Zip code 28120: Mount Holly, North Carolina

Q: What city is zip code 28120?

28120 is assigned to Mount Holly, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28120 in?

28120 is in Gaston County, North Carolina.

Q: What is the population of 28120?

About 25,805 people live in 28120, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28120?

The median household income in 28120 is $78,231.

Q: What zip codes are near 28120?

The closest zip codes to 28120 are 28164, 28214, 28101, 28098, 28006.

Residential delivery areaGaston CountyEastern Time

Population

25,805

Median household income

$78K

U.S. $81K

Median home value

$322K

U.S. $333K

Median rent

$1,234/mo

U.S. $1,413

Median age

40.4

U.S. 38.9

Land area

31 sq mi

823 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28120

28120 is a suburban zip code in Mount Holly, North Carolina (Gaston County), covering 31 sq mi of land. About 25,805 people live here, or 823 per square mile. The median resident is 40.4 years old, compared with 38.9 nationally.

The median household earns $78,231 a year, close to the national median of $80,734. 12.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $321,500, or 4.1 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $1,234 a month.

34% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.4 minutes each way, and 17% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and sales.

How 28120 compares

Sorted from highest to lowest national percentile

Veterans7.9%
76th
U.S. 6.2% · NC 7.4%291st of 801 in NC
Income inequality (Gini)0.464
72nd
U.S. 0.483 · NC 0.477230th of 781 in NC
Work from home17%
69th
U.S. 15.1% · NC 16.3%173rd of 799 in NC
Homeownership rate74.7%
66th
U.S. 65.2% · NC 66.6%403rd of 788 in NC
Uninsured rate9%
65th
U.S. 8.4% · NC 9.9%439th of 797 in NC
Median age40.4
60th
U.S. 38.9 · NC 39.1495th of 802 in NC
Average commute27.4 min
59th
U.S. 26.4 min · NC 25.1 min309th of 771 in NC
Broadband access93.2%
59th
U.S. 91% · NC 90.1%182nd of 788 in NC
Median earnings per worker$51,152
59th
U.S. $49,666 · NC $46,279164th of 788 in NC
Poverty rate12.2%
57th
U.S. 12.5% · NC 13%438th of 788 in NC
Per capita income$41,978
55th
U.S. $44,673 · NC $41,385195th of 799 in NC
Residents under 1822.6%
55th
U.S. 22% · NC 21.8%263rd of 802 in NC
Bachelor's degree or higher33.8%
54th
U.S. 35.7% · NC 35.7%216th of 799 in NC
Diversity index51.3
54th
U.S. 61.4 · NC 58.4316th of 802 in NC
Rent-burdened renters51.4%
53rd
U.S. 51.1% · NC 48.9%272nd of 760 in NC
Unemployment rate5%
52nd
U.S. 5.2% · NC 4.7%315th of 799 in NC
Median household income$78,231
48th
U.S. $80,734 · NC $72,388190th of 748 in NC
Median home value$321,500
48th
U.S. $332,700 · NC $288,900192nd of 757 in NC
Tech workers2.7%
47th
U.S. 3.8% · NC 3.9%257th of 798 in NC
Government workers13.1%
45th
U.S. 14.5% · NC 13.8%473rd of 798 in NC
Population25,805
41st
U.S. 334,922,499 · NC 10,730,404153rd of 802 in NC
Housing vacancy5.7%
41st
U.S. 10.1% · NC 12.5%699th of 789 in NC
Population density823/sq mi
40th
U.S. 95/sq mi · NC 221/sq mi158th of 802 in NC
Median gross rent$1,234
39th
U.S. $1,413 · NC $1,228173rd of 688 in NC
Residents 65 and older15%
38th
U.S. 17.2% · NC 17.2%589th of 802 in NC
Foreign-born residents5.5%
32nd
U.S. 14.1% · NC 9.1%315th of 802 in NC
Healthcare workers7.8%
25th
U.S. 9.7% · NC 9.5%526th of 798 in NC
Self-employed workers6.5%
14th
U.S. 10% · NC 9.8%650th of 798 in NC

Measure	28120	Gaston	NC	U.S.	National percentile	Rank in NC
Veterans	7.9%	6.7%	7.4%	6.2%	76th	291st of 801
Income inequality (Gini)	0.464	0.468	0.477	0.483	72nd	230th of 781
Work from home	17%	12.4%	16.3%	15.1%	69th	173rd of 799
Homeownership rate	74.7%	66.8%	66.6%	65.2%	66th	403rd of 788
Uninsured rate	9%	10.7%	9.9%	8.4%	65th	439th of 797
Median age	40.4	39.1	39.1	38.9	60th	495th of 802
Average commute	27.4 min	27 min	25.1 min	26.4 min	59th	309th of 771
Broadband access	93.2%	89%	90.1%	91%	59th	182nd of 788
Median earnings per worker	$51,152	$46,140	$46,279	$49,666	59th	164th of 788
Poverty rate	12.2%	13.5%	13%	12.5%	57th	438th of 788
Per capita income	$41,978	$37,058	$41,385	$44,673	55th	195th of 799
Residents under 18	22.6%	22.4%	21.8%	22%	55th	263rd of 802
Bachelor's degree or higher	33.8%	26.5%	35.7%	35.7%	54th	216th of 799
Diversity index	51.3	51.8	58.4	61.4	54th	316th of 802
Rent-burdened renters	51.4%	50.6%	48.9%	51.1%	53rd	272nd of 760
Unemployment rate	5%	4.8%	4.7%	5.2%	52nd	315th of 799
Median household income	$78,231	$67,478	$72,388	$80,734	48th	190th of 748
Median home value	$321,500	$266,000	$288,900	$332,700	48th	192nd of 757
Tech workers	2.7%	2.7%	3.9%	3.8%	47th	257th of 798
Government workers	13.1%	10.7%	13.8%	14.5%	45th	473rd of 798
Population	25,805	234,881	10,730,404	334,922,499	41st	153rd of 802
Housing vacancy	5.7%	8%	12.5%	10.1%	41st	699th of 789
Population density	823/sq mi	660/sq mi	221/sq mi	95/sq mi	40th	158th of 802
Median gross rent	$1,234	$1,153	$1,228	$1,413	39th	173rd of 688
Residents 65 and older	15%	16.5%	17.2%	17.2%	38th	589th of 802
Foreign-born residents	5.5%	6.4%	9.1%	14.1%	32nd	315th of 802
Healthcare workers	7.8%	9.1%	9.5%	9.7%	25th	526th of 798
Self-employed workers	6.5%	8.2%	9.8%	10%	14th	650th of 798

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

12%

25–34

15%

35–44

15%

45–54

14%

55–64

10%

65–74

75+

Median age

40.4

Under 18

22.6%

65 and over

15%

Race and ethnicity

White67%
Black15%
Hispanic9%
Asian2%
Native American0.2%
Pacific Islander0.1%
Other1%
Multiracial5%

Diversity index

51.3

U.S. 61.4

Foreign-born

5.5%

U.S. 14.1%

Born in state

59.1%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

0.8%

Other

0.2%

Households

Households: 10,241
Average household size: 2.5
Family households: 72.3%
Married couples: 52.7%
Living alone: 24.3%
Veterans (of adults): 7.9%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

15%

$25–50k

17%

$50–75k

17%

$75–100k

13%

$100–150k

18%

$150–200k

12%

$200k+

10%

Median household income

28120

$78,231

Gaston Co.

$67,478

North Carolina

$72,388

United States

$80,734

Per capita income

$41,978

U.S. $44,673

Poverty rate

12.2%

U.S. 12.5%

Households earning $150K+

21.4%

U.S. 23%

Income inequality (Gini)

0.464

U.S. 0.483

Housing

Median home value

28120

$321,500

Gaston Co.

$266,000

North Carolina

$288,900

United States

$332,700

Median gross rent

28120

$1,234

Gaston Co.

$1,153

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

82%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 10,863
Owner-occupied: 74.7%
Vacant: 5.7%
Median year built: 1990
Median rooms: 6.1
Renters paying 30%+ of income: 51.4%
Renters paying 50%+ of income: 34%
Home value to income: 4.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

Transit

Walked

0.7%

Bicycle

Worked from home

17%

Other

Commute time (one way)

<10 min

10%

10–19

16%

20–29

28%

30–44

33%

45–59

60+

Average commute

27.4 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

64.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Office and admin

11%

Sales

10%

Construction and repair

Transportation and moving

Business and finance

Healthcare

Education

Production

Food service

Cleaning and personal care

Engineering and science

Computer and math

Police and fire

Arts, media and sports

Legal and social services

Farming, fishing and forestry

Industries

Health care and social assistance

12%

Finance, insurance and real estate

11%

Manufacturing

11%

Retail

10%

Transportation, warehousing and utilities

Education

Construction

Professional and technical services

Restaurants and hotels

Other services

Public administration

Admin, support and management

Wholesale

Information

Arts and recreation

Agriculture and mining

0.0%

Median earnings per worker

$51,152

U.S. $49,666

Self-employed

6.5%

U.S. 10%

Government workers

13.1%

U.S. 14.5%

Nonprofit workers

7.3%

U.S. 8.8%

Median earnings by type of work

Type of work	28120	U.S.
Management, business, science and arts	$73,529	$74,888
Service	$24,434	$26,804
Sales and office	$39,245	$40,476
Construction and maintenance	$41,417	$49,199
Production and transportation	$47,891	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

20%

Associate's

12%

Bachelor's

23%

Graduate

11%

High school graduate or higher: 90.7%
Bachelor's degree or higher: 33.8%
Graduate or professional degree: 10.7%
Households with broadband: 93.2%
Cable, fiber or DSL: 80.7%
No internet access: 6.2%
Without health insurance: 9%
Limited-English households: 2%

Geography

City (USPS): Mount Holly
State: North Carolina
County: Gaston County
Center point: 35.3286° N, 81.0264° W
Land area: 31 sq mi
Water area: 1.9 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Mount Holly31% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28120

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28164	Stanley, NC	4.2 mi	16,874	$79,728	$310,300
28214	Charlotte, NC	5.1 mi	43,837	$86,447	$295,800
28101	Mc Adenville, NC	5.7 mi	898	$111,042	$364,600
28098	Lowell, NC	5.8 mi	3,851	$53,000	$201,500
28006	Alexis, NC	6.8 mi	1,518	$51,932	$234,600
28032	Cramerton, NC	7.2 mi	2,869	$60,924	$276,500
28216	Charlotte, NC	7.8 mi	57,507	$65,795	$287,000
28012	Belmont, NC	8.1 mi	26,556	$83,391	$374,100
28054	Gastonia, NC	8.4 mi	41,707	$61,035	$245,100
28034	Dallas, NC	8.8 mi	18,979	$62,083	$257,200
28056	Gastonia, NC	9.5 mi	36,200	$90,427	$315,000
28208	Charlotte, NC	9.6 mi	40,197	$55,431	$236,300

Zip codes like 28120 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28120

What city is zip code 28120?

28120 is assigned to Mount Holly, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28120 in?

28120 is in Gaston County, North Carolina.

What is the population of 28120?

About 25,805 people live in 28120, according to the Census Bureau's American Community Survey.

What time zone is 28120 in?

28120 is in Eastern Time.

What is the median household income in 28120?

The median household income in 28120 is $78,231.

What zip codes are near 28120?

The closest zip codes to 28120 are 28164, 28214, 28101, 28098, 28006.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28120, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.