Zip code 03465: Troy, New Hampshire

Q: What city is zip code 03465?

03465 is assigned to Troy, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 03465 in?

03465 is in Cheshire County, New Hampshire.

Q: What is the population of 03465?

About 2,005 people live in 03465, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 03465?

The median household income in 03465 is $88,871.

Q: What zip codes are near 03465?

The closest zip codes to 03465 are 03455, 03447, 03446, 03452, 03469.

Residential delivery areaCheshire CountyEastern Time

Population

2,005

Median household income

$89K

U.S. $81K

Median home value

$267K

U.S. $333K

Median rent

$1,024/mo

U.S. $1,413

Median age

40.2

U.S. 38.9

Land area

17 sq mi

115 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 03465

03465 is a small-town zip code in Troy, New Hampshire (Cheshire County), covering 17 sq mi of land. About 2,005 people live here, or 115 per square mile. The median resident is 40.2 years old, compared with 38.9 nationally.

The median household earns $88,871 a year, close to the national median of $80,734. 4.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $266,600, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $1,024 a month.

26% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 25.4 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in construction and repair; sales; and management.

How 03465 compares

Sorted from highest to lowest national percentile

Government workers20.4%
85th
U.S. 14.5% · NH 13.1%30th of 239 in NH
Housing vacancy10.4%
73rd
U.S. 10.1% · NH 14.3%143rd of 239 in NH
Homeownership rate77.2%
72nd
U.S. 65.2% · NH 72.8%167th of 239 in NH
Median household income$88,871
61st
U.S. $80,734 · NH $99,031147th of 234 in NH
Median age40.2
59th
U.S. 38.9 · NH 43.3203rd of 239 in NH
Veterans6.5%
59th
U.S. 6.2% · NH 7.6%170th of 239 in NH
Per capita income$41,775
55th
U.S. $44,673 · NH $52,798182nd of 239 in NH
Median earnings per worker$49,459
54th
U.S. $49,666 · NH $56,079159th of 239 in NH
Average commute25.4 min
46th
U.S. 26.4 min · NH 26.7 min151st of 234 in NH
Unemployment rate4.6%
45th
U.S. 5.2% · NH 3.3%53rd of 239 in NH
Residents under 1821.2%
42nd
U.S. 22% · NH 18.2%52nd of 239 in NH
Median home value$266,600
37th
U.S. $332,700 · NH $402,500199th of 235 in NH
Bachelor's degree or higher26.4%
37th
U.S. 35.7% · NH 40.6%196th of 239 in NH
Work from home10.1%
35th
U.S. 15.1% · NH 16.8%182nd of 239 in NH
Residents 65 and older14.6%
35th
U.S. 17.2% · NH 20.1%218th of 239 in NH
Broadband access89.3%
30th
U.S. 91% · NH 92.9%183rd of 239 in NH
Tech workers1.6%
25th
U.S. 3.8% · NH 4.3%164th of 239 in NH
Self-employed workers7.4%
24th
U.S. 10% · NH 9.3%185th of 239 in NH
Median gross rent$1,024
23rd
U.S. $1,413 · NH $1,491180th of 197 in NH
Rent-burdened renters43.1%
23rd
U.S. 51.1% · NH 48.2%134th of 230 in NH
Uninsured rate3.7%
19th
StrengthU.S. 8.4% · NH 5.3%156th of 239 in NH
Income inequality (Gini)0.395
17th
StrengthU.S. 0.483 · NH 0.444153rd of 239 in NH
Population density115/sq mi
15th
U.S. 95/sq mi · NH 156/sq mi116th of 239 in NH
Poverty rate4.1%
7th
StrengthU.S. 12.5% · NH 7.2%174th of 239 in NH
Foreign-born residents1.1%
6th
U.S. 14.1% · NH 6.1%207th of 239 in NH
Population2,005
3rd
U.S. 334,922,499 · NH 1,394,868150th of 239 in NH
Healthcare workers4.7%
3rd
U.S. 9.7% · NH 9.6%220th of 239 in NH
Diversity index7.3
2nd
U.S. 61.4 · NH 24204th of 239 in NH

Measure	03465	Cheshire	NH	U.S.	National percentile	Rank in NH
Government workers	20.4%	13.3%	13.1%	14.5%	85th	30th of 239
Housing vacancy	10.4%	14.7%	14.3%	10.1%	73rd	143rd of 239
Homeownership rate	77.2%	72.7%	72.8%	65.2%	72nd	167th of 239
Median household income	$88,871	$83,329	$99,031	$80,734	61st	147th of 234
Median age	40.2	43.6	43.3	38.9	59th	203rd of 239
Veterans	6.5%	7.4%	7.6%	6.2%	59th	170th of 239
Per capita income	$41,775	$43,485	$52,798	$44,673	55th	182nd of 239
Median earnings per worker	$49,459	$48,220	$56,079	$49,666	54th	159th of 239
Average commute	25.4 min	23.7 min	26.7 min	26.4 min	46th	151st of 234
Unemployment rate	4.6%	3.3%	3.3%	5.2%	45th	53rd of 239
Residents under 18	21.2%	17.8%	18.2%	22%	42nd	52nd of 239
Median home value	$266,600	$280,100	$402,500	$332,700	37th	199th of 235
Bachelor's degree or higher	26.4%	35.5%	40.6%	35.7%	37th	196th of 239
Work from home	10.1%	13.1%	16.8%	15.1%	35th	182nd of 239
Residents 65 and older	14.6%	22.4%	20.1%	17.2%	35th	218th of 239
Broadband access	89.3%	91.8%	92.9%	91%	30th	183rd of 239
Tech workers	1.6%	2.3%	4.3%	3.8%	25th	164th of 239
Self-employed workers	7.4%	10.2%	9.3%	10%	24th	185th of 239
Median gross rent	$1,024	$1,276	$1,491	$1,413	23rd	180th of 197
Rent-burdened renters	43.1%	48.7%	48.2%	51.1%	23rd	134th of 230
Uninsured rateStrength	3.7%	6.2%	5.3%	8.4%	19th	156th of 239
Income inequality (Gini)Strength	0.395	0.426	0.444	0.483	17th	153rd of 239
Population density	115/sq mi	109/sq mi	156/sq mi	95/sq mi	15th	116th of 239
Poverty rateStrength	4.1%	8.7%	7.2%	12.5%	7th	174th of 239
Foreign-born residents	1.1%	2.9%	6.1%	14.1%	6th	207th of 239
Population	2,005	77,297	1,394,868	334,922,499	3rd	150th of 239
Healthcare workers	4.7%	9.9%	9.6%	9.7%	3rd	220th of 239
Diversity index	7.3	16.2	24	61.4	2nd	204th of 239

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

18%

25–34

18%

35–44

12%

45–54

12%

55–64

65–74

75+

Median age

40.2

Under 18

21.2%

65 and over

14.6%

Race and ethnicity

White96%
Black0%
Hispanic3%
Asian0%
Native American0.0%
Pacific Islander0%
Other0%
Multiracial0.9%

Diversity index

7.3

U.S. 61.4

Foreign-born

1.1%

U.S. 14.1%

Born in state

46%

Language spoken at home (households)

English only

91%

Spanish

0.1%

Other Indo-European

Asian / Pacific

Other

Households

Households: 750
Average household size: 2.7
Family households: 68.4%
Married couples: 55.2%
Living alone: 22.9%
Veterans (of adults): 6.5%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

11%

$50–75k

21%

$75–100k

16%

$100–150k

23%

$150–200k

$200k+

12%

Median household income

03465

$88,871

Cheshire Co.

$83,329

New Hampshire

$99,031

United States

$80,734

Per capita income

$41,775

U.S. $44,673

Poverty rate

4.1%

U.S. 12.5%

Households earning $150K+

18.5%

U.S. 23%

Income inequality (Gini)

0.395

U.S. 0.483

Housing

Median home value

03465

$266,600

Cheshire Co.

$280,100

New Hampshire

$402,500

United States

$332,700

Median gross rent

03465

$1,024

Cheshire Co.

$1,276

New Hampshire

$1,491

United States

$1,413

Types of housing

Single-family

75%

2–4 units

17%

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 837
Owner-occupied: 77.2%
Vacant: 10.4%
Median year built: 1971
Median rooms: 5.7
Renters paying 30%+ of income: 43.1%
Renters paying 50%+ of income: 8.8%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

10–19

24%

20–29

44%

30–44

45–59

11%

60+

Average commute

25.4 min

U.S. 26.4 min

Unemployment

4.6%

U.S. 5.2%

In labor force

75%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

15%

Sales

13%

Management

11%

Transportation and moving

10%

Production

Office and admin

Food service

Education

Business and finance

Cleaning and personal care

Healthcare

Police and fire

Computer and math

Engineering and science

Legal and social services

Farming, fishing and forestry

0.6%

Arts, media and sports

Industries

Retail

13%

Manufacturing

12%

Education

11%

Professional and technical services

10%

Restaurants and hotels

Public administration

Health care and social assistance

Finance, insurance and real estate

Construction

Wholesale

Arts and recreation

Admin, support and management

Transportation, warehousing and utilities

Other services

Information

Agriculture and mining

Median earnings per worker

$49,459

U.S. $49,666

Self-employed

7.4%

U.S. 10%

Government workers

20.4%

U.S. 14.5%

Nonprofit workers

6.9%

U.S. 8.8%

Median earnings by type of work

Type of work	03465	U.S.
Management, business, science and arts	$76,397	$74,888
Service	$34,732	$26,804
Sales and office	$24,688	$40,476
Construction and maintenance	$53,825	$49,199
Production and transportation	$45,926	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

44%

Some college

15%

Associate's

Bachelor's

18%

Graduate

High school graduate or higher: 93.5%
Bachelor's degree or higher: 26.4%
Graduate or professional degree: 8.3%
Households with broadband: 89.3%
Cable, fiber or DSL: 73.3%
No internet access: 7.7%
Without health insurance: 3.7%
Limited-English households: 1.9%

Geography

City (USPS): Troy
State: New Hampshire
County: Cheshire County
Center point: 42.8288° N, 72.1889° W
Land area: 17 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Troy (unincorporated)7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 03465

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
03455	Marlborough, NH	5.1 mi	2,242	$69,395	$268,000
03447	Fitzwilliam, NH	5.5 mi	2,278	$100,735	$305,900
03446	Swanzey, NH	5.8 mi	6,588	$85,484	$262,100
03452	Jaffrey, NH	6.5 mi	5,448	$92,330	$245,500
03469	West Swanzey, NH · PO box	7.1 mi	—	—	—
03444	Dublin, NH	7.3 mi	1,666	$104,773	$429,600
03435	Keene, NH · PO box	8.5 mi	—	—	—
03470	Winchester, NH	9.3 mi	4,933	$79,028	$252,800
03461	Rindge, NH	10 mi	6,497	$102,679	$415,400
03450	Harrisville, NH	10 mi	885	$103,036	$430,500
01368	Royalston, MA	11 mi	1,455	$102,500	$347,300
03462	Spofford, NH	11 mi	1,726	$115,313	$396,200

Zip codes like 03465 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 03465

What city is zip code 03465?

03465 is assigned to Troy, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 03465 in?

03465 is in Cheshire County, New Hampshire.

What is the population of 03465?

About 2,005 people live in 03465, according to the Census Bureau's American Community Survey.

What time zone is 03465 in?

03465 is in Eastern Time.

What is the median household income in 03465?

The median household income in 03465 is $88,871.

What zip codes are near 03465?

The closest zip codes to 03465 are 03455, 03447, 03446, 03452, 03469.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 03465, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.