Zip code 28278: Charlotte, North Carolina

Q: What city is zip code 28278?

28278 is assigned to Charlotte, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28278 in?

28278 is in Mecklenburg County, North Carolina.

Q: What is the population of 28278?

About 37,420 people live in 28278, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28278?

The median household income in 28278 is $125,470.

Q: What zip codes are near 28278?

The closest zip codes to 28278 are 28273, 28012, 29708, 28217, 28134.

Residential delivery areaMecklenburg CountyEastern Time

Population

37,420

Median household income

$125K

U.S. $81K

Median home value

$461K

U.S. $333K

Median rent

$1,786/mo

U.S. $1,413

Median age

36.6

U.S. 38.9

Land area

29 sq mi

1,299 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28278

28278 is a suburban zip code in Charlotte, North Carolina (Mecklenburg County), covering 29 sq mi of land. About 37,420 people live here, or 1,299 per square mile. The median resident is 36.6 years old, compared with 38.9 nationally.

The median household earns $125,470 a year, 55% above the national median of $80,734. 3.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $460,600, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 74% of occupied homes are lived in by their owners, and renters pay a median of $1,786 a month.

58% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.8 minutes each way, and 30% of workers work from home. The most common jobs among working residents are in management; sales; and business and finance. 24% of households speak a language other than English at home, most often Spanish.

How 28278 compares

Sorted from highest to lowest national percentile

Diversity index73.1
97th
U.S. 61.4 · NC 58.46th of 802 in NC
Work from home29.6%
94th
U.S. 15.1% · NC 16.3%42nd of 799 in NC
Broadband access96.6%
90th
StrengthU.S. 91% · NC 90.1%66th of 788 in NC
Median household income$125,470
87th
StrengthU.S. $80,734 · NC $72,38829th of 748 in NC
Bachelor's degree or higher58.2%
87th
StrengthU.S. 35.7% · NC 35.7%58th of 799 in NC
Tech workers6%
86th
U.S. 3.8% · NC 3.9%67th of 798 in NC
Median earnings per worker$65,939
83rd
StrengthU.S. $49,666 · NC $46,27943rd of 788 in NC
Per capita income$56,445
81st
StrengthU.S. $44,673 · NC $41,38573rd of 799 in NC
Residents under 1825.5%
78th
U.S. 22% · NC 21.8%140th of 802 in NC
Median gross rent$1,786
73rd
U.S. $1,413 · NC $1,22820th of 688 in NC
Median home value$460,600
70th
U.S. $332,700 · NC $288,90068th of 757 in NC
Foreign-born residents16.9%
68th
U.S. 14.1% · NC 9.1%41st of 802 in NC
Homeownership rate74.3%
65th
U.S. 65.2% · NC 66.6%420th of 788 in NC
Self-employed workers10.5%
64th
U.S. 10% · NC 9.8%357th of 798 in NC
Population37,420
63rd
U.S. 334,922,499 · NC 10,730,40488th of 802 in NC
Average commute27.8 min
61st
U.S. 26.4 min · NC 25.1 min287th of 771 in NC
Veterans6.4%
58th
U.S. 6.2% · NC 7.4%477th of 801 in NC
Population density1,299/sq mi
48th
U.S. 95/sq mi · NC 221/sq mi104th of 802 in NC
Housing vacancy5%
33rd
U.S. 10.1% · NC 12.5%721st of 789 in NC
Median age36.6
31st
U.S. 38.9 · NC 39.1635th of 802 in NC
Uninsured rate4.8%
31st
U.S. 8.4% · NC 9.9%684th of 797 in NC
Rent-burdened renters45.5%
31st
U.S. 51.1% · NC 48.9%410th of 760 in NC
Income inequality (Gini)0.398
20th
StrengthU.S. 0.483 · NC 0.477594th of 781 in NC
Government workers9.7%
17th
U.S. 14.5% · NC 13.8%650th of 798 in NC
Unemployment rate3%
16th
StrengthU.S. 5.2% · NC 4.7%546th of 799 in NC
Healthcare workers7%
15th
U.S. 9.7% · NC 9.5%597th of 798 in NC
Residents 65 and older11%
13th
U.S. 17.2% · NC 17.2%714th of 802 in NC
Poverty rate3.5%
4th
StrengthU.S. 12.5% · NC 13%736th of 788 in NC

Measure	28278	Mecklenburg	NC	U.S.	National percentile	Rank in NC
Diversity index	73.1	69.4	58.4	61.4	97th	6th of 802
Work from home	29.6%	28.5%	16.3%	15.1%	94th	42nd of 799
Broadband accessStrength	96.6%	94.1%	90.1%	91%	90th	66th of 788
Median household incomeStrength	$125,470	$87,005	$72,388	$80,734	87th	29th of 748
Bachelor's degree or higherStrength	58.2%	49.2%	35.7%	35.7%	87th	58th of 799
Tech workers	6%	5.7%	3.9%	3.8%	86th	67th of 798
Median earnings per workerStrength	$65,939	$53,857	$46,279	$49,666	83rd	43rd of 788
Per capita incomeStrength	$56,445	$53,295	$41,385	$44,673	81st	73rd of 799
Residents under 18	25.5%	22.8%	21.8%	22%	78th	140th of 802
Median gross rent	$1,786	$1,627	$1,228	$1,413	73rd	20th of 688
Median home value	$460,600	$406,800	$288,900	$332,700	70th	68th of 757
Foreign-born residents	16.9%	17.3%	9.1%	14.1%	68th	41st of 802
Homeownership rate	74.3%	55.1%	66.6%	65.2%	65th	420th of 788
Self-employed workers	10.5%	9.7%	9.8%	10%	64th	357th of 798
Population	37,420	1,154,681	10,730,404	334,922,499	63rd	88th of 802
Average commute	27.8 min	25.1 min	25.1 min	26.4 min	61st	287th of 771
Veterans	6.4%	5%	7.4%	6.2%	58th	477th of 801
Population density	1,299/sq mi	2,205/sq mi	221/sq mi	95/sq mi	48th	104th of 802
Housing vacancy	5%	7.3%	12.5%	10.1%	33rd	721st of 789
Median age	36.6	35.5	39.1	38.9	31st	635th of 802
Uninsured rate	4.8%	11.5%	9.9%	8.4%	31st	684th of 797
Rent-burdened renters	45.5%	49.4%	48.9%	51.1%	31st	410th of 760
Income inequality (Gini)Strength	0.398	0.492	0.477	0.483	20th	594th of 781
Government workers	9.7%	8.3%	13.8%	14.5%	17th	650th of 798
Unemployment rateStrength	3%	4.3%	4.7%	5.2%	16th	546th of 799
Healthcare workers	7%	7.5%	9.5%	9.7%	15th	597th of 798
Residents 65 and older	11%	11.9%	17.2%	17.2%	13th	714th of 802
Poverty rateStrength	3.5%	10.4%	13%	12.5%	4th	736th of 788

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

14%

25–34

18%

35–44

14%

45–54

11%

55–64

65–74

75+

Median age

36.6

Under 18

25.5%

65 and over

11%

Race and ethnicity

White37%
Black31%
Hispanic14%
Asian9%
Native American0.1%
Pacific Islander0.0%
Other0.7%
Multiracial8%

Diversity index

73.1

U.S. 61.4

Foreign-born

16.9%

U.S. 14.1%

Born in state

31.4%

Language spoken at home (households)

English only

76%

Spanish

12%

Other Indo-European

Asian / Pacific

Other

Households

Households: 13,640
Average household size: 2.7
Family households: 72.3%
Married couples: 60.2%
Living alone: 21.2%
Veterans (of adults): 6.4%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

12%

$75–100k

11%

$100–150k

22%

$150–200k

17%

$200k+

23%

Median household income

28278

$125,470

Mecklenburg Co.

$87,005

North Carolina

$72,388

United States

$80,734

Per capita income

$56,445

U.S. $44,673

Poverty rate

3.5%

U.S. 12.5%

Households earning $150K+

39.7%

U.S. 23%

Income inequality (Gini)

0.398

U.S. 0.483

Housing

Median home value

28278

$460,600

Mecklenburg Co.

$406,800

North Carolina

$288,900

United States

$332,700

Median gross rent

28278

$1,786

Mecklenburg Co.

$1,627

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

84%

2–4 units

0.9%

5–19 units

20+ units

Mobile home

0.5%

Boat, RV, van

0.1%

Housing units: 14,363
Owner-occupied: 74.3%
Vacant: 5%
Median year built: 2009
Median rooms: 6.6
Renters paying 30%+ of income: 45.5%
Renters paying 50%+ of income: 20.8%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

62%

Carpooled

Transit

0.7%

Walked

0.6%

Bicycle

Worked from home

30%

Other

Commute time (one way)

<10 min

10–19

25%

20–29

26%

30–44

30%

45–59

10%

60+

Average commute

27.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

76%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

16%

Sales

13%

Business and finance

12%

Office and admin

10%

Transportation and moving

Healthcare

Computer and math

Education

Construction and repair

Production

Engineering and science

Cleaning and personal care

Legal and social services

Food service

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Finance, insurance and real estate

14%

Retail

12%

Health care and social assistance

11%

Professional and technical services

11%

Manufacturing

Transportation, warehousing and utilities

Education

Construction

Admin, support and management

Restaurants and hotels

Other services

Wholesale

Arts and recreation

Information

Public administration

Agriculture and mining

0.2%

Median earnings per worker

$65,939

U.S. $49,666

Self-employed

10.5%

U.S. 10%

Government workers

9.7%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	28278	U.S.
Management, business, science and arts	$89,418	$74,888
Service	$28,780	$26,804
Sales and office	$49,577	$40,476
Construction and maintenance	$49,890	$49,199
Production and transportation	$52,994	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

13%

Some college

16%

Associate's

Bachelor's

38%

Graduate

20%

High school graduate or higher: 94.9%
Bachelor's degree or higher: 58.2%
Graduate or professional degree: 20.5%
Households with broadband: 96.6%
Cable, fiber or DSL: 89%
No internet access: 2.5%
Without health insurance: 4.8%
Limited-English households: 3.2%

Geography

City (USPS): Charlotte
State: North Carolina
County: Mecklenburg County
Center point: 35.1334° N, 81.0088° W
Land area: 29 sq mi
Water area: 3.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Charlotte27% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28278

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28273	Charlotte, NC	3.5 mi	50,966	$87,350	$340,600
28012	Belmont, NC	5.6 mi	26,556	$83,391	$374,100
29708	Fort Mill, SC	6 mi	43,515	$132,018	$515,200
28217	Charlotte, NC	6.2 mi	32,064	$64,028	$263,300
28134	Pineville, NC	7.4 mi	13,245	$85,681	$383,800
28032	Cramerton, NC	8 mi	2,869	$60,924	$276,500
28210	Charlotte, NC	8.6 mi	47,359	$100,824	$531,700
28056	Gastonia, NC	8.7 mi	36,200	$90,427	$315,000
28208	Charlotte, NC	9 mi	40,197	$55,431	$236,300
28101	Mc Adenville, NC	9.3 mi	898	$111,042	$364,600
28209	Charlotte, NC	9.3 mi	24,331	$101,873	$623,000
29716	Fort Mill, SC · PO box	9.4 mi	—	—	—

Zip codes like 28278 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28278

What city is zip code 28278?

28278 is assigned to Charlotte, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28278 in?

28278 is in Mecklenburg County, North Carolina.

What is the population of 28278?

About 37,420 people live in 28278, according to the Census Bureau's American Community Survey.

What time zone is 28278 in?

28278 is in Eastern Time.

What is the median household income in 28278?

The median household income in 28278 is $125,470.

What zip codes are near 28278?

The closest zip codes to 28278 are 28273, 28012, 29708, 28217, 28134.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28278, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.