Zip code 28098: Lowell, North Carolina

Q: What city is zip code 28098?

28098 is assigned to Lowell, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28098 in?

28098 is in Gaston County, North Carolina.

Q: What is the population of 28098?

About 3,851 people live in 28098, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28098?

The median household income in 28098 is $53,000.

Q: What zip codes are near 28098?

The closest zip codes to 28098 are 28101, 28032, 28054, 28056, 28055.

Residential delivery areaGaston CountyEastern Time

Population

3,851

Median household income

$53K

U.S. $81K

Median home value

$202K

U.S. $333K

Median rent

$1,603/mo

U.S. $1,413

Median age

40.3

U.S. 38.9

Land area

3.6 sq mi

1,058 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28098

28098 is a suburban zip code in Lowell, North Carolina (Gaston County), covering 3.6 sq mi of land. About 3,851 people live here, or 1,058 per square mile. The median resident is 40.3 years old, compared with 38.9 nationally.

The median household earns $53,000 a year, 34% below the national median of $80,734. 17.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $201,500, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $1,603 a month.

23% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.9 minutes each way, and 24% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and healthcare.

How 28098 compares

Sorted from highest to lowest national percentile

Tech workers6.8%
90th
U.S. 3.8% · NC 3.9%49th of 798 in NC
Work from home23.7%
86th
U.S. 15.1% · NC 16.3%85th of 799 in NC
Income inequality (Gini)0.491
85th
WeaknessU.S. 0.483 · NC 0.477126th of 781 in NC
Poverty rate17.4%
78th
U.S. 12.5% · NC 13%225th of 788 in NC
Self-employed workers12%
77th
U.S. 10% · NC 9.8%251st of 798 in NC
Homeownership rate75.6%
68th
U.S. 65.2% · NC 66.6%380th of 788 in NC
Broadband access94%
66th
U.S. 91% · NC 90.1%147th of 788 in NC
Median gross rent$1,603
61st
U.S. $1,413 · NC $1,22866th of 688 in NC
Median age40.3
60th
U.S. 38.9 · NC 39.1500th of 802 in NC
Healthcare workers9.9%
57th
U.S. 9.7% · NC 9.5%338th of 798 in NC
Veterans6.2%
55th
U.S. 6.2% · NC 7.4%498th of 801 in NC
Residents 65 and older16.9%
53rd
U.S. 17.2% · NC 17.2%521st of 802 in NC
Per capita income$39,270
47th
U.S. $44,673 · NC $41,385252nd of 799 in NC
Housing vacancy6.3%
47th
U.S. 10.1% · NC 12.5%668th of 789 in NC
Diversity index46.6
46th
U.S. 61.4 · NC 58.4390th of 802 in NC
Population density1,058/sq mi
45th
U.S. 95/sq mi · NC 221/sq mi127th of 802 in NC
Residents under 1821.6%
45th
U.S. 22% · NC 21.8%325th of 802 in NC
Foreign-born residents6.7%
37th
U.S. 14.1% · NC 9.1%242nd of 802 in NC
Uninsured rate4.9%
32nd
U.S. 8.4% · NC 9.9%676th of 797 in NC
Bachelor's degree or higher23.2%
29th
U.S. 35.7% · NC 35.7%390th of 799 in NC
Rent-burdened renters43.2%
24th
U.S. 51.1% · NC 48.9%456th of 760 in NC
Median earnings per worker$40,791
24th
U.S. $49,666 · NC $46,279452nd of 788 in NC
Average commute21.9 min
22nd
U.S. 26.4 min · NC 25.1 min620th of 771 in NC
Median home value$201,500
21st
U.S. $332,700 · NC $288,900450th of 757 in NC
Median household income$53,000
12th
WeaknessU.S. $80,734 · NC $72,388573rd of 748 in NC
Population3,851
6th
U.S. 334,922,499 · NC 10,730,404476th of 802 in NC
Unemployment rate1.9%
5th
StrengthU.S. 5.2% · NC 4.7%650th of 799 in NC
Government workers7.2%
4th
U.S. 14.5% · NC 13.8%720th of 798 in NC

Measure	28098	Gaston	NC	U.S.	National percentile	Rank in NC
Tech workers	6.8%	2.7%	3.9%	3.8%	90th	49th of 798
Work from home	23.7%	12.4%	16.3%	15.1%	86th	85th of 799
Income inequality (Gini)Weakness	0.491	0.468	0.477	0.483	85th	126th of 781
Poverty rate	17.4%	13.5%	13%	12.5%	78th	225th of 788
Self-employed workers	12%	8.2%	9.8%	10%	77th	251st of 798
Homeownership rate	75.6%	66.8%	66.6%	65.2%	68th	380th of 788
Broadband access	94%	89%	90.1%	91%	66th	147th of 788
Median gross rent	$1,603	$1,153	$1,228	$1,413	61st	66th of 688
Median age	40.3	39.1	39.1	38.9	60th	500th of 802
Healthcare workers	9.9%	9.1%	9.5%	9.7%	57th	338th of 798
Veterans	6.2%	6.7%	7.4%	6.2%	55th	498th of 801
Residents 65 and older	16.9%	16.5%	17.2%	17.2%	53rd	521st of 802
Per capita income	$39,270	$37,058	$41,385	$44,673	47th	252nd of 799
Housing vacancy	6.3%	8%	12.5%	10.1%	47th	668th of 789
Diversity index	46.6	51.8	58.4	61.4	46th	390th of 802
Population density	1,058/sq mi	660/sq mi	221/sq mi	95/sq mi	45th	127th of 802
Residents under 18	21.6%	22.4%	21.8%	22%	45th	325th of 802
Foreign-born residents	6.7%	6.4%	9.1%	14.1%	37th	242nd of 802
Uninsured rate	4.9%	10.7%	9.9%	8.4%	32nd	676th of 797
Bachelor's degree or higher	23.2%	26.5%	35.7%	35.7%	29th	390th of 799
Rent-burdened renters	43.2%	50.6%	48.9%	51.1%	24th	456th of 760
Median earnings per worker	$40,791	$46,140	$46,279	$49,666	24th	452nd of 788
Average commute	21.9 min	27 min	25.1 min	26.4 min	22nd	620th of 771
Median home value	$201,500	$266,000	$288,900	$332,700	21st	450th of 757
Median household incomeWeakness	$53,000	$67,478	$72,388	$80,734	12th	573rd of 748
Population	3,851	234,881	10,730,404	334,922,499	6th	476th of 802
Unemployment rateStrength	1.9%	4.8%	4.7%	5.2%	5th	650th of 799
Government workers	7.2%	10.7%	13.8%	14.5%	4th	720th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

15%

25–34

13%

35–44

12%

45–54

16%

55–64

12%

65–74

75+

Median age

40.3

Under 18

21.6%

65 and over

16.9%

Race and ethnicity

White71%
Black13%
Hispanic12%
Asian0.5%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

46.6

U.S. 61.4

Foreign-born

6.7%

U.S. 14.1%

Born in state

68.2%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

0.5%

Other

Households

Households: 1,768
Average household size: 2.2
Family households: 58.1%
Married couples: 43.7%
Living alone: 37.7%
Veterans (of adults): 6.2%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

25%

$50–75k

18%

$75–100k

$100–150k

16%

$150–200k

$200k+

Median household income

28098

$53,000

Gaston Co.

$67,478

North Carolina

$72,388

United States

$80,734

Per capita income

$39,270

U.S. $44,673

Poverty rate

17.4%

U.S. 12.5%

Households earning $150K+

12%

U.S. 23%

Income inequality (Gini)

0.491

U.S. 0.483

Housing

Median home value

28098

$201,500

Gaston Co.

$266,000

North Carolina

$288,900

United States

$332,700

Median gross rent

28098

$1,603

Gaston Co.

$1,153

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

90%

2–4 units

0.4%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,887
Owner-occupied: 75.6%
Vacant: 6.3%
Median year built: 1971
Median rooms: 5.7
Renters paying 30%+ of income: 43.2%
Renters paying 50%+ of income: 30%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

Transit

Walked

0.5%

Bicycle

Worked from home

24%

Other

Commute time (one way)

<10 min

10%

10–19

45%

20–29

20%

30–44

17%

45–59

0.7%

60+

Average commute

21.9 min

U.S. 26.4 min

Unemployment

1.9%

U.S. 5.2%

In labor force

61%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

20%

Sales

11%

Healthcare

10%

Transportation and moving

Education

Construction and repair

Management

Computer and math

Production

Business and finance

Food service

Engineering and science

Cleaning and personal care

Legal and social services

Arts, media and sports

Farming, fishing and forestry

0.8%

Police and fire

0.8%

Industries

Health care and social assistance

15%

Retail

12%

Professional and technical services

11%

Transportation, warehousing and utilities

11%

Manufacturing

10%

Other services

Education

Construction

Wholesale

Restaurants and hotels

Admin, support and management

Finance, insurance and real estate

Public administration

Arts and recreation

0.8%

Agriculture and mining

0.8%

Information

0.4%

Median earnings per worker

$40,791

U.S. $49,666

Self-employed

12%

U.S. 10%

Government workers

7.2%

U.S. 14.5%

Nonprofit workers

10.3%

U.S. 8.8%

Median earnings by type of work

Type of work	28098	U.S.
Management, business, science and arts	$53,804	$74,888
Service	$12,604	$26,804
Sales and office	$36,840	$40,476
Construction and maintenance	$82,582	$49,199
Production and transportation	$32,292	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

25%

Some college

32%

Associate's

Bachelor's

15%

Graduate

High school graduate or higher: 88.8%
Bachelor's degree or higher: 23.2%
Graduate or professional degree: 7.7%
Households with broadband: 94%
Cable, fiber or DSL: 77.4%
No internet access: 5.4%
Without health insurance: 4.9%
Limited-English households: 1.8%

Geography

City (USPS): Lowell
State: North Carolina
County: Gaston County
Center point: 35.2711° N, 81.1008° W
Land area: 3.6 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Lowell68% of zip
McAdenville21% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28098

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28101	Mc Adenville, NC	1.8 mi	898	$111,042	$364,600
28032	Cramerton, NC	2.9 mi	2,869	$60,924	$276,500
28054	Gastonia, NC	2.9 mi	41,707	$61,035	$245,100
28056	Gastonia, NC	4 mi	36,200	$90,427	$315,000
28055	Gastonia, NC · PO box	5.1 mi	—	—	—
28012	Belmont, NC	5.4 mi	26,556	$83,391	$374,100
28120	Mount Holly, NC	5.8 mi	25,805	$78,231	$321,500
28053	Gastonia, NC · PO box	6.4 mi	—	—	—
28034	Dallas, NC	7.2 mi	18,979	$62,083	$257,200
28214	Charlotte, NC	7.5 mi	43,837	$86,447	$295,800
28052	Gastonia, NC	8 mi	36,272	$49,643	$187,500
28164	Stanley, NC	8.9 mi	16,874	$79,728	$310,300

Zip codes like 28098 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28098

What city is zip code 28098?

28098 is assigned to Lowell, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28098 in?

28098 is in Gaston County, North Carolina.

What is the population of 28098?

About 3,851 people live in 28098, according to the Census Bureau's American Community Survey.

What time zone is 28098 in?

28098 is in Eastern Time.

What is the median household income in 28098?

The median household income in 28098 is $53,000.

What zip codes are near 28098?

The closest zip codes to 28098 are 28101, 28032, 28054, 28056, 28055.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28098, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.