Zip code 28012: Belmont, North Carolina

Q: What city is zip code 28012?

28012 is assigned to Belmont, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28012 in?

28012 is in Gaston County, North Carolina.

Q: What is the population of 28012?

About 26,556 people live in 28012, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28012?

The median household income in 28012 is $83,391.

Q: What zip codes are near 28012?

The closest zip codes to 28012 are 28032, 28101, 28056, 28098, 28278.

Residential delivery areaGaston CountyEastern Time

Population

26,556

Median household income

$83K

U.S. $81K

Median home value

$374K

U.S. $333K

Median rent

$1,383/mo

U.S. $1,413

Median age

40.2

U.S. 38.9

Land area

27 sq mi

975 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28012

28012 is a suburban zip code in Belmont, North Carolina (Gaston County), covering 27 sq mi of land. About 26,556 people live here, or 975 per square mile. The median resident is 40.2 years old, compared with 38.9 nationally.

The median household earns $83,391 a year, close to the national median of $80,734. 8.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $374,100, or 4.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $1,383 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.8 minutes each way, and 21% of workers work from home. The most common jobs among working residents are in management, healthcare and sales.

How 28012 compares

Sorted from highest to lowest national percentile

Income inequality (Gini)0.504
90th
WeaknessU.S. 0.483 · NC 0.47795th of 781 in NC
Work from home20.8%
79th
U.S. 15.1% · NC 16.3%114th of 799 in NC
Per capita income$54,108
78th
U.S. $44,673 · NC $41,38585th of 799 in NC
Tech workers4.7%
76th
U.S. 3.8% · NC 3.9%113th of 798 in NC
Median earnings per worker$60,011
75th
U.S. $49,666 · NC $46,27973rd of 788 in NC
Bachelor's degree or higher45.7%
74th
U.S. 35.7% · NC 35.7%123rd of 799 in NC
Veterans7.4%
71st
U.S. 6.2% · NC 7.4%351st of 801 in NC
Median age40.2
59th
U.S. 38.9 · NC 39.1505th of 802 in NC
Median home value$374,100
58th
U.S. $332,700 · NC $288,900133rd of 757 in NC
Residents 65 and older17.6%
58th
U.S. 17.2% · NC 17.2%487th of 802 in NC
Broadband access92.9%
57th
U.S. 91% · NC 90.1%188th of 788 in NC
Average commute26.8 min
55th
U.S. 26.4 min · NC 25.1 min344th of 771 in NC
Healthcare workers9.8%
55th
U.S. 9.7% · NC 9.5%347th of 798 in NC
Median household income$83,391
54th
U.S. $80,734 · NC $72,388148th of 748 in NC
Homeownership rate69.6%
52nd
U.S. 65.2% · NC 66.6%526th of 788 in NC
Median gross rent$1,383
49th
U.S. $1,413 · NC $1,228122nd of 688 in NC
Rent-burdened renters49.4%
45th
U.S. 51.1% · NC 48.9%317th of 760 in NC
Population26,556
43rd
U.S. 334,922,499 · NC 10,730,404146th of 802 in NC
Population density975/sq mi
43rd
U.S. 95/sq mi · NC 221/sq mi136th of 802 in NC
Housing vacancy5.7%
41st
U.S. 10.1% · NC 12.5%698th of 789 in NC
Poverty rate8.8%
37th
U.S. 12.5% · NC 13%577th of 788 in NC
Unemployment rate4.2%
37th
U.S. 5.2% · NC 4.7%404th of 799 in NC
Self-employed workers8.3%
37th
U.S. 10% · NC 9.8%520th of 798 in NC
Residents under 1820.3%
34th
U.S. 22% · NC 21.8%403rd of 802 in NC
Foreign-born residents5.5%
32nd
U.S. 14.1% · NC 9.1%314th of 802 in NC
Diversity index35.3
30th
U.S. 61.4 · NC 58.4528th of 802 in NC
Uninsured rate4.7%
29th
U.S. 8.4% · NC 9.9%691st of 797 in NC
Government workers10%
19th
U.S. 14.5% · NC 13.8%639th of 798 in NC

Measure	28012	Gaston	NC	U.S.	National percentile	Rank in NC
Income inequality (Gini)Weakness	0.504	0.468	0.477	0.483	90th	95th of 781
Work from home	20.8%	12.4%	16.3%	15.1%	79th	114th of 799
Per capita income	$54,108	$37,058	$41,385	$44,673	78th	85th of 799
Tech workers	4.7%	2.7%	3.9%	3.8%	76th	113th of 798
Median earnings per worker	$60,011	$46,140	$46,279	$49,666	75th	73rd of 788
Bachelor's degree or higher	45.7%	26.5%	35.7%	35.7%	74th	123rd of 799
Veterans	7.4%	6.7%	7.4%	6.2%	71st	351st of 801
Median age	40.2	39.1	39.1	38.9	59th	505th of 802
Median home value	$374,100	$266,000	$288,900	$332,700	58th	133rd of 757
Residents 65 and older	17.6%	16.5%	17.2%	17.2%	58th	487th of 802
Broadband access	92.9%	89%	90.1%	91%	57th	188th of 788
Average commute	26.8 min	27 min	25.1 min	26.4 min	55th	344th of 771
Healthcare workers	9.8%	9.1%	9.5%	9.7%	55th	347th of 798
Median household income	$83,391	$67,478	$72,388	$80,734	54th	148th of 748
Homeownership rate	69.6%	66.8%	66.6%	65.2%	52nd	526th of 788
Median gross rent	$1,383	$1,153	$1,228	$1,413	49th	122nd of 688
Rent-burdened renters	49.4%	50.6%	48.9%	51.1%	45th	317th of 760
Population	26,556	234,881	10,730,404	334,922,499	43rd	146th of 802
Population density	975/sq mi	660/sq mi	221/sq mi	95/sq mi	43rd	136th of 802
Housing vacancy	5.7%	8%	12.5%	10.1%	41st	698th of 789
Poverty rate	8.8%	13.5%	13%	12.5%	37th	577th of 788
Unemployment rate	4.2%	4.8%	4.7%	5.2%	37th	404th of 799
Self-employed workers	8.3%	8.2%	9.8%	10%	37th	520th of 798
Residents under 18	20.3%	22.4%	21.8%	22%	34th	403rd of 802
Foreign-born residents	5.5%	6.4%	9.1%	14.1%	32nd	314th of 802
Diversity index	35.3	51.8	58.4	61.4	30th	528th of 802
Uninsured rate	4.7%	10.7%	9.9%	8.4%	29th	691st of 797
Government workers	10%	10.7%	13.8%	14.5%	19th	639th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

15%

25–34

12%

35–44

13%

45–54

14%

55–64

10%

65–74

75+

Median age

40.2

Under 18

20.3%

65 and over

17.6%

Race and ethnicity

White80%
Black6%
Hispanic5%
Asian4%
Native American0%
Pacific Islander0.0%
Other0.4%
Multiracial4%

Diversity index

35.3

U.S. 61.4

Foreign-born

5.5%

U.S. 14.1%

Born in state

56.4%

Language spoken at home (households)

English only

90%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 11,141
Average household size: 2.3
Family households: 61.3%
Married couples: 47.1%
Living alone: 31.9%
Veterans (of adults): 7.4%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

17%

$50–75k

14%

$75–100k

13%

$100–150k

15%

$150–200k

11%

$200k+

17%

Median household income

28012

$83,391

Gaston Co.

$67,478

North Carolina

$72,388

United States

$80,734

Per capita income

$54,108

U.S. $44,673

Poverty rate

8.8%

U.S. 12.5%

Households earning $150K+

28.1%

U.S. 23%

Income inequality (Gini)

0.504

U.S. 0.483

Housing

Median home value

28012

$374,100

Gaston Co.

$266,000

North Carolina

$288,900

United States

$332,700

Median gross rent

28012

$1,383

Gaston Co.

$1,153

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

80%

2–4 units

5–19 units

10%

20+ units

Mobile home

Boat, RV, van

Housing units: 11,810
Owner-occupied: 69.6%
Vacant: 5.7%
Median year built: 1997
Median rooms: 5.7
Renters paying 30%+ of income: 49.4%
Renters paying 50%+ of income: 24.3%
Home value to income: 4.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

Transit

0.1%

Walked

Bicycle

Worked from home

21%

Other

Commute time (one way)

<10 min

10–19

26%

20–29

23%

30–44

28%

45–59

60+

Average commute

26.8 min

U.S. 26.4 min

Unemployment

4.2%

U.S. 5.2%

In labor force

63.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

12%

Healthcare

10%

Sales

Office and admin

Transportation and moving

Business and finance

Production

Construction and repair

Education

Cleaning and personal care

Computer and math

Engineering and science

Legal and social services

Food service

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Health care and social assistance

13%

Manufacturing

13%

Finance, insurance and real estate

12%

Professional and technical services

11%

Retail

Transportation, warehousing and utilities

Education

Other services

Construction

Restaurants and hotels

Admin, support and management

Public administration

Arts and recreation

Information

Wholesale

Agriculture and mining

0.6%

Median earnings per worker

$60,011

U.S. $49,666

Self-employed

8.3%

U.S. 10%

Government workers

10%

U.S. 14.5%

Nonprofit workers

10.8%

U.S. 8.8%

Median earnings by type of work

Type of work	28012	U.S.
Management, business, science and arts	$95,293	$74,888
Service	$34,931	$26,804
Sales and office	$46,836	$40,476
Construction and maintenance	$44,963	$49,199
Production and transportation	$39,860	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

17%

Associate's

11%

Bachelor's

30%

Graduate

15%

High school graduate or higher: 92.7%
Bachelor's degree or higher: 45.7%
Graduate or professional degree: 15.4%
Households with broadband: 92.9%
Cable, fiber or DSL: 83.3%
No internet access: 4.6%
Without health insurance: 4.7%
Limited-English households: 0.9%

Geography

City (USPS): Belmont
State: North Carolina
County: Gaston County
Center point: 35.2115° N, 81.0379° W
Land area: 27 sq mi
Water area: 3.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Belmont44% of zip
Cramerton6% of zip
Mount Holly5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28012

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28032	Cramerton, NC	2.8 mi	2,869	$60,924	$276,500
28101	Mc Adenville, NC	3.7 mi	898	$111,042	$364,600
28056	Gastonia, NC	4.9 mi	36,200	$90,427	$315,000
28098	Lowell, NC	5.4 mi	3,851	$53,000	$201,500
28278	Charlotte, NC	5.6 mi	37,420	$125,470	$460,600
28214	Charlotte, NC	5.7 mi	43,837	$86,447	$295,800
28054	Gastonia, NC	7.2 mi	41,707	$61,035	$245,100
28208	Charlotte, NC	7.6 mi	40,197	$55,431	$236,300
28217	Charlotte, NC	7.9 mi	32,064	$64,028	$263,300
28273	Charlotte, NC	7.9 mi	50,966	$87,350	$340,600
28120	Mount Holly, NC	8.1 mi	25,805	$78,231	$321,500
28055	Gastonia, NC · PO box	9.9 mi	—	—	—

Zip codes like 28012 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28012

What city is zip code 28012?

28012 is assigned to Belmont, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28012 in?

28012 is in Gaston County, North Carolina.

What is the population of 28012?

About 26,556 people live in 28012, according to the Census Bureau's American Community Survey.

What time zone is 28012 in?

28012 is in Eastern Time.

What is the median household income in 28012?

The median household income in 28012 is $83,391.

What zip codes are near 28012?

The closest zip codes to 28012 are 28032, 28101, 28056, 28098, 28278.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28012, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.