Zip code 03431: Keene, New Hampshire

Q: What city is zip code 03431?

03431 is assigned to Keene, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 03431 in?

03431 is in Cheshire County, New Hampshire.

Q: What is the population of 03431?

About 25,065 people live in 03431, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 03431?

The median household income in 03431 is $79,541.

Q: What zip codes are near 03431?

The closest zip codes to 03431 are 03435, 03448, 03445, 03467, 03469.

Residential delivery areaCheshire CountyEastern Time

Population

25,065

Median household income

$80K

U.S. $81K

Median home value

$256K

U.S. $333K

Median rent

$1,343/mo

U.S. $1,413

Median age

38.4

U.S. 38.9

Land area

60 sq mi

418 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 03431

03431 is a small-town zip code in Keene, New Hampshire (Cheshire County), covering 60 sq mi of land. About 25,065 people live here, or 418 per square mile. The median resident is 38.4 years old, compared with 38.9 nationally.

The median household earns $79,541 a year, close to the national median of $80,734. 9.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $255,500, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 56% of occupied homes are lived in by their owners, and renters pay a median of $1,343 a month.

42% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.7 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and management.

How 03431 compares

Sorted from highest to lowest national percentile

Housing vacancy11.1%
76th
U.S. 10.1% · NH 14.3%134th of 239 in NH
Residents 65 and older19.5%
71st
U.S. 17.2% · NH 20.1%157th of 239 in NH
Bachelor's degree or higher41.9%
69th
U.S. 35.7% · NH 40.6%97th of 239 in NH
Veterans6.9%
65th
U.S. 6.2% · NH 7.6%151st of 239 in NH
Work from home14.9%
60th
U.S. 15.1% · NH 16.8%119th of 239 in NH
Tech workers3.1%
54th
U.S. 3.8% · NH 4.3%102nd of 239 in NH
Per capita income$41,070
53rd
U.S. $44,673 · NH $52,798188th of 239 in NH
Government workers13.7%
50th
U.S. 14.5% · NH 13.1%115th of 239 in NH
Median household income$79,541
49th
U.S. $80,734 · NH $99,031181st of 234 in NH
Median gross rent$1,343
46th
U.S. $1,413 · NH $1,491104th of 197 in NH
Median age38.4
45th
U.S. 38.9 · NH 43.3215th of 239 in NH
Broadband access91.5%
45th
U.S. 91% · NH 92.9%150th of 239 in NH
Poverty rate9.8%
43rd
U.S. 12.5% · NH 7.2%72nd of 239 in NH
Uninsured rate5.9%
42nd
U.S. 8.4% · NH 5.3%89th of 239 in NH
Population25,065
40th
U.S. 334,922,499 · NH 1,394,86813th of 239 in NH
Median earnings per worker$44,666
39th
U.S. $49,666 · NH $56,079194th of 239 in NH
Median home value$255,500
34th
U.S. $332,700 · NH $402,500209th of 235 in NH
Healthcare workers8.3%
32nd
U.S. 9.7% · NH 9.6%149th of 239 in NH
Income inequality (Gini)0.414
32nd
U.S. 0.483 · NH 0.444113th of 239 in NH
Population density418/sq mi
30th
U.S. 95/sq mi · NH 156/sq mi45th of 239 in NH
Rent-burdened renters45.4%
30th
U.S. 51.1% · NH 48.2%122nd of 230 in NH
Self-employed workers7.7%
28th
U.S. 10% · NH 9.3%180th of 239 in NH
Homeownership rate56.2%
26th
U.S. 65.2% · NH 72.8%226th of 239 in NH
Foreign-born residents3.7%
22nd
U.S. 14.1% · NH 6.1%86th of 239 in NH
Diversity index16.1
9th
U.S. 61.4 · NH 24105th of 239 in NH
Residents under 1814.2%
7th
U.S. 22% · NH 18.2%175th of 239 in NH
Average commute17.7 min
5th
StrengthU.S. 26.4 min · NH 26.7 min226th of 234 in NH
Unemployment rate2%
5th
StrengthU.S. 5.2% · NH 3.3%155th of 239 in NH

Measure	03431	Cheshire	NH	U.S.	National percentile	Rank in NH
Housing vacancy	11.1%	14.7%	14.3%	10.1%	76th	134th of 239
Residents 65 and older	19.5%	22.4%	20.1%	17.2%	71st	157th of 239
Bachelor's degree or higher	41.9%	35.5%	40.6%	35.7%	69th	97th of 239
Veterans	6.9%	7.4%	7.6%	6.2%	65th	151st of 239
Work from home	14.9%	13.1%	16.8%	15.1%	60th	119th of 239
Tech workers	3.1%	2.3%	4.3%	3.8%	54th	102nd of 239
Per capita income	$41,070	$43,485	$52,798	$44,673	53rd	188th of 239
Government workers	13.7%	13.3%	13.1%	14.5%	50th	115th of 239
Median household income	$79,541	$83,329	$99,031	$80,734	49th	181st of 234
Median gross rent	$1,343	$1,276	$1,491	$1,413	46th	104th of 197
Median age	38.4	43.6	43.3	38.9	45th	215th of 239
Broadband access	91.5%	91.8%	92.9%	91%	45th	150th of 239
Poverty rate	9.8%	8.7%	7.2%	12.5%	43rd	72nd of 239
Uninsured rate	5.9%	6.2%	5.3%	8.4%	42nd	89th of 239
Population	25,065	77,297	1,394,868	334,922,499	40th	13th of 239
Median earnings per worker	$44,666	$48,220	$56,079	$49,666	39th	194th of 239
Median home value	$255,500	$280,100	$402,500	$332,700	34th	209th of 235
Healthcare workers	8.3%	9.9%	9.6%	9.7%	32nd	149th of 239
Income inequality (Gini)	0.414	0.426	0.444	0.483	32nd	113th of 239
Population density	418/sq mi	109/sq mi	156/sq mi	95/sq mi	30th	45th of 239
Rent-burdened renters	45.4%	48.7%	48.2%	51.1%	30th	122nd of 230
Self-employed workers	7.7%	10.2%	9.3%	10%	28th	180th of 239
Homeownership rate	56.2%	72.7%	72.8%	65.2%	26th	226th of 239
Foreign-born residents	3.7%	2.9%	6.1%	14.1%	22nd	86th of 239
Diversity index	16.1	16.2	24	61.4	9th	105th of 239
Residents under 18	14.2%	17.8%	18.2%	22%	7th	175th of 239
Average commuteStrength	17.7 min	23.7 min	26.7 min	26.4 min	5th	226th of 234
Unemployment rateStrength	2%	3.3%	3.3%	5.2%	5th	155th of 239

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

10%

5–17

16%

18–24

16%

25–34

12%

35–44

11%

45–54

12%

55–64

10%

65–74

10%

75+

Median age

38.4

Under 18

14.2%

65 and over

19.5%

Race and ethnicity

White91%
Black2%
Hispanic2%
Asian0.6%
Native American0.1%
Pacific Islander0%
Other0.4%
Multiracial4%

Diversity index

16.1

U.S. 61.4

Foreign-born

3.7%

U.S. 14.1%

Born in state

45.3%

Language spoken at home (households)

English only

93%

Spanish

0.8%

Other Indo-European

Asian / Pacific

0.6%

Other

Households

Households: 10,228
Average household size: 2.2
Family households: 51.2%
Married couples: 39.4%
Living alone: 36.3%
Veterans (of adults): 6.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

17%

$50–75k

17%

$75–100k

17%

$100–150k

20%

$150–200k

$200k+

Median household income

03431

$79,541

Cheshire Co.

$83,329

New Hampshire

$99,031

United States

$80,734

Per capita income

$41,070

U.S. $44,673

Poverty rate

9.8%

U.S. 12.5%

Households earning $150K+

15.7%

U.S. 23%

Income inequality (Gini)

0.414

U.S. 0.483

Housing

Median home value

03431

$255,500

Cheshire Co.

$280,100

New Hampshire

$402,500

United States

$332,700

Median gross rent

03431

$1,343

Cheshire Co.

$1,276

New Hampshire

$1,491

United States

$1,413

Types of housing

Single-family

53%

2–4 units

19%

5–19 units

12%

20+ units

12%

Mobile home

Boat, RV, van

Housing units: 11,503
Owner-occupied: 56.2%
Vacant: 11.1%
Median year built: 1961
Median rooms: 5.4
Renters paying 30%+ of income: 45.4%
Renters paying 50%+ of income: 16.4%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

Transit

0.1%

Walked

Bicycle

0.5%

Worked from home

15%

Other

Commute time (one way)

<10 min

36%

10–19

36%

20–29

12%

30–44

45–59

60+

Average commute

17.7 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

62%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

12%

Sales

11%

Management

10%

Healthcare

Education

Production

Food service

Cleaning and personal care

Construction and repair

Transportation and moving

Business and finance

Arts, media and sports

Computer and math

Legal and social services

Engineering and science

Police and fire

Farming, fishing and forestry

0.2%

Industries

Health care and social assistance

17%

Retail

13%

Manufacturing

13%

Education

11%

Restaurants and hotels

Finance, insurance and real estate

Construction

Wholesale

Professional and technical services

Transportation, warehousing and utilities

Other services

Public administration

Admin, support and management

Information

Arts and recreation

Agriculture and mining

0.9%

Median earnings per worker

$44,666

U.S. $49,666

Self-employed

7.7%

U.S. 10%

Government workers

13.7%

U.S. 14.5%

Nonprofit workers

13.6%

U.S. 8.8%

Median earnings by type of work

Type of work	03431	U.S.
Management, business, science and arts	$61,002	$74,888
Service	$21,191	$26,804
Sales and office	$40,263	$40,476
Construction and maintenance	$37,875	$49,199
Production and transportation	$45,693	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

18%

Associate's

Bachelor's

26%

Graduate

16%

High school graduate or higher: 94.6%
Bachelor's degree or higher: 41.9%
Graduate or professional degree: 15.5%
Households with broadband: 91.5%
Cable, fiber or DSL: 82.2%
No internet access: 5.8%
Without health insurance: 5.9%
Limited-English households: 0%

Geography

City (USPS): Keene
State: New Hampshire
County: Cheshire County
Center point: 42.9691° N, 72.3020° W
Land area: 60 sq mi
Water area: 0.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Keene62% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 03431

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
03435	Keene, NH · PO box	2.7 mi	—	—	—
03448	Gilsum, NH	5.4 mi	716	$80,417	$241,500
03445	Sullivan, NH	5.7 mi	687	$106,667	$236,500
03467	Westmoreland, NH	6.5 mi	2,237	$104,444	$351,800
03469	West Swanzey, NH · PO box	6.6 mi	—	—	—
03462	Spofford, NH	6.9 mi	1,726	$115,313	$396,200
03446	Swanzey, NH	7.7 mi	6,588	$85,484	$262,100
03455	Marlborough, NH	8 mi	2,242	$69,395	$268,000
03608	Walpole, NH	8.8 mi	3,167	$88,224	$355,600
03457	Nelson, NH	9.4 mi	802	$100,625	$353,300
03443	Chesterfield, NH	11 mi	581	—	$373,300
03465	Troy, NH	11 mi	2,005	$88,871	$266,600

Zip codes like 03431 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 03431

What city is zip code 03431?

03431 is assigned to Keene, New Hampshire. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 03431 in?

03431 is in Cheshire County, New Hampshire.

What is the population of 03431?

About 25,065 people live in 03431, according to the Census Bureau's American Community Survey.

What time zone is 03431 in?

03431 is in Eastern Time.

What is the median household income in 03431?

The median household income in 03431 is $79,541.

What zip codes are near 03431?

The closest zip codes to 03431 are 03435, 03448, 03445, 03467, 03469.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 03431, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.