 0.483

Housing

Median home value

28584

$339,200

Carteret Co.

$333,300

North Carolina

$288,900

United States

$332,700

Median gross rent

28584

$1,274

Carteret Co.

$1,108

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

75%

2–4 units

5–19 units

20+ units

0.9%

Mobile home

18%

Boat, RV, van

0.9%

Housing units: 7,719
Owner-occupied: 80.1%
Vacant: 20.3%
Median year built: 1999
Median rooms: 6.1
Renters paying 30%+ of income: 48.1%
Renters paying 50%+ of income: 23.9%
Home value to income: 3.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

Walked

Bicycle

Worked from home

15%

Other

0.6%

Commute time (one way)

<10 min

18%

10–19

22%

20–29

12%

30–44

31%

45–59

12%

60+

Average commute

26.6 min

U.S. 26.4 min

Unemployment

4.9%

U.S. 5.2%

In labor force

58.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

14%

Sales

12%

Construction and repair

11%

Management

Office and admin

Education

Business and finance

Production

Transportation and moving

Cleaning and personal care

Computer and math

Food service

Legal and social services

Engineering and science

Police and fire

Arts, media and sports

0.9%

Farming, fishing and forestry

Industries

Health care and social assistance

14%

Retail

13%

Education

Construction

Professional and technical services

Other services

Public administration

Finance, insurance and real estate

Manufacturing

Transportation, warehousing and utilities

Restaurants and hotels

Admin, support and management

Arts and recreation

Information

Wholesale

Agriculture and mining

0.7%

Median earnings per worker

$56,358

U.S. $49,666

Self-employed

14.3%

U.S. 10%

Government workers

19.8%

U.S. 14.5%

Nonprofit workers

5.8%

U.S. 8.8%

Median earnings by type of work

Type of work	28584	U.S.
Management, business, science and arts	$70,290	$74,888
Service	$45,280	$26,804
Sales and office	$39,731	$40,476
Construction and maintenance	$60,483	$49,199
Production and transportation	$22,768	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

24%

Some college

23%

Associate's

12%

Bachelor's

19%

Graduate

14%

High school graduate or higher: 92.7%
Bachelor's degree or higher: 33.4%
Graduate or professional degree: 14.4%
Households with broadband: 92.6%
Cable, fiber or DSL: 78.2%
No internet access: 4.8%
Without health insurance: 10.2%
Limited-English households: 0.1%

Geography

City (USPS): Swansboro
State: North Carolina
County: Carteret County
Center point: 34.7240° N, 77.1005° W
Land area: 34 sq mi
Water area: 7.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

28584 spans 2 counties

Carteret County72% of land
Onslow County28% of land

Cities and towns within this zip

Peletier11% of zip
Cape Carteret7% of zip
Cedar Point7% of zip
Swansboro6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28584

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28582	Stella, NC	3.3 mi	1,658	$89,348	$354,900
28594	Emerald Isle, NC	7.4 mi	3,934	$89,773	$603,700
28539	Hubert, NC	7.8 mi	18,351	$66,976	$230,200
28544	Midway Park, NC	11 mi	4,386	$52,354	$141,700
28575	Salter Path, NC	13 mi	169	—	$439,100
28555	Maysville, NC	13 mi	5,914	$69,236	$170,700
28570	Newport, NC	13 mi	22,197	$70,229	$260,000
28547	Camp Lejeune, NC	15 mi	21,346	$67,588	—
28541	Jacksonville, NC · PO box	17 mi	—	—	—
28545	McCutcheon Field, NC · PO box	17 mi	—	—	—
28533	Cherry Point, NC	17 mi	2,452	—	—
28512	Atlantic Beach, NC	17 mi	3,358	$91,488	$565,400

Zip codes like 28584 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28584

What city is zip code 28584?

28584 is assigned to Swansboro, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28584 in?

28584 is mostly in Carteret County, but it extends into 1 other county.

What is the population of 28584?

About 14,939 people live in 28584, according to the Census Bureau's American Community Survey.

What time zone is 28584 in?

28584 is in Eastern Time.

What is the median household income in 28584?

The median household income in 28584 is $87,414.

What zip codes are near 28584?

The closest zip codes to 28584 are 28582, 28594, 28539, 28544, 28575.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28584, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.