Zip code 03446: Swanzey, New Hampshire

Q: What city is zip code 03446?

03446 is assigned to Swanzey, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 03446 in?

03446 is in Cheshire County, New Hampshire.

Q: What is the population of 03446?

About 6,588 people live in 03446, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 03446?

The median household income in 03446 is $85,484.

Q: What zip codes are near 03446?

The closest zip codes to 03446 are 03469, 03435, 03462, 03465, 03470.

Residential delivery areaCheshire CountyEastern Time

Population

6,588

Median household income

$85K

U.S. $81K

Median home value

$262K

U.S. $333K

Median rent

$1,558/mo

U.S. $1,413

Median age

49.7

U.S. 38.9

Land area

44 sq mi

149 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 03446

03446 is a small-town zip code in Swanzey, New Hampshire (Cheshire County), covering 44 sq mi of land. About 6,588 people live here, or 149 per square mile. The median resident is 49.7 years old, compared with 38.9 nationally.

The median household earns $85,484 a year, close to the national median of $80,734. 7.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $262,100, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $1,558 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.6 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in sales, management and healthcare.

How 03446 compares

Sorted from highest to lowest national percentile

Rent-burdened renters68.1%
96th
WeaknessU.S. 51.1% · NH 48.2%36th of 230 in NH
Median age49.7
95th
U.S. 38.9 · NH 43.379th of 239 in NH
Veterans12.2%
95th
U.S. 6.2% · NH 7.6%28th of 239 in NH
Residents 65 and older25.5%
93rd
U.S. 17.2% · NH 20.1%74th of 239 in NH
Government workers17.2%
73rd
U.S. 14.5% · NH 13.1%57th of 239 in NH
Homeownership rate75.9%
69th
U.S. 65.2% · NH 72.8%172nd of 239 in NH
Healthcare workers10.8%
69th
U.S. 9.7% · NH 9.6%83rd of 239 in NH
Median earnings per worker$52,513
62nd
U.S. $49,666 · NH $56,079133rd of 239 in NH
Median gross rent$1,558
59th
U.S. $1,413 · NH $1,49167th of 197 in NH
Median household income$85,484
57th
U.S. $80,734 · NH $99,031158th of 234 in NH
Per capita income$42,625
57th
U.S. $44,673 · NH $52,798173rd of 239 in NH
Bachelor's degree or higher33.3%
53rd
U.S. 35.7% · NH 40.6%153rd of 239 in NH
Broadband access91.1%
42nd
U.S. 91% · NH 92.9%161st of 239 in NH
Average commute24.6 min
40th
U.S. 26.4 min · NH 26.7 min161st of 234 in NH
Work from home10.7%
39th
U.S. 15.1% · NH 16.8%173rd of 239 in NH
Median home value$262,100
36th
U.S. $332,700 · NH $402,500203rd of 235 in NH
Uninsured rate4.9%
32nd
U.S. 8.4% · NH 5.3%119th of 239 in NH
Poverty rate7.4%
28th
U.S. 12.5% · NH 7.2%108th of 239 in NH
Residents under 1819.3%
26th
U.S. 22% · NH 18.2%84th of 239 in NH
Unemployment rate3.5%
24th
U.S. 5.2% · NH 3.3%85th of 239 in NH
Population density149/sq mi
17th
U.S. 95/sq mi · NH 156/sq mi95th of 239 in NH
Foreign-born residents2.6%
16th
U.S. 14.1% · NH 6.1%147th of 239 in NH
Diversity index20
13th
U.S. 61.4 · NH 2469th of 239 in NH
Population6,588
11th
U.S. 334,922,499 · NH 1,394,86860th of 239 in NH
Self-employed workers5.9%
9th
U.S. 10% · NH 9.3%209th of 239 in NH
Tech workers0.7%
8th
U.S. 3.8% · NH 4.3%195th of 239 in NH
Housing vacancy2.4%
6th
U.S. 10.1% · NH 14.3%220th of 239 in NH
Income inequality (Gini)0.363
4th
StrengthU.S. 0.483 · NH 0.444195th of 239 in NH

Measure	03446	Cheshire	NH	U.S.	National percentile	Rank in NH
Rent-burdened rentersWeakness	68.1%	48.7%	48.2%	51.1%	96th	36th of 230
Median age	49.7	43.6	43.3	38.9	95th	79th of 239
Veterans	12.2%	7.4%	7.6%	6.2%	95th	28th of 239
Residents 65 and older	25.5%	22.4%	20.1%	17.2%	93rd	74th of 239
Government workers	17.2%	13.3%	13.1%	14.5%	73rd	57th of 239
Homeownership rate	75.9%	72.7%	72.8%	65.2%	69th	172nd of 239
Healthcare workers	10.8%	9.9%	9.6%	9.7%	69th	83rd of 239
Median earnings per worker	$52,513	$48,220	$56,079	$49,666	62nd	133rd of 239
Median gross rent	$1,558	$1,276	$1,491	$1,413	59th	67th of 197
Median household income	$85,484	$83,329	$99,031	$80,734	57th	158th of 234
Per capita income	$42,625	$43,485	$52,798	$44,673	57th	173rd of 239
Bachelor's degree or higher	33.3%	35.5%	40.6%	35.7%	53rd	153rd of 239
Broadband access	91.1%	91.8%	92.9%	91%	42nd	161st of 239
Average commute	24.6 min	23.7 min	26.7 min	26.4 min	40th	161st of 234
Work from home	10.7%	13.1%	16.8%	15.1%	39th	173rd of 239
Median home value	$262,100	$280,100	$402,500	$332,700	36th	203rd of 235
Uninsured rate	4.9%	6.2%	5.3%	8.4%	32nd	119th of 239
Poverty rate	7.4%	8.7%	7.2%	12.5%	28th	108th of 239
Residents under 18	19.3%	17.8%	18.2%	22%	26th	84th of 239
Unemployment rate	3.5%	3.3%	3.3%	5.2%	24th	85th of 239
Population density	149/sq mi	109/sq mi	156/sq mi	95/sq mi	17th	95th of 239
Foreign-born residents	2.6%	2.9%	6.1%	14.1%	16th	147th of 239
Diversity index	20	16.2	24	61.4	13th	69th of 239
Population	6,588	77,297	1,394,868	334,922,499	11th	60th of 239
Self-employed workers	5.9%	10.2%	9.3%	10%	9th	209th of 239
Tech workers	0.7%	2.3%	4.3%	3.8%	8th	195th of 239
Housing vacancy	2.4%	14.7%	14.3%	10.1%	6th	220th of 239
Income inequality (Gini)Strength	0.363	0.426	0.444	0.483	4th	195th of 239

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

11%

35–44

17%

45–54

15%

55–64

16%

65–74

10%

75+

Median age

49.7

Under 18

19.3%

65 and over

25.5%

Race and ethnicity

White89%
Black0%
Hispanic5%
Asian2%
Native American0.2%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

U.S. 61.4

Foreign-born

2.6%

U.S. 14.1%

Born in state

50.7%

Language spoken at home (households)

English only

96%

Spanish

0.9%

Other Indo-European

Asian / Pacific

0.6%

Other

Households

Households: 2,802
Average household size: 2.4
Family households: 67.4%
Married couples: 54.2%
Living alone: 21.7%
Veterans (of adults): 12.2%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

22%

$50–75k

16%

$75–100k

11%

$100–150k

24%

$150–200k

12%

$200k+

Median household income

03446

$85,484

Cheshire Co.

$83,329

New Hampshire

$99,031

United States

$80,734

Per capita income

$42,625

U.S. $44,673

Poverty rate

7.4%

U.S. 12.5%

Households earning $150K+

19%

U.S. 23%

Income inequality (Gini)

0.363

U.S. 0.483

Housing

Median home value

03446

$262,100

Cheshire Co.

$280,100

New Hampshire

$402,500

United States

$332,700

Median gross rent

03446

$1,558

Cheshire Co.

$1,276

New Hampshire

$1,491

United States

$1,413

Types of housing

Single-family

72%

2–4 units

5–19 units

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 2,870
Owner-occupied: 75.9%
Vacant: 2.4%
Median year built: 1982
Median rooms: 5.7
Renters paying 30%+ of income: 68.1%
Renters paying 50%+ of income: 42.3%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

83%

Carpooled

Transit

Walked

0.4%

Bicycle

Worked from home

11%

Other

0.5%

Commute time (one way)

<10 min

12%

10–19

37%

20–29

23%

30–44

11%

45–59

60+

Average commute

24.6 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

67.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

16%

Management

13%

Healthcare

11%

Office and admin

10%

Education

Construction and repair

Transportation and moving

Business and finance

Production

Legal and social services

Cleaning and personal care

Police and fire

Arts, media and sports

Food service

Engineering and science

Computer and math

0.7%

Farming, fishing and forestry

Industries

Retail

16%

Health care and social assistance

16%

Manufacturing

10%

Education

Construction

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Professional and technical services

Restaurants and hotels

Other services

Information

Wholesale

Admin, support and management

Arts and recreation

Agriculture and mining

0.4%

Median earnings per worker

$52,513

U.S. $49,666

Self-employed

5.9%

U.S. 10%

Government workers

17.2%

U.S. 14.5%

Nonprofit workers

9.9%

U.S. 8.8%

Median earnings by type of work

Type of work	03446	U.S.
Management, business, science and arts	$62,782	$74,888
Service	$38,750	$26,804
Sales and office	$41,700	$40,476
Construction and maintenance	$38,750	$49,199
Production and transportation	$55,496	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

35%

Some college

14%

Associate's

11%

Bachelor's

22%

Graduate

11%

High school graduate or higher: 92.7%
Bachelor's degree or higher: 33.3%
Graduate or professional degree: 11.2%
Households with broadband: 91.1%
Cable, fiber or DSL: 81.3%
No internet access: 5.2%
Without health insurance: 4.9%
Limited-English households: 0%

Geography

City (USPS): Swanzey
State: New Hampshire
County: Cheshire County
Center point: 42.8583° N, 72.2964° W
Land area: 44 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

West Swanzey (unincorporated)6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 03446

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
03469	West Swanzey, NH · PO box	1.4 mi	—	—	—
03435	Keene, NH · PO box	5.3 mi	—	—	—
03462	Spofford, NH	5.3 mi	1,726	$115,313	$396,200
03465	Troy, NH	5.8 mi	2,005	$88,871	$266,600
03470	Winchester, NH	6.7 mi	4,933	$79,028	$252,800
03455	Marlborough, NH	6.9 mi	2,242	$69,395	$268,000
03431	Keene, NH	7.7 mi	25,065	$79,541	$255,500
03443	Chesterfield, NH	8.6 mi	581	—	$373,300
03441	Ashuelot, NH	9.3 mi	593	$53,816	$283,500
03467	Westmoreland, NH	10 mi	2,237	$104,444	$351,800
03447	Fitzwilliam, NH	10 mi	2,278	$100,735	$305,900
03466	West Chesterfield, NH	11 mi	1,315	$83,281	$343,900

Zip codes like 03446 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 03446

What city is zip code 03446?

03446 is assigned to Swanzey, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 03446 in?

03446 is in Cheshire County, New Hampshire.

What is the population of 03446?

About 6,588 people live in 03446, according to the Census Bureau's American Community Survey.

What time zone is 03446 in?

03446 is in Eastern Time.

What is the median household income in 03446?

The median household income in 03446 is $85,484.

What zip codes are near 03446?

The closest zip codes to 03446 are 03469, 03435, 03462, 03465, 03470.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 03446, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.